MIRA INFORM REPORT

 

 

Report Date :           

24.02.2012

 

IDENTIFICATION DETAILS

 

Name :

INTERFER - STEEL AND COMMODITIES GMBH

 

 

Registered Office :

Wachhausstr. 5c, D 76227 Karlsruhe

 

 

Country :

Germany

 

 

Financials (as on) :

30.09.2010

 

 

Date of Incorporation :

17.06.2009

 

 

Com. Reg. No.:

HRB 706937

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

 

 

No. of Employees :

03

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

32,500 EUR

 

 

Status :

Small Company 

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Germany

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

Interfer - Steel and Commodities GmbH

 

 

Company address

 

Wachhausstr. 5c

D 76227 Karlsruhe

Telephone:        0721/9439744

Homepage:        www.interfer-steel.com

E-mail:              info@interfer-steel.com

 

 

Synthesis

 

LEGAL FORM               Private limited company

Date of foundation:         25.05.2009

Shareholders'

agreement:                    25.05.2009

Registered on:               17.06.2009

Commercial Register:     Local court 68159 Mannheim

under:                                       HRB 706937

Share capital:                 EUR             50,000.00

 

 

Shareholder

 

INTERFER Edelstahl Handelsgesellschaft mbH

Wachhausstr. 5c

D 76227 Karlsruhe

Post Box:

41 04 68

Legal form: Private limited company

Share capital:     EUR          1,533,875.65

Share:             EUR             50,000.00

Registered on: 14.11.1989

Reg. data: 68159 Mannheim, HRB 105335

 

 

Manager

 

Gerold Lorenz

Jahnstr. 10

D 76571 Gaggenau

having sole power of representation

born: 27.12.1972

Marital status: unknown

 

Manager:

Rahul Sudhakar Kulkarni

IND  Thane West, Maharashtra

born: 04.11.1972

Nationality: Indian

 

Further functions/participations of Gerold Lorenz (Manager)

 

Shareholder:

                     COMEAST Holding GmbH

                     Hauptstr. 59

                     D 77855 Achern

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Share:             EUR             25,000.00

                     Registered

                     on:         04.08.2008

                     Reg. data:  68159 Mannheim, HRB 704834

Manager:

                     INTERFER Edelstahl Handelsgesellschaft mbH

                     Wachhausstr. 5c

                     D 76227 Karlsruhe

                     Post Box:

                     41 04 68

                     Legal form: Private limited company

                     Share capital:     EUR          1,533,875.65

                     Registered

                     on:         14.11.1989

                     Reg. data:  68159 Mannheim, HRB 105335

Manager:

                     COMEAST Holding GmbH

                     Hauptstr. 59

                     D 77855 Achern

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Registered

                     on:         04.08.2008

                     Reg. data:  68159 Mannheim, HRB 704834

Manager:

                     Steel Intertrade GmbH

                     Wachhausstr. 5c

                     D 76227 Karlsruhe

                     Legal form: Private limited company

                     Share capital:     EUR            250,000.00

                     Registered

                     on:         15.09.2005

                     Reg. data:  68159 Mannheim, HRB 111054

Manager:

                     Interfer - Trade Finance GmbH

                     Wachhausstr. 5c

                     D 76227 Karlsruhe

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Registered

                     on:         03.03.2009

                     Reg. data:  68159 Mannheim, HRB 706199

 

 

BUSINESS ACTIVITIES

 

Sectors

46721   Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

46722   Wholesale of non-ferrous ores, metals and metal semi-finished goods

46902   Non-specialized wholesale of raw materials and half-finished and finished goods

 

 

FINANCIAL INFORMATION

 

Payment experience:     within periods customary in this trade

 

Negative information:      We have no negative information at hand.

 

Maximum credit:            32,500 EUR

 

Balance sheet year:       2010

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Wachhausstr. 5c

                                    D 76227 Karlsruhe

 

Land register documents were not available.

 

 

BANKERS

 

DEUTSCHE BANK, KARLSRUHE, BADEN

Sort. code: 66070004, BIC: DEUTDESM660

 

COMMERZBANK, KARLSRUHE, BADEN

Sort. code: 66040018, BIC: COBADEFF660

 

FINANCIAL FIGURES

 

Gross profit or loss:2010               EUR          2,177,799.00

Profit:              2010               EUR            427,319.00

Equipment:                              EUR              2,844.00

Ac/ts receivable:                       EUR          8,888,027.00

Liabilities:                           EUR         17,395,502.00

Employees:                                                      3

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2010 - 30.09.2010

Equity ratio [%]:                  4.09

Liquidity ratio:                   0.52

Return on total capital [%]:       2.34

 

Balance sheet ratios 25.05.2009 - 31.12.2009

Equity ratio [%]:                -14.38

Liquidity ratio:                   0.74

Return on total capital [%]:       1.22

 

Equity ratio

The equity ratio indicates the portion of the equity as compared to the total capital. The higher the equity ratio, the better the economic stability (solvency) and thus the financial autonomy of a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

Balance sheet grade

The balance sheet grade is based on the following ratios: equity ratio, liquidity ratio and return on total capital from the balance sheets published in the Federal Gazette.

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2010 - 30.09.2010

 

ASSETS                                  EUR         18,300,651.63

 Fixed assets                           EUR              2,843.65

  Tangible assets                       EUR              2,843.65

   Other tangible assets / fixtures and

   fittings                             EUR              2,843.65

 Current assets                         EUR         18,297,807.98

  Stocks                                EUR          9,407,780.74

  Accounts receivable                   EUR          8,888,026.72

   Other debtors and assets             EUR          8,888,026.72

  Liquid means                          EUR              2,000.52

 

LIABILITIES                             EUR         18,300,651.63

 Shareholders' equity                   EUR            534,269.07

  Capital                               EUR             50,000.00

   Subscribed capital (share capital)   EUR             50,000.00

  Balance sheet profit/loss (+/-)       EUR            484,269.07

   Profit / loss brought forward        EUR             56,950.32

   Annual surplus / annual deficit      EUR            427,318.75

 Provisions                             EUR            370,880.50

 Liabilities                            EUR         17,395,502.06

  Other liabilities                     EUR         17,395,502.06

   Unspecified other liabilities        EUR         17,395,502.06

 

Profit and loss account (cost-summary method) according to Comm.

Code (HGB)

 Gross result (+/-)                     EUR          2,177,799.69

 Staff expenses                         EUR             99,912.26

  Wages and salaries                    EUR             95,000.00

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR              4,912.26

 Total depreciation                     EUR              1,196.38

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR              1,196.38

 Other operating expenses               EUR          1,274,797.44

 Operating result from continuing

 operations                             EUR            801,893.61

 Interest result (+/-)                  EUR           -189,564.86

  Interest and similar income           EUR            108,475.46

  Interest and similar expenses         EUR            298,040.32

 Financial result (+/-)                 EUR           -189,564.86

 Result from ordinary operations (+/-)  EUR            612,328.75

 Income tax / refund of income tax (+/-)EUR           -185,010.00

 Tax (+/-)                              EUR           -185,010.00

 Annual surplus / annual deficit        EUR            427,318.75

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      25.05.2009 - 31.12.2009

 

ASSETS                                  EUR          5,513,007.88

 Fixed assets                           EUR              3,778.47

  Tangible assets                       EUR              3,778.47

   Other tangible assets / fixtures and

   fittings                             EUR              3,778.47

 Current assets                         EUR          5,509,229.41

  Stocks                                EUR            723,657.20

  Accounts receivable                   EUR          4,740,330.02

   Other debtors and assets             EUR          4,740,330.02

  Liquid means                          EUR             45,242.19

 

LIABILITIES                             EUR          5,513,007.88

 Shareholders' equity                   EUR            106,950.32

  Capital                               EUR             50,000.00

   Subscribed capital (share capital)   EUR             50,000.00

  Balance sheet profit/loss (+/-)       EUR             56,950.32

   Annual surplus / annual deficit      EUR             56,950.32

 Provisions                             EUR             36,450.00

 Liabilities                            EUR          5,369,607.56

  Other liabilities                     EUR          5,369,607.56

   Unspecified other liabilities        EUR          5,369,607.56

 

Profit and loss account (cost-summary method) according to Comm.

Code (HGB)

 Gross result (+/-)                     EUR            330,417.72

 Total depreciation                     EUR                702.27

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR                702.27

 Other operating expenses               EUR            221,857.94

 Operating result from continuing

 operations                             EUR            107,857.51

 Interest result (+/-)                  EUR            -24,457.19

  Interest and similar expenses         EUR             24,457.19

 Financial result (+/-)                 EUR            -24,457.19

 Result from ordinary operations (+/-)  EUR             83,400.32

 Income tax / refund of income tax (+/-)EUR            -26,450.00

 Tax (+/-)                              EUR            -26,450.00

 Annual surplus / annual deficit        EUR             56,950.32

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.25

UK Pound

1

Rs.77.19

Euro

1

Rs.65.29

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.