MIRA INFORM REPORT

 

 

Report Date :           

24.02.2012

 

IDENTIFICATION DETAILS

 

Name :

KALI YUGA INVESTMENTS (PTY) LTD

 

 

Registered Office :

Unit 20-21 Savannah Park, 2a Sneezewood Lane, Glen Anil 4015

 

 

Country :

South Africa

 

 

Date of Incorporation :

18.09.1990

 

 

Com. Reg. No.:

1990/005585/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Supply printing inks

 

 

No. of Employees :

27

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$1 500 000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

South Africa

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Company summary

 

Subject Name

KALI YUGA INVESTMENTS (PTY) LTD T/A VAN SON INKS AND GRAPHICS

Country

SOUTH AFRICA

Requested Credit Limit

US$1 500 000

Enquiry Terms

30 DAYS

Account Review

6 MONTHS

Subject Contact person

KIRSMA RAMDASS-031 5692919

 

 

 

Assessment

 

 

 

 

This is well-established company.

The subject is meeting commitments timeously with their local supplier.

A bank code revealed that the subject would be considered as equal to R500 000 over 30 days.

The lack of financial information and full payment references should be borne in mind.

Your figure is considered as too high.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

KALI YUGA INVESTMENTS (PTY) LTD

Trading as/ Division Name

VAN SON INKS GRAPHICS

Previous Name

None

Date of Name Change

None

Registration Number

1990/005585/07

Registration Date

1990-09-18

Date Commenced Trading

1990-09-18

Age of Business

21 Years 5 Months

History of Business

Unavailable

History of Principals

2

Shareholders/Members/Partners of subject and  % holding

50% NIRVASHNEE RAIDOO

50% LUSHANDERAN MOODELY

Authorised Share Capital

100

Issued Share Capital/Members Contribution

100

Status

This Business is Active

Operations Assessment

Supply printing inks

Industry/ Customers

08-Financial intermediation, insurance, real estate and business srevices

Export

TAZANIA, MALAWI

Major Industry Code / SICC

33520

Definition of Code

Manufacture of paints, varnishes and similar coatings, printing ink and mastic.

Head Office Physical Address

 

 

Unit 20-21 Savannah Park

2A Sneezewood lane

GLEN ANIL

4015

Head Office Postal Address

 

 

PO Box 19083

DORMERTON

4015

Current Tel Number

031 5692919

Cell number

082 4913056

Current Fax Number

031 5694576

Current Email Address

nirvashe@vanson.co.za

Web Site Address

None

 

 

Auditors Information

 

Company Registered Name

G AND G CHARTERED ACCOUNTS INC

Trading Name

None

Registration Number

2001/015103/21

Physical Address

23 Saint Marys Avenue

Durban

4000

Postal Address

PO Box 47107

GREYVILLE

4023

Contact Person

SUMESH

Contact Number

031 3091617

Email

sumesh@gg.co.za

Principals

None

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

SAICA number

05026462

VAT Number

4530196502

Tax Number

Unavailable

BEE Status

Yes

Financial Year End

December

Years With Auditors

11 Years

Website

None

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

K M T T  BREY

 

22 Years

IS PILLAY AND COMPANY

 

22 Years

 

 

Tax Information

 

Vat Number

402010416

Status

Active

Vat Liable Date

1991-09-30

Tax Number

9149186208

Tax Clearance Expire Date

7 June 2012

Financial Year End

June

 

 

Black Economic Empowerment

 

Status

Yes

Score

1

Expire Date

23 October 2012

BEE Certificate Available

Yes/No

 

 

ISO Status

 

Type of ISO Grade

Unavailable

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

Yes

Compliance Certified

10995501550

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

Unavailable

Shareholding

 

Registration Number

 

Import / Export

 

 

Subsidiary Company

Unavailable

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

27

1.       Salaried employees

27

2.       Waged employees

 

1.       Permanent employees

 

2.       Casual employees

 

3.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

4

 

 

 

The Fleet is made up of

 

1.       Cars

2

 

 

 

2.       Light Delivery Vehicles

2

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

Yes


Head Office Owned/ Rented

Owned

Rental Company

None

Owned by

KALI YUGA INVESTMENTS (PTY) LTD

Value

Unavailable

Bond

Unavailable

Bank

Unavailable

Lease Agreement

None

Lease Expire Date

None

Type of Premises

Offices

 

 

Branches Names

Country

Province

CAPE TOWN

SOUTH AFRICA

EASTERN CAPE

 


Branches Owned/ Rented

Rented

 

Rental Company

JHI PROPERTIES

 

Owned

 

 

Value

 

 

Bank

 

 

Bond

 

 

Lease Agreement

Annual

 

Lease Expire Date

 

 

Type of Premises

Offices

 

Branches Names

Country

Province

JOHANNESBURG

SOUTH AFRICA

GAUTENG

Branches Owned/ Rented

Rented

 

Rental Company

EXPIRE PROPERTIES

 

Owned

 

 

Value

 

 

Bank

 

 

Bond

 

 

Lease Agreement

Annual

 

Lease Expire Date

 

 

Type of Premises

Offices

 

 

Management Overview

                       

Organisation chart

Level

Position

Name

1

DIRECTOR

LUSHANDERAN MOODLEY

1

DIRECTOR

NIRVASHNEE RAIDOO

 

Company Structure (Ownership)

 

Note: One level up and all levels down

Holding

Company

Sub

50% NIRVASHNEE RAIDOO 50%LUSHANDERAN MOODELY

KALI YUGA INVESTMENTS (PTY) LTD

None

 

 

Trade References

 

Key deals signed within the past 12 months.

Company

Value

Contact

None

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Trade Reference nr

Supplier

Contact

1

GEODUS WISLON (PTY) LTD

031 5798800

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

2011

Confidential

Confidential

30 Days

Confidential

30 Days

Fairly New Account

 


Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

STANDARD BANK

Branch

GRYEVILLE

Bank Account Number

052712702

Type of Account

CURRENT

Account Name

KALI YUGA INVESTMENT (PTY0 LTD

Overdraft Facilities

Yes

Bank Code

C for R500 000

Bank Comment

 

The subjects bankers consider them as equal to their normal business engagements.

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

 

Financial Estimates

CURRENT ASSETS

Unavailable

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

R18 000 000

Estimated Current Year Turnover

R15 000 000

Current Turnover per month

R1 200 000

Current Turnover per annum

 

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

2

Average Age of Active Principals

34

 

Active Principals

 

Principal 1 of 2: NIRVASHNEE RAIDOO

Surname

RAIDOO

First Name

NIRVASHNEE

Other Names

None

Marital Status

Unavailable

ID Number

6710060049085

Verified ID Number

No

Current Age

45

Designation

Director

Status

Active

Appointment Date

1998-03-31

Physical Address (at time of Appointment)

11 Alistair Mews 4 Alistar Road

WESTVILLE NORTH

3630

Postal Address

PO Box 19083

DORMERTON

4015

Current Tel Number

031 569 2919

Cell number

082 491 3056

Current Fax Number

Unavailable

Current Email Address

Unavailable

Shareholding

(if the principal owns shares)

 

 

Adverse Information for: NIRVASHNEE RAIDOO

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: NIRVASHNEE RAIDOO

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

BIZ AFRIKA 228 (PTY) LTD

M1999/007656/07

In Business

12 Years

10 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 


 

Deeds Information

Property Interestsfor: NIRVASHNEE RAIDOO

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 2 of 2: LUSHANDERAN  MOODLEY

Surname

MOODLEY

First Name

LUSHANDERAN

Other Names

None

Marital Status

None

ID Number

6902225047084

Verified ID Number

Yes

Current Age

43

Designation

Director

Status

Active

Appointment Date

1990-09-28

Physical Address (at time of Appointment)

4 Chislehurst Road

WESTVILLE

3630

Postal Address

4 Chislehurst Road

WESTVILLE

3630

Current Tel Number

031 5692919

Cell number

082 4495365

Current Fax Number

Unavailable

Current Email Address

Unavailable

Shareholding

(if the principal owns shares)

 

 

Adverse Information for: LUSHANDERAN  MOODLEY

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

 

Other

Default data

None

 


Business Information for: LUSHANDERAN  MOODLEY

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

GRAPHITECH TRADING CC

B2011/099322/23

In Business

7 Months

0

No

BIZ AFRIKA 228 (PTY) LTD

M1999/007656/07

In Business

12 Years

10 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

Deeds Information

Property Interestsfor :LUSHANDERAN  MOODLEY

Title Deed No.

T29306/2000

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

4 CHISLEHURST DAWNCLIFFE

WESTVILLE

Property Type

Freehold / Ervin

Extent / Size

2117.0SQM

Purchase Date

2000-02-10

Purchase price

R 415 000.00

% Ownership

0.0000

Bond Holder

STANDARD BANK SA

Bond Number

B177162000

Bond Amount

R 415 000.00

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.25

UK Pound

1

Rs.77.19

Euro

1

Rs.65.29

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.