MIRA INFORM REPORT

 

 

Report Date :           

27.02.2012

 

IDENTIFICATION DETAILS

 

Name :

ALKUWAITIYA ALWATANIA CARPET & FURNITURE CO WLL

 

 

Registered Office :

Aldajej Twinesz Complex, Ground Floor, Shop No. 18, Farwaniya

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

07.10.2009

 

 

Com. Reg. No.:

332650

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Wholesale and retail of dried foodstuffs

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Kuwait

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                                     : ALKUWAITIYA ALWATANIA CARPET & FURNITURE CO WLL

Also Known As                                      : KUWAIT NATIONAL FURNITURE & FURNISHING CO WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 7th October 2009

Commercial Registration Number            : 332650

Trade Licence Number                            : 2100/2009

Chamber Membership Number                : 120923

Issued Capital                                        : KD 88,000

Paid up Capital                                      : KD 88,000

Total Workforce                                     : 15

Activities                                               : Wholesale and retail of dried foodstuffs

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 150,000

Person Interviewed                                 : Mashan Abdullah Al Shamri, General Manager

 


COMPANY NAME

 

ALKUWAITIYA ALWATANIA CARPET & FURNITURE CO WLL

 

 

ALSO KNOWN AS

 

KUWAIT NATIONAL FURNITURE & FURNISHING CO WLL

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Aldajej Twinesz Complex, Ground Floor, Shop No. 18

Town                 : Farwaniya

Country             : Kuwait

Telephone         : (965) 24332636

Facsimile          : (965) 24332636

Mobile               : (965) 99493325 / 9330333

Email                : meshab70@yahoo.com

 

Premises

Subject operates from a small suite of offices and a shop that are rented and located in the Central Business Area of Farwaniya.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Ahmed Ougla Meran Al Onaizi                                                           Managing Director

 

·       Othman Ahmed Ougla Meran Al Onaizi                                               Director

 

·       Rawan Ahmed Ougla Meran Al Onaizi                                     Director

 

·       Maryam Ahmed Ougla Meran Al Onaizi                                               Director

 

·       Lulula Ahmed Ougla Meran Al Onaizi                                                  Director

 

·       Nourah Samah Fahd Al Shamari                                                         Director

 

·       Mashan Abdullah Al Shamri                                                               General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 7th October 2009

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 332650

 

Trade Licence No.       : 2100/2009

 

Chamber Member No. : 120923

 

Issued Capital              : KD 88,000

 

Paid up Capital            : KD 88,000

 

Name of Shareholder (s)                                             

 

·       Ahmed Ougla Meran Al Onaizi                                                          

 

·       Othman Ahmed Ougla Meran Al Onaizi                                              

 

·       Rawan Ahmed Ougla Meran Al Onaizi                                    

 

·       Maryam Ahmed Ougla Meran Al Onaizi                                              

 

·       Lulula Ahmed Ougla Meran Al Onaizi                                                 

 

·       Nourah Samah Fahd Al Shamari

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of dried foodstuffs including, pulses, herbs and spices.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 15 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                KD 730,000                               KD 1,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Kuwait Finance House (KFH)

Safat Square

Abdullah Al Mubarak Street

PO Box: 24989

Safat 13110

Tel: (965) 22445050

Fax: (965) 22455135

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.07

UK Pound

1

Rs.77.19

Euro

1

Rs.65.57

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.