MIRA INFORM REPORT

 

 

Report Date :           

27.02.2012

 

IDENTIFICATION DETAILS

 

Correct Name :

R&R GRANITY A.ROGOZ R.RODKIEWICZ SPOtKA JAWNA

 

 

Registered Office :

Olszowa 69, Zip Code 58-150 , Town Strzegom

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

01.04.1995

 

 

Com. Reg. No.:

890298533

 

 

Legal Form :

Ordinary Partnership Concern

 

 

Line of Business :

Cutting, shaping and finishing of stone

 

 

No. of Employees :

15 – 25 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

100.000 EUR

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Poland

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


MMARY

COMPANY summary

 

NAME AND ADDRESS

 

NAME: R&R GRANITY A.ROGÓŻ R.RODKIEWICZ SPÓŁKA JAWNA

STREET: OLSZOWA 69

ZIP CODE: 58-150

TOWN: STRZEGOM

 

CONTACT DETAILS

TELEPHONE     : 74/8555909

MOBILE            : 665776500

FAX                  : 74/8555909

WEBSITE         : www.rrgranity.pl

EMAIL              : rrgranity@rrgranity.pl

 

OTHER INFORMATION

REGON/Statistical No. 890298533

V.A.T.                           : 884-10-55-386

FOUNDED                     : 1995/04/

Legal form                   ORDINARY PARTNERSHIP CONCERN

 

NACE codes:

26.70 Cutting, shaping and finishing of stone

51.53 Wholesale of wood, construction materials and sanitary equipment

51.79.98 Import - Brazil

51.79.98 Import - Spain

51.79.98 Import - Italy

51.79.98 Import - India

51.79.98 Import - Norway

 

EMPLOYMENT

(for last available 3 years)

 

FROM DATE                 TO DATE          TOTAL (MIN-MAX)        PRODUCTIVE (MINMAX) UNPRODUCTIVE

     (MINMAX)

2010/01/01                    2010/12/31        15 - 25                                      -                                   -

2006/01/01                    2006/12/31        15 - 15                                      -                                   -

 

TURNOVER and NET SALES (for last available 3 years)

FROM DATE                 TO DATE          TURNOVER                  NET SALES                  EXPORT    IMPORT

2010/01/01                    2010/12/31        18.498.519,83                18.194.165,79                -                       -

2009/01/01                    2009/12/31        20.711.175,24                20.523.189,96                -                       -

2008/01/01                    2008/12/31        16.118.330,72                16.007.387,99                -                       -


TOTAL ASSETS (for last available 3 years)

 

YEAR 1                         YEAR 2                         YEAR 3

DATE:                                                               31/12/2010                    31/12/2009                    31/12/2008

TOTAL ASSETS                                               16.427.622,53                13.069.041,64                9.879.958,44

 

 

NET PROFIT/LOSS (for last available 3 years)

YEAR 1                         YEAR 2                         YEAR 3

DATE:                                                               31/12/2010                    31/12/2009                    31/12/2008

Net profit (loss) for the year:                            1.257.651,83                 2.106.613,17                 1.224.446,99

 

 

compANy NAME AND ADDRESS DATA

 

NAME                           : R&R GRANITY A.ROGÓŻ R.RODKIEWICZ SPÓŁKA JAWNA

SHORT NAME               : R&R GRANITY S.J., STRZEGOM

STREET                        : OLSZOWA 69

ZIP CODE                     : 58-150

TOWN                          : STRZEGOM

TELEPHONE                 : 74/8555909

MOBILE                        : 665776500

FAX                              : 74/8555909

WEBSITE                     : www.rrgranity.pl

EMAIL                          : rrgranity@rrgranity.pl

 

CORRESPONDENCE

STREET: CEGLANA 15

ZIP CODE: 58-150

TOWN: STRZEGOM

 

 

Basic data

 

REGON/Statistical

No.                               890298533

V.A.T.:                          884-10-55-386

Nationwide Court

Register                       KRS 0000137725

Legal form                   ORDINARY PARTNERSHIP CONCERN

Status                          ACTIVE

Start of Activity            1995/04/

Registering agency      COURT OF COMMERCE

Register type               NATIONAL COURT REGISTER

Date of

Registration                 22/11/2002

 


NACE codes: 26.70 Cutting, shaping and finishing of stone

51.53 Wholesale of wood, construction materials and sanitary equipment

51.79.98 Import - Spain

51.79.98 Import - India

51.79.98 Import - Norway

51.79.98 Import - Italy

51.79.98 Import - Brazil

 

 

ORGANISATIONAL AND LEGAL DATA

 

SHAREHOLDERS

 

NAME:

RYSZARD

SECOND NAME:

StAWOMIR

SURNAME:

RODKIEWICZ

PESEL:

65090502630

CITIZENSHIP:

Poland

COUNTRY:

Poland

 

NAME:

ANDRZEJ

SECOND NAME:

KAZIMIERZ

SURNAME:

rogOZ

PESEL:

61030301693

CITIZENSHIP:

Poland

 

TYPE:

PARTNER

REPRESENTATION:

SOLE SIGNATURE

NAME:

RYSZARD

SECOND NAME:

StAWOMIR

SURNAME:

RODKIEWICZ

PESEL:

65090502630

CITIZENSHIP:

Poland

COUNTRY:

Poland

 

TYPE:

PARTNER

REPRESENTATION:

SOLE SIGNATURE

NAME:

ANDRZEJ

SECOND NAME:

KAZIMIERZ

SURNAME:

rogOZ

PESEL:

61030301693

CITIZENSHIP:

Poland

COUNTRY:

Poland

 


SHARES IN OTHER COMPANIES

 


 

Officially not available

 

 

Employment

 

TOTAL (MIN-MAX)

PRODUCTIVE (MIN-

UNPRODUCTIVE (MIN-

FROM DATE

TO DATE

 

MAX)

MAX)

 

 

15 - 25

-

-

2010/01/01

2010/12/31

15 - 15

-

-

2006/01/01

2006/12/31

REAL ESTATE

 

OWNED

 

KIND OF REAL             AREA FROM                 AREA TO          VALUE    CURRENCY                MORTGAGEE

Estate                                                                                                                                    REGISTER

NUMBER

GROUNDS                                                                                185.759,64        PLN                  --

BUILDINGS AND

CONSTRUCTIONS                                                                     1.759.571,95     PLN                  --

 

7.

SALES

 

FROM DATE

TO DATE

TURNOVER

NET SALES

EXPORT IMPORT

2010/01/01

2010/12/31

18.498.519,83

18.194.165,79

 

2009/01/01

2009/12/31

20.711.175,24

20.523.189,96

 

2008/01/01

2008/12/31

16.118.330,72

16.007.387,99

 

2007/01/01

2007/12/31

15.318.166,41

15.247.536,62

 

2006/01/01

2006/12/31

11.307.336,16

11.265.423,65

 

2005/01/01

2005/12/31

9.406.556,99

9.317.427,70

 

2004/01/01

2004/12/31

6.293.990,23

6.197.087,59

 

 

 


financial data

 

 

YEAR 1

YEAR 2

YEAR 3

 

DATE: 31/12/2010

31/12/2009

31/12/2008

ASSETS                                                                                                          

A. Total non-current assets

6.139.407,12

3.498.563,93

2.913.447,46

I.Intangible assets:

0,00

0,00

0,00

1.Costs of development activities:

0,00

0,00

0,00

2.Goodwill:

0,00

0,00

0,00

3.0ther intangible fixed assets:

0,00

0,00

0,00

4.Prepayments for intangible assets:

0,00

0,00

0,00

II.Fixed assets:

6.139.407,12

3.498.563,93

2.913.447,46

l.tangible fixed assets:

5.388.679,97

2.038.126,19

2.273.562,14

a)land:

185.759,64

185.759,64

185.837,60

b)buildings:

1.759.571,95

1.223.270,05

1.257.863,24

c)machinery and equipment:

3.340.546,71

569.102,10

804.450,87

d)vehicles:

82.496,11

36.007,24

2.475,29

e)other tangible fixed assets:

20.305,56

23.987,16

22.935,14

2.Investments in progress:

750.727,15

921.258,54

639.885,32

3.Investments in progress paid on accounts:

0,00

539.179,20

0,00

III.Long-term receivables:

0,00

0,00

0,00

I.From related companies:

0,00

0,00

0,00

2.From other companies:

0,00

0,00

0,00

IV.Long-term investments:

0,00

0,00

0,00

I.Real-estate property:

0,00

0,00

0,00

2.Intangible assets:

0,00

0,00

0,00

3.Long-term financial assets:

0,00

0,00

0,00

a) in related companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other long-term financial assets:

0,00

0,00

0,00

b) in other companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other long-term financial assets:

0,00

0,00

0,00

4.0ther long-term investments:

0,00

0,00

0,00

V.Long-term interperiod settlements:

0,00

0,00

0,00

1.Assets from deffered income tax:

0,00

0,00

0,00

2.0thers:

0,00

0,00

0,00

B. Current assets:

10.288.215,41

9.570.477,71

6.966.510,98

I. Inventory

7.341.491,85

7.852.702,53

6.215.793,68

1.Materials:

2.078.073,59

2.747.873,26

2.994.346,63

2.Semi-products and work in progress:

0,00

0,00

0,00

3.Finished goods:

5.263.150,57

5.104.681,58

3.221.347,36

4.Products:

267,69

147,69

99,69

5.Advance payment for delivery:

0,00

0,00

0,00

II.Accounts receivable:

1.371.330,96

1.595.270,18

655.621,71

1.From related companies:

0,00

0,00

0,00

a)trade receivables:

0,00

0,00

0,00

- within 12 months:

0,00

0,00

0,00

- more than 12 months:

0,00

0,00

0,00

b)others:

0,00

0,00

0,00

2.From other companies:

1.371.330,96

1.595.270,18

655.621,71

a)trade receivables:

1.371.038,24

1.068.943,98

579.384,79

- within 12 months:

1.371.038,24

1.068.943,98

579.384,79

- more than 12 months:

0,00

0,00

0,00

b)tax and social receivables:

0,00

526.326,20

76.236,92

c)other receivables:

292,72

0,00

0,00

d)accounts receiv. result. from disputable claims:

0,00

0,00

0,00

III.Short-term investments:

1.515.228,00

15.089,54

32,05

1.Short-term financial assets:

1.515.228,00

15.089,54

32,05

a) in related companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other short-term financial assets:

0,00

0,00

0,00

b) in other companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other short-term financial assets:

0,00

0,00

0,00

c)cash and other cash assets:

1.515.228,00

15.089,54

32,05

- cash in hand and at bank:

1.515.228,00

15.089,54

32,05

- other cash means:

0,00

0,00

0,00

- other cash assets:

0,00

0,00

0,00

2.0ther short-term investments:

0,00

0,00

0,00

IV.Short-term interperiod settlements:

60.164,60

107.415,46

95.063,54

Total assets (A+B):

16.427.622,53

13.069.041,64

9.879.958,44

LIABILITIES

A. Net worth:

8.357.528,55

7.506.489,89

5.859.876,72

I.Issued capital:

10.000,00

10.000,00

10.000,00

II.Outstanding but unpaid contribution

0,00

0,00

0,00

III.Entity's own capital (negative):

0,00

0,00

0,00

IV.Reserve capital:

0,00

0,00

0,00

V.Revaluation reserve:

0,00

0,00

0,00

VI.Other reserve capitals:

1.995.429,73

1.995.429,73

1.995.429,73

VII.Profit/loss brutto forward:

5.094.446,99

3.394.446,99

2.630.000,00

VIII.Net financial result for the year:

1.257.651,83

2.106.613,17

1.224.446,99

IX.Write-offs from net profit:

0,00

0,00

0,00

B.Liabilities & reserves:

8.070.093,98

5.562.551,75

4.020.081,72

I.Reserve for liabilities:

0,00

0,00

0,00

1.Reserves for deffered income tax:

0,00

0,00

0,00

2.Reserves for retirement and similar:

0,00

0,00

0,00

- long-term:

0,00

0,00

0,00

- short-term:

0,00

0,00

0,00

3.0ther reserves:

0,00

0,00

0,00

- long-term:

0,00

0,00

0,00

- short-term:

0,00

0,00

0,00

II.Long-term liabilities:

2.329.826,47

0,00

115.166,52

1.To related companies:

0,00

0,00

0,00

2.To other companies:

2.329.826,47

0,00

115.166,52

a)credits and loans:

2.329.826,47

0,00

115.166,52

b)commercial papers:

0,00

0,00

0,00

c)other financial liabilities:

0,00

0,00

0,00

d)other long-term liabilities:

0,00

0,00

0,00

III.Short-term liabilities:

3.922.807,80

5.530.771,16

3.862.359,31

1.To related companies:

0,00

0,00

0,00

a)trade payable:

0,00

0,00

0,00

- within 12 months:

0,00

0,00

0,00

- more than 12 months:

0,00

0,00

0,00

b)other:

0,00

0,00

0,00

2.To other companies:

3.922.807,80

5.530.771,16

3.862.359,31

a)bank loans:

2.870.421,49

2.984.151,06

2.231.647,92

b)commercial papers:

0,00

0,00

0,00

c)other financial liabilities:

0,00

0,00

0,00

d)trade payables:

888.944,73

2.437.666,60

1.539.607,02

- within 12 months:

888.944,73

2.437.666,60

1.531.744,81

- more than 12 months:

0,00

0,00

7.862,21

e)supplies paid on account:

0,00

0,00

0,00

f)notes payable:

0,00

0,00

0,00

g)tax & social securities:

96.512,83

58.162,90

51.821,55

h)payroll payable:

53.653,99

44.019,56

32.781,77

i)other short-term liabilities:

13.274,76

6.771,04

6.501,05

3. Special funds:

0,00

0,00

0,00

IV. Accrued liabilities:

1.817.459,71

31.780,59

42.555,89

1. Negative goodwill

0,00

0,00

0,00

2. Other

1.817.459,71

31.780,59

42.555,89

- long-term:

1.636.081,58

0,00

0,00

- short-term:

181.378,13

31.780,59

42.555,89

Total liabilities (A+B):

16.427.622,53

13.069.041,64

9.879.958,44

 


Profit and Loss account (comp)

 

 

YEAR 1

YEAR 2

YEAR 3

 

FROM DATE: 01/01/2010

01/01/2009

01/01/2008

 

TO DATE: 31/12/2010

31/12/2009

31/12/2008

A. Net sales of goods and products:

18.194.165,79

20.523.189,96

16.007.387,99

- including to related companies

0,00

0,00

0,00

I. Net sales of products

18.066.564,63

18.597.746,45

15.412.529,33

II. Change of products

111.513,59

1.903.228,23

571.156,29

III.Costs of production

0,00

0,00

0,00

IV.Net sale of goods and materials

16.087,57

22.215,28

23.702,37

B. Operation expenses:

16.511.253,91

18.215.691,70

14.515.588,00

I. Depreciation:

467.317,22

312.871,66

260.426,42

II. Costs of materials and energy

12.757.014,70

14.675.660,02

11.412.050,69

III. Outside services

1.928.177,43

2.052.567,25

1.894.632,74

IV.Taxes :

46.327,00

40.585,33

25.242,05

- including excise taxes:

0,00

0,00

0,00

V. Salaries

862.065,30

681.596,18

579.612,91

VI. Social taxes & related

171.649,44

141.361,89

134.065,94

VII. Other

278.702,82

310.921,49

209.557,25

VIII. Goods and materials sold

0,00

127,88

0,00

C. Profit (loss) on sale (A-B)

1.682.911,88

2.307.498,26

1.491.799,99

D. Other operation incomes

188.530,76

32.761,72

36.976,15

I. Profit from sale of tangible assets

38.110,38

0,00

6.557,38

II. Grants & subsidies

104.076,48

17.332,68

17.332,78

III. Other

46.343,90

15.429,04

13.085,99

I. Loss from sale of tangible assets

0,00

0,00

0,00

II. Revaluation of non-financial assets

0,00

0,00

0,00

III. Other operating costs

46.873,21

30.508,10

6.293,88

F. Profit (loss) from operating activity (C+D-E)

1.824.569,43

2.309.751,88

1.522.482,26

G. Financial income

115.823,28

155.223,56

73.966,58

I. Dividends

0,00

0,00

0,00

- from subsidiaries and affiliates

0,00

0,00

0,00

II. Interest receivable

833,32

1.952,79

412,70

- from subsidiaries and affiliates

0,00

0,00

0,00

III. Profits from investment transferred

0,00

0,00

0,00

IV. Revaluation of investments

0,00

0,00

0,00

V. Other

114.989,96

153.270,77

73.553,88

H. Financial costs

682.740,88

358.362,27

372.001,85

I. Interest payable including:

435.198,17

177.215,04

210.243,64

- including to related companies

0,00

0,00

0,00

II. Loss from investments transferred

0,00

0,00

0,00

III. Revaluation of investments

0,00

0,00

0,00

IV. Other

247.542,71

181.147,23

161.758,21

I. Profit (loss) from economic activity (F+G-H)

1.257.651,83

2.106.613,17

1.224.446,99

J. Extraordinary items (J.I - J.II)

0,00

0,00

0,00

I. Extraordinary incomes

0,00

0,00

0,00

II.Extraordinary losses

0,00

0,00

0,00

K. Brutto profit (loss) for the year (I+/-J):

1.257.651,83

2.106.613,17

1.224.446,99

L. Corporate income tax

0,00

0,00

0,00

M. Other obligatory charges

0,00

0,00

0,00

N. Net profit (loss) for the year (K-L-M):

1.257.651,83

2.106.613,17

1.224.446,99

 

 

Index analysis

 

INDEX

31/12/2010

31/12/2009

31/12/2008

CURRENT RATIO (CR)

2,62

1,73

1,80

Current assets/Current liabilities

 

 

 

QUICK RATIO (QR)

0,75

0,31

0,19

Current Assets-Inventory/Current liabilities

 

 

 

CASH RATIO (SQR)

0,39

0,00

0,00

Cash/Current liabilities

 

 

 

STOCK TURNOVER/DAY'S SUPPLY IN INVENTORY

147,28

139,66

141,73

Inventory/Turnover x 365 days

 

 

 

CREDITORS DAYS/DAY'S SALES IN RECEIVABLES

27,51

28,37

14,95

Current receivables/Turnover x 365 days

 

 

 

DEBTORS DAYS/DAY'S PURCHASE IN PAYABLES

78,70

98,36

88,07

Current liabilities/Turnover x 365 days

 

 

 

TOTAL INDEBTNESS/DEBT RATIO

49,13

42,56

40,69

Outside capital/Equity capital x 100%

 

 

 

LONG TERM INDEBTNESS I/LONG TERM DEBT RATIO I

0,28

0,00

0,02

Longterm liabilities/Equity capital

 

 

 

LONG TERM INDEBTNESS II/LONG TERM DEBT RATIO II

21,80

0,00

1,93

Longterm liab./Equity cap.+Longterm liab. x 100%

 

 

 

RETURN ON SALES (ROS)

6,91

10,26

7,65

Net profit/Turnover x 100%

 

 

 

RETURN ON ASSETS (ROA)

7,66

16,12

12,39

Net profit/Total assets x 100%

 

 

 

RETURN ON EQUITY (ROE)

15,05

28,06

20,90

Net profit/Equity capital x 100%

 

 

 

LONG TERM LIABILITIES IN OUTSIDE CAPITAL

0,37

0,00

0,03

Longterm liabilities/Outside capital x 100%

 

 

 

WORKING CAPITAL

6.365.407,61

4.039.706,55

3.104.151,67

Current assets-Current liabilities

 

 

 

WORKING CAPITAL RATIO

34,99

19,68

19,39

Current assets-Current liabilities/Turnover x 100%

 

 

 

 

 

 

 


SECTOR AVERAGE VALUES

(for last available 3 years)

 

NACE:26.70 (Cutting, shaping and finishing of stone)

 

INDEX ANALYSIS

31/12/2011

31/12/2010

31/12/2009

CURRENT RATIO (CR)

Current assets/Current liabilities

 

2,62

2,16

QUICK RATIO (QR)

Current Assets-Inventory/Current liabilities

 

0,75

1,03

RETURN ON SALES (ROS)

Net profit/Turnover x 100%

 

6,91

8,19

RETURN ON ASSETS (ROA)

Net profit/Total assets x 100%

 

7,66

9,12

RETURN ON EQUITY (ROE)

Net profit/Equity capital x 100%

 

15,05

17,78

Employment

 

 

 

Employment TOTAL

14.34

14.34|

14.35

Employment PRODUCTIVE

Employment UNPRODUCTIVE

TURNOVER/NET SALES

 

TURNOVER

 

18.498.519,83

28.760.261,87

NET SALES

 

18.194.165,79

15.343.594,98

TOTAL ASSETS

 

TOTAL ASSETS

 

16.427.622,53|

52.370.610,73

 


NACE:51.53 (Wholesale of wood, construction materials and sanitary equipment)

 

INDEX ANALYSIS

31/12/2011

31/12/2010

31/12/2009

CURRENT RATIO (CR)

Current assets/Current liabilities

0,07

1,88

2,00

QUICK RATIO (QR)

Current Assets-Inventory/Current liabilities

0,00

1,27

1,31

RETURN ON SALES (ROS)

Net profit/Turnover x 100%

11,05

1,32

5,14

RETURN ON ASSETS (ROA)

Net profit/Total assets x 100%

15,28

4,48

6,59

RETURN ON EQUITY (ROE)

Net profit/Equity capital x 100%

20,30

20,43

19,63

EMPLOYMENT

 

Employment TOTAL

               71.44                       71.45                     71.49

Employment PRODUCTIVE

                96.92                      96.92                    97.45

Employment UNPRODUCTIVE

              105.73                       105.73                 111.60

TURNOVER/NET SALES

 

TURNOVER

22.158.750,00            303.466.773,04    180.593.138,87

NET SALES

22.158.750,00            223.138.227,88    125.791.427,42

TOTAL ASSETS

 

TOTAL ASSETS

236.552.250,00          172.739.891,50    101.144.592,76

 

 

historical data

 

Basic Data (History)

 

 

 

Validity period:

1995/04/01 - 2002/11/22

Legal form:

CIVIL COMPANY

Register organ:

1289241

Type:

DIRECTORY OF BUSINESS ACTIVITY

Date of registration:

01/04/1995

 

Validity period:

1995/04/01 - 2002/11/22

NAME:

KAMIENIARSTWO PRODUKCJA ELEM. GRANITOWYCH I NAGROBKOWYCH SPOtKA CYWILNA

SHORT NAME:

SP.C.KAMIEN.,STRZEGOM

STREET:

OLSZOWA /NR DZIAtKI 96/

ZIP CODE:

58-150

TOWN:

STRZEGOM

TELEPHONE:

551823

 


PAYMENTS

 

Overdue payments There aren't of debt collection action by available resources of

Overdue payments KRD (National Debt Register Economic Information Bureau www.krd.pl )

Overdue payments against this Company at 2012.02.21

 

 

Trade partners

 

Officially not available

 

 

RELATED FIRMS

 

Officially not available

 

 

PROCEDURES

 

Officially not available

 

16. ADDITIONAL INFORMATION

ADDITIONAL INFORMATION

 

ADDITIONAL INFORMATION                 Branches/Warhouse:

ADDITIONALINFORMATION                  Katowice, tel.: 516 005 117

ADDITIONAL INFORMATION                 32-852 Debno hurtownia Sufczyn k. Brzeska

 

 

BANK

 

Officially not available

 

18. CUSTOM

customERS / SUPPLIERS

 

Officially not available

 

19. INDEX


COMPANY index

 

Maximum Credit: 100.000 EUR

All figure quoted in PLN


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.07

UK Pound

1

Rs.77.19

Euro

1

Rs.65.57

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.