MIRA INFORM REPORT

 

 

Report Date :

28.02.2012

 

IDENTIFICATION DETAILS

 

Name :

CLASSIC CERAMIC (IMPORTERS) PTY LTD

 

 

Registered Office :

25 Balmain Road Leichhardt New South Wales 2040

 

 

Country :

Australia

 

 

Date of Incorporation :

09.06.1972

 

 

Com. Reg. No.:

001009061

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Importers of ceramic tiles, stone and bathware.

 

 

No. of Employees :

60 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 330,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

 

Verified Address

 

Subject name                :           CLASSIC CERAMIC (IMPORTERS) PTY LTD

 

Business address          :           25 Balmain Road

Town                             :           Leichhardt

Province                        :           New South Wales

Zip/postal code              :           2040

Country                         :           Australia

 

Tel                                :           +61 2 95606555

 

Fax                               :           +61 2 95643003

 

Email                            :           nsw@classicceramics.com.au

 

Website                                    :           www.classicceramics.com.au

 

Registered address        :           C/o HUGHES PETTIT

Level 13, 210 George Street

 

Town                             :           Sydney

 

Province                        :           New South Wales

 

Zip/postal code              :           2000

 

Country                         :           Australia

Comments                    :           The provided address 7/234-242 George Street, Sydney, NSW 2000, Australia was not recognized by the representative contacted.

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered          :   09/06/1972

 

Legal form                                 :   Australian Proprietary Company

 

Chief executive                          :   Santo Giunta

 

Issued & paid up capital             :   AUD 10,000

 

Sales turnover                            :   AUD 30,000,000 (Estimated Non-consolidated 12 months, 30/06/2011)

Line of business             :   Importers of ceramic tiles, stone and bathware.

Staff employed                                                                        :   60 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk                               :   Country risk is minimal

 

Operation trend                          :   Operational trend is steady

 

Management experience :   Management is adequately experienced

Financial performance                :   Financial performance is good

Organization structure                :   Organizational structure is stable

Detrimental                    :   No detrimental records found

Payment history                                    :   No payment delays noted

 

Credit amount suggestion     :   USD 330,000

 

Credit amount asked                                      :   Not described.

 

 

STATUTORY DETAILS

 

Registry Data

 

Registration date            :   09/06/1972

 

Legal form                     :   Australian Proprietary Company

 

Registration no  Australian Company Number: 001009061

 

Registered authority       :   Australian Securities & Investments Commission

 

Fiscal/ Tax no                :   Australian Business Number: 32001009061

Registry status              :   Live/Active

Previous name               :   None reported.

Change of legal form       :   None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name                            :           Santo Giunta

Designation                   :           Managing Director

 

Name                            :           Dan Naidoo

Designation                   :           General Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name                            :           Santo Giunta

Designation                   :           Director and Company Secretary

Appointment date           :           09/06/72

Address                        :           20 Strathfield Avenue

Strathfield, NSW 2135

Australia

Biography                      :           Born on 21-09-1947 in Agira, Italy.

Staff employed               :           60 employees

 

 

Key Advisors

 

Auditors                        :           HUGHES PETTIT

Level 13, 210 George Street

Sydney, NSW 2000

Australia

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital          :   AUD 10,000

 

No of shares                  :   10,000 Ordinary Shares

 

Share par value              :   AUD 1

 

Issued capital                :   AUD 10,000

 

Paid up capital                                                :   AUD 10,000

 

 

OWNERSHIP / SHAREHOLDERS

 

 

How listed                     :   Full List

 

Composition

Shareholder name          :   GIUNTA HOLDINGS PTY LTD

Address                        :   C/o HUGHES PETTIT

Level 13, 210 George Street

Sydney, NSW 2000

Australia

 

No. of shares                 :   10,000 Ordinary Shares

 

% of shares                            :   100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name                :   GIUNTA INVESTMENTS PTY LIMITED

Affiliation type    :   Associate

Address            :   C/o HUGHES PETTIT

Level 13, 210 George Street

Sydney, NSW 2000

Australia

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank    :   Commonwealth Bank Of Australia

 

Address            :   Australia

 

Account details  :   Current Account

 

Comments        :   It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages      :   None reported.

 

Legal Fillings

Bankruptcy fillings          :   None reported.

Court judgements           :   None reported.

Tax liens                       :   None reported.

Others                          :   None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement               :   Estimated Figures

 

Financial statement date                     :   30/06/11

 

Type of accounts                                :   Estimated key figures

 

Currency                                            :   Australia Dollar (AUD)

 

Exchange rate                                    :   1 USD = AUD 0.93 as of 27-02-2012

 

 

Summarized Financial Information

 

Consolidation type                                          :   Non Consolidated

Currency                                                         :   Australia Dollar (AUD)

Denomination                                                 :   (x1) One

Date of financial year end      :   30/06/11

 

Length of accounts                                         :   12 months

 

Sale turnover / Income                                   :   30,000,000

 

Comments                                :   The estimated turnover was provided by Mr. Dan Naidoo.

 

The Subject is classified as a small proprietary company by the Australian Securities & Investments Commission hence is not required to disclose their financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

OPERATION DETAILS

 

Main activities                :   The Subject is engaged as importers and distributor of ceramic tiles, stone and bathware.

Product & services         :   - All kind of tiles: Ceramic tiles etc

- Various kinds of stones: marble, granite, limestone, sandstone etc

- Bathware

 

Brand    :   Classic Ceramic

 

Purchases

 

International       :   Europe, South America, North Africa and Asia

 

Sales

 

Local                :   Yes

 

International       :   No exports.

 

 

Property & Assets

 

Premises          :   The Subject operates from premises located at the verified heading address consisting of administrative office, showroom and warehouse.

Branches          :   In addition, the Subject operates from showroom, distribution centre located at:

 

44-46 Annerley Road

Woolloongabba, QLD 4102

Australia

Tel: +61 7 33931022

 

87-89 Queensbridge Street

Southbank, VIC 3006

Australia

Tel: +61 3 96826555

 

27 Nyrang Street

Lidcombe, NSW 2141

Australia

Tel: +61 2 96438441

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 43.879 billion

Gross domestic product - GDP               :   US$ 1.448 trillion

 

GPP (Purchasing power parity)               :   918.529 billion of International dollars

 

GDP per capita - current prices               :   US$ 64,351

 

GDP - composition by sector                  :   agriculture: 4.0% industry: 26% services: 70%

 

Inflation                                                 :   2008: 4.4%

2009: 1.8%

2010: 2.8%

 

Unemployment rate                                :   2008: 4.2%

2009: 5.6%

2010: 5.2%

 

Public debt

(General Government gross debt as a % GDP) :   2008: 11.6%

2009: 17.6%

2010: 22.3%

 

Government bond ratings                        :   Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      :   US$1.258 trillion

 

 

Largest companies in the country            :   Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

 

Total exports                 :   US$210.7 billion

 

Exports commodities     :   coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                 :   US$187.2 billion

 

Imports commodities      :   machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

Export - major partners   :   Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners   :   China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%, UK 4.3%, Thailand 4.2%

FDI Inflows                    :   2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

FDI Outflows                  :   2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

Best countries for doing business:   10 out of 183 countries

 

Global competitiveness ranking   :   20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

 

Total population :   22.23 million

 

Total area          :   7,692,024 km2

 

Capital              :   Canberra

 

Currency         :   Australian dollars (AUD)

Internet users as % of total population:   76.00%

 

 

PAYMENT HISTORY

 

 

Purchase Term

 

International                                       :   Prepayment, Telegraphic transfer, Credit 30-90 days

 

 

Sales Term

 

Local                                                 :   Prepayment, Bank transfer, Credit 30-90 days

 

Trade Reference/ Payment

Behaviour

 

Comments                                         :   As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

Investigation Note

 

Sources                                             :   Interviews and material provided by the Subject

 

:   Other official and local business sources

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.05

UK Pound

1

Rs.77.78

Euro

1

Rs.65.89

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.