MIRA INFORM REPORT

 

 

Report Date :

28.02.2012

 

IDENTIFICATION DETAILS

 

Name :

FU WANG CERAMIC INDUSTRY LIMITED

 

 

Registered Office :

Fu-Wang Building, House: 55, Road: 17, Banani C/A, Dhaka-1213

 

 

Country :

Bangladesh

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

May 1995 (As Private Limited Company)

 

 

Com. Reg. No.:

C-22197

 

 

Legal Form :

Public Limited (1998)

 

 

Line of Business :

Manufacturer, Exporter & Seller of Tiles

 

 

No. of Employees :

650

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 40,000.00

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


COMPANY DETAILS

 

Name

Fu Wang Ceramic Industry Limited

Address

Fu-Wang Building, House: 55, Road: 17, Banani C/A, Dhaka-1213

Country

Bangladesh

Telephone No

880-2-9883274-5, 8825573, 8825361

Fax No

880-2-8823985

E-Mail

info@fuwangceramic.com

Website

www.fuwangceramic.com

Established

May 1995 (As Private Limited Company)

Company Registration No

C-22197

Registration date

23rd May 1995

Legal Status

Public Limited (1998)

Issuing Authority

The Registrar of Joint Stock Companies & Firms , Dhaka

Business Type

Manufacturer & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

116,118 Bir Uttam Mir Shawkat Road, Gulshan-2, Dhaka-1212

Telephone No

880-2-9883274-5, 8825573, 8825361

Fax No

880-2-8823985

E-Mail

info@fuwangceramic.com

Website

www.fuwangceramic.com

Corporate Office

Fu-Wang Building
House: 55, Road: 17, Banani C/A, Dhaka-1213
Tel: 880-2-9889958, 9889864, 9887359, 8815476
Fax: 880-2-8827451
E-mail: info@fuwanggroup.com

Branch

Tejgaon Sales Office:

House: 12/1, East Kunipara,Tejgaon  I/A,  Dhaka-1208.

Phone: 9898466, 9887359

Mobile: sales: 01916084254

Email : info@fuwanggroup.com

             

Chittagong Branch:

House: 2, Road: 7, Block: G.Halishahar Housing Estate, Chittagong.

Mobile: 01715-623935

Email : info@fuwanggroup.com

             

Sylhet Branch:

Milion Monjil

Rasos: 4, Sunarpara

Mirabazar, Sylhet.

Mobile:01914-077280

Email : info@fuwanggroup.com

           

Bogra Branch:

Shapru Cottage

4/18 Jaleswritala, (Kalibari More), Bogra.

Mobile: 01912855820

Email : info@fuwanggroup.com

             House: 95, Puraton Kashba

Kathal Tola, Dhaka Road Jessore.

Mobile: 01918810888

Email : info@fuwanggroup.com

           

Rangpur Branch:

House: 170, Lane:1

Bus Terminal Road

(East Side of Molatool Madrasha)

North Babu Kha, Rangpur.

Mobile: 01717-143695

Email : info@fuwanggroup.com

             

Mymensing Branch:

B: 9/12; Basic Industrial Area

Maskanda, Maymensing.

Mobile: 01914-077286

Email : info@fuwanggroup.com

           

Barisal Branch:

Sharif Manzil

Holding No.: 796/441

(Beside of Hatem Ali College)

C N B Road, Barisal.

Mobile: 01925-605451

Email : info@fuwanggroup.com

             

Kustia Branch:

Village: Chourhash (Near Rifle Club),

Post Office: Bisic, Police station: Kustia,

District: Kustia.

Mobile: 01914-077261

Email: info@fuwanggroup.com

 

Feni:

Mouchak Snacks

Golap Chowdhury Market

College Road, Feni.

Mobile:

Email: info@fuwanggroup.com

Sales And Display Center

Ahsan Plaza-2,First Floor, 84, Bir Uttam C.R Datta Road, Hatirpool, Dhaka-1205

Factory

Borkan Monipur, Hotapara, Gazipur Sadar, Gazipur.

Factory Telephone No

880-2-9289229, 01913-421842

Factory Fax No

N/A

Warehouse

Borkan Monipur, Hotapara, Gazipur Sadar, Gazipur.

 

 

DIRECTORS

 

Name

Mr. Alexander Lee

Designation

Chairman

Nationality

N/A

 

 

Name

Mr. Khaled N. Kabir, FCA

Designation

Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Kaiful Wara

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Bernard Lee

Designation

Director

Nationality

N/A

 

 

Name

Mr. Arif Muhammed Habib Ullah Khan

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Narayan Roy, FCS, FCA

Designation

Independent Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Sponsor/Director

Share Percent

19.04%

Nationality

Bangladeshi

 

 

Name

Institute

Share Percent

26.01%

Nationality

Bangladeshi

 

 

Name

Public

Share Percent

54.95%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer, Exporter & Seller

Items Dealing In

Tiles

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

Export: Against L/C

 

BANKERS

 

Name

Dhaka Bank Limited

Branch

Banani Branch

Address

Banani Commercial Area, Dhaka

SWIFT

N/A

 

 

Name

Standard Bank Limited

Branch

Gulshan Branch

Address

Gulshan Commercial Area, Dhaka

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Fu-Wang Ceramic Industry Limited

Consolidated Balance Sheet As On 31 December 2011

Un-Audited

 

PARTICULARS

31-Dec-2011

NET ASSETS :

Non-Current Assets

802,427,249

Tangible Fixed Assets, net of accumulated depreciation

556,356,011

Capital Work in Progress for Machinery

246,026,178

Trade Marks

45,060

Current Assets

409,555,963

Inventories

209,844,664

Sundry Debtors

53,497,260

Loans, Advances and Deposits

116,360,098

Cash and Cash Equivalents

29,853,941

Current Liabilities and Provisions

(225,839,623)

Credits, Short Term Bank Loans and others

(115,422,186)

Creditors

(19,323,737)

Accrued Expenses

(10,966,104)

Provision for Income Tax

(80,127,596)

Net Current Assets / (Current Liabilities)

183,716,340

 

986,143,589

FINANCED BY :

 

Shareholders’ equity

986,143,589

Share Capital

699,275,940

Share Premium

110,596,499

Tax Holiday Reserve

78,960,533

Retained Earnings

97,310,617

 

986,143,589

 

Fu-Wang Ceramic Industry Limited

Profit & Loss Account

For the year ended 31 December 2011

 

 

2011

TURNOVER (Net of SD & VAT)

382,200,705

COST OF GOODS SOLD

271,234,756

GROSS PROFIT

110,965,949

OPERATING EXPENSES

 

Administrative, Financial & Selling Expenses

(45,737,182)

OPERATING PROFIT

65,228,767

Non-operating Income

10,865,972

Capital Gain on Sale of Land

25,556,742

 

101,651,481

Contribution to W. P. & Welfare Fund

4,840,546

NET PROFIT BEFORE TAX

96,810,935

Provision for Income Tax

20,524,774

NET PROFIT AFTER TAX

76,286,161

EPS - Basic (Adjusted)

1.09

 

 

Auditors

 

Sd/-

SAHA MAZUMDER & CO.

CHARTERED ACCOUNTANTS

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.500 million

Paid Up Capital

Tk.300 million

Each Share Value

Tk.100.00

 

 

EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

128.0696

U.S Dollar

1

81.7500

European Euro

1

108.2779

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

Information parted by

 

Name                            : Munaafi  

Designation                   : Finance Manager

Contact                         : 880-2-9883274

Date                             :27.02.2012

 

 

MAXIMUM RECOMMENDED CREDIT

 

Amount

Based On

US$ 40,000.00

90 Days

 

 

GENERAL INFORMATION

 

Employees

650

Office Area (Sq. Ft)

4,200 sq.ft (rented)

Factory Area (Sq. Ft)

1 acres of lands (own)

Warehouse Area (Sq. Ft)

28,000 sq.ft.(own)

Range of Products

4 Floor Tiles

4 Wall Tiles

4 Stair Tiles

4 Skirting

4 Decoration Tiles

4 Border Tiles

Certifications

4 ISO 9002

Group Name

4 Fu Wang Group

Subsidiaries / Affiliates

4 Fu Wang Foods Limited

4 Fu Wang Beverages Limited

4 Fu Wang Properties Limited

Enlisted With

4 Dhaka Stock Exchange Limited, Dhaka

4 Chittagong Stock Exchange Limited, Chittagong

Member

4 Bangladesh Ceramic & Sanitary Wears Mfg.,  Association,

    Dhaka

4 Dhaka Chamber of Commerce & Industries, Dhaka

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.05

UK Pound

1

Rs.77.78

Euro

1

Rs.65.89

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.