MIRA INFORM REPORT

 

 

Report Date :

29.02.2012

 

IDENTIFICATION DETAILS

 

Name :

LIDO S.A. DE C.V.

 

 

Registered Office :

Boulevard del Ejército Nacional, Km.6, Soyapango/San Salvador

 

 

Country :

EL Salvador

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

16.05.1953

 

 

Com. Reg. No.:

171 Book 13, 2º Civil Court Page 730/746(13/10/53)

 

 

Legal Form :

Stock Company of Variable Capital

 

 

Line of Business :

Manufacture of bakery products, such as biscuits, cakes, breads and pastries in general.

 

 

No. of Employees :

500 approximately

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 100,000

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

EL Salvador

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION

 

CORRECT COMPANY NAME

LIDO S.A. DE C.V.

TAXPAYER REGISTRATION

NIT 0614-160553-002-7

MAIN ADDRESS

Boulevard del Ejército Nacional, Km.6,

PROVINCE / DEPARTAMENT

Soyapango/San Salvador

COUNTRY

EL SALVADOR

TELEPHONE

(503) 25211433

E-MAIL

info@panlido.com.sv

WEB

www.panlido.com.sv

COMMENTS

The report was requested as Lido, located at 6 Boulevar Del Ejercito Nacional Km Supayango, San Salvador - El Salvador ;  We clarify both the correct legal name and correct address is as shown above in the report.

 

SUMMARY

 

Date of foundation

1953

Capital stock

C/.600,000.= Colones

Shareholders' equity

6,348,148.13 USA Dollars (31DEC2010)

Profits (loss)

-88,958.42 USA Dollars (31DEC2010)

permanent employees

500 approximately

Chief Executive

MOLINA MARTINEZ, MANUEL ROBERTO

Disposition

Report prepared through third-party sources.

Payments policy

Usually to terms/good

Credit (**)

Risk is Moderate. Within Average. Satisfactory.

 

 

LEGAL BACKGROUNDS

 

LEGAL STATUS

Stock Company of Variable Capital

DATE OF INCORPORATION

16MAY1953

PLACE OF REGISTRY

Soyapango

NOTARY OFFICE

Dr. Roberto Alvergue Vides.

REGISTRATION

171 Book 13, 2º Civil Court Page 730/746(13/10/53)

CURRENT PAID-IN CAPITAL

C/.600,000.= Colones

SHAREHOLDERS EQUITY

6,348,148.13 USA Dollars (31DEC2010)

LISTED AT STOCK EXCHANGE

No

CURRENT EXCHANGE RATE (US$)

C/.8.75 por Dólar USA

COMMENTS

Another record: 
File 303. 
VAT 286-0. 
 
The Board was registered under the Record No.53, Book of Companies 2482, pages 238/240 (as of 20/09/2009) for a period of 5 years. Registered on 21/10/2009. 
 
We know that until September 2009, 7.08% of the shares were controlled by who was in life Mr. Raul Molina Martinez and 7.25% by other shareholders whohave not been identified. 
 
Third parties report that after the death of Mr. Raul Molina there would be a family economic conflict.

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

MOLINA MARTINEZ, MANUEL ROBERTO

President/Legal Rep.

 

 

MOLINA DE LONDOÑO, ANA VICTORIA

Vice President

 

 

QUIÑONEZ, LUIS ROBERTO

Secretary

 

 

MOLINA CASTILLO, MIGUEL ROBERTO

Alternate Director

 

 

MOLINA DE LLORCA, MARIA ALEXANDRA

Alternate Director

 

 

MOLINA CAÑAS, RAUL

Shareholder

67.06%

 

MUSMANNI EXPOSITO, JORGE

Shareholder

4.17%

 

MOLINA DE ARIAS, GLORIA

Shareholder

3.33%

 

DURAN, JOSE MARIA

Shareholder

2.50%

 

MOLINA MARTINEZ, RENE

Shareholder

1.75%

 

DE DURAN, MAGDA

Shareholder

1.67%

 

GUANDIQUE, MANUEL ATILIO

Shareholder

1.67%

 

VDA. DE FLORES, PAULA

Shareholder

1.67%

 

MOLINA MARTINEZ, ANA DELIA

Shareholder

0.92%

 

MOLINA ANAYA, RICARDO

Shareholder

0.90%

 

ORANTES, JOSE ANDRES

Shareholder

0.03%

 

BENITEZ, ERIC MAURICIO

Accountant

 

 

 

 

WHO IS WHO?

 

MOLINA MARTINEZ, MANUEL ROBERTO

NATIONALITY

Salvadorian

 

 

 

 

MOLINA DE LONDOÑO, ANA VICTORIA

NATIONALITY

Salvadorian

 

 

 

 

MOLINA CASTILLO, MIGUEL ROBERTO

NATIONALITY

Salvadorian

 

 

 

 

 

BUSINESS HISTORY

The Subject is a part of the "Lido Group" together with the following companies

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

COMPANY NAME

COUNTRY

RELATION %

ALIMVASA S.A. DE C.V.

EL SALVADOR

 

Related

DIGAPAN S.A. DE C.V.

EL SALVADOR

 

Related

FAMOLCAS S.A. DE C.V.

EL SALVADOR

 

Related

INVERSIONES ROVIC S.A.

EL SALVADOR

 

Related

SUPAN S.A. DE C.V.

EL SALVADOR

 

Related

 

 

BUSINESS

Main activity

Manufacture of bakery products, such as biscuits, cakes, breads and pastries in general. 
Trademark: "PAN LIDO"

Import

Yes

Country

Spain and USA, via transfer.

Export

No

% CASH SALES / METHOD

100%

SELLING TerritorY

100% National market.

EMPLOYEES

500 approximately

LOCATION

 

PREMISES

Rented

OTHER PREMISES

The tax domicile and head offices situated at Boulevard del Ejército Nacional, Km.6, Soyapango/San Salvador,  El Salvador - T. (503) 25211433
 
Branches:
- San Marcos, San Salvador, El Salvador.
- Santa Tecla, La Libertad, El Salvador.
- Km.6 Carretera a Zacatecoluca, El Salvador.
 
Public sources report other addresses at:
- Cuidad Arce Casa 306, entre 3 y 5 Avenida Norte, Local 1, Edificio Safie, T. 22227207, Aguilares, San Salvador, El Salvador.
- Boulevard Del Ejercito Nacional Km.4, T.22771433/22270374, San Marcos, San Salvador - El Salvador.
- 2 Avenida Sur y 3 Calle Oriente, Casa 5, Barrio El Calvario, T.26602934, San Gerardo, San Miguel - El Salvador.
- 10 Avenida Sur Entre 1 y 3 Calle Poniente, contiguo Hotel Roosevelt, T.4410356, Masahuat, Santa Ana - El Salvador.
- Boulevard de Los Heroes Metrosur Casa 40, T.22241625, Aguilares, San Salvador - El Salvador.
- 4 Calle Poniente, Centro Comercial Astoria, Lote 2, Costado Sur Palacio Nacional, T.22223630, Aguilares, San Salvador - El Salvador.
- 4 Calle Poniente, Casa 220, Centro Comercial Santa Monica, Lote 3, T.22223261, Aguilares, San Salvador             - El Salvador.
- Kilometro 4.5 Boulevar Ejercito Nacional, T.22771433, El Salvador.

Comments

Sales are oriented to distributors.

 

FINANCIAL INFORMATION

 

Interviewee(s)

Third-party sources

Disposition

Report prepared through third-party sources.

Information provided

Despite several verbal and written requests, the company representatives have not given us an answer. 
We will insist and if we obtain positive results immediately we will issue a supplemental report; Otherwise, please consider this report as a final report. 
 
Meanwhile, we have produced this profile based on data obtained from third parties, public sources, official and our own records, where we got a summary of their Balance Sheet for the Fiscal year ended on 31/12/2010, expressed in dollars.  The amount of sales of year could not be learnt.

BALANCE SHEET

 

Balance sheet date

31DEC2010

Type of balance sheet

General

Period

12 months

Currency

USA Dollars

Exchange rate per US$

1

A S S E T S

 

Cash/bank

4,070,152.34

Receivables

4,233,730.25

Inventory

1,349,972.13

Current Assetsd

9,653,854.72

Fixed

932,453.27

Others

117,219.72

Total Assets

10,703,527.71

L I A B I L I T I E S

 

Bank/Suppliers

958,058.83

Others

2,434,400.93

Current liabilities

3,392,459.76

Long term

0.00

Others

962,919.82

TOTAL LIABILITIES

4,355,379.58

S H A R E H O L D E R S'  E Q U I T Y

 

Capital

1,624,125.71

Reserves

324,825.14

Profits (Loss)

-88,958.42

Others

4,488,155.70

Total shareholders equity

6,348,148.13

Total Liab. / Sh. equity

10,703,527.71

Profit (Loss)

-88,958.42

 

RATIO

 

Liquidity ratio

2.85

Current assets / Current liabilities

Debt-to-equity ratio

187.13 %

(Shareholders' equity / Current liabilities %)

Working capital

6,261,394.96

(Current assets - Current liabilities)

FINANCIAL SITUATION

LIGHTLY FAIR
According to the last Financial Statement, Subject's Financial Situation is considered Lightly Fair, as its Liquidity Ratio and Working Capital are satisfactory. Liabilities are supported by stockholders' equity. However, the company incurred in Loss. Despite it, we should note that in general no operational problems have been reported to this Company since inception and recent references provided by its suppliers show it meets its trade obligations responsibly.

Property of company comments

Subject is referred to have a fleet of over one hundred vehicle units, including cars, vans, trucks, trailers and pickups of the trademarks CHEVROLET, KIA, HYUNDAI, NISSAN, MAZDA, TOYOTA, MITSUBISHI, MERCEDES BENZ, FRUEHAUF, GREAT DANE, Models 2008, 2007, 2006, 2005, 2004, 2003, 2002, 2001 and other years, with some of the license plates of most recent vehicles: P606409, P577795, P82383, P577650, P558906, P558895, P558888, P558885, P558899, P558908, P572611, P572613, P558901, and so on.

Insurance Comments

We were unable to confirm the name of the insurance company with which Subject keeps its policies, however, we know that up until recently was working with ASEGURADORA SUIZA SALVADOREÑA - ASESUIZA.

 

PAYMENTS RECORD: TRADE REFERENCES

 

(Confidential Information)

Supplier: Dizucar SA de CV

Tel.: 22672600

Country: EL SALVADOR

Goods/Services? : Brown sugar and refined sugar

 

 

Highest credit? : US$ 5-10,000.=

Outstanding debt? : 0.=

 

Client since? : +15 yrs

Terms? : 30 days

Performance? : Prompt

Supplier: Harisa SA de CV

Tel.: 26678990

Country: EL SALVADOR

Goods/Services? : Raw material, flour, corn, wheat, etc.

 

 

Highest credit? : US$ 4-8,000.=

Outstanding debt? : 0.=

 

Client since? : 8 years

Terms? : 30 days

Performance? : Prompt

Supplier: Molsa SA de CV

Tel.: 22978900

Country: EL SALVADOR

Goods/Services? : Raw material, biscuits, flour

 

 

Highest credit? : US$ 4-4,500.=

Outstanding debt? : 0.=

 

Client since? : +7 yrs.

Terms? : 30 days

Performance? : Prompt

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

Comment

Mercasal SA de CV

EL SALVADOR

 

 

CREDIT HISTORY

Earlier reports showed a clean business history without negative records

 

Date

Court / Action

Plaintiff

Estatus

01/11/01

Attachment procedure

Vilma Oporto

 

 

 

BANKING INFORMATION

 

 

AGRICOLA SA

SALVADOREÑO

CUSCATLAN DE EL SALVADOR

 

The Subject Company makes their deposits, credits, loans, payment of import duties through the above referred banks, which did not provide references.

 

 

GENERAL INFORMATION

 

REPUTATION

 

NOTHING AGAINST COMPANY

 

Maximum Credit Limit : USD 100,000

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.49.14

UK Pound

1

Rs.77.86

Euro

1

Rs.66.06

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.