MIRA INFORM REPORT

Report Date :

18.01.2012

IDENTIFICATION DETAILS

Name :	PEPKOR RETAIL LIMITED
Registered Office :	36 Stellenberg Avenue Parow Industrial Parow Western Cape
Country :	South Africa
Date of Incorporation :	28.08.1986
Com. Reg. No.:	M1986/003435/06
Legal Form :	Private Company
Line of Business :	The retailing of clothing, footwear and textiles
No. of Employees :	Not Available

RATING & COMMENTS

MIRA’s Rating :

B

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Moderate
Payment Behaviour :	Unknown
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – September 30, 2011

Country Name	Previous Rating (30.06.2011)	Current Rating (30.09.2011)
South Africa	A2	A2

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

Assessment

Total Credit Limit Exposure:

Total Suretyship:

On investigation contact was made with the legal manager who was reluctant to assist with information.

He stated he would need the name of your client and a contact person’s name at PEP that your client is dealing with.

Please advise so further investigations may be undertaken.

However please see available information below.

Company Information

Registered Name	PEPKOR RETAIL LIMITED LTD
Trading as/ Division Name	PEP ACKERMANS SHOE CITY JAY JAY
Registration Number	M1986/003435/06
Registration Date	1986-08-28
Age of Business	25 Years 5 Months
Shareholders of subject and % holding	100% PEPKOR LTD Registration Certificate Number: 1965/007765/06
Status	This Business is Active
Operations Assessment	The retailing of clothing, footwear and textiles
Industry/ Customers	General public
Area of Distribution	South Africa
Export	None
Major Industry Code / SICC	623 - OTHER RETAIL TRADE IN NEW GOODS IN SPESIALISED STORES
Definition of Code	6232 - Retail trade in textiles, clothing, footwear and leather goods
Head Office Physical Address	36 Stellenberg Avenue PAROW INDUSTRIAL Parow Western Cape The Pep Division’s head office is situated at: Radnor Street Parow Industrial CAPE TOWN 7500
Head Office Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 929 4800 / 4
Current Fax Number	086 619 0976
Current Email Address	kobus@pepkor.co.za
Web Site Address	www.pepkor.co.za

Auditors Information

Company Registered Name	PRICEWATERHOUSECOOPERS
Contact Person	Bram Goossens
Contact Number	021 529 2000

Previous Auditors

Company Name	Phone Number	Time with previous auditors
COOPERS AND LAYBRAND		Name changed

Tax Information

Vat Number	4820209841
Status	Active
Vat Liable Date	2010-03-01
Tax Number	9370415029
Tax Clearance Expire Date	June
Financial Year End	June

Black Economic Empowerment

Status

None at present, however, the subject appointed the services of BRAVURA CONSULTING (PTY) LTD to assist with the development of a BEE strategy to establishes and improve its BEE score. Please see attached letter.

ISO Status

Type of ISO Grade
ISO Certificate	Yes/No
ISO Certificate Available	Yes/No
Certified by an Accredited Agent	Yes/No

Workman’s compensation

Registered	Yes
Compliance Certified	No

Company Structure

Subsidiaries

Subsidiary Company	Unknown
Shareholding
Registration Number
Import / Export

Number of Employees	Unknown
1. Salaried employees
2. Waged employees
3. Permanent employees
4. Casual employees
5. Contracted employees

Company Fleet	No of vehicles:	Owned/ Leased	Value	Outstanding Balance
Fleet Operations
The Fleet is made up of	Unknown
1. Cars
2. Light Delivery Vehicles
3. Trailers
4. Busses
5. Trucks
6. Fork Lifts
7. Other

Offices
Head Office Owned/ Rented	Unknown

Branches Names	Country	Province
Many throughout SA

Branches Owned/ Rented	Unknown
Rental Company

Management Overview

Organisation chart

Company Structure (Ownership)

Note: One level up and all levels down

Trade References

Key deals signed within the past 12 months.

Company	Value	Contact
Unknown

Trade Reference nr	Supplier	Contact	Surety Value	Notarial Bonds
1	Unknown

Trade References Detail

Nr	Age of Acc	Credit Limit	Max Credit	Terms	Average Purchases	Terms Taken	Comment
1	Unknown

Adverse Information on Subject

Judgements

Judgements	None
Possible Judgements	None
Civil Court	None
RDs	None

Business Rescue

Date registered	Business rescue practitioner	Contact Information	Details
None

Default Listings

Date	Details
None

Notarial Bonds

Date	Details
None

Bank Information

Bank	Unknown
Branch

Bank Codes History

Date requested	Bank Code	Enquiry Amount	Number of RD’s	RD amount	RD Date	Bank Comments	Years with bank
None

Previous Bank Accounts

Banker	Branch Code	Account Holder	Account number	Date opened	Years with bank
None

Deeds Information

Property Interestsfor Company

Title Deed No.	T1675/2008	Erf/Site No.
Deeds Office	PIETERMARITZBURG	Physical Address	12 ERNEST CLOKIE PROSPECTION
Property Type	Freehold / Ervin	Extent / Size	3.2748SQM
Purchase Date	2004-03-01	Purchase price	R 24 613 266,00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R0.00

Title Deed No.	T9954/2011	Erf/Site No.
Deeds Office	PIETERMARITZBURG	Physical Address	35 JEFFELS PROSPECTION
Property Type	Freehold / Ervin	Extent / Size	3.367SQM
Purchase Date	2010-12-10	Purchase price	R 63 400 00,00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Title Deed No.	T97817/2005	Erf/Site No.
Deeds Office	CAPE TOWN	Physical Address	8 PRODUKSIE INDUSTRIAL BLACKHEATH
Property Type	Freehold / Ervin	Extent / Size	4293.0SQM
Purchase Date	2004-03-01	Purchase price	R 1 579 946,00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Title Deed No.	T85034/2005	Erf/Site No.
Deeds Office	CAPE TOWN	Physical Address
Property Type	Freehold / Ervin	Extent / Size	4977.0SQM
Purchase Date	2004-03-01	Purchase price	R 2 196 883,00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Title Deed No.	T85035/2005	Erf/Site No.
Deeds Office	CAPE TOWN	Physical Address
Property Type	Freehold / Ervin	Extent / Size	2498.0SQM
Purchase Date	2005-02-14	Purchase price	R 1 000 000.00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Title Deed No.	T7096/2008	Erf/Site No.
Deeds Office	CAPE TOWN	Physical Address	11 FABRIEK INDUSTRIAL BLACKHEATH
Property Type	Freehold / Ervin	Extent / Size	3.8917H
Purchase Date	2007-08-08	Purchase price	R 53 580 000.00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Title Deed No.	T97162/2005	Erf/Site No.
Deeds Office	CAPE TOWN	Physical Address	8 PRODUKSIE INDUSTRIAL BLACKHEATH
Property Type	Freehold / Ervin	Extent / Size	2.2600H
Purchase Date	2004-03-01	Purchase price	R 7 035 911,00
% Ownership	0.0000	Bond Holder
Bond Number		Bond Amount	R 0.00

Financial Information

Financial Estimates

CURRENT ASSETS	Unknown
Stock

Please note the following:

Turnover and assets less than R 1,000,000.00	The subject falls within the National Credit Act
Turnover and assets less than R 2,000,000.00	The subject falls within the Consumer Protection Act

Principals

Number of Principals	30
Average Age of Active Principals	45

Active Principals

Principal 1 of 27:

JACOBUS E COETZEE

Surname	COETZEE
First Name	JACOBUS
Other Names	E
Marital Status
ID Number	7610105020084
Verified ID Number	No
Current Age	36
Designation	Director
Status	Active
Appointment Date	2011-0901
Physical Address (at time of Appointment)	19 Klien Bron Avenue BRACKENFELL 7560
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 8711233
Home number	021 8721726
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: JACOBUS E COETZEE

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 2of 27:

RUDI S C CRAEYE

Surname	CRAEYE
First Name	RUDI
Other Names	S C
Marital Status
ID Number	6212055205087
Verified ID Number	Yes
Current Age	50
Designation	Director
Status	Active
Appointment Date	2011-10-10
Physical Address (at time of Appointment)	13 Krupp Street Door De Kraal DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW EAST 4501
Current Tel Number	021 9138001
Cell number	082 9403734
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: RUDI S C CRAEYE

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 3 of 27:

WILLEM J JACOBS

Surname	JACOBS
First Name	WILLEM
Other Names	J
Marital Status
ID Number	6611015013087
Verified ID Number	Yes
Current Age	46
Designation	Director
Status	Active
Appointment Date	2011-10-10
Physical Address (at time of Appointment)	9 Keurboom Street Sonstraal DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	012 9372497
Cell number	082 9942788
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for:WILLEM J JACOBS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 4of 27:

STEFANUS K VOGES

Surname	VOGES
First Name	STEFANUS
Other Names	K
Marital Status
ID Number	7311055095081
Verified ID Number	Yes
Current Age	39
Designation	Director
Status	Active
Appointment Date	2011-09-01
Physical Address (at time of Appointment)	20 Woolf Street Kenridge DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW INDUSTRIA 7501
Current Tel Number	02 9372662
Cell number	083 2884750
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: STEFANUS K VOGES

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 5 of 27:

WYNAND MÖLLER

Surname	MÖLLER
First Name	WYNAND
Other Names
Marital Status
ID Number	7006295006084
Verified ID Number	Yes
Current Age	42
Designation	Director
Status	Active
Appointment Date	2011-08-15
Physical Address (at time of Appointment)	4 Stinkhout Street Centurion PRETORIA 0001
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	01 6430100
Cell number	082 8076451
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: WYNAND MÖLLER

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 6 of 27:

HUGH WINTER

Surname	WINTER
First Name	HUGH
Other Names
Marital Status
ID Number	53010151981184
Verified ID Number	Yes
Current Age	59
Designation	Director
Status	Active
Appointment Date	2011-01-27
Physical Address (at time of Appointment)	46 Lismore Avenue TOKAI 7945
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9001000
Cell number	083 3096247
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: HUGH WINTER

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 7 of 27:

MICHELLE LAMERS

Surname	LAMERS
First Name	MICHELLE
Other Names
Marital Status
ID Number	7312280132087
Verified ID Number	Yes
Current Age	39
Designation	Director
Status	Active
Appointment Date	2010-10-01
Physical Address (at time of Appointment)	118 Welgevonden Boulevard Welgevonden Eastate STELLENBOSCH 7600
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number
Cell number
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: MICHELLE LAMERS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 8 of 27:

SUZETTE SPREETH

Surname	SPREETH
First Name	SUZETTE
Other Names
Marital Status
ID Number	7409040049088
Verified ID Number	Yes
Current Age	38
Designation	Director
Status	Active
Appointment Date	2011-10-10
Physical Address (at time of Appointment)	14 Venter Street Morgenster Heights BRAKENFELL 7560
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9372409
Cell number	083 6097309
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: SUZETTE SPREETH

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 9 of 27:

MARIA L HAMMAN

Surname	HAMMAN
First Name	MARIA
Other Names	L
Marital Status
ID Number	7108110056086
Verified ID Number	Yes
Current Age	41
Designation	Director
Status	Active
Appointment Date	2010-07-09
Physical Address (at time of Appointment)	7 Nantes Street PAARL 7620
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9001120
Cell number	083 6583225
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: MARIA L HAMMAN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Business Information for: MARIA L HAMMAN

Principal 10 of 27:

NOBESUTHU TOM

Surname	TOM
First Name	NOBESUTHU
Other Names
Marital Status
ID Number	7212010777088
Verified ID Number	Yes
Current Age	40
Designation	Marketing
Status	Active
Appointment Date	2010-02-01
Physical Address (at time of Appointment)	117 Evremonde Road PLUMSTEAD 7800
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9372800
Cell number	082 2995868
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: NOBESUTHU TOM

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 11 of 27:

ANNAMIE HANSEN

Surname	HANSEN
First Name	ANNAMIE
Other Names
Marital Status
ID Number	7302090081087
Verified ID Number	Yes
Current Age	39
Designation	Director
Status	Active
Appointment Date	2010-02-01
Physical Address (at time of Appointment)	35 De Uitkijk Oude Estshof BELLVILLE 7530
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9001167
Cell number	082 8998845
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: ANNAMIE HANSEN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 12 of 27:

RIAAN G HANEKOM

Surname	HANEKOM
First Name	RIAAN
Other Names	G
Marital Status
ID Number	6911055023081
Verified ID Number	Yes
Current Age	43
Designation	Commercial Director
Status	Active
Appointment Date	2008-07-01
Physical Address (at time of Appointment)	13 Geelbos Street PROTEA VALLEY 7560
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9003446
Cell number	083 4114534
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: RIAAN HANEKOM

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 13 of 27:

MINETTE S LAWRENCE

Surname	LAWRENCE
First Name	MINETTE
Other Names	S
Marital Status
ID Number	7007140243088
Verified ID Number	Yes
Current Age	42
Designation	Merchandise Director
Status	Active
Appointment Date	2007-11-01
Physical Address (at time of Appointment)	4 Margaret Close CONTANTIA 7806
Postal Address	PO Box 52061 V&A WATERFRONT 8002
Current Tel Number	021 9001308
Cell number	082 6139210
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: MINETTE S LAWRENCE

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 14 of 27:

LOUIS S BRAND

Surname	BRAND
First Name	LOUIS
Other Names	S
Marital Status
ID Number	6009155054088
Verified ID Number	Yes
Current Age	52
Designation	Director
Status	Active
Appointment Date	2006-05-02
Physical Address (at time of Appointment)	12 Aardroos Street Protea Valley BELLVILLE 7530
Postal Address	PO Box 6376 PAROW ROAD 7501
Current Tel Number	021 9132819
Cell number	082 8278721
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for:LOUIS S BRAND

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 15 of 27: JAAP LESTER HAMMAN

Surname	HAMMAN
First Name	JAAP
Other Names	LESTER
Marital Status
ID Number	7011295010083
Verified ID Number	Yes
Current Age	42
Designation	Director
Status	Active
Appointment Date	2005-12-23
Physical Address (at time of Appointment)	7 Thelma Close Zevendal KUILS RIVER 7580
Postal Address	PO Box 6376 PAROW EAST 7501
Current Tel Number
Cell number
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: JAAP LESTER HAMMAN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 17 of 30:

CORNELIUS KLEM

Surname	KLEM
First Name	CORNELIUS
Other Names
Marital Status
ID Number	7209265146084
Verified ID Number	Yes
Current Age	40
Designation	Director
Status	Active
Appointment Date	2005-12-23
Physical Address (at time of Appointment)	7 Tosca Crescent SONSTRAAL HIEGHTS 7550
Postal Address	PO Box 6100 PARROW EAST 7501
Current Tel Number	021 9750274
Cell number	082 4946017
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : CORNELIUS KLEM

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 18 of 30: SEAN CARDINAAL

Surname	CARDINAAL
First Name	SEAN
Other Names
Marital Status
ID Number	6712225176084
Verified ID Number	Yes
Current Age	45
Designation	Director
Status	Active
Appointment Date	2008-12-23
Physical Address (at time of Appointment)	48B Tennant Road KENILWORTH 7708
Postal Address	PO Box 6100 PARROW EAST 7501
Current Tel Number	021 9372300
Cell number	082 4416987
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: SEAN CARDINAAL

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 19 of 30: JOHAN WASSERFALL

Surname	WASSERFALL
First Name	JOHAN
Other Names
Marital Status
ID Number	6709285006086
Verified ID Number	Yes
Current Age	45
Designation	Director
Status	Active
Appointment Date	2005-05-08
Physical Address (at time of Appointment)	36 Burton Street DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW 7501
Current Tel Number	021 9767230
Cell number	083 6588155
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for: JOHAN WASSERFALL

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 20 of 30: ESTELLE MORKEL

Surname	MORKEL
First Name	ESTELLE
Other Names
Marital Status
ID Number	6807110158088
Verified ID Number	Yes
Current Age	44
Designation	Director
Status	Active
Appointment Date	2005-05-01
Physical Address (at time of Appointment)	41 Barlinka Way MEADOWRIDGE 7806
Postal Address	PO Box 6376 PAROW EAST 7501
Current Tel Number	021 9473561
Cell number	082 7888759
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : ESTELLE MORKEL

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 21 of 30: GEORGE STEYN

Surname	STEYN
First Name	GEORGE
Other Names
Marital Status
ID Number	5904085013082
Verified ID Number	Yes
Current Age	53
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	51 Van Der Stel STELLENBOSCH 7600
Postal Address	51 Van Der Stel STELLENBOSCH 7600
Current Tel Number	021 9373519
Cell number	082 8070882
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : GEORGE STEYN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 22 of 30: JOHAN CILLIERS

Surname	CILLIER
First Name	JOHAN
Other Names
Marital Status
ID Number	5909155218008
Verified ID Number	Yes
Current Age	53
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	NO 3 Tugela Street Vygeboom DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9335137
Cell number	082 8027180
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : JOHAN CILLIERS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 23 of 30: PIETER JOHANN ERASUMS

Surname	ERASMUS
First Name	PIETER
Other Names	JOHANN
Marital Status
ID Number	6510025150089
Verified ID Number	Yes
Current Age	47
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	8 Hohenhorst Avenue Constantia CAPE TOWN 7800
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number
Cell number
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : PIETER JOHANN ERASUMS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 24 of 30: MARIUS BARKHUYSEN

Surname	BARKHUYSEN
First Name	MARIUS
Other Names
Marital Status
ID Number	5612145085004
Verified ID Number	Yes
Current Age	56
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	19 Cynarides Street Paradyskloof STELLENBOSCH 7600
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9294710
Cell number	082 8927225
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : MARIUS BARKHUYSEN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 25 of 30: MICHAEL BARTENS

Surname	BARTEN
First Name	MICHAEL
Other Names
Marital Status
ID Number	5806105144088
Verified ID Number
Current Age	54
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	26 Hanepoot Cresent Sonstraal Heights DURBANVILLE 7550
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9764239
Cell number	083 655 5013
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : MICHAEL BARTENS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 26 of 30: LEON LOURENS

Surname	LOURENS
First Name	LEON
Other Names
Marital Status
ID Number	6603155037083
Verified ID Number	Yes
Current Age	46
Designation	Director
Status	Active
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	7 BOverwagtind Cestrum Straat EVERSDAL HEIGHTS 7550
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9372300
Cell number	082 4595999
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : LEON LOURENS

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 27 of 30: CHARL CRONJE

Surname	CRONJE
First Name	CHARL
Other Names
Marital Status
ID Number	6001185065002
Verified ID Number	Yes
Current Age	52
Designation	Active
Status	Director
Appointment Date	2004-02-29
Physical Address (at time of Appointment)	41 De Villiers Avenue VALMARY PARK 7550
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9001000
Cell number	084 7076280
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : CHARL CRONJE

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 28 of 30: JOHAN VAN ROOYEN

Surname	VAN ROOYEN
First Name	JOHAN
Other Names
Marital Status
ID Number	6512135225082
Verified ID Number	Yes
Current Age	47
Designation	Director
Status	Active
Appointment Date	2004-01-12
Physical Address (at time of Appointment)	10 Oortjie Street Vierlanden DURBANVILLE 7550
Postal Address	PO Box 78 Kuils River 7579
Current Tel Number	021 9001051
Cell number	083 6588350
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : JOHAN VAN ROOYEN

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 29 of 30: JACOBUS PIENAAR

Surname	PIENAAR
First Name	JACOBUS
Other Names
Marital Status
ID Number	5608175119085
Verified ID Number	Yes
Current Age	56
Designation	Director
Status	Active
Appointment Date	1994-02-15
Physical Address (at time of Appointment)	36 Stellenberg Avenue Parow Industrial 7490
Postal Address	PO Box 6100 PAROW EAST 7501
Current Tel Number	021 9294800
Cell number	082 3409294
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : JACOBUS PIENAAR

Judgement

Number of Judgements

None

Debt Review

Debt review

None

Other

Default data

None

Principal 30 of 30: JACOBUS DU TOIT

Surname	DU TOIT
First Name	JACOBUS
Other Names
Marital Status
ID Number	6102055097081
Verified ID Number	Yes
Current Age	51
Designation	Director
Status	Active
Appointment Date	1994-02-15
Physical Address (at time of Appointment)	7 Rooisuiker Street Protea Valley BELLVILLE 7530
Postal Address	PO Box 6100 PAROW 7501
Current Tel Number	021 9294800
Cell number	082 6683664
Current Fax Number
Current Email Address
Shareholding	(if the principal owns shares)

Adverse Information for : JACOBUS DU TOIT

Judgement

Number of Judgements

1

Debt Review

Debt review

None

Other

Default data

None

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.51.06
UK Pound	1	Rs.78.48
Euro	1	Rs.64.99

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.