MIRA INFORM REPORT

 

 

Report Date :

03.07.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. SPECTRUM UNITEC

 

 

Formerly Known As :

P.T. SPECTRUM KIND

 

 

Registered Office :

Jalan Telesonic No. 7 Kelurahan Pasir Jaya, Kecamatan Jati Uwung Tangerang, 15136 Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

24.04.2000

 

 

Com. Reg. No.:

No. AHU-61874.AH.01.02.TH.2011

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Shop Fitting Equipment Manufacturing

 

 

No. of Employees :

300 persons     

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Name of Company

 

P.T. SPECTRUM UNITEC

 

 

Address

 

Head Office & Factory

Jalan Telesonic No. 7

Kelurahan Pasir Jaya, Kecamatan Jati Uwung

Tangerang, 15136

Banten Province

Indonesia

Phones             - (62-21) 5930 0221 (Hunting)

Fax                   - (62-21) 592 0114

E-mail               - info@spectrum-unitec.com

Website            - http://www.spectrum-unitec.com

Land Area         - 35,000 sq. meters

Building Space  - 14,000 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Branches

a.   Komplek Setiabudi Centre B-17

      Jalan Setiabudi

      Medan, 20122

      North Sumatra

      Indonesia

      Phone                     - (62-61) 822 2579

      Fax                         - (62-61) 822 2579

      E-mail                     - medan@spectrum-unitec.com  

      Building Area           - 2 storey

      Office Space            - 120 sq. meters

      Region                    - Commercial

      Status                     - Rent

b.   Komplek MTC Block B 12

      Jalan Soekarno Hatta

      Bandung, 40286

      West Java, Indonesia

      Phone                     - (62-22) 753 6269

      Fax                         - (62-22) 753 6269

      E-mail                     - bandung@spectrum-unitec.com

      Building Area           - 2 storey

      Office Space            - 100 sq. meters

      Region                    - Commercial

      Status                     - Rent

 

c.   Jalan Depok 4 A

      Semarang, 50133

      Central Java

      Indonesia                                      

      Phone                     - (62-24) 356 6187

      Fax                         - (62-24) 356 6187

      Building Area           - 2 storey

      Office Space            - 100 sq. meters

      Region                    - Commercial

      Status                     - Rent

d.   Jalan Raya Klampis Jaya 33-47

      Surabaya, 60117

      East Java

      Indonesia

      Phone                     - (62-31) 591 0216

      Fax                         - (62-31) 591 0361

      Building Area           - 2 storey

      Office Space            - 120 sq. meters

      Region                    - Commercial

      Status                     - Rent

 

 

Registration data

 

Date of Incorporation :

a.   24 April 2000 as P.T. SPECTRUM KIND

b.   19 October 2011 as P.T. SPECTRUM UNITEC

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

- No. C-18417.HT.01.01.TH.2001

  Dated 5 November 2001

- No. AHU-61874.AH.01.02.TH.2011

  Dated 15 December 2011

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.869.306.9-055.000

 

Related Companies :

a.   P.T. BRUEGMANN ASIA (Different Shelf Edge Solution Manufacturing)

b.   P.T. JALEMA FILEWELL (Filing  Products Specialist Manufacturing)

c.   P.T. REAL LUSTRUM (Rattan and Wooden Furniture Manufacturing)

d.   P.T. SPECTRUM UNICIPTA (Housing Equipment Manufacturing and Investment Holding)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 5,500,000,000.-

Issued Capital                                  : Rp. 2,200,000,000.-

Paid up Capital                                : Rp. 2,200,000,000.-

 

Shareholders/Owners :

a. P.T. SPECTRUM UNICIPTA                                            - Rp. 2,147,200,000.-

    Address : Jl. Telesonic No. 7

                    Kelurahan Pasir Jaya, Kecamatan Jati Uwung

                    Tangerang, Jakarta Barat

                    Indonesia

b. Mr. Sandy Christianto Gunardi                                     - Rp.      52,800,000.-

    Address : The Green Blossom File Block J 19 No. 12

                    Serpong, Tangerang

                    Banten Province

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Shop Fitting Equipment Manufacturing

 

Production Capacity :

Racking and Storage System            - 40,000 units per annum

 

Total Investment :

a.   Equity Capital                            - Rp.   5.5 billion

b.   Loan Capital                              - Rp.   7.5 billion

c.   Total Investment                         - Rp. 13.0 billion

 

Started Operation :

2002

 

Brand Name :

Spectrum Unitec

 

Technical Assistance :

None

 

Number of Employee :

300 persons                                   

 

Marketing Area :

Local       - 80%

Export      - 20%

 

Main Customer :

Industrial Manufacturing

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ALBA UNGGUL METAL

b. P.T. ACROE INDONESIA

c. P.T. BOSTINCO

d. P.T. KARYA MEGA KENCANA

e. P.T. MULTI SARANA AMANJAYA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Raya Gatot Subroto Km. 7

      Jatake, Tangerang

      Jakarta Barat

      Indonesia

b.   P.T. Bank NEGARA INDONESIA Tbk  

      Jalan Industri III Kawasan Industri Jatake Block B1 AB

      Pasir Jaya, Jati Uwung

      Tangerang

      Jakarta Barat

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 37.8 billion

2010 – Rp. 40.0 billion

2011 – Rp. 42.0 billion

 

Net Profit (estimated) :

2009 – Rp. 3.0 billion

2010 – Rp. 3.2 billion

2011 – Rp. 3.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Sandy Christianto Gunardi

Director                                           - Mr. Nathan Setiadi Konandar

 

Board of Commissioners :

President Commissioner                   - Mr. Aloysius Henry Wibisono

Commissioner                                 - Mr. Donny Wibisono

 

Signatories :

President Director (Mr. Sandy Christianto Gunardi) or the Director (Mr. Nathan Setiadi Konandar) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Originally the company was named P.T. SPECTRUM KIND was established in Jakarta on 24 April 2000 with the authorized capital of US$ 286,000 entirely issued and paid up. The founding shareholders of the company are OTTO KIND AG of Germany and Mr. Ir. Aloysius Henry Wibisono, an Indonesian businessman of Chinese extraction. The articles of association of the company have frequently been revised. In February 2006, Mr. Ir. Aloysius Henry Wibisono withdrew and replaced by P.T. SPECTRUM UNICIPTA, a private company dealing with housing equipment industry and investment holding. Then according to the latest revision of notary documents of Mrs. Winarti Lukman Widjaja, SH., No. 06 dated 19 October 2011 the company named was changed to P.T. SPECTRUM UNITEC (P.T. SU). On the same occasion, OTTO KIND AG of Germany withdrew and the whole share sold to Mr. Sandy Christianto Gunardi as new shareholder. Concurrently the company authorized capital was converted into Rupiah with an authorized capital of Rp. 5,500,000,000 issued capital of Rp. 2,200,000,000 entirely paid up. With this time the composition of its shareholders has been changed to become P.T. SPECTRUM UNICIPTA (97.6%) and Mr. Sandy Christianto Gunardi (2.4%). The latest revision of notary documents was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-61874.AH.01.02.TH.2011 dated December 15, 2011.

 

We observe P.T. SPECTRUM UNICIPTA is a private company established in October 1999 of which the majority shares are controlled by Mr. Ir. Aloysius Henry Wibisono and Mr. Sandy Christianto Gunardi. They are also business stakes owners of P.T. BRUEGMANN ASIA engaged in different shelf edge solution manufacturing, P.T. JALEMA FILEWELL engaged in filing products specialist manufacturing and P.T. REAL LUSTRUM engaged in rattan and wooden furniture manufacturing.

 

P.T. SU or Spectrum UniTec is a private national company operating since 2002 to deal with shop fitting equipment manufacturing. Originally the company managing a plant located at Jatake Industrial Estate, Jalan Industri Raya Block D No. 2, Tangerang, Banten Province on a land of 3,000 square meters. However currently the factory has been moved into new address located at Jalan Telesonic No. 7, Pasir Jaya, Jati Uwung, Tangerang, Banten Province standing on 35,000 sq. meters. Spectrum UniTec started the company by producing shelf display for product presentation. Since its incorporation, the company has earned its reputation in the industry to market only quality products. The plant has frequently been expanded to increase its annual production capacity. According to its license the plant has annual production of 40,000 units of racking. Spectrum UniTec not only supplies national market, but also already fulfills international demands. Spectrum UniTec has had tremendous success in expanding its business in commercial, industrial, and retail sectors by presenting high quality products such as gondolas, checkout counters, and shop displays that improve sales levels through the right product presentation. Projects calibrated to specific requirements allow a personalized offer, while the most up-to-date management systems ensure perfect planning and delivery, guaranteeing leading solutions for market leaders.

 

P.T. SU or Spectrum UniTec types of product are Gondola (Basic Gondola, Accessories, Heavy Duty, Combi System, Integration System, Fruits & Vegetables); Check Out Desk (Static, Conveyor Belt, Display Desk and Customized) and Special Display. Most of the products marketed to various industrial sectors such as Hypermarket (Carrefour); Supermarket (Ranch Market); Convenience Stores (7-Eleven); Mini Market (Indomaret); Fashion (The Goods Department); Cash & Carry (Metro Cash & Carry); Special Retail (Belmart) and Building Materials (Mitra-10).

 

A staff of the company said that some 20% shares of the products of the company are exported to several European countries, the USA, Singapore and others while the rest is locally marketed to various supermarkets in major cities in the country under KIND brand. We observe that P.T. SK is classified as a large sized company in the country dealing with shop fitting equipment industry of which the operation has been running smoothly and growing in the last five years.

 

Generally, demand for office equipment has kept on increasing by 8% to 10% per annum in the last five years having close relation with the growing industrial sectors requiring office equipment. The demand is estimated to be rising in the coming two years. Meanwhile, the competition is very tight on account of lots of similar companies operating in the country. The business position of P.T. SU is favorable for having established regular customers and wide marketing networks within and outside the country. Besides, the Indonesian economy has weathered the storm and is currently accelerating.  As for the global economy, it is also in a recovery phase and this recovery is expected to continue in 2010. Overall, the prospects for the Indonesian economy in 2010 are brighter than in 2009. The global economic recession has exerted significant downward pressures on the Indonesia economy.  In the first quarter of 2009 the economy grew by 4.4 percent, or significantly lower than in the fourth quarter of 2008 when the economy grew by 5.2 percent and lower than in the third quarter of 2008 when the economy grew by 6.4 percent.

 

      Eventually, the impact of the fiscal and monetary stimuli on the economy could be seen. This was reflected in the brisker pace of growth in Indonesia despite the global economic recession.  In the second quarter of 2009 the Indonesian economy grew by 4.0 percent, and in the third quarter of the year it grew by 4.2 percent. The economic is expected to accelerate further in the fourth quarter of 2009.  Ant for the whole of 2009 the Indonesian economy is expected tot grow by 4.7 percent and 6.0 percent in 2010. Several factors support brisker economic growth in 2010.  First, the global economic conditions are expected to be better in 2010 than in 2009. This is evident in the global economic recover that is expected to continue well into 2010. The US economy, for example, is expected to grow by 2.5 percent in 2010 compared to a contraction of 2.4 percent in 2009.  Meanwhile, the Japanese economy is predicted to grow by around 1.2 percent in 2010 in contrast to an expected contraction of around 5.7 percent in 2009. As for Europe, it is expected to grow by 1.1 percent in 2010 compared to an expected contraction of around 3.8 percent in 2009. Against this backdrop, Indonesian exports are expected to grow by 12.9 percent 2010.

 

Indonesia’s economic growth in 2008, 2009 and forecast for 2010

 

No.

Sector

2008

2009

2010

1.

Agriculture

4.8

3.6

3.3

2.

Mining and Quarrying

0.5

3.7

3.7

3.

Manufacturing

3.7

2.2

2.2

4.

Electricity, Gas, and Clean Water

10.9

13.4

13.4

5.

Construction

7.3

7.1

7.0

6.

Trade, Hotel, and Restaurant

7.2

1.2

5.8

7.

Transportation and Communication

16.7

17.4

16.7

8.

Finance, Leasing and Business Services

8.2

5.5

6.3

9.

Services

6.4

6.7

6.9

Gross Domestic Product (GDP)

6.1

4.7

6.0

Source: Indonesia Economic Almanac 2010 by Bisnis Indonesia

 

Until this time P.T. SU has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. SU is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 37.8 billion rose to Rp. 40.0 billion in 2010 increased to Rp. 42.0 billion in 2011 and projected to go on rising by at least 5% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 3.5 billion and the company has an estimated total networth of at least Rp. 15.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. SU is led by Mr. Sandy Christianto Gunardi (43) a businessman and professional manager with experience in shop fitting equipment and trading. Daily activity he is assisted by Mr. Nathan Setiadi Konandar (45) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. SPECTRUM UNITEC is sufficiently fairly good for business transaction.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.83

UK Pound

1

Rs.87.41

Euro

1

Rs.70.43

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.