MIRA INFORM REPORT

 

 

Report Date :

04.07.2012

 

IDENTIFICATION DETAILS

 

Name :

ARTMAN  LEATHER  CO.  LTD.

 

 

Registered Office :

Unit B, 26/F., EGL Tower, 83 Hung To Road, Kwun Tong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

18.03.2004

 

 

Com. Reg. No.:

34485351

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Wholesaler of Footwear parts, leather materials, etc.

 

 

No. of Employees :

8

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company name and address

 

ARTMAN  LEATHER  CO.  LTD.

 

 

ADDRESS:       Unit B, 26/F., EGL Tower, 83 Hung To Road, Kwun Tong, Kowloon, Hong Kong.

 

PHONE:            3105 8388

 

FAX:                 3105 8998

 

E-MAIL:                        sales@artmanco.com.hk

 

 

MANAGEMENT

 

Managing Director:  Ms. Wong Nga Mei, Esther

 

 

SUMMARY

 

Incorporated on:             18th March, 2004.

 

Organization:                  Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$100,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   8.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Head Office:-

Unit B, 26/F., EGL Tower, 83 Hung To Road, Kwun Tong, Kowloon, Hong Kong.

 

Associated Companies:-

Artman Co., Hong Kong.  (Same address)

Ya-Wen Leather Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

34485351

 

 

COMPANY FILE NUMBER

 

0889726

 

 

MANAGEMENT

 

Managing Director:  Ms. Wong Nga Mei, Esther

 

 

CAPITAL

 

Nominal Share Capital: HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100,000.00

 

 

SHAREHOLDER

(As per registry dated 18-03-2012)

 

Name

Occupation

No. of shares

WONG Nga Mei, Esther

Merchant

100,000

======

 

 


DIRECTOR    

(As per registry dated 18-03-2012)

 

Name

(Nationality)

 

Address

WONG Nga Mei, Esther

Unit B, 26/F., EGL Tower, 83 Hung To Road, Kwun Tong, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 18-03-2012)

 

Name

Address

Co. No.

Sinlon Ltd.

Suite 1102, 11/F., Lucky Building, 39 Wellington Street, Central, Hong Kong.

0243103

 

 

HISTORY

 

The subject was incorporated on 18th March, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

The subject moved to the present address in March 2008.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Footwear parts, leather materials, etc.

 

Employees:                   8.

 

Commodities Imported:   Imported raw materials from Europe, India, etc.

 

Markets:                       Europe, Taiwan, Southeast Asia, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                       Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                          The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, Artman Leather Co. Ltd. is wholly owned by Ms. Wong Nga Mei, Esther who is a Hong Kong businesswoman.

The subject has had an associated company Artman Co. [AC] located at the same address.  The subject and AC are engaged in the same lines of business, more or less.

The subject is trading in all kinds of leather materials.  It is specialized in glazed kid, cow full grain, corrected grain, oil pull ups and box leather, calf, cow natural and dyed crust leather, buffalo calf, kid suede, kid/cow linings and industrial leathers from various origins.  However, India is one of the main supplying countries.  The subject also imports leather from Taiwan, Malaysia, Italy, Pakistan, etc.

The subject exports its products such as footwear parts to Southeast Asia, Taiwan and Western Europe.  Business is normal.

The subject has set up an associated company Ya-Wen Leather Co. Ltd. [Ya‑Wen] which is a China-based firm.  Ya-Wen is trading in the above-mentioned commodities.  China is one of its prime markets.  It is specialized in calf and sheep skin.

The annual sales turnover of the subject and AC is quite significant.  Business is profitable.

As the history of the subject is over eight years and three months in Hong Kong, on the whole, consider it good for normal business engagements.


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

11-09-2007

Instrument:        Mortgage

Property:

181/32,000th parts or shares of and in The Remaining Portion of Kwun Tong Inland Lot No. 234 (Office B on 26/F. of EGL Tower, No. 83 Hung To Road, Kowloon, Hong Kong.)

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure “all moneys” in respect of general banking facilities

14-05-2008

Instrument:        Assignment of DC Proceeds

Property:

All monies in any currency representing proceeds payable or to be paid to the Customer under the Documentary Credits, all the Customer’s right, title, benefit and interest in the Documentary Credits

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

All loans or other advances made or to be made by the Bank against documents submitted under a Documentary Credit

10-09-2010

Instrument:        Assignment of Life Insurance

Property:

(i) all the Assignor’s claims, options, privileges, right, title, interest and benefit in and under the Insurance; and (ii) all the Assignor’s claims and rights against the issuer of the Policy

Insurance Policy Number: 28002501-50

Name of Insurance Company: HSBC Life (Int’l) Ltd.

Assignor Name: Artman Leather Co. Ltd.

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

(i) all and any moneys in any currency which are now or at any time may become payable by the Borrower to the Bank; (ii) interest on such moneys; (iii) all expenses of the Bank in perfecting or enforcing this Deed; and (iv) all monies paid under this Deed


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.81

UK Pound

1

Rs.86.04

Euro

1

Rs.69.06

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.