MIRA INFORM REPORT

 

 

Report Date :

04.07.2012

 

IDENTIFICATION DETAILS

 

Name :

ELECTROLITE SYSTEMS PRIVATE LIMITED

 

 

Registered Office :

G-3, Ameezara, 1, Geetanjali Society, Chikuwadi, Vadodara – 390007, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

12.06.2007

 

 

Com. Reg. No.:

04-051099

 

 

Capital Investment / Paid-up Capital :

Rs.0.475 Million

 

 

CIN No.:

[Company Identification No.]

U52335GJ2007PTC051099

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BRDE00363G

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader of Electrical Products like Wiring Systems, Industrial Machine Cleaner etc.

 

 

No. of Employees :

10 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 7000

 

 

Status :

Small company

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a small company in its field. Its scale of activities are limited. Trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The concern can be considered for small to mediocre business dealings at usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Vipul Shirishbhai Patel

Designation :

Director

Contact No.:

91-265-2322157

Date :

03.07.2012

 

 

LOCATIONS

 

Registered Office :

G-3, Ameezara, 1, Geetanjali Society, Chikuwadi, Vadodara – 390007, Gujarat, India

Tel. No.:

91-265-2322157

Fax No.:

Not Available

E-Mail :

electrolyte@electricworld.in

mehul@electricworld.in  

Website :

www.electricworld.in

Location :

Owned

 

 

DIRECTORS

 

As on 06.08.2011

 

Name :

Mr. Mehul Shirishbhai Patel

Designation :

Managing Director

Address :

A-4, Swagat Apartment, Behind Natubhai Centre, Race Course Circle, Vadodara, Gujarat, India

Date of Appointment :

12.06.2007

DIN No.:

01460740

 

 

Name :

Mr. Vipul Shirishbhai Patel

Designation :

Whole-Time Director

Address :

202-203, Heritage Residency, Bank of India Lane, Subhanpura, Vadodara, Gujarat, India

Date of Appointment :

12.06.2007

DIN No.:

01489563

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 06.08.2011

 

Names of Shareholders

 

No. of Shares

 

 

 

Mehul Shirishbhai Patel

 

16000

Vipul Shirishbhai Patel

 

16500

Mehul Shirishbhai Patel (HUF)

 

2000

Hetal Mehulbhai Patel

 

3000

Vipul Shirishbhai Patel (HUF)

 

3000

Amisha Vipulbhai Patel

 

3000

Shirish Chandulal Patel

 

2000

Pushpaben Shirishbhai Patel

 

2000

Total

 

47500

 

As on 06.08.2011

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader of Electrical Products like Wiring Systems, Industrial Machine Cleaner etc.

 

 

Terms :

 

Selling :

Cash and Credit (30 Days and 60 Days)

 

 

Purchasing :

Cash and Credit (30 Days and 60 Days)

 

 

GENERAL INFORMATION

 

Customers :

Wholesalers and Retailers

 

 

No. of Employees :

10 (Approximately)

 

 

Bankers :

Citi Bank, Vadodara Main Branch, Vadodara, Gujarat, India

 

 

Facilities :

Secured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. in

Millions)

 

 

 

Kotak Mahindra Prime Limited

(Secured against Hypothecation of Car)

0.301

0.416

Bank Overdraft – Citi Bank

(Secured against Fixed Deposits) 

3.119

0.685

MSP Citibank Loan A/c

(Against Personal Security)

0.000

1.416

SCP Citibank Loan A/c

(Against Personal Security)

0.000

0.807

Total

3.420

3.324

 

 

 

Unsecured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. in

Millions)

 

 

 

Loan from Directors

 

 

Mehul S Patel

0.176

0.167

Vipul S Patel

0.440

0.409

 

0.616

 

Loan from Directors and Others

 

 

Shirish C. Patel

0.795

0.585

Hasmukh K Amin

1.008

0.807

Mehul S Patel (HUF)

0.164

0.000

Pushpaben S Patel

0.163

0.000

Bipinbhai Raojibhai Patel

0.000

0.261

Mandakini Bipinbhai Patel

0.385

0.106

Vipul S Patel (HUF)

0.192

0.000

Vikrambhai I. Patel

4.534

0.000

Total

7.857

2.335

 

 

 

Banking Relations :

 

 

 

Financial Institution :

Kotak Mahindra Prime Limited

 

 

Auditors :

 

Name :

Mukund and Rohit

Chartered Accountants

Address :

E-8, 2nd Floor, Avishkar Complex, Old Padra Road, Vadodara – 390015, Gujarat, India

PAN.:

AACFM4355J

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

50000

Equity Shares

Rs.10/- each

Rs.0.500 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

47500

Equity Shares

Rs.10/- each

Rs.0.475 Million

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.475

0.475

0.475

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

1.258

0.715

0.290

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1.733

1.190

0.765

LOAN FUNDS

 

 

 

1] Secured Loans

3.420

3.324

1.799

2] Unsecured Loans

7.857

2.335

1.167

TOTAL BORROWING

11.277

5.659

2.966

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

13.010

6.849

3.731

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

0.977

0.634

0.640

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

2.998

1.918

1.118

DEFERREX TAX ASSETS

0.041

0.032

0.016

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

4.352

2.873

1.232

 

Sundry Debtors

3.660

3.668

1.721

 

Cash & Bank Balances

4.801

0.038

0.225

 

Other Current Assets

0.000

0.000

0.000

 

Loans,  Advances and Deposits

0.281

0.324

0.433

Total Current Assets

13.094

6.903

3.611

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

2.813

2.209

1.436

 

Other Current Liabilities

0.273

0.000

0.000

 

Provisions

1.020

0.441

0.237

Total Current Liabilities

4.106

2.650

1.673

Net Current Assets

8.988

4.253

1.938

 

 

 

 

MISCELLANEOUS EXPENSES

0.006

0.012

0.019

 

 

 

 

TOTAL

13.010

6.849

3.731

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

23.626

18.601

14.496

 

 

Other Income

0.635

0.116

0.204

 

 

TOTAL                                    

24.261

18.717

14.700

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Goods Sold

19.197

15.800

12.949

 

 

Direct Expenses

0.194

0.157

0.029

 

 

Indirect Expenses

3.670

1.892

1.536

 

 

Misc. Expenses Written off

0.006

0.006

0.006

 

 

Prior period Expenses

0.012

0.000

0.000

 

 

TOTAL                                    

23.079

17.855

14.52

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

1.182

0.862

0.180

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

0.232

0.205

0.186

 

 

 

 

 

 

PROFIT  / (LOSS) BEFORE TAX

0.950

0.657

(0.006)

 

 

 

 

 

Less

TAX                                                                 

0.408

0.232

0.012

 

 

 

 

 

 

PROFIT  / (LOSS) AFTER TAX

0.542

0.425

(0.018)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

0.715

0.290

0.308

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

1.257

0.715

0.290

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

11.41

NA

NA

 

Particulars

 

 

 

31.03.2012

Sales Turnover (Approximately)

 

 

35.000

 

Expected Sales (2012-2013): Rs.50.000 Millions

 

The above information has been parted by Mr. Vipul Shirishbhai Patel.

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

2.23

2.27

(0.12)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

4.02

3.51

(0.04)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

6.75

8.72

(0.14)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.55

0.55

(0.01)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

8.88

6.98

6.06

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

3. 19

2.60

2.16

 

 

LOCAL AGENCY FURTHER INFORMATION

 

SUNDRY CREDITOR DETAILS:

(Rs. In Millions)

Particulars

31.03.2011

31.03.2010

31.03.2009

Sundry Creditors

 

 

 

-          For  Supply of Goods

2.813

2.163

1.395

-          For Services

0.000

0.046

0.041

Total

2.813

2.209

1.436

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business•

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

FIXED ASSETS:

 

·         Vehicles

·         Computers- Printers

·         Furniture and Fixtures

·         Office Equipments  

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.81

UK Pound

1

Rs.86.04

Euro

1

Rs.69.06

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

BSN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.