MIRA INFORM REPORT

 

 

 

Report Date :

05.07.2012

 

IDENTIFICATION DETAILS

 

Name :

ASTENJOHNSON, S.R.O.

 

 

Registered Office :

Bezová 1658 140 00 Praha 4

 

 

Country :

Czech Republic

 

 

Financials (as on) :

31.12.2009

 

 

Date of Incorporation :

12.07.2004

 

 

Com. Reg. No.:

C/101157

 

 

Legal Form :

Private Limited Company                                                                    

 

 

Line of Business :

Manufacture and sale of paper mill wires and technical tissues as carriage elements in the course of paper sheet formation.      

 

 

No. of Employees :

150 employees 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Czech Republic

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 Company name and address

 

AstenJohnson, s.r.o.

 

Bezová 1658

140 00 Praha 4

telephone: 00420/ 383 322 002

telefax: 00420/ 383 321 998

e-mail: info.cz@astenjohnson.com

Web: www.sitos.cz

 

Summary

 

Company  development     Positive company development                                      (20)

Order situation               Satisfactory course of business                                      (31)

Terms of   payment         no complaints                                                               (39)

Business           Business connections appear permissible                                    (31)

connection                                                                     

                                                                               

Legal form                     Private limited company                                                        

Foundation                    12/07/2004 - Private limited company                             

Comp. Register              12/07/2004, Městský soud v Praze, RegNr.: C/101157              

                                     Statistical number: 27163806                                   

                                    Tax number: CZ27163806                                         

Share Capital                 12/07/2004                          CZK           200 000,-     

                                     22/12/2005                          CZK       120 000 000,-    

Shareholders                 AstenJohnson Specialty Holdings,    CZK       120 000 000,-    

                                    Inc.                                                           

                                     1209 Orange Street, 19801 City of                              

                                     Wilmington, USA                                                

Management                 Guido André Quinting (21.04.1964)                              

                                    Eynattener Strasse  179, B-4730 Raeren, Belgium                

                                     Executive Manager                                              

                                    sole power of attorney                                         

                                    James M. Gibson (16.02.1965)                                   

                                    Marsh Creek Drive 2553, 29414 Charleston, USA                  

                                    Executive Manager                                              

                                    sole power of attorney                                         

                                    Stephen King Polston (13.02.1959)                              

                                    Rivertowne Country Club Drive 1588, SC 29466 Mt. Pleasant, USA 

                                     Executive Manager                                              

                                    sole power of attorney                                         

General Data                 Manufacture and sale of paper mill wires and technical tissues 

                                    as                                                              

                                    carriage elements in the course of paper sheet formation.      

                                     Main activity:                                                 

                                    Manufacture of other technical and industrial           (13.96)

                                    textiles                                                       

                                    Former name(s)                                                 

                                     Korzia s.r.o.                                                   

                                    Beginning of validity: 12.07.2004                              

                                    End of validity: 05.10.2005                                    

                                    Sitos Holdings, s.r.o.                                          

                                    Beginning of validity: 05.10.2005                              

                                    End of validity: 01.01.2008                                    

                                    Trade name(s)                                                   

                                    AstenJohnson, s.r.o.                                           

                                    Beginning of validity: 01.01.2008                              

                                    Export:         85%                                             

                                    USA                                                            

                                    Germany                                                        

                                    Singapore                                                       

                                                                               

                                     Address:                                                       

                                    Bezová 1658, 140 00 Praha 4                                    

                                    Beginning of validity: 05.10.2005                              

                                     telephone:                                                     

                                     00420/ 383 322 002                                             

                                    telefax:                                                       

                                    00420/ 383 321 998                                             

                                    V Dolích 306, 252 28 Černošice                                 

                                    Beginning of validity: 12.07.2004                              

                                    End of validity: 11.05.2005                                    

                                     Ocelářská 13, 190 00 Praha 9                                   

                                    Beginning of validity: 11.05.2005                              

                                    End of validity: 05.10.2005                                    

                                    business locations:                                            

                                    Textiláků  1112, 386 02 Strakonice                             

                                    e-mail:                                                        

                                    info.cz@astenjohnson.com                                       

                                    Web:  www.sitos.cz                                                   

Staff                              2008    161 employees                                          

                                    2009    147 employees                                          

                                    2010    145 employees                                          

                                    2011    150 employees                                          

                                    2012    150 employees                                          

Annual Sales                 2006            actual sales                                         CZK       186 626 000,-    

                                    2007            actual sales                                         CZK       213 846 000,-    

                                    2008            actual sales                                         CZK       238 241 000,-    

                                    2009            actual sales                                         CZK       221 489 000,-    

                                    2010            actual sales                                         CZK       250 000 000,-    

                                    2011            actual sales                                         CZK       250 000 000,-    

                                    according to own data                                          

                                                                             

                                                                               

Property                        Property of the company: Business premises                     

                                                                                

                                    (verified in the real estate registry)                        

                                    CZ-386 02 Strakonice I., Textiláků 1112                        

Balance sheets              The enclosed balance of 2009 from business register, -.        

                (31.12.2009 - 1 CZK)                                           

                The enclosed balance of 2008. (31.12.2008 - 1 CZK)             

                The enclosed balance of 2007. (31.12.2007 - 1 CZK)             

                The enclosed balance of 2006. (31.12.2006 - 1 CZK)             

                The enclosed profit/loss account of 2009 from business         

                register, -. (31.12.2009 - 1 CZK)                               

                The enclosed profit/loss account of 2008 from business         

                register, -. (31.12.2008 - 1 CZK)                              

                The enclosed profit/loss account of 2007. (31.12.2007 - 1 CZK) 

                The enclosed profit/loss account of 2006. (31.12.2006 - 1 CZK) 

 

Remarks            The company contrary to the Act on Accounting did not store    

                         its current                                                    

                        final  accounts to the Companies Register.                     

                                                                               

                                                                              

                The company does not provide its current final accounts even   

                upon a written request.                                        

                                                                              

                The company was challenged to fulfil its duty to store its     

                final account at the Companies Register.                       

                                                                               

                All the sources of negative data accessible to public          

                (insolvency registers, databases of debtors of health          

                insurance institutions, commercial bulletin, collection        

                database and others) are currently monitored.  

                                                                               

                                                                               

                The final accounts for the year 2010 are not available yet.    

                                                                               

                To the inquired company, property of the company SÍTOS, a.s.,  

                IČ: 25                                                         

                19 51 66, was transferred in consequence of fusion by merger.  

                The record date of the fusion is  1.1.2006.                    

                                                                               

                Contact:                                                       

                Michal Hruška - economist, e-mail:                             

                michal.hruska@astenjohnson.com                                 

 

Bankers          

Československá obchodní banka,                           (0300)

a. s.

GE Money Bank, a.s.                                         (0600)

 

 

   balance                  31.12.2006    31.12.2007   31.12.2008    31.12.2009

                                 (CZK)         (CZK)        (CZK)         (CZK)

>r1 >TOTAL ASSETS          >171 477 000  >219 472 000 >295 253 000  >314 858 000

r2 Receivables for                   0             0                          0

   subscriptions                                                               

>r3 >Fixed assets           >93 281 000  >138 577 000 >203 460 000  >214 130 000

>r4 >Intangible fixed                >0            >0                   >455 000

   assets                                                                      

r5 Incorporation expenses                          0                          0

r6 Research and                                    0                          0

   development                                                                 

r7 Software                                        0                    455 000

r8 Valuable rights                                 0                          0

r9 Goodwill                                        0                          0

r10 Other intangible                                0                          0

   fixed assets                                                                

r11 Intangible fixed                                0                          0

   assets under                                                                 

   construction                                                                

r12 Advance payments for                            0                          0

   intangible fixed                                                             

   assets                                                                      

>r13 >Tangible fixed assets   >93 281 000  >138 577 000 >203 460 000  >213 675 000

r14 Lands                     1 998 000     1 998 000    1 998 000     1 998 000

r15 Constructions            49 548 000    49 835 000   50 154 000    95 252 000

r16 Equipment                39 809 000    51 696 000   72 854 000   116 425 000

r17 Perennial corps                                 0                          0

r18 Breeding and draught                            0                          0

   animals                                                                     

r19 Other tangible fixed                            0                          0

   assets                                                                       

r20 Tangible fixed assets     1 926 000    29 166 000   74 420 000             0

   under construction                                                          

r21 Advance payments for                    5 882 000    4 034 000             0

   tangible fixed assets                                                       

r22 Adjustment to                                   0                          0

   acquired assets                                                              

>r23 >Long-term financial             >0            >0                         >0

   assets                                                                      

r24 Shares in controlled                            0                          0

   and managed                                                                 

   organizations                                                               

r25 Shares in accounting                            0                          0

   units with                                                                  

   substantial influence                                                       

r26 Other securities and                            0                          0

   shares                                                                      

r27 Loans to controlled                             0                          0

   and managed                                                                 

   organizations and to                                                        

   accounting unit with                                                        

   substantial influence                                                       

r28 Other financial                                 0                          0

   investments                                                                 

r29 Financial investments                           0                          0

   acquired                                                                     

r30 Advance payments for                            0                          0

   long-term financial                                                         

   assets                                                                       

>r31 >Current assets         >77 425 000   >80 107 000  >91 161 000  >100 267 000

>r32 >Inventory              >22 890 000   >31 225 000  >33 237 000   >34 050 000

r33 Materials                 5 180 000     7 516 000    8 859 000     7 857 000

r34 Work in progress and     15 695 000    19 789 000   20 756 000    21 743 000

   semi-products                                                               

r35 Finished products         2 015 000     3 920 000    3 563 000     3 617 000

r36 Animals                                         0                          0

r37 Merchandise                                     0                          0

r38 Advance payments for                            0       59 000       833 000

   inventory                                                                   

>r39 >Long-term receivables             >0            >0                         >0

r40 Trade receivables                               0                          0

r41 Receivables from                                0                          0

   controlled and                                                              

   managed organizations                                                       

r42 Receivables from                                0                          0

   accounting units with                                                       

   substantial influence                                                       

r43 Receivables from                                0                          0

   partners, cooperative                                                       

   members and                                                                 

   association members                                                          

r44 Long-term deposits                              0                          0

   given                                                                       

r45 Estimated receivable                            0                          0

r46 Other receivables                               0                          0

r47 Deferred tax                                    0                          0

   receivable                                                                   

>r48 >Short-term             >26 159 000   >37 778 000  >54 766 000   >51 300 000

   receivables                                                                 

r49 Trade receivables        24 737 000    35 197 000   51 092 000    46 962 000

r50 Receivables from                                0                          0

   controlled and                                                              

   managed organizations                                                       

r51 Receivables from                                0                          0

   accounting units with                                                       

   substantial influence                                                       

r52 Receivables from                                0                          0

   partners, cooperative                                                       

   members and                                                                 

   association members                                                          

r53 Receivables from                                0                          0

   social security and                                                         

   health insurance                                                             

r54 Due from state - tax      1 381 000     2 469 000    3 635 000     4 289 000

   receivable                                                                  

r55 Short-term deposits          41 000       112 000       39 000        49 000

   given                                                                       

r56 Estimated receivable                            0                          0

r57 Other receivables                               0                          0

>r58 >Short-term financial   >28 375 000   >11 104 000   >3 158 000   >14 917 000

   assets                                                                      

r59 Cash                        236 000       167 000      165 000        97 000

r60 Bank accounts            28 139 000    10 937 000    2 993 000    14 820 000

r61 Short-term securities                           0                          0

   and ownership                                                                

   interests                                                                   

r62 Short-term financial                            0                          0

   assets acquired                                                             

>r63 >Accruals                  >771 000      >788 000     >632 000      >461 000

r64 Deferred expenses           728 000       755 000      593 000       273 000

r65 Complex deferred costs            0             0                          0

r66 Deferred income              43 000        33 000       39 000       188 000

>r67 >TOTAL LIABILITIES     >171 477 000  >219 472 000 >295 253 000  >314 858 000

>r68 >Equity                >136 517 000  >159 769 000 >206 998 000  >274 885 000

>r69 >Registered capital    >120 000 000  >120 000 000 >120 000 000  >120 000 000

r70 Registered capital      120 000 000   120 000 000  120 000 000   120 000 000

r71 Company’s own shares                            0                          0

   and ownership                                                                

   interests (-)                                                               

r72 Changes of registered                           0                          0

   capital ( +/- )                                                              

>r73 >Capital funds          >14 557 000   >14 557 000  >38 438 000   >84 610 000

r74 Share premium                                   0                          0

r75 Other capital funds      14 557 000    14 557 000   38 438 000    84 610 000

r76 Differences from                                0                          0

   revaluation of assets                                                       

   and liabilities ( +/-                                                        

   )                                                                           

r77 Differences from                                0                          0

   revaluation in                                                               

   transformation ( +/- )                                                       

>r78 >Reserve funds,                  >0    >1 216 000   >2 377 000    >3 546 000

   statutory reserve                                                           

   account for                                                                 

   cooperatives, and                                                           

   other retained                                                              

   earnings                                                                     

r79 Legal reserve fund /                    1 216 000    2 377 000     3 546 000

   indivisible fund                                                            

r80 Statutory and other                             0                          0

   funds                                                                       

>r81 >Profit / loss -        >10 197 000      >744 000  >22 804 000   >45 014 000

   previous years                                                               

r82 Retained earnings                         744 000   22 804 000    45 014 000

   from previous years                                                         

r83 Accumulated losses       10 197 000             0                          0

   from previous years                                                         

>r84 >Profit / loss -        >12 157 000   >23 252 000  >23 379 000   >21 715 000

   current year  (+/-)                                                          

>r85 >Other sources          >33 544 000   >58 478 000  >86 695 000   >39 140 000

>r86 >Reserves                  >550 000      >711 000     >713 000      >657 000

r87 Reserves under                                  0                          0

   special statutory                                                           

   regulations                                                                 

r88 Reserves for pension                            0                          0

   and similar payables                                                        

r89 Income tax reserves                             0                          0

r90 Other reserves              550 000       711 000      713 000       657 000

>r91 >Long-term payables     >12 942 000   >10 510 000  >11 180 000   >12 885 000

r92 Trade payables                                  0                          0

r93 Payables to                                     0                          0

   controlled and                                                               

   managed organizations                                                       

r94 Payables to                                     0                          0

   accounting units with                                                        

   substantial influence                                                       

r95 Payables from                                   0                          0

   partners, cooperative                                                        

   members and                                                                 

   association members                                                         

r96 Long-term advances                              0                          0

   received                                                                    

r97 Issues bonds                                    0                          0

r98 Long-term notes                                 0                          0

   payables                                                                    

r99 Estimated payables                              0                          0

r100 Other payables                                  0                          0

r101 Deferred tax liability    12 942 000    10 510 000   11 180 000    12 885 000

>r102 >Short-term payables    >20 052 000   >38 692 000  >63 102 000   >23 194 000

r103 Trade payables           13 180 000    16 230 000   22 538 000    16 043 000

r104 Payables to                            12 264 000   31 563 000             0

   controlled and                                                              

   managed organizations                                                       

r105 Payables to                                     0                          0

   accounting units with                                                       

   substantial influence                                                       

r106 Payables from                                   0                          0

   partners, cooperative                                                       

   members and                                                                 

   association members                                                          

r107 Payroll                   3 098 000     3 314 000    4 275 000     3 624 000

r108 Payables to social        1 877 000     2 185 000    2 192 000     1 846 000

   securities and health                                                        

   insurance                                                                   

r109 Due from state - tax        872 000     3 489 000    1 943 000       836 000

   liabilities and                                                              

   subsidies                                                                   

r110 Short-term deposits         832 000       961 000      220 000       542 000

   received                                                                     

r111 Issues bonds                                    0                          0

r112 Estimated payables                         30 000       21 000        96 000

r113 Other payables              193 000       219 000      350 000       207 000

>r114 >Bank loans and                  >0    >8 565 000  >11 700 000    >2 404 000

   financial                                                                   

   accommodations                                                              

r115 Long-term bank loans              0             0                          0

r116 Short-term bank loans             0     8 565 000   11 700 000     2 404 000

r117 Short-term                        0             0                          0

   accommodations                                                              

>r118 >Accruals                >1 416 000    >1 225 000   >1 560 000      >833 000

r119 Accrued expenses          1 416 000     1 225 000    1 560 000       833 000

r120 Deferred revenues                 0             0                          0

   profit/loss account      31.12.2006    31.12.2007   31.12.2008    31.12.2009

                                 (CZK)         (CZK)        (CZK)         (CZK)

>a1 >Turnover              >186 626 000  >213 846 000 >238 241 000  >221 489 000

a2 Revenues from sold                              0                          0

   goods                                                                       

a3 Expenses on sold goods                          0                          0

>a4 >Sale margin                                   >0                         >0

>a5 >Production            >191 750 000  >224 398 000 >242 318 000  >222 934 000

a6 Revenues from own       186 626 000   213 846 000  238 241 000   221 489 000

   products and services                                                       

a7 Change in inventory       1 197 000     6 007 000      611 000     1 040 000

   of own products                                                              

a8 Capitalization            3 927 000     4 545 000    3 466 000       405 000

>a9 >Production             >87 433 000  >103 133 000 >114 210 000  >105 808 000

   consumption                                                                  

a10 Consumption of           63 733 000    76 708 000   92 252 000    87 409 000

   material and energy                                                         

a11 Services                 23 700 000    26 425 000   21 958 000    18 399 000

>a12 >Added value           >104 317 000  >121 265 000 >128 108 000  >117 126 000

>a13 >Personnel expenses     >65 894 000   >73 813 000  >78 433 000   >74 849 000

a14 Wages and salaries       46 955 000    52 786 000   57 334 000    54 632 000

a15 Renumeration of board                           0                          0

   members                                                                     

a16 Social security          16 429 000    18 469 000   18 486 000    16 989 000

   expenses and health                                                          

   insurance                                                                   

a17 Other social expenses     2 510 000     2 558 000    2 613 000     3 228 000

a18 Taxes and fees              393 000       404 000      410 000       533 000

a19 Depreciations of         12 350 000    13 597 000   14 665 000    19 464 000

   intangible and                                                              

   tangible assets                                                              

>a20 >Revenues from             >372 000      >897 000   >1 386 000      >253 000

   disposals of fixed                                                          

   assets and materials                                                         

a21 Revenues from                 1 000       171 000    1 004 000       110 000

   disposals of fixed                                                          

   assets                                                                       

a22 Revenues from               371 000       726 000      382 000       143 000

   disposals of materials                                                      

>a23 >Net book value of         >219 000      >197 000     >520 000      >113 000

   disposed fixed assets                                                       

   and materials                                                               

a24 Net book value of           219 000             0      260 000             0

   sold fixed assets                                                           

a25 Net book value of                         197 000      260 000       113 000

   sold material                                                               

a26 Change in operating       1 102 000      -795 000    1 981 000    -1 163 000

   reserves and                                                                

   adjustments and                                                             

   complex deferred                                                             

   costs ( + / - )                                                             

a27 Other operating             723 000       603 000       52 000     1 453 000

   revenues                                                                     

a28 Other operating           1 580 000     3 206 000    2 422 000     1 778 000

   expenses                                                                    

a29 Transfer of operating                           0                          0

   revenues                                                                    

a30 Transfer of operating                           0                          0

   expenses                                                                     

>a31 >Operating profit /     >23 874 000   >32 343 000  >31 115 000   >23 258 000

   loss                                                                        

a32 Revenues from sales                             0                          0

   of securities and                                                           

   ownership interests                                                         

a33 Sold securities and                             0                          0

   ownership interests                                                         

>a34 >Revenues from long-                           >0           >0            >0

   term financial assets                                                       

a35 Revenues from shares                            0                          0

   in controlled and                                                           

   managed organizations                                                       

   and in accounting                                                            

   units with                                                                  

   substantial influence                                                       

a36 Revenues from others                            0                          0

   securities and                                                              

   ownership interests                                                         

a37 Revenues from other                             0                          0

   long-term financial                                                         

   assets                                                                      

a38 Revenues from short-                            0                          0

   term financial assets                                                       

a39 Expenses associated                             0                          0

   with financial assets                                                        

a40 Revenues from                                   0                          0

   revaluation of                                                              

   securities and                                                              

   derivatives                                                                 

a41 Cost of revaluation                             0                          0

   of securities and                                                           

   derivatives                                                                     

a42 Change in financial                             0        2 000             0

   reserves and                                                                

   adjustments ( + / - )                                                        

a43 Interest revenues           292 000       418 000      164 000         4 000

a44 Interest expenses           532 000       191 000      791 000     1 163 000

a45 Other financial           3 568 000     6 312 000   13 563 000     8 733 000

   revenues                                                                    

a46 Other financial          10 525 000    11 403 000   13 532 000     4 633 000

   expenses                                                                     

a47 Transfer of                                     0                          0

   financial revenues                                                          

a48 Transfer of                                     0                          0

   financial expenses                                                          

>a49 >Profit / loss from     >-7 197 000   >-4 864 000    >-598 000    >2 941 000

   financial operations                                                         

   ( transactions )                                                            

>a50 >Income tax on           >4 520 000    >4 227 000   >7 138 000    >4 484 000

   ordinary income                                                             

a51 Due tax                   4 010 000     6 659 000    6 467 000     2 780 000

a52 Tax deferred                510 000    -2 432 000      671 000     1 704 000

>a53 >Operating profit /     >12 157 000   >23 252 000  >23 379 000   >21 715 000

   loss ordinary activity                                                       

a54 Extraordinary revenues                           0                          0

a55 Extraordinary expenses                           0                          0

>a56 >Income tax on                                 >0                         >0

   extraordinary income                                                        

a57 Due tax                                         0                          0

a58 Tax deferred                                    0                          0

>a59 >Operating profit /                            >0                         >0

   loss extraordinary                                                          

   activity                                                                     

a60 Transfer profit (                               0                          0

   loss ) to partners (+/                                                      

   -)                                                                           

>a61 >Profit / loss of       >12 157 000   >23 252 000  >23 379 000   >21 715 000

   current accounting                                                          

   period  (+/-)                                                                

>a62 >Profit / loss before   >16 677 000   >27 479 000  >30 517 000   >26 199 000

   tax (+/-)                                                                   

>  >Receivables after       >4 638 000                 >6 855 000   >10 451 000

   due date total                                                              

   Receivables more than       216 000                                         

   180 days after due                                                          

   date                                                                        

>  >Liabilities after       >3 307 000                 >3 063 000      >347 000

   due date total                                                              

   Liabilities more than             0                                         

   180 days after due                                                          

   date                                                                        

Balance indices             31.12.2006    31.12.2007   31.12.2008    31.12.2009

Return on       a62/r1 *          9,73         12,52        10,34          8,32

total assets    100                                                            

ROA (in %)                                                                      

Return on       a62/r68          12,22         17,20        14,74          9,53

equity ROE (in  * 100                                                          

%)                                                                              

Return on       a62/a1 *          8,94         12,85        12,81         11,83

sales ROS (in   100                                                            

%)                                                                              

Turnover of     r49/a1 *         48,38         60,08        78,28         77,39

receivables     365                                                            

(in days)                                                                      

Turnover of     r103/a1          25,78         27,70        34,53         26,44

liabilities     * 365                                                          

(in days)                                                                      

Turnover of     r32/a1 *         44,77         53,30        50,92         56,11

inventories     365                                                            

(days)                                                                         

Net working     r31 -        57 373,00     32 850,00    16 359,00     74 669,00

capital (in     r102 -                                                         

ths. CZK)       r116 -                                                         

                r117                                                            

Ratio of        (r39+            79,28         76,78          n/a        142,19

accounts        r48) /                                                         

payable to      (r91+                                                           

accounts        r102) *                                                        

receivable (in  100                                                            

%)                                                                              

Ratio of        r3 / a1          49,98         64,80        85,40         96,68

profit/loss to  * 100                                                          

tangible                                                                        

assets (in%)                                                                   

Current ratio   r31 /             3,86          1,70         1,22          3,92

                (r102+                                                         

                r116+                                                          

                r117)                                                          

Quick ratio     (r58+             2,72          1,03         0,77          2,59

                r48) /                                                          

                (r102+                                                         

                r116+                                                          

                r117)                                                           

Cash ratio      r58 /             1,42          0,23         0,04          0,58

                (r102+                                                         

                r116+                                                           

                r117)                                                          

Debt ratio I    (1-r68/          20,39         27,20        29,89         12,70

(in %)          r67) *                                                          

                100                                                            

Debt ratio II   r85/r67          19,56         26,64        29,36         12,43

(in %)          * 100                                                           

                                                               

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.55

UK Pound

1

Rs.85.48

Euro

1

Rs.68.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.