MIRA INFORM REPORT

 

 

Report Date :

05.07.2012

 

IDENTIFICATION DETAILS

 

Name :

BOMBAY & CO. INC. 

 

 

Registered Office :

98 Orfus Road, Toronto, ON, M6A 1L9

 

 

Country :

Canada

 

 

Year of Establishment :

1975

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Subject designs and markets home furniture and furnishings.

 

 

No. of Employees :

600

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


GEOPOLITICS

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal


Economic Risk: Nil

Currency: 100.00 CAD = 98.1089 USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Comments on data supplied:

The address provided by the client belong to the company´s Distribution Centre.

Legal Name:

BOMBAY & CO. INC.

(ordered as Bombay And Co)

Trade Name:

BOMBAY

Legal Address

98 Orfus Road

Toronto, ON, M6A 1L9

Operative Address

98 Orfus Road

Toronto, ON, M6A 1L9

Telephone:

+1(877)326 -6229

 :

N/A

Fax:

N/A

Legal Form:

Corporation for Profit

Email:

customerservice@bombay.ca

Registered in:

Canada

Website:

www.bombay.ca

Date Created:

1975

Manager:

Vicki L. Bradley - President

Date Incorporated:

1975

Staff:

600

Stock:

N/A

 

 

Value:

N/A

Activity:

The Bombay Furniture Company of Canada Inc. designs and markets home furniture and furnishings.

 

 

BANKS

 

Name of the Bank

TD Bank

Location                                   

Canada

 

 


BUSINESS

 

HISTORY

 

The Bombay Company was founded in 1975 and began as a mail order business based in New Orleans.

 

The Bombay Company filed for Chapter 11 bankruptcy protection on September 20, 2007. The company was sold to Gordon Brothers and Hilco.

As of January 21, 2008, all U.S. retail stores were liquidated and closed.

In February 2008, Hilco, and Gordon Brothers purchased all intellectual capital of the Bombay Company, including the Bombay Company website, and created Bombay Brands, a company that will sell Bombay merchandise through other retail outfits.

 

Bombay's Canadian operations were purchased by the B&C Group, which operates the Benix and Bowring retail banners in Canada.

 

Press releases:

 

"Bombay & Co., Inc. Selects TD Retail Card Services To Create And Administer Private Label Credit Card Program"

May 29, 2012

 

Bombay & Co., Inc., selected TD Retail Card Services to create and administer its private label credit card.

The new Bombay & Company credit card will offer consumers a full menu of deferred interest and equal pay programs.

 

 

 

PRINCIPAL ACTIVITY

 

The company designs and markets home furniture and furnishings.

Products/Services description:

 

The company offers home accessories, wall décor, and furniture through a network of retail locations.

Sales are:

 

Retail

Brands:

 

The company works with the brand called BOMBAY.

 

This brand belongs to Hermes-Otto International USA LLC (subsidiary of Otto Group) that purchased the Bombay Company trademarks and intellectual property from Hilco Consumer Capital and Gordon Brothers Group in 2011.

 

The deal did not include Bombay and Co. Inc., a company that has exclusive right to sell Bombay products in Canada.

Operations area:

 

National

Competitors:

 

Cymax Stores Inc.

HomeSence

J.Pascal´s Hardware and Furniture

Leon´s Furniture Limited

N. Tepperman Limited

The subject employs 600 employee(s)

PAYMENTS

 

regular

LOCATION

Headquarters

 

98 Orfus Road

Toronto, ON, M6A 1L9

The property is:

 

Owned

Branches:

 

operates through 48 stores in over nine Canadian provinces, including 25 stores in Ontario, eight stores in Quebec, five stores in British Columbia, three stores in Alberta and one store each in Newfoundland and Manitoba. The company`s remaining stores are located in Nova Scotia.

 

 

Shareholders

Manager - Related Companies

 

Listed at the stock exchange:

 

NO

Shareholders Parent Company(ies):

 

It is a private company that operates as a subsidiary of Benix & Co., Inc.

Management:

 

Mr. Fred Benitah - President

Related Companies:

 

The Bombay Furniture Company of Canada Inc.

(sister company)

3475 Steeles Avenue East

Brampton, ON L6T 5W4

Canada

 

 

Financials

Commercial Trends And Forecast

As a private company the subject does not publish any financial statements.

We have contacted the company several times but we were tranferred to voice mail. We left a message but it was not answered yet.

Legal Fillings

 The sources consulted record no detrimental legal or labor court information.

 

 

Rating

 

Local credit bureau gave a Correct credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

The company was founded in 1975 and began as a mail order business based in New Orleans.

 

On September 20, 2007 it filed for Chapter 11 bankruptcy protection . The company was sold to Gordon Brothers and Hilco.

 

As of January 21, 2008, all U.S. retail stores were liquidated and closed.

In February 2008, Hilco, and Gordon Brothers purchased all intellectual capital of the Bombay Company, including the Bombay Company website, and created Bombay Brands, a company that will sell Bombay merchandise through other retail outfits.

 

Bombay's Canadian operations were purchased by the B&C Group, which operates the Benix and Bowring retail banners in Canada.

 

The company operates through 48 stores in over nine Canadian provinces, including 25 stores in Ontario, eight stores in Quebec, five stores in British Columbia, three stores in Alberta and one store each in Newfoundland and Manitoba.

The company`s remaining stores are located in Nova Scotia.

 

Moreover it is a big size privately held company, with 600 employees and it has exclusive right to sell Bombay products in Canada.

 

We did not find any detrimental information about the company in the recent years..




SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

GOOD

Public

NO

Indebtedness

N.A.

Payments

N.A.

Cash

N.A.

 

 



APPENDIX

 

Comments

 

We have contacted the company but we were transferred to voice mail several times. We left a message but it has not been answered yet.

 

However, the answering machine provides us of the company´s legal name and location.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.55

UK Pound

1

Rs.85.48

Euro

1

Rs.68.70

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.