MIRA INFORM REPORT

 

 

Report Date :

05.07.2012

 

IDENTIFICATION DETAILS

 

Name :

PERMAQUIM SAS

 

 

Registered Office :

Carrera 49 N° 91-91 Barrio La Castellana Bogota

 

 

Country :

Colombia

 

 

Date of Incorporation :

19.04.1988

 

 

Legal Form :

Sociedad Por Acciones Simplificada

 

 

Line of Business :

Manufacture of plastic forms

 

 

No. of Employees :

70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Colombia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


 

GEOPOLITICS – COLOMBIA

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Republic


Economic Risk: Low

Currency: 100.00 COP = 0.0563539 USD

Branch Situation: Stable

 

 

IDENTIFICATION

 

Legal Name:

PERMAQUIM SAS

Legal Address

Carrera 49 N° 91-91 Barrio La Castellana Bogota Colombia.

Operative Address

Carrera 49 N° 91-91 Barrio La Castellana Bogota Colombia.

Telephone:

+57 (1) 256 1329

NIT :

800034626-9

Fax:

+57 (1) 256 1329

Legal Form:

SOCIEDAD POR ACCIONES SIMPLIFICADA

Email:

servicio.cliente@permaquim.com.co

Registered in:

Colombia

Website:

www.permaquim.com.co

Date Created:

1988

Manager:

LUIS HERNAN ARIZA SANCHEZ, Legal representative

Date Incorporated:

April 19th, 1988

Staff:

70

Stock:

NA

 

 

Value:

NA

Activity:

Manufacture of plastic forms.

 

 

BANKS

 

Name of the Bank

Bancolombia

Name of the Bank

Banco De Occidente


 

BUSINESS

 

HISTORY

 

This company was created in the year 1988.

 

 

PRINCIPAL ACTIVITY

 

The structure is engaged in the manufacture and distribution of plastic basic forms. It also imports and sells pearl pigments, aluminum, dyes, cosmetics and raw materials for personal care.

 

The company provides technical advice and comprehensive service with a team of trained, committed and focused to meet the needs of its clients.

Products/Services description:

 

Glass and plastic packaging

Minerals chemical industry

Personal care products medicines

Sales are:

 

Wholesale

Clients:

 

Cosmetic industries such as:

 

Smart Laboratories

Cosmeticos Marylin

Bardot

Belcorp

 

Among other various industries in general.

Operations area:

 

National, Local

The company imports from United States, Spain and Mexico

The company exports to Ecuador

Trade References:

 

1)Sun Chemical Corporation

35 Waterview Boulevard Parsippany, NJ 07054-1285 United States of America

Phone: + 1 973 404 6000   

We only got an answering machine.

 

3) Johnson Matthey Inc

12600 Universal Drive Taylor MI 48180 USA

Phone: +1 (734) 946-4321     

The person contacted asked us to leave a message as she didn't have time to take our call.

The subject employs 70 employee(s)

PAYMENTS

 

made on a 60 days basis - monitored over the last 12 months

LOCATION

Headquarters

 

The company is headquartered at Carrera 49 N° 91-91 Barrio La Castellana Bogota Colombia.

Branches:

 

The structure has an additional branch in Bogota.

 

The exact address was not provided per security purposes.

 

 

Shareholders - Manager - Related Companies

 

Shareholders Parent Company(ies):

 

This is a privately held company. Despite our long searches it has not been possible to identify the shareholders.

Management:

 

LUIS HERNAN ARIZA SANCHEZ, Legal representative

HECTOR SANDOVAL GAVIRIA, Tax auditoy

MARTHA LUCIA LEON PINZON, Accountant

July Paez, Collections Analyst.

 

 

Financials - COMMERCIAL TRENDS AND FORECAST

 

As a private company the subject does not publish any financial statements.

We have contacted July Lopez, Collections Analyst who provided us with the following data:

Currency

DATE

 

COP

2011

 

Turnover

15,000,000,000

 

The cash flow is

Normal

 

 

 

Comments on the financial data: The financial information given during the interview refers to an estimate revenue.

Legal Fillings

 The sources consulted record no detrimental legal or labor court information.



Rating

 

Local credit bureau gave a correct credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

PERMAQUIM SAS is an established company with 24 years of experience and a staff of 70 employees being considered a medium sized company.

 

The structure owns the ISO 9001:2008 certification, having this way the advantage to evolve as a trustable exporter.

 

There were no legal filings found against the company or its legal representative.

 

Based on the estimate revenue provided by the company, the income per employee is correct for its size.

 

In addition, payments are made on a regular basis and the cash flow is normal.

 

Therefore, considering the company’s features.



SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

 

Profitability

N.A.

Public

NO

 

Indebtedness

N.A.

Payments

REGULAR

 

Cash

NORMAL

 

 

 

 

 

APPENDIX

 

Person Interviewed

 

July Paez

Position

 

Collections Analyst.

Comments

 

She kindly provided us with the following information:

 

Staff

Banks that they work with

Payment trend

Name of their suppliers for trade references

Estimate revenue for 2011 in COP

Year of creation

NIT number

 

She also confirmed the company's headquarters and stated they had an additional branch in Bogota but she refused to provide us the exact address on grounds of confidentiality.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.55

UK Pound

1

Rs.85.48

Euro

1

Rs.68.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.