MIRA INFORM REPORT

 

 

Report Date :

05.07.2012

 

IDENTIFICATION DETAILS

 

Name :

REENA ORGANICS PRIVATE LIMITED

 

 

Registered Office :

Old No.15, New No.43, Dr. Alagappa Road, Purasawalkam, Chennai – 600 084, Tamilnadu

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

09.01.2009

 

 

Com. Reg. No.:

18-070434

 

 

Capital Investment / Paid-up Capital :

Rs.2.400 millions

 

 

CIN No.:

[Company Identification No.]

U24100TN2009PTC070434

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

CHER10467C

 

 

PAN No.:

[Permanent Account No.]

AAECR2244L

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader, Distributor and Supplier of Chemicals, Polymers, Pigments, Additives, Colorants for Plastics, Paints, Coating Industry.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (42)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 33000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

Old No.15, New No.43, Dr. Alagappa Road, Purasawalkam, Chennai – 600 084, Tamilnadu, India

Tel. No.:

91-44-26426633/ 26480327

Fax No.:

91-44-26480327

E-Mail :

info@reenaorganics.com

 

 

DIRECTORS

 

As on 24.09.2011

 

Name :

Mr. Shalin Ashok Shah

Designation :

Director

Address :

10th Floor, Block-I, Flat 10E, 125, Bricklin Road, Purasawalkam, Chennai – 600 084, Tamilnadu, India

Date of Birth/Age :

07.02.1970

Date of Appointment :

02.11.2009

DIN No.:

02484669

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U33111TN1947NPL000861

Hindustan Chamber of Commerce

Director

22/09/2009

22/09/2009

28/09/2010

Active

NO

2

U24100TN2009PTC070434

Reena Organics Private Limited

Director

02/11/2009

02/11/2009

-

Active

NO

3

U45200TN2010PTC076339

Sterling Springdale Properties Private Limited

Director

28/06/2010

28/06/2010

-

Active

NO

 

 

Name :

Mrs. Reena Shalin Shah

Designation :

Director

Address :

Arihant Vaikunth, 10th Floor, 1st Block, Flat No.E-125, Bricklin Road, Purasawalkam, Chennai – 600 084, Tamilnadu, India

Date of Birth/Age :

26.07.1974

Date of Appointment :

09.01.2009

DIN No.:

02212483

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24222GJ2008PTC054451

Rich Colors Private Limited

Director

10/07/2008

10/07/2008

Active

NO

2

U24100GJ2009PTC055854

Roland Polysurf Private Limited

Director

07/01/2009

07/01/2009

Active

NO

3

U24100TN2009PTC070434

Reena Organics Private Limited

Director

09/01/2009

09/01/2009

Active

NO

 

 

KEY EXECUTIVES

 

Name :

A.M. Gopikrishnan

Designation :

Company Secretary

Mobile No.:

91-9282142370

E-Mail :

gopikrishnan_am@yahoo.com

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 24.09.2011

 

Names of Shareholders

 

 

No. of Shares

Reena Shalin Shah

 

122400

Shalin Ashok Shah

 

117600

Total

 

240000

 

As on 24.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader, Distributor and Supplier of Chemicals, Polymers, Pigments, Additives, Colorants for Plastics, Paints, Coating Industry.

 

 

 

 

GENERAL INFORMATION

 

Suppliers :

v      Sri Sai Jyothi Print Inks

 

 

No. of Employees :

Not Available

 

 

Bankers :

v      CITI Bank N.A., 163, Anna Salai, Second Floor,, Chennai – 600 002, Tamilnadu, India

v      Axis Bank

 

 

Facilities :

Unsecured Loans

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

Loan from Directors

 

 

Reena Shah

4.910

7.517

Shalin A. Shah

1.354

1.982

Total

6.264

9.499

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Kishore Kumar and Company

Chartered Accountants

Address :

9, Trevelyan Basin Street, Gaurav Towers, Chennai – 600 079, Tamilnadu, India

Income-tax PAN of auditor or auditor's firm :

AGMPK8510B

 

 

CAPITAL STRUCTURE

 

As on 24.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

240000

Equity Shares

Rs.10/- each

Rs.2.400 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

240000

Equity Shares

Rs.10/- each

Rs.2.400 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

2.400

1.000

1.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

5.807

1.779

0.000

4] (Accumulated Losses)

0.000

0.000

(0.001)

NETWORTH

8.207

2.779

0.999

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

6.264

9.499

0.085

TOTAL BORROWING

6.264

9.499

0.085

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

14.471

12.278

1.084

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1.091

1.031

0.000

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.030

0.000

DEFERRED TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

24.028

10.808

0.000

 

Sundry Debtors

25.329

11.744

0.000

 

Cash & Bank Balances

0.991

0.472

0.268

 

Other Current Assets

2.589

1.390

0.794

 

Loans & Advances

0.000

0.000

0.000

Total Current Assets

52.937

24.414

1.062

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

37.136

12.457

0.000

 

Other Current Liabilities

0.601

0.000

0.043

 

Provisions

1.858

0.792

0.000

Total Current Liabilities

39.596

13.249

0.043

Net Current Assets

13.341

11.165

1.019

 

 

 

 

MISCELLANEOUS EXPENSES

0.039

0.052

0.065

 

 

 

 

TOTAL

14.471

12.278

1.084

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

134.923

67.980

0.000

 

 

Other Income

2.941

1.937

0.000

 

 

TOTAL                                     (A)

137.864

69.917

0.000

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Variation in Stock

(13.220)

(10.808)

0.000

 

 

Manufacturing Expenses

125.807

67.073

0.000

 

 

Administrative Expenses

14.298

7.962

0.001

 

 

Selling Expenses

0.365

0.327

0.000

 

 

TOTAL                                     (B)

127.250

64.554

0.001

 

 

 

 

 

Less

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

10.614

5.363

(0.001)

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

4.516

2.593

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

6.098

2.770

(0.001)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.212

0.198

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX (E-F)                  (G)

5.886

2.572

(0.001)

 

 

 

 

 

Less

TAX                                                                  (H)

1.858

0.792

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX (G-H)                   (I)

4.028

1.780

(0.001)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

1.779

(0.001)

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

5.807

1.779

(0.001)

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

16.78

17.80

(0.04)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

2.92

2.55

0.00

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

4.36

3.78

0.00

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

10.89

10.11

(0.09)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.72

0.93

0.00

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

5.59

8.19

0.13

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.34

1.84

24.70

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes 

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

Yes

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U24100TN2009PTC070434

Name of the company

REENA ORGANICS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Old No.15, New No.43, Dr. Alagappa Road, Purasawalkam, Chennai – 600 084, Tamilnadu, India

E-Mail: info@reenaorganics.com

Type of charge

Book Debts

Others (Stocks)

This form is for

Modification of charge

Charge identification number of the modified 

10281492

Particular of charge holder

CITI Bank N.A., 163, Anna Salai, Second Floor,, Chennai – 600 002, Tamilnadu, India

E-Mail: karthikeyan1.j@citi.com

Nature of description of the instrument creating or modifying the charge

Deed of Modification

Date of instrument Creating the charge

27.03.2012

Amount secured by the charge

Rs.19.500 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

As may be Stipulated by the Bank from time to time.

 

Terms of Repayment:

All facilities are repayable on demand.

 

Margin:

As agreed from time to time.

 

Extent and Operation of the charge:

First exclusive charge on the current assets (including stocks and book debts) of the Borrower present and future.

Short particulars of the property charged

First exclusive charge on the current assets (including stocks and book debts) of the Borrower present and future.

Date of latest modification prior to the present modification

29.08.2011

Particulars of the present modification 

Enhanced credit limit from Rs.13.500 millions to Rs.19.500 millions which is an increase of Rs.6.000 millions.

 

FINANCIAL RESULTS

 

During the year ended 31st March 2011, the Company has made a total turnover of Rs.134.923 millions (previous year Rs.67.980 millions). The net profit after tax made during the year was Rs.4.028 millions (previous year net loss of Rs.1.780 millions).

 

FIXED ASSETS:

 

v      Activa-Bike

v      Air Condition

v      Bajaj Platinum Bike

v      Computer

v      Cycle

v      Electric Fittings

v      Furniture and fitting

v      Goderaj Cash Locker

v      HP Printer

v      Invertor

v      Laser Printer

v      Motor Car-Accent

v      Motor Car Swift

v      Mobile Phone

v      Stabilizer

v      Tally Software

v      Telephone EPBX

v      Television

v      Water Filter

v      Weighing Machine

v      UPS

v      Tally-Hyderabad

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.55

UK Pound

1

Rs.85.47

Euro

1

Rs.68.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

4

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

42

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.