MIRA INFORM REPORT

 

 

Report Date :

04.07.2012

 

IDENTIFICATION DETAILS

 

Name :

VENUS LIFESTYLES LIMITED (w.e.f. 26.06.2010)

 

 

Formerly Known as:

VENUS FIBERS LIMITED

 

 

Registered Office :

101, 21st Century Business Centre, Ring Road, Surat – 395002, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

05.04.2004

 

 

Com. Reg. No.:

043911

 

 

Capital Investment / Paid-up Capital :

Rs.37.280 Millions

 

 

CIN No.:

[Company Identification No.]

U17111GJ2004PLC043911

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

SRTV01261B

 

 

PAN No.:

[Permanent Account No.]

AADCV0587H

 

 

Legal Form :

A closely held Public Limited Liability Company

 

 

Line of Business :

Supplier and manufacturer of embroidery threads, embroidered fabrics, embroidered sarees, embroidered kurti.

 

 

No. of Employees :

Not Divulged

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (48)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1601624

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Financially company is performing well. Trade relations are relations are reported as fair. Business is active. Payments are reported to be regular and as per commitment.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

101, 21st Century Business Centre, Ring Road, Surat – 395002, Gujarat, India

Tel. No.:

91-261-2327753

E-Mail :

mehul@venuslifestyles.com

info@venuslifestyles.com

Website:

http://www.venuslifestyles.com

 

 

Corporate office:

B-218. Avon Arcade, D. J. Road, Vile Parle (W), Mumbai – 400 056, Maharashtra, India

 

 

Marketing Office:

126, Ajanta Industrial Estate, Beside Torrent Power, Near Umiya Chowk,
A. K. Road, Surat, Gujarat, India.

Tel. No.:

91-261-2557756

E-Mail :

nitin@venuslifestyles.com        

 

 

Manufacturing Unit 1:

Plot No.1-143 and 1-144, Road No.7, I Zone, GIDC, Sachin, Surat, Gujarat, India

Tel. No.:

91-261-2397755

 

 

Manufacturing Unit 2:

Shade No.452 to 455, B-82, Road No.4, Laxmi Aata Flour Mill, Chemical Zone, GIDC, Sachin, Surat, Gujarat, India

 

 

DIRECTORS

 

AS ON 20.09.2011

 

Name :

Mr. Manojkumar T Mevawala

Designation :

Director

Address :

902, A-Tower Somnath Enkalev, Athawalines, B/H Sargam Shopping, Parle Point, Surat – 395007, Gujarat, India

Date of Birth/Age :

23.03.1967

Date of Appointment :

05.04.2004

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U17111GJ2004PLC043911

VENUS LIFESTYLES LIMITED

Managing director

17/01/2012

20/09/2004

-

Active

NO

2

U17122GJ2006PTC049639

INTERNATIONAL THREADS COMPANY PRIVATE LIMITED

Additional director

03/05/2012

27/12/2006

-

Active

NO

3

U01403GJ2008PLC054040

AGRI FIBER LIMITED

Director

04/06/2012

26/05/2008

-

Active

NO

4

U17120GJ2009PTC056333

AJANTA FIBERS PRIVATE LIMITED

Director

12/03/2009

12/03/2009

-

Active

NO

5

U17120GJ2009PTC058754

AMCO EMBROTECH PRIVATE LIMITED

Director

03/12/2009

03/12/2009

-

Active

NO

 

 

Name :

Mr. Rameshbhai D. Patel

Designation :

Director

Address :

oo6,Raj Apartment, Haribhai Wagajis Street, Katargam, Surat - 395003, Gujarat, India

Date of Birth/Age :

12.05.1957

Date of Appointment :

05.04.2004

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U17111GJ2004PLC043911

VENUS LIFESTYLES LIMITED

Director

05/04/2004

05/04/2004

-

Active

NO

2

U01403GJ2008PLC054040

AGRI FIBER LIMITED

Director

26/05/2008

26/05/2008

18/11/2008

Active

NO

3

U17120GJ2009PTC058559

EROS THREADS PRIVATE LIMITED

Director

12/11/2009

12/11/2009

-

Active

NO

 

 

Name :

Mr. Kantibhai G. Patel

Designation :

Director

Address :

11, Sparsh Bunglow, Nr. St. Mark School,  N/R Gangeshwar Mahadev Temple,

Adajan, Surat - 395009, Gujarat, India

Date of Birth/Age :

03.09.1961

Date of Appointment :

28.01.2009

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U17122GJ2006PTC049639

INTERNATIONAL THREADS COMPANY PRIVATE LIMITED

Director

27/12/2006

27/12/2006

-

Active

NO

2

U17111GJ2004PLC043911

VENUS LIFESTYLES LIMITED

Director

28/01/2009

07/02/2008

-

Active

NO

3

U01403GJ2008PLC054040

AGRI FIBER LIMITED

Director

23/12/2008

26/05/2008

14/04/2010

Active

NO

4

U17120GJ2009PTC056333

AJANTA FIBERS PRIVATE LIMITED

Director

12/03/2009

12/03/2009

-

Active

NO

5

U17120GJ2009PTC058754

AMCO EMBROTECH PRIVATE LIMITED

Additional director

03/05/2012

03/05/2012

-

Active

NO

 

 

Name :

Mr. Dhaval S. Patel

Designation :

Director

Address :

385, Saikrupa, Gandhi Chowk, Katargam, Surat - 395 004, Gujarat, India

Date of Birth/Age :

05.07.1984

Date of Appointment :

07.02.2008

 

Other Directorship:

 

Top of Form

Bottom of Form

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U17122GJ2006PTC049639

INTERNATIONAL THREADS COMPANY PRIVATE LIMITED

Director

02/02/2007

02/02/2007

03/05/2012

Active

NO

2

U17111GJ2004PLC043911

VENUS LIFESTYLES LIMITED

Director

07/02/2008

07/02/2008

03/05/2012

Active

NO

3

U17120GJ2009PTC058754

AMCO EMBROTECH PRIVATE LIMITED

Director

03/12/2009

03/12/2009

03/05/2012

Active

NO

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 20.09.2011

 

Names of Shareholders

 

No. of Shares

Manojkumar T Mevawala

 

630000

Rameshbhai D. Patel

 

774000

Kantibhai G. Patel

 

635000

Dhaval S. Patel

 

621000

Sejal M. Mevawala

 

5000

Prashant K. Patel

 

5000

Shashikant G. Patel

 

5000

Ajanta Fibers Private Limited  (100% subsidiary of M/s. Venus Lifestyles Limited by virtue of Section 4(i)(a) of the Act), Surat

 

1653000

Total

 

4328000

 

LIST OF ALLOTTEES AS ON 19.12.2011

 

Names of Shareholders

 

No. of Shares

Manojkumar T Mevawala

 

180000

Rameshbhai D. Patel

 

270000

Kantibhai G. Patel

 

250000

Total

 

700000

 

LIST OF ALLOTTEES AS ON 29.05.2012

 

Names of Shareholders

 

No. of Shares

Shashikant G. Patel

 

300000

Total

 

300000

 

AS ON 20.09.2011

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Supplier and manufacturer of embroidery threads, embroidered fabrics, embroidered sarees, embroidered kurti.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Divulged

 

 

Bankers :

·         State Bank of India, Mid Corporate Branch,1st Floor Kiran Chambers, Ground Floor, Trade House , Mandarwaja, Ring Road, Surat - 395002, Gujarat, India

·         HDFC Bank Limited, HDFC Bank House Senapati Bapat Marg, Lower Parel (West), Mumbai - 400013, Maharashtra, India

 

 

Facilities :

 

SECURED LOAN

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Rupee term loans banks secured

100.182

131.698

Working capital loans banks secured

336.518

221.679

Loans taken for vehicles secured

4.524

6.900

TOTAL

441.224

360.277

 

 

 

UNSECURED LOAN

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Other debt unsecured

5.413

19.925

TOTAL

5.413

19.925

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

G.S.V. and Company

Chartered Accountant

Address :

110, "The Financial Supermarket", 1st Floor, 21st Century Business Center, Ring Road, Surat – 395002, Gujarat, India

 

 

Subsidiaries :

·         International Threads Company Private Limited

·         Ajanta Fibers Private Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

3728000

Equity Shares

Rs.10/- each

Rs.37.280 Millions

 

 

 

 

 

AS ON 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

4328000

Equity Shares

Rs.10/- each

Rs.43.280 Millions

 

 

 

 

 

 

AFTER AS ON 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

10000000

Equity Shares

Rs.10/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

5328000

Equity Shares

Rs.10/- each

Rs.53.280 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

37.280

32.030

31.530

2] Share Application Money

60.000

0.000

0.000

3] Reserves & Surplus

303.126

176.217

141.506

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

400.406

208.247

173.036

LOAN FUNDS

 

 

 

1] Secured Loans

441.224

360.277

175.135

2] Unsecured Loans

5.413

19.925

24.148

TOTAL BORROWING

446.637

380.202

199.283

DEFERRED TAX LIABILITIES

14.587

7.852

2.962

 

 

 

 

TOTAL

861.630

596.301

375.281

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

233.543

254.383

81.474

Capital work-in-progress

3.276

0.000

18.585

 

 

 

 

INVESTMENT

0.360

0.100

0.100

DEFERREX TAX ASSETS

0.000

0.0000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

390.390

194.933

84.095

 

Sundry Debtors

542.957

222.249

265.888

 

Cash & Bank Balances

44.682

4.916

26.723

 

Other Current Assets

2.736

2.378

0.000

 

Loans & Advances

15.390

8.605

3.723

Total Current Assets

996.155

433.081

380.429

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

317.273

61.474

95.758

 

Other Current Liabilities

0.000

0.000

0.000

 

Provisions

54.431

29.789

9.549

Total Current Liabilities

371.704

91.263

105.307

Net Current Assets

624.451

341.818

275.122

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

861.630

596.301

375.281

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

2768.677

1191.842

606.933

 

 

Other Income

6.959

20.369

1.484

 

 

Foreign Currency Rate Difference

0.000

0.000

0.029

 

 

TOTAL                                     (A)

2775.636

1212.211

608.446

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

2332.583

973.784

469.891

 

 

Manufacturing service costs

60.667

20.859

71.959

 

 

Employee related expenses

153.850

82.639

0.000

 

 

Administrative selling other expenses

35.890

21.680

23.156

 

 

Selling and Distribution Expenses

0.000

0.000

1.623

 

 

Increased / (Decreased) In Stock

0.000

0.000

(6.878)

 

 

TOTAL                                     (B)

2582.990

1098.962

559.751

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

192.646

113.249

48.695

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

34.050

37.826

20.383

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

158.596

75.423

28.312

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

28.430

22.129

10.170

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

130.166

53.294

18.142

 

 

 

 

 

Less

TAX                                                                  (I)

50.862

18.583

6.758

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

79.304

34.711

11.384

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

51.372

16.661

5.277

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

130.676

51.372

16.661

 

 

 

 

 

 

Earnings Per Share (Rs.)

21.27

10.84

3.61

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

2.86

2.86

1.87

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

4.70

4.47

2.99

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

10.58

7.75

3.93

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.33

0.26

0.11

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.04

2.26

1.76

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.60

4.75

3.61

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

 Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

 --

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

NOTE:

 

The registered office address of the company has been shifted from Survey No 332plot No 18, Vasundhara Industrial Co Op Society Surat 395004, Gujarat, India to present address w.e.f. 28.06.2008

 

FORM 8:

 

Corporate identity number of the company

U17111GJ2004PLC043911

Name of the company

VENUS LIFESTYLES LIMITED

Address of the registered office or of the principal place of  business in India of the company

101, 21st Century Business Centre, Ring Road, Surat – 395002, Gujarat, India

This form is for

Modification of charge

Type of charge

Immovable Property

Particular of charge holder

STATE BANK OF INDIA

Nature of instrument creating charge

Form C.10-A-Memorandum relating to deposit of title deeds for creation of further charge for Term Loan overall limit where the initial charge is created by way of Mortgage by deposit of Title Deeds

Date of instrument Creating the charge

20/01/2012

Amount secured by the charge

Rs.871.100 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

CC-4.00% above BR i.e 14.00%p.a.

SLC -1.00% above the rate of FBWC limits

TL (Existing)-4.50% above BR i.e.14.50%p.a.

TL (Existing)-4.25% above BR i.e.14.25%p.a and TL (New)-4.25% above BR i.e.14.25%

 

Terms of Repayment

Working Capital: On Demand

Term Loan: As per repayment schedule

TL(Existing): 28 months

TL(Existing): 36 months

TL(New): 90 months including moratorium of 6 months

 

Margin

RM: 30%

SIP: 30%

Finished Goods : 40%

Receivables(cover period 90 days) : 50%

Letter of Credit: 15%

Bank Gurantee: 25%

New Term Loan: 33.31%

Capex LC: : 33.31%

Buyers Credit: 33.31%

 

Extent and Operation of the charge

The charge will be continuing security to secure repayment of all monies including interest, costs, charges and expenses due or becoming due and payable by the borrower to the bank

Short particulars of the property charged

Plot No. C/1/B/452 and 453 adm. about 703 sq mtrs and super structure thereon at Sachin Indu Area of GIDC situated on the land bearing block No. 553 paiki at Vill: Talangpur, Tal: Choryasi, Dist: Surat

Plot No.454adm. about 703sq mtrs, land bearing RS No.563/Pand388/PandPlot No.455adm. about 703sq mtrs, land bearing RS No.388/P at Sachin Indu Area of GIDC, Vill:Talangpur-Ghabheni,Tal:Choryasi,Dist:Surat

Plot No. I/143 and144 adm. about 4517.83 sq mtrs of Industrial estate of GIDC, Sachin Surat situated on the land bearing RS No. 647/P and 650/P at Vill: Talangpur-Ghabheni, Tal: Choryasi, Dist: Surat

Plot No.17 and 18 adm. about 126.13.30 sq mtrs at Vasundhara Indu Society situated on land bearing RS No. 332 TP scheme 4, FP no.1 city survey nondh no.991 at Vill: Katargam, Tal: Choryasi, Dist: Surat

Flat No.A/902 adm. about 4250 sq fts on 9th floor of Somnath Enclave adm.137 sq mtrs constructed on land bearing RSno.22/6, TP Scheme no.5(Umara-north) FP no.130 of vill Umara,Tal Choryasi,Dist: Surat

Flat No.6 adm about 565 sq ft of 52.49.03 sq mtrs on 1st floor of Shri Raj Apt constructed on land bearing old gram panchayat Nondh No. 529 of vill:Katargam, Tal: Choryasi, Dist: Surat

Bunglow No. A/2, adm about 188.10 sq. mtrs at Satyam Society, situated on the land bearing Rev S No.524, Hissa No. 3/3/1/2/1 of village Katargam, Tal: Choryasi, Dist: Surat

Office No.205/C super build up 798.00sq.fts about 74.13sq.mtrs, carpet area adm.520.00sq.fts about 48.308sq.mtrs on 2nd floor with adm.11.83 sq.mtrs. of 21st Century Business Centre, Ring Road, Surat

Office No.205/B super build up 992.00 sq.fts about 83.32 sq.mtrs, carpet area adm.48.87 sq.mtrs on 2nd floor with adm.13.29 sq.mtrs. of 21st Century Business Centre, Ring Road, Surat

Plot No. 456 adm. 799.20 sq mtrs, land bearing RS No.388/P situated at Sachin Indu Area of GIDC, Vill: Talangpur- Ghabheni, Tal: Choryasi, Dist: Surat

Date of instrument modifying the charge

21/03/2011

Particulars of the present modification

Before:

CC:300.000 Millions, SLC:40.000 Millions, TL:1.300 Millions (Old), TL:00.600 Millions (Old), TL:01.82 Millions (Existing), TL:10.73 Millions (Existing), LC:100.000 Millions, BG:1.000 Millions (Bank Guarantee), CEL:6.000 Millions=TOTAL:57.44 Millions

 

After:

CC:300.000 Millions, SLC:40.000 Millions, TL:11.300 Millions (Existing), TL:74.700 Millions (Existing), TL:335.000 Millions (New), LC:100.000 Millions, BG:8.500 Millions (Bank Guarantee), CEL:1.600 Millions=TOTAL:871.100 Millions

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.55

UK Pound

1

Rs.85.48

Euro

1

Rs.68.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

48

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.