MIRA INFORM REPORT

 

 

Report Date :

07.07.2012

 

IDENTIFICATION DETAILS

 

Name :

AMULYA EXPORTS LIMITED

 

 

Registered Office :

510 Gokul Building 80 A Baroda Street, Mumbai – 400009, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2009

 

 

Date of Incorporation :

11.11.1997

 

 

Com. Reg. No.:

11-111832

 

 

Capital Investment/ Paid-up Capital:

Rs.27.500 Millions

 

 

CIN No.:

[Company Identification No.]

U51900MH1997PLC111832

 

 

Legal Form :

 A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer and sale of steel coils/pipe/sheets

 

 

No. of Employees:

Not  Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 1050000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is and established company having moderate track. The management but have fail to field the financial details since 2009, However trade relations are reported to be fair. Business is active. Payment  are reported to be slow but correct.

 

The company can be considered for business dealing with some caution

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

INFORMATION PARTED BY

 

Unable to Contact

 

LOCATIONS

 

Registered Office :

510 Gokul Building 80 A Baroda Street, Mumbai – 400009, Maharashtra, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

amulyaexports@gmail.com

info@amulyaexports.com

 

 

DIRECTORS

 

As on 30.09.2009

 

Name :

Mr. Rajiv Lochan Soni

Designation :

Director

Address :

19/2 Manoramaganj, Indore – 452001, Madhya Pradesh, India

Date of Birth/Age :

23.09.1956

Date of Appointment :

05.02.2003

Din No.:

00309653

 

 

Name :

Mr. Vijay Soni

Designation :

Director

Address :

19/2 Manoramaganj, Indore – 452001, Madhya Pradesh, India

Date of Birth/Age :

07.09.1958

Date of Appointment :

05.02.2003

Din No.:

00309610

 

 

Name :

Mr. Sharang Soni

Designation :

Director

Address :

19/2 Manoramaganj, Indore – 452001, Madhya Pradesh, India

Date of Birth/Age :

18.06.1979

Date of Appointment :

06.02.2001

Din No.:

01409015

 

 

Name :

Mr. Sunil Anand

Designation :

Director

Address :

19/2 Manoramaganj, Indore – 452001, Madhya Pradesh, India

Date of Birth/Age :

28.06.1958

Date of Appointment :

29.04.1998

Din No.:

01423974

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2009

 

(AS ON )

Names of Shareholders

 

No. of Shares

Jaishree Soni

 

50000

Rakesh Soni

 

90000

Poonam Soni

 

270000

Sharang Soni

 

270000

Pooja Soni

 

270000

Rajiv Lochan Soni

 

90000

Shabnam Soni

 

270000

Sanam  Soni

 

270000

Sajan Soni

 

270000

Vijay Soni

 

90000

Anu Soni

 

270000

Namit Soni

 

270000

Ujjawal Soni

 

270000

Total

 

2750000

 

As on 30.09.2009

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and sale of steel coils/pipe/sheets

 

 

Product:

Product Description

Item Code no.

CR coils. GP/GC Sheets

7209

ZInc

121111

Fuel Oil

2710

 

 

PRODUCTION STATUS As on 31.03.2009

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production

Steel and related items processing (cutting sizing, Banking) and industrial fuels

MT

50000

50000

 

 

 

GENERAL INFORMATION

 

 

 

No. of Employees :

Not  Available

 

 

Bankers :

State Bank of India, Commercial Branch, Indore – 452001, Madhya Pradesh, India

 

 

Facilities :

Rs. In Millions

SECURED LOAN

31.03.2009

31.03.2008

Secured laon

162.528

146.455

 

 

 

 

UNSECURED LOAN

31.03.2009

31.03.2008

Unsecured Loan

0.000

30.000

 

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Mahesh Khandelwal

Address :

105, Dwarika Apartment, 33-C Race Course Road, Indore – 452001, Madhya Pradesh, India 

 

91-731-2432339

Pan No.:

ACWPK7068A

 

 

Associates:

·         Metalman Industries limited

·         Soni Ispat Limited

 

 

CAPITAL STRUCTURE

 

As on 30.09.2009

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

3000000

Equity Share

Rs.10/- each

Rs.30.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

2750000

Equity Share

Rs.10/- each

Rs.27.500 Millions

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2009

31.03.2008

31.03.2007

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

27.500

27.500

27.500

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

236.497

231.198

159.558

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

263.997

258.698

187.058

LOAN FUNDS

 

 

 

1] Secured Loans

162.528

146.455

141.348

2] Unsecured Loans

0.000

30.000

30.000

TOTAL BORROWING

162.528

176.455

171.348

DEFERRED TAX LIABILITIES

4.040

3.807

3.489

 

 

 

 

TOTAL

430.565

438.960

361.895

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

49.299

53.111

54.471

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

190.704

311.772

343.770

 

Sundry Debtors

200.835

174.466

93.876

 

Cash & Bank Balances

49.098

38.578

34.956

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

93.237

90.145

22.205

Total Current Assets

533.874

614.961

494.807

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

 

 

 

 

Other Current Liabilities

124.743

199.462

177.229

 

Provisions

27.865

29.650

10.154

Total Current Liabilities

152.608

229.112

187.383

Net Current Assets

381.266

385.849

307.424

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

430.565

438.960

361.895

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2009

31.03.2008

31.03.2007

 

SALES

 

 

 

 

 

Income

1937.568

1775.519

1447.134

 

 

Other Income

0.989

2.193

0.497

 

 

TOTAL                                     (A)

1938.557

1777.712

1447.631

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Raw Material

1709.295

1406.317

1259.952

 

 

Manufacturing  Expenses

50.563

48.323

37.129

 

 

Employee cost

8.723

8.259

5.602

 

 

Administrative and selling expenses 

121.307

107.946

90.062

 

 

Increase/Decrease in stock

(44.872)

69.467

(65.412)

 

 

TOTAL                                     (B)

1845.016

1640.312

1327.333

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

93.541

137.400

120.298

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

54.766

30.707

24.885

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

37.775

106.693

95.413

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

5.210

4.960

4.151

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

33.565

101.733

91.262

 

 

 

 

 

Less

TAX                                                                  (H)

0.767

2.594

4.370

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

32.798

99.139

86.892

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

151.198

119.559

80.916

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

0.000

40.000

40.000

 

 

Dividend

27.500

27.500

8.250

 

BALANCE CARRIED TO THE B/S

156.496

151.198

119.558

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

1192.200

1263.600

NA

 

 

 

 

 

 

IMPORTS

1318.000

1106.200

NA

 

 

 

 

 

 

Earnings Per Share (Rs.)

11.93

-

-

 


 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2009

31.03.2008

31.03.2007

PAT / Total Income

(%)

1.69

5.58

6.00

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.73

5.72

6.31

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

5.83

15.23

16.43

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.13

0.39

0.49

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

1.19

1.57

1.92

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

3.50

2.68

2.64

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

No

Name of Person Contacted

No

Designation of contact person

No

Turnover of firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

No

Capital the business

Yes

Details of sister concerns

Yes

Major Suppliers

No

Major Customers

No

Payment Terms

No

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

No

Major Shareholders, if applicable

Yes

 

 

OPERATION

 

During the period, despite of the recessionary conditions prevailing globally, the company has been able to register a moderate growth in turnover, though the profitability has surely been impacted adversely during this year due to steep fluctuations in prices of steel products. However, the situation has normalized and the Company expects to achieve the projected sales levels comfortably.

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U51900MH1997PLC111832

Name of the company

AMULYA EXPORTS LIMITED

Address of the registered office or of the principal place of  business in India of the company

501 Gokul Building 80 A Baroda Street, Mumbai – 400009, Maharashtra, India

E-mail : amulyaexports@gmail.com

This form is for

Creation of charge

Type of charge

Movable property (not being pledge)

Particular of charge holder

Madhya Pradesh Financial Corporation, Finance House, Bombay Agra Road, Madhya Pradesh, India 

E-mail : inance@mpfc.org

Nature of instrument creating charge

1Agreement to create mortgage and loan document dated 23.02.2010.

2. General deed of hypothecation dated 23.02.2010

3. Trust receipt dated 23.02.2010

Date of instrument Creating the charge

23.02.2010

Amount secured by the charge

Rs.22.500 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

14% P.A. with 1% rebate on timely payment.

 

Terms of repayment

20 quarterly installments of Rs. 1.125 Millions each commencing from 1st sep.2010 to 1st june 2015.

 

Margin:

NIL

 

Extent and Operation of the charge

land and building along with plant and machinery situated at Plot No. C -Type ,9,10,15 and 16,Sez, Sector iii Pithampur Dhar (Madhya Pradesh)

Short particulars of the property or asset(s) charged (including complete address and location of the property)

By way of english/equitable mortagage of land and building, plant and machinery, furniture & fixtures (existing & future) of the company.

 

land (leasehold) admeasuring 8000 sq. mtrs. situated at Plot No. C -Type ,9,10,15 and 16,Sez, Sector iii Pithampur Dhar (Madhya Pradesh)

 

Post dated cheques.

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.42

UK Pound

1

Rs.86.04

Euro

1

Rs.68.61

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

3

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.