MIRA INFORM REPORT

 

 

Report Date :

09.07.2012

 

IDENTIFICATION DETAILS

 

Name :

EASTERN FOODS PRIVATE LIMITED

 

 

Registered Office :

Plot No. 2273, New Industrial Estate, Jagatpur, Cuttack – 754021, Orissa

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

12.11.2003

 

 

Com. Reg. No.:

15-007383

 

 

Capital Investment / Paid-up Capital :

Rs.60.330 millions

 

 

CIN No.:

[Company Identification No.]

U15312OR2003PTC007383

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BBNE00182A

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturers of Food Products.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (32)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 500000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. The reserve of the company appears to be insufficient.

 

However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

Note: Profit and Loss statement is not available.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

Plot No. 2273, New Industrial Estate, Jagatpur, Cuttack – 754021, Orissa, India

Tel. No.:

91-671-2491605 / 2491505/ 2490386

Fax No.:

91-671-2491795/ 2491505

E-Mail :

mail@easternfoods.co.in

ska_associate@rediffmail.com

subhrajeet@hotmail.com

info@favo.co.in

Website :

http://www.easternfoods.co.in

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Subhrajeet Sahoo

Designation :

Managing Director 

Address :

Arunodaya Nagar, Cuttack – 753 012, Orissa, India

Date of Birth/Age :

01.01.1982

Date of Appointment :

01.01.2010

DIN No.:

00861911

Other Directorship

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U51909WB1993PTC061205

Chandraprabhu Vyapaar Private Limited

Director

22-12-93

22-12-93

-

Active

NO

2

U51109WB1995PTC070299

Nirmohi Steel Private Limited

Director

29-03-95

29-03-95

-

Active

NO

3

U15311OR1984PTC001409

Eastern Roller Flour Mills Private Limited

Director

01-07-00

01-07-00

-

Amalgamated

NO

4

U27102OR2003PLC007354

Yazdani Steel and Power Limited

Director

29-10-03

29-10-03

30-09-11

Active

NO

5

U15312OR2003PTC007383

Eastern Foods Private Limited

Managing director

01-01-10

12-11-03

-

Active

NO

6

U21012OR1991PTC002746

Megha Papers Private Limited

Director

20-05-04

20-05-04

-

Active

NO

7

U45202OR1993PLC003328

Rajlaxmi Construction Limited

Whole-time director

01-04-09

01-04-09

-

Active

NO

8

U74140OR2011PTC014207

Sps Lexolutions Private Limited

Director

15-09-11

15-09-11

-

Active

NO

9

U15400OR2011PTC014276

Eastern Gourmet Private Limited

Director

27-09-11

27-09-11

-

Active

NO

 

 

 

Name :

Mr. Surendra Nath Sahoo

Designation :

Director

Address :

Arunodaya Nagar, Arunodaya

Date of Birth/Age :

08.03.1948

Date of Appointment :

12.11.2003

DIN No.:

00688547

Other Directorship

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U15311OR1984PTC001409

Eastern Roller Flour Mills Private Limited

Director

06-09-84

06-09-84

-

Amalgamated

NO

2

U74999OR1988PTC002047

Eastern Freeze Private Limited

Director

18-07-88

18-07-88

-

Active

NO

3

U21012OR1991PTC002746

Megha Papers Private Limited

Director

18-02-91

18-02-91

-

Active

NO

4

U45203OR1992PTC003140

Baba Lokanath Mining And Engineers Private Limited

Director

08-09-92

08-09-92

-

Active

NO

5

U05001OR1993PTC003329

Eastern Marines Private Limited

Director

17-05-93

17-05-93

-

Active

NO

6

U45202OR1993PLC003328

Rajlaxmi Construction Limited

Managing director

01-04-09

17-05-93

-

Active

NO

7

U51109WB1995PTC070299

Nirmohi Steel Private Limited

Director

29-03-95

29-03-95

25-02-06

Active

NO

8

U15412OR1996PTC004443

Eastern Confectionery Private Limited

Director

22-05-96

22-05-96

-

Active

NO

9

U15312OR2003PTC007383

Eastern Foods Private Limited

Director

12-11-03

12-11-03

-

Active

NO

10

U27102OR2003PLC007354

Yazdani Steel and Power Limited

Director

17-11-03

17-11-03

30-09-11

Active

NO

11

U15400OR2011PTC014276

Eastern Gourmet Private Limited

Director

27-09-11

27-09-11

-

Active

NO

 

 

 

Name :

Mr. Samarjeet Sahoo

Designation :

Director

Address :

Arunodaya Nagar, Arunodaya Market – 753 012

Date of Birth/Age :

02.02.1979

Date of Appointment :

12.11.2003

DIN No.:

00688554

Other Directorship

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U51909WB1993PTC061205

Chandraprabhu Vyapaar Private Limited

Director

22-12-93

22-12-93

03-01-06

Active

NO

2

U45203OR1992PTC003140

Baba Lokanath Mining and Engineers Private Limited

Director

01-11-02

01-11-02

-

Active

NO

3

U45202OR1993PLC003328

Rajlaxmi Construction Limited

Director

20-05-03

20-05-03

-

Active

NO

4

U15312OR2003PTC007383

Eastern Foods Private Limited

Director

12-11-03

12-11-03

-

Active

NO

5

U27102OR2003PLC007354

Yazdani Steel and Power Limited

Managing director

24-02-09

24-02-04

30-09-11

Active

NO

6

U74140OR2011PTC014207

Sps Lexolutions Private Limited

Director

15-09-11

15-09-11

-

Active

NO

7

U15400OR2011PTC014276

Eastern Gourmet Private Limited

Director

27-09-11

27-09-11

-

Active

NO

 

 

 

Name :

Mr. Sanjay Kumar Sahoo

Designation :

Director

Address :

Thakurpatna, Kendrapara – 754211, Orissa, India

Date of Birth/Age :

06.02.1961

Date of Appointment :

12.11.2003

DIN No.:

00850587

Other Directorship

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Company Status

Defaulting status

1

U15311OR1984PTC001409

Eastern Roller Flour Mills Private Limited

Director

01-02-03

01-02-03

Amalgamated

NO

2

U15312OR2003PTC007383

Eastern Foods Private Limited

Director

12-11-03

12-11-03

Active

NO

3

U15400OR2011PTC014276

Eastern Gourmet Private Limited

Director

27-09-11

27-09-11

Active

NO

 

 

 

Name :

Mr. Sachidananda Das

Designation :

Whole Time Director

Address :

Gopalpur, Cuttack – 754 003, Orissa, India

Date of Birth/Age :

24.12.1953

Date of Appointment :

01.04.2009

DIN No.:

02814665

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Equity Shareholders

 

No. of Shares

Surendra Sahoo

 

141644

Samarjeet Sahoo

 

960

Suchitra Sahoo

 

70942

Madhaba Prasad Sharma

 

10830

Sidhartha Sarangi

 

720

Chandraprabhu Vyappar (Private) Limited, India 

 

24880

Surendra Nath Sahoo (HUF)

 

2160

Baba Loknath Mining and Engineering (Private) Limited, India 

 

56808

Lilly Sahoo

 

8220

Rashnibala Sahoo

 

15016

Sanjay Kumar Sahoo

 

8260

Subhrajeet Sahoo

 

35834

Pratyush Sahoo

 

26200

Anjana Sharma

 

8502

Upendranath Das

 

1800

Shashi Bhusan Swain

 

360

Smitaprabha Sahoo

 

71640

Nirmoshi Steel Private Limited, India

 

20520

 

 

 

Total

 

505296

 

 

Names of Preference Shareholders

 

No. of Shares

Baba Loknath Mining and Engineering (Private) Limited, India 

 

98000

 

 

 

Total

 

98000

 

As on: 10.02.2012

 

Names of Allottee

 

No. of Shares

Surendranath Sahoo

 

689

Samarjeet Sahoo

 

58

Subhrajeet Sahoo

 

1119

Suchitra Sahoo

 

100

Madhaba Prasad Sharma

 

7511

Tuticorin Dealcomm Private Limited, India

 

28846

Baba Loknath Mining and Engineering (Private) Limited, India 

 

8840

Chandraprabhu Vyappar (Private) Limited, India 

 

64437

Debdutta Sahoo

 

1538

Lilly Sahoo

 

4237

Megha Papers Private Limited, India

 

5769

S.N. Sahoo and Company

 

18547

 

 

 

Total

 

141691

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Bodies corporate

 

20.23

Directors or relatives of directors

 

79.77

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturers of Food Products.

 

 

Products :

Product Description

ITC Code

Wheat Products (Maida, Atta, Suji and Chokada)

0109

Rice Products (Rice and Bran)

0109

 

 

PRODUCTION STATUS (As on: 31.03.2011)

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production

Rice

MT per day

72

168

31301.53

Wheat

MT per day

300

300

45062.03

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available 

 

 

Bankers :

·         State Bank of India, Commercial Branch, OSIC Building, Madhupatna, Cuttack – 753 010, Orissa, India

·         State Bank of India, Commercial Branch, Idcol House, Unit-2, Ashok Nagar, Bhubaneswar - 751009, Orissa, India

·         Axis Bank Limited, Cuttack, India

·         ICICI Bank Limited

·         Urban Co-Operative Bank Limited, Jagatpur

·         Union Bank of India, Kendrapara Branch

·         Canara Bank, Cuttack, India

·         HDFC Bank, Cuttack, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2011

As on

31.03.2010

Rupee term loans banks secured

20.529

33.901

Working capital loans banks secured

121.574

134.380

Loans taken for vehicles secured

0.994

1.398

Other debt secured

23.018

36.198

 

 

 

Total

166.115

205.877

 

Unsecured Loan

As on

31.03.2011

As on

31.03.2010

Other debt unsecured

20.755

22.755

Interest accrued due unsecured loans

0.083

0.083

 

 

 

Total

20.838

22.838

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

R. K. Das and Associates 

Chartered Accountants

Address :

Room No. 001, Shyamkunj Apartment, Kathajodi Ring Road, Cuttack – 754 012, Orissa, India

PAN No.:

AADFR8036K

 

 

Associates Companies :

·         Rajlaxmi Construction Limited

·         Dinabandhu Steel and Power Limited

·         Eastern Confectionery Private Limited

·         S. N. Sahoo and Company

 

 

CAPITAL STRUCTURE

 

After: 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

800000

Equity Shares

Rs.100/- each

Rs.80.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

744987

Equity Shares

Rs.100/- each

Rs.74.499 millions

 

 

 

 

 

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

525000

Equity Shares

Rs.100/- each

Rs.52.500 millions

100000

Redeemable Preference Shares

Rs.100/- each

Rs.10.000 millions

 

Total

 

Rs.62.500 millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

505296

Equity Shares

Rs.100/- each

Rs.50.530 millions

98000

Redeemable Preference Shares

Rs.100/- each

Rs.9.800 millions

 

Total

 

Rs.60.330 millions

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

60.330

60.330

36.148

2] Share Application Money

13.222

7.439

2.098

3] Reserves & Surplus

51.860

41.528

22.388

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

125.412

109.297

60.634

LOAN FUNDS

 

 

 

1] Secured Loans

166.115

205.877

110.686

2] Unsecured Loans

20.838

22.838

16.076

TOTAL BORROWING

186.953

228.715

126.762

DEFERRED TAX LIABILITIES

3.814

2.760

2.504

 

 

 

 

TOTAL

316.179

340.772

189.900

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

85.246

73.327

64.096

Capital work-in-progress

4.501

21.442

0.413

 

 

 

 

INVESTMENT

30.917

30.917

3.263

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

80.563
136.729

82.842

 

Sundry Debtors

83.164
88.336

61.594

 

Cash & Bank Balances

38.655
11.429

6.042

 

Other Current Assets

13.271
0.000

0.000

 

Loans & Advances

55.773
34.339

26.828

Total Current Assets

271.426

270.833

177.306

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

43.855
47.149

50.020

 

Other Current Liabilities

27.704
5.524

4.232

 

Provisions

4.967
4.084

2.241

Total Current Liabilities

76.526

56.757

56.493

Net Current Assets

194.900

214.076

120.813

 

 

 

 

MISCELLANEOUS EXPENSES

0.615

1.010

1.315

 

 

 

 

TOTAL

316.179

340.772

189.900

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2010

31.03.2009

 

 

 

 

 

 

NET INCOME FROM OPERATIONS

 

1000.035

729.268

 

 

 

 

 

Less

PROFIT/(LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

 

42.575

31.715

 

 

 

 

 

Less

INTEREST, FINANCIAL CHARGES                   

 

17.983

12.358

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

 

24.592

19.357

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

 

11.422

7.862

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX

 

13.170

11.495

 

 

 

 

 

Less

TAX                                                                 

 

4.401

5.258

 

 

 

 

 

 

PROFIT/(LOSS) AFTER TAX

 

8.769

6.237

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

14.54

17.25

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Return on Total Assets

(PBT/Total Assets}

(%)

NA
3.83

4.76

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

NA
0.12

0.19

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.10
2.61

3.02

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

3.55
4.77

3.14

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

No

No. of Employees

No

Name of Person Contacted

No

Designation of contact person

Yes

Turnover of firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

No

Capital the business

Yes

Details of sister concerns

Yes

Major Suppliers

No

Major Customers

No

Payment Terms

No

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

 

 

CONTIGENCIES LIABILITIES

 

There is disputed liabilities on account of OVAT, CST and Entry Tax amounting of Rs.7.260 Millions, Rs.1.335 Millions  and Rs. 0.161 Million for the period from 01.04.05 to 31.03.07 respectively and OVAT and CST amounting of Rs. 0.534 Million and Rs. 0.150 Million for the period 01.04.207 to 30.06.2008 respectively against the company has been deposited amount Rs. 5.326 Millions under protest. The appeals are pending before the Sales Tax Tribunal, Orissa, Cuttack.

 

       

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U15312OR2003PTC007383

Name of the company

EASTERN FOODS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Plot No. 2273, New Industrial Estate, Jagatpur, Cuttack – 754 021, Orissa, India

E-mail: ska_associate@rediffmail.com

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

90078884

Type of charge

·         Immovable property

·         Book debts

·         Movable property (not being pledge)

·         Floating charge

Particular of charge holder

State Bank of India, Commercial Branch, OSIC Building, Madhupatna, Cuttack – 753 010, Orissa, India

E-Mail : cs_deba@yahoo.co.in 

Nature of instrument creating charge

1.       Sanction Letter

2.       Supplemental deed of guarantee for increase in overall limit

3.       Limit Linking Letter

4.       Supplemental agreement of loan for increase in overall limit

5.       Supplemental agreement of hypothecation of goods and assets for increase in the  overall limit

6.       Letter regarding the grant of individual limits within the overall limit

7.       Board Resolution

Date of instrument Creating the charge

06.01.2010

Amount secured by the charge

Rs.259.100 millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

Cash credit - At 0.25% above SBAR. Presently 12.00% p.a. at monthly rests.

Term Loan V - At 0.25% above SBAR. Presently 12.00% p.a. at monthly rests.

(Other terms and conditions  remain same)

 

Terms of Repayment

Cash credit - repayable on demand

Term Loan V - Repayable in 16 equal quarterly installments of Rs.0.625 million each starting from the quarter ending June '2010 and ending on the quarter ending march '2014.

Other term loans will be repaid as per existing arrangement.

 

Margin

Cash Credit -

Raw Material      - 25%

Finished Goods  - 25%

Book Debts          - 25% (cover period 60 days)

Term Loan V         - 37%

Bank Guarantee- 15%

(Other terms and conditions  remain same)

 

Extent and Operation of the charge ]

·         Hypothecation of company's stocks of raw materials, S-I-PS, finished goods, book debts and other current assets of the company present and future.

·         EQM of land and building as per sanction letter.

·         Charge on the plant and machinery of the company.

·         Pledge of STDRS

 

Others

(In Millions)

Cash Credit-     Rs.143.300

WCDL-             Rs.10.000

Demand Loan- Rs.30.000

TL-1-                Rs.17.000

TL-2-                Rs.10.000

TL-3-                Rs.21.300

TL-4-                Rs.10.000 (LC CAPEX – 6.800)

TL-5-                Rs.10.000

B.G                  Rs.7.500

------------------------------------------------------

Total-               Rs.259.100

Short particulars of the property or asset(s) charged (including complete address and location of the property)

·         Hypothecation of company's stocks of raw materials, sips, finished goods, book debts and other current assets of the company present and future.

·         Eqm of land and building on the properties belongs to S.N Sahoo situated at Mouza - Rangidaspur, Plot No - 80,81,82,58, corresponding  Khata No - 137/7,80,137/8,137/6 , total area AC 2.04.

·         Eqm of land and building on the properties belongs to Suchitra Sahoo situated at Mouza - Tarol, Plot No - 2268,2271/2496, corresponding Khata No - 620/207,620/207, Total Area AC 0.47.6

·         Eqm of land and building on the properties belongs to Surendra Nath Sahoo situated at Mouza - Tarol, Plot No - 111, Khata No - 30, area AC 0.08.

·         Eqm of factory land and building belongs to the company situated at Mouza - Tarol, Plot No - 2340/2471,2470,2271/2496, corresponding  Khata No - 554,493/15,620/206, Total Area AC 1.006.

·         Charge on the plant and machinery of the company.

·         Pledge of STDRS

·         Eqm of l and b on the properties belongs to the company situated at Mouza - Rangidaspur, Plot No - 59,61,73/427,73,74,75,77,78, Khata No - 137/9,137/3,137/13,137/14,122,75,137/11,137/10, area AC 3.52.

·         First charge over equipment /machinery/godown purchased/ to be accquired out of bank finance.

Particulars of the present modification

Total limit enhanched to Rs.259.100 millions

 

 

FIXED ASSETS

 

·         Land

·         Buildings

·         Plant and Machinery

·         Furniture and Fixture

·         Vehicle

 

 

WEB DETAILS

 

PROFILE

 

Subject is one of India's manufacturers of food products. Subject is one of the oldest and premier food processing companies in India with an annual turn over of Rs.1500.000 millions. Since its inception way back in 1988, Subject has taken up various steps not only to bring prosperity to the small and marginal farmers (contract farming) but also to provide nutritional security to the nation. Subject comes under the umbrella of DBS Group of Industries. DBS Group is diversified into various sectors like power, steel, constructions, food and confectionaries etc.

 

At Subject their commitment is to excellence. The evolving needs of their customers drives them continuously to improve their processes and systems. They are commited to apply the state of art technology and process to enhance productivity that ensure quality at a competitive price. They pedge themselves towards providing quality and safe products processed in clean and hygienic environments. Their dedicated and experienced quality team work 24X7 to ensure the quality and nutrient aspect of their products. Over a period of 22 years subject is growing from strength to strength and hence laid the foundation to a revolution in the food processing sector which in turn will lead to increased productivity and quality. They use highly advanced technology and machineries in their plants so that they can maintain the natural content of the food. At subject they also ensure that their products hygienically packed with the use of an automated packing system in place.

 

 

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.42

UK Pound

1

Rs.86.04

Euro

1

Rs.68.61

 

 

INFORMATION DETAILS

 

Report Prepared by :

VRN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

4

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

32

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.