MIRA INFORM REPORT

 

 

Report Date :

10.07.2012

 

IDENTIFICATION DETAILS

 

Name :

MONNO CERAMIC INDUSTRIES LIMITED

 

 

Registered Office :

Islampur, Dhamrai, Dhaka-1350

 

 

Country :

Bangladesh

 

 

Financials (as on) :

30.06.2011

 

 

Date of Incorporation :

21.04.1985

 

 

Com. Reg. No.:

C-8937

 

 

Legal Form :

Public Limited

 

 

Line of Business :

Manufacturing of Porcelain Tableware

 

 

No. of Employees :

6000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


COMPANY DETAILS 

 

Name

Monno Ceramic Industries Limited

Address

Islampur, Dhamrai, Dhaka-1350

Country

Bangladesh

Telephone No

880-2-7791347-50

Fax No

880-2-7708800

E-Mail

mail@monnoceramic.net

Website

www.monno.com

Established

1985

Company Registration No

C-8937

Registration date

21st April 1985

Legal Status

Public Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer, Seller & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

Islampur, Dhamrai, Dhaka-1350

Telephone No

88-02-779 1347-50

Fax No

88-02-770 8800

E-Mail

mail@monnoceramic.net

Website

www.monno.com

Branch

London Office:

Monno UK

Monno Europe

10, Grand Parade, Forty Avenue, Wembly, Middlesex

HA9 9JS, England, U.K.

Tel: +44-20-8908 5353

Fax: +44-20-8908 3005

Email: info@monnouk.com

 

Canada

MONNO CANADA Inc.

2918 Danforth Avenue

Toronto, ON M4C-1M1

Canada

Mr. Iqbal Hossen

T: +1 647 347 7947, 416 878 7947

F: +1 647 547 9918

Email:  monnocanada@gmail.com

 

France

ETS Cressy

19, rue du Colonel Moll

75017 Paris

France

Mr. Gerard Cressy

T: +33 (0)1 45 74 85 04

F: +33 (0)1 45 74 35 70

gerard.cressy@wanadoo.fr

skype: gerardcressy

 

Greece

Trading Agency

34A Pendelis Str.

153 43 Ag. Paraskevi

Athens

Greece

Mr. George Lestos

T/F: +30 210 6017167/8

glestos@otenet.gr

skype: george.lestos

 

Germany

Internationaler Handels Service GmbH

Postfach 1211

Nikolaus Unruh Strasse 8

95659 Arzberg

Germany

Mr. Roland Werner

T: +49 (0)9233 713271

F: +49 (0)0233 713272

info@ihs.procomp.de

 

Italy

International Service Company S.r.l.

61, Viale Edison

Sesto S. Giovanni 

Milano 20099

Italy

Mr. Paolo Marelli

T: +39 02 24882720

F: +39 02 26227241

Skype: sabrinacolella

 

USA

Aspen International Trading

24 Mark Mead Road

Cross River

NY 10518

USA

Mr. Mark Coles

T: +1 914 763 4636

F: +1 914 714 4627

mark@aspenint.com

 

Ten Strawberry Street

3837 Monaco Parkway

Denver,

Colorado 80207

USA

Mr. Zachary Zucker

T: +1 303 320 5525

Toll Free: 800 428 9397

F: +1 303 320 5610

zacharyZ@tenstrawberrystreet.com

www.tenstrawberrystreet.com

 

Euro Ceramica

417 Main Street

Boonton

NJ 07005

Mr. Nicolas M. Marjieh

T: +1 973 394 9300

F: +1 973 394 9200

nicolasm@euroceramicainc.com

skype: nicolasm1012

http://www.euroceramicainc.com

 

Euro Ceramica Showroom

7W. 34th St., Suite 714

NYC, NY 10010

T: +1 212 947 3836

F: +1 212 947 3813

Factory

Islampur, Dhamrai, Dhaka-1350

Factory Telephone No

N/A

Factory Fax No

N/A

Warehouse

Islampur, Dhamrai, Dhaka-1350

 

 

DIRECTORS

 

Name

Mr. Harunur Rashid Khan Monno

Designation

Chairman

Nationality

Bangladeshi

 

 

Name

Mrs. Afroza Khan

Designation

Managing Director

Nationality

Bangladeshi

 

 

Name

Mrs. Harun Nahar Rashid 

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Moynul Islam

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Rashidul Hasan 

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Mr. Harunur Rashid Khan Monno

Share Percent

30%

Nationality

Bangladeshi

 

 

Name

Mrs. Afroza Khan

Share Percent

40%

Nationality

Bangladeshi

 

 

Name

Mrs. Harun Nahar Rashid 

Share Percent

10%

Nationality

Bangladeshi

 

 

Name

Mr. Moynul Islam

Share Percent

10%

Nationality

Bangladeshi

 

 

Name

Mr. Rashidul Hasan 

Share Percent

10%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturing, Selling & Exporting 

Items Dealing In

Porcelain Tableware

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

Export: Against L/C

 

BANKERS

 

Name

Sonali Bank Limited

Branch

Head Office Branch

Address

Motijheel C/A, Dhaka-1000

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Balance Sheet

As At 3o June 2011

Currency: Taka (In Million)

 

Assets

2011

Cash & Near Cash Items

37.37

Accounts & Notes Receivable

78.56

Inventories

342.48

Other Current Assets

152.01

Total Current Assets

610.42

LT Investments & LT Receivables

84.50

Net Fixed Assets

316.85

Total Long-Term Assets

401.35

Total Assets

1,011.77

Liabilities & Shareholders' Equity

 

Accounts Payable

175.10

Short-Term Borrowings

336.21

Other Short-Term Liabilities

131.86

Total Current Liabilities

643.17

Long-Term Borrowings

46.50

Other Long-Term Liabilities

10.35

Total Long-Term Liabilities

56.85

Total Liabilities

700.01

Share Capital & APIC

162.00

Retained Earnings & Other Equity

149.75

Total Equity

311.75

Total Liabilities & Equity

1,011.77

 

Income Statement

For the Period Ended 30 June 2011

Currency: Taka (In Million)

 

 

2011

Revenue

826.09

Cost of Revenue

648.47

Gross Profit

177.62

Operating Expenses

73.58

Operating Income

104.04

Interest Expense

65.89

Pretax Income

33.97

Income Tax Expense

3.77

Income Before XO Items

30.20

Net Income

30.20

Net Inc Avail to Common Shareholders

30.20

Normalized Income

30.20

Basic EPS Before Abnormal Items

1.49

Basic EPS Before XO Items

1.49

Basic EPS

1.49

Basic Weighted Avg Shares

20.25

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.500 million

Paid Up Capital

Tk.239 million

Each Share Value

Tk.10.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

127.6310

U.S Dollar

1

81.8200

European Euro

1

102.5286

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Records Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

GENERAL INFORMATION

 

Employees

6000

Office Area (Sq. Ft)

3,500 sq.ft (own)

Factory Area (Sq. Ft)

135,000 sq.ft (own)

Warehouse Area (Sq. Ft)

6,900 sq.ft. (own)

Range of Products

4 Porcelain Tableware   

4 Bone China Tableware    

Certifications

NIL

Group Name

4 Monno Group of Industries

Subsidiaries / Affiliates

4 Monno Jutex Industries Ltd.
4 Monno Jute Stafflers Ltd.
4 Monno Art Press Ltd.
4 Monno Grimixpel Ltd.
4 Monno Jute Industries Ltd.
4 Monno Textiles Mills Ltd.
4 Monno Overseas Ltd.
4 Monno Welfare Foundation
4 Monno Fabrics Ltd.
4 Monno Bone China Ltd.
4 Monno Power Generation and Distribution Ltd.
4 Rashid Trading Corporation Ltd.

Member

4 Bangladesh Ceramic & Sanitary Wears Manufacturers

    Association

4 Dhaka Chamber of Commerce & Industries, Dhaka

Stock Code 

4 MONNOCERA

Listed With

4 Dhaka Stock Exchange Limited, Dhaka

4 Chittagong Stock Exchange Limited, Chittagong

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

Information parting

 

Name

Mr. Masud

Designation

Export dept

Mobile

880-2-7791347

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.02

UK Pound

1

Rs.86.77

Euro

1

Rs.68.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.