MIRA INFORM REPORT

 

 

Report Date :

13.07.2012

 

IDENTIFICATION DETAILS

 

Name :

AGRICARE VIET NAM COMPANY LIMITED

 

 

Registered Office :

4th Flr, 2T Building No. 9 Pham Van Dong Street, Cau Giay District, Ha Noi City

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

2007

 

 

Com. Reg. No.:

0102304536

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale of seed, pesticides, fertilizers and agricultural chemicals

 

 

No. of Employees :

55

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Viet Nam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

Registered English Name

 

AGRICARE VIET NAM COMPANY LIMITED

Registered Vietnamese Name

 

CONG TY TNHH AGRICARE VIET NAM

Registered Short name

 

AGRICARE VIET NAM., LTD

Type of Business

 

Limited liability company

Year Established

 

2007

Business Registration No.

 

0102304536

Date of Registration

 

09 Aug 2010

Place of Registration

 

Ha Noi Department of Planning and Investment

Chartered capital

 

VND 20,000,000,000

Status

 

Unlisted

Tax code

 

0102304536

Total Employees

 

55

 

Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former chartered capital: VND 2,500,000,000

Changed to: VND 20,000,000,000

22 Sep 2011

2

Subject has got former Registered Vietnamese Name: CONG TY TNHH CHAM SOC & PHAT TRIEN NONG NGHIEP VIET NAM

Changed to: CONG TY TNHH AGRICARE VIETNAM

09 Aug 2010

3

Subject has got former Business Registration No: 0102031199

Changed to: 0102304536

09 Aug 2010

4

Subject has got former Registered English Name: VIET NAM AGRICULTURAL CARE & DEVELOPMENT COMPANY LIMITED

Changed to: AGRICARE VIET NAM COMPANY LIMITED

09 Aug 2010

5

Subject has got former Address: Room 301-302, No.62 Ho Tung Mau Street - Cau Giay District - Ha Noi City - Vietnam

Changed to: 4th Flr, 2T Building, No. 9 Pham Van Dong Street - Ha Noi City - Vietnam

N/A

 

 

ADDRESSES

 

Head Office

Address

 

4th Flr, 2T Building No. 9 Pham Van Dong Street, Cau Giay District, Ha Noi City, Vietnam

Telephone

 

(84-4) 37631484

Fax

 

(84-4) 37631485

Email

 

agricarevietnam@vnn.vn

Website

 

http://www.agricarevietnam.com/

 

Branch in Ho Chi Minh

Address

 

2nd Flr, Scetpa Tower, No.19 A Cong Hoa Street, Tan Binh District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 62925256

Fax

 

(84-8) 62925257

Email

 

info@agricarevietnam.com

Website

 

http://www.agricarevietnam.com/

Note:  The subject is in process of move its branch from address as 2nd Flr - Scetpa Tower, No.19 A - Cong Hoa Street - Tan Binh District - Hochiminh City to address as 2nd Flr - IDD2 Building - Dong Da Street - Tan Binh District - Hochiminh City

 

 

DIRECTORS

 

1. NAME

 

Mr. DAM QUANG THANG

Position

 

Director

Date of Birth

 

28 Nov 1974

ID Number/Passport

 

012585989

ID Issue Date

 

07 Apr 2003

ID Issue Place

 

Police Station of Hanoi City

Resident

 

Room 301 - D8-B Building, Phuong Mai Ward, Dong Da District, Ha Noi City, Vietnam

Current resident

 

Room 301 - B7 Building, Nghia Tan Ward, Dong Da District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Mr. LE KHAC HOANG

Position

 

Deputy Director

Nationality

 

Vietnamese

 

 

BUSINESS NATURE AND ACTIVITIES

 

- Wholesale of seed, pesticides, fertilizers and agricultural chemicals
- Providing information about agricultural market
- Consulting registration procedure of pesticides, fertilizers

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Types of products

 

Equipment, seed, products

·         Market

 

China, India, Thailand, Malaysia

·         Mode of payment

 

T/T, L/C

 

EXPORT:

·         Market

 

Taiwan, Cambodia

 

 

BANKERS

 

1. VIET NAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE HOAN KIEM BRANCH

Address

 

No.37 Hang Bo, Hoan Kiem District, Ha Noi City, Vietnam

Telephone

 

(84-4) 38254276

 

2. VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK CAU GIAY BRANCH

Address

 

No.299 Cau Giay Street, Cau Giay District, Ha Noi City, Vietnam

Telephone

 

(84-4) 2 220 1606

Fax

 

(84-4) 2 220 1607

 

 

SHAREHOLDERS

 

1. NAME

 

Mr. DAM QUANG THANG

Position

 

Director

Date of Birth

 

28 Nov 1974

ID Number/Passport

 

012585989

Issued on

 

07 Apr 2003

Issued Place

 

Police Station of Hanoi City

Resident

 

Room 301 - D8-B Building Phuong Mai Ward, Dong Da District, Ha Noi City, Vietnam

Current Resident

 

Room 301 - B7 Building Nghia Tan Ward, Dong Da District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 16,000,000,000

Percentage

 

80%

 

2. NAME

 

Ms. NGUYEN THI HA

Issued Place

 

Ha Noi Department of Police

Resident

 

Room 301 - D8-B Building Phuong Mai Ward , Dong Da District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 2,000,000,000

Percentage

 

10%

 

3. NAME

 

Mr. LE HONG QUANG

ID Number/Passport

 

013091419

Resident

 

No. 30 Gemstone Company Collective Zone, Trung Van Commune , Tu Liem District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 1,000,000,000

Percentage

 

5%

 

4. NAME

 

Mr. LE KHAC HOANG

ID Number/Passport

 

024041850

Resident

 

No. 42/5E Pham Van Chieu Str, Ward 8 , Go Vap District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 1,000,000,000

Percentage

 

5%

 

 

FINANCIAL DATA

 

BALANCE SHEET

Unit: One VND

Balance sheet date

31/12/2011

31/12/2010

Number of weeks

52

52

ASSETS

A – CURRENT ASSETS

32,483,539,218

15,183,606,506

I. Cash and cash equivalents

8,075,443,301

5,547,957,395

1. Cash

8,075,443,301

133,527,608

2. Cash equivalents

0

5,414,429,787

II. Short-term investments

0

0

1. Short-term investments

0

0

2. Provisions for devaluation of short-term investments

0

0

III. Accounts receivable

14,612,358,840

8,147,359,230

1. Receivable from customers

13,936,073,600

7,471,073,990

2. Prepayments to suppliers

0

0

3. Inter-company receivable

0

0

4. Receivable according to the progress of construction

0

0

5. Other receivable

676,285,240

676,285,240

6. Provisions for bad debts

0

0

IV. Inventories

9,760,060,573

1,306,086,573

1. Inventories

9,760,060,573

1,306,086,573

2. Provisions for devaluation of inventories

0

0

V. Other Current Assets

35,676,504

182,203,308

1. Short-term prepaid expenses

0

176,526,804

2. VAT to be deducted

0

0

3. Taxes and other accounts receivable from the State

0

0

4. Other current assets

35,676,504

5,676,504

B. LONG-TERM ASSETS

2,286,477,786

1,245,008,954

I. Long term accounts receivable

0

0

1. Long term account receivable from customers

0

0

2. Working capital in affiliates

0

0

3. Long-term inter-company receivable

0

0

4. Other long-term receivable

0

0

5. Provisions for bad debts from customers

0

0

II. Fixed assets

2,208,383,152

1,221,453,880

1. Tangible assets

2,208,383,152

1,221,453,880

- Historical costs

2,735,727,272

1,503,120,000

- Accumulated depreciation

-527,344,120

-281,666,120

2. Financial leasehold assets

0

0

- Historical costs

0

0

- Accumulated depreciation

0

0

3. Intangible assets

0

0

- Initial costs

0

0

- Accumulated amortization

0

0

4. Construction-in-progress

0

0

III. Investment property

0

0

Historical costs

0

0

Accumulated depreciation

0

0

IV. Long-term investments

0

0

1. Investments in affiliates

0

0

2. Investments in business concerns and joint ventures

0

0

3. Other long-term investments

0

0

4. Provisions for devaluation of long-term investments

0

0

V. Other long-term assets

78,094,634

23,555,074

1. Long-term prepaid expenses

0

0

2. Deferred income tax assets

0

0

3. Other long-term assets

78,094,634

23,555,074

VI. Goodwill

 

0

1. Goodwill

0

0

TOTAL ASSETS

34,770,017,004

16,428,615,460

 

LIABILITIES

A- LIABILITIES

5,011,613,392

1,649,374,355

I. Current liabilities

5,011,613,392

1,649,374,355

1. Short-term debts and loans

0

0

2. Payable to suppliers

4,305,740,419

718,429,899

3. Advances from customers

0

0

4. Taxes and other obligations to the State Budget

388,872,973

680,944,456

5. Payable to employees

317,000,000

250,000,000

6. Accrued expenses

0

0

7. Inter-company payable

0

0

8. Payable according to the progress of construction contracts

0

0

9. Other payable

0

0

10. Provisions for short-term accounts payable

0

0

II. Long-Term Liabilities

0

0

1. Long-term accounts payable to suppliers

0

0

2. Long-term inter-company payable

0

0

3. Other long-term payable

0

0

4. Long-term debts and loans

0

0

5. Deferred income tax payable

0

0

6. Provisions for unemployment allowances

0

0

7. Provisions for long-term accounts payable

0

0

B- OWNER’S EQUITY

29,758,403,612

14,779,241,105

I. OWNER’S EQUITY

29,758,403,612

14,779,241,105

1. Capital

20,000,000,000

10,000,000,000

2. Share premiums

0

0

3. Other sources of capital

0

0

4. Treasury stocks

0

0

5. Differences on asset revaluation

0

0

6. Foreign exchange differences

0

0

7. Business promotion fund

0

0

8. Financial reserved fund

0

0

9. Other funds

4,779,241,104

0

10. Retained earnings

4,979,162,508

4,779,241,105

11. Construction investment fund

0

0

II. Other sources and funds

0

0

1. Bonus and welfare funds

0

0

2. Sources of expenditure

0

0

3. Fund to form fixed assets

0

0

MINORITY’S INTEREST

0

0

TOTAL LIABILITIES AND OWNER’S EQUITY

34,770,017,004

16,428,615,460

 

 

PROFIT & LOSS STATEMENT

 

Description

FY2011

FY2010

1. Total Sales

66,031,070,476

38,284,164,526

2. Deduction item

0

0

3. Net revenue

66,031,070,476

38,284,164,526

4. Costs of goods sold

52,762,186,380

28,209,488,000

5. Gross profit

13,268,884,096

10,074,676,526

6. Financial income

168,456,560

633,747,756

7. Financial expenses

0

2,092,012,000

- In which: Loan interest expenses

0

1,861,553,883

8. Selling expenses

0

0

9. Administrative overheads

6,798,457,312

3,092,634,459

10. Net operating profit

6,638,883,344

5,523,777,823

11. Other income

0

0

12. Other expenses

0

0

13. Other profit /(loss)

0

0

14. Total accounting profit before tax

6,638,883,344

5,523,777,823

15. Current corporate income tax

1,659,720,836

1,380,944,456

16. Deferred corporate income tax

0

0

17. Interest from subsidiaries/related companies

0

0

18. Profit after tax

4,979,162,508

4,142,833,367

 

 

FINANCIAL RATIOS AND AVERAGE INDUSTRY RATIOS

 

Description

FY2011

FY2010

Average Industry

Current liquidity ratio

6.48

9.21

1.56

Quick liquidity ratio

4.53

8.41

0.82

Inventory circle

9.54

21.60

7.71

Average receive period

80.77

77.68

57.49

Utilizing asset performance

1.90

2.33

2.53

Liability by total assets

14.41

10.04

59.02

Liability by owner's equity

16.84

11.16

219.47

Ebit / Total assets (ROA)

19.09

44.95

13.30

Ebit / Owner's equity (ROE)

22.31

49.97

35.73

Ebit / Total revenue (NPM)

10.05

19.29

7.62

Gross profit / Total revenue (GPM)

20.09

26.32

16.22

Note: The Average Industry was calculated by VietnamCredit based on our own statistical data

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Good

Liquidity

 

High

Payment status

 

Above Average

Financial Situation

 

Above Average

Development trend

 

Positive

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

T/T, L/C

Sale Methods

 

Wholesaler

Public opinion

 

Good

 

 

CREDIT INQUIRY: 125,000 USD Against DA in terms

Acceptable

 

 

INTERPRETATION ON THE SCORES

 

Founded in 2007 as a limited liability company under original name VIET NAM AGRICULTURAL CARE & DEVELOPMENT COMPANY LIMITED. On 09 August 2010, the company is granted business registration No. 0102304536 issued by Ha Noi Department of Planning and Investment with total registered capital of VND 2.5 billion and changed its name into AGRICARE VIET NAM COMPANY LIMITED. In 2011, the subject increased highly chartered capital to VND 20 billion.

The head office of the subject is located at 4th Flr, 2T Building, No. 9 Pham Van Dong Street - Ha Noi City – Vietnam. About 55 employees are working for the company, under the management of Mr. Dam Quang Thang, who is an active businessman.

The subject specializes in wholesaling of seed, pesticides, fertilizers and agricultural chemicals; providing information about agricultural market; consulting registration procedure of pesticides, fertilizers. The subject often imports equipment, seed, products from China, India, Thailand, Malaysia; and exports to Taiwan and Cambodia.

Looking at the above financial statement, in 2011 total assets had a remarkable growth of more double against 2010. It mainly comes from the current assets. It indicates that the subject expanded business scale well. The subject also posted an incremental increase on its turnover in 2011. Namely, in 2011, its revenue rises by 98.38% compared with that in previous year (from VND 38,284,164,526 to VND 66,031,070,476). However the profit increased slightly, because of the higher expenses.

The subject’s financial ratios in 2011 seem worse than that in 2010; yet they were still positive in compared with average industry. ROA, ROE and profit indexes show that, the subject's business activities are effective. Liquidity ratios and debt rate prove that, the subject's liquidity is good, its capital structure is very safe and self-financing is also very good.

The subject always has clear plan for near future. According to its plan for 2012, its business results reach VND 77.938 billion in revenue and VND 6.172 billion in profit.

Base on its financial situation and business activity, the subject has capacity to meet all transactions which consist with its scale.

 

 

 

------------ APPENDIX  ----------

 

 

INDUSTRY DATA

 

Industry code

Growth speed by price compared with 1994 (%)

Total enterprises 2009

Total employees 2010

(Thous.pers.)

Annual average capital of enterprises 2009

(billion dongs)

2011

2010

Agriculture, Forestry and Fishing

4.00

2.78

8,749

23,896.3

81,559

Industry and Construction

5.53

7.70

85,115

10,630

2,751,975

Trade and Services

6.69

7.52

154,978

14,522

4,939,069

 

ECONOMIC INDICATORS

 

 

2011 

2010 

2009 

Population (Million person)

87.84

86.93

86.02

Gross Domestic Products (USD billion)

119

102.2

91

GDP Growth (%)

5.89

6.78

5.32

GDP Per Capita (USD/person/year)

1,300

1,160

1,080

Inflation (% Change in Composite CPI)

18.58

11.75

6.88

State Budget Deficit compared with GDP (%)

4.9

5.8

6.9

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2011 

2010 

2009 

Exports

96.3

72.2

57.1

Imports

105.8

84.8

69.9

Trade Balance

-9.5

-12.6

-12.8

Source: General Statistics Office

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.70

UK Pound

1

Rs.86.28

Euro

1

Rs.68.15

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.