MIRA INFORM REPORT

 

 

Report Date :

17.07.2012

 

IDENTIFICATION DETAILS

 

Name :

AXIOM  LIMITED

 

 

Registered Office :

Room 1503, 15/F., Queen’s Place, 74 Queen’s Road Central

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.09.2010

 

 

Com. Reg. No.:

52995811

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Electronics, products relating telecommunication network, etc.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name and address

 

AXIOM  LIMITED

 

 

ADDRESS:       Room 1503, 15/F., Queen’s Place, 74 Queen’s Road Central, Hong Kong.

 

PHONE:            Not available

 

FAX:                 Not available

 

 

MANAGEMENT

 

Managing Director:  Mr. Om Ashok Bhatia

 

 

SUMMARY

 

Incorporated on:             1st September, 2010.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:              HK$9,202.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   5.

 

Main Dealing Banker:     Indian Overseas Bank, Hong Kong Branch.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Head Office:-

Room 1503, 15/F., Queen’s Place, 74 Queen’s Road Central, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

52995811

 

 

COMPANY FILE NUMBER 

 

1500126

 

 

MANAGEMENT

 

Managing Director:  Mr. Om Ashok Bhatia

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$9,202.00

 

 

SHAREHOLDERS

(As per registry dated 01-09-2011)

 

Name

 

No. of shares

Novelle Ltd., Hong Kong.

 

4,501

Pioneer Ace Ltd., Hong Kong.

 

4,500

Kunal Vinod BANSAL

 

200

Vimal Puranmal BANSAL

 

1

 

 

–––––

 

Total:

9,202

====

 

 

 

 

DIRECTORS

(As per registry dated 01-09-2011)

 

Name

(Nationality)

 

Address

Om Ashok BHATIA

Flat 1502, 15/F., Block B, Hong Yuen Court, 1-5 Tak Shing Street, Kowloon, Hong Kong.

 

Vimal Puranmal BANSAL (Previous Name: Bansal VIMAL)

Sadaf 4, Flat No. 2004, Jumeirah Brach Residence, Dubai, UAE.

 

Novelle Ltd.

Room 1503, 15/F., Queen’s Place, 74 Queen’s Road Central, Hong Kong.

 

 

SECRETARY

(As per registry dated 01-09-2011)

 

Name

Address

Co. No.

Lodestar Secretaries Ltd.

13/F., Wah Kit Commercial Centre, 302 Des Voeux Road Central, Hong Kong.

0113023

 

 

HISTORY

 

The subject was incorporated on 1st September, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Electronics, products relating telecommunication network, etc.

 

Employees:                   5.

 

Commodities Imported:   Europe, China, other Asian countries, etc.

 

Markets:                       Southeast Asia, other Asian countries, etc.

 

Terms/Sales:                  As per contracted.

 

Terms/Buying:                L/C, etc.

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$9,202.00

 

Mortgage or Charge (Since 2011):  (See attachment)

 

Profit or Loss:                Suffering from a small loss in 2010.

 

Condition:                      Business is under development.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:

Indian Overseas Bank, Hong Kong Branch.

J.P. Morgan International Bank Ltd., Hong Kong.

ABN AMRO Bank N.V., Hong Kong Branch.

 

Standing:                      Small.

 

 

GENERAL

 

Axiom Ltd. is chiefly and almost equally owned by two Hong Kong-registered firms: Novelle Ltd. and Pioneer Ace Ltd.  Each of the firm is holding 48.9% interests of the subject.

The director of the subject Mr. Om Ashok Bhatia is residing in Hong Kong.  He is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

Business commenced in September 2010, the subject has about five employees in Hong Kong.  It is engaged in international trading and development.  Before operating the subject, Om Ashok Bhatia was an officer of Corporate Banking & marketing at HDFC Bank.  He was graduated from Jamnalal Bajaj Institute of Management Studies and St. Sebastian's High School.

Om Ashok Bhatia is a marketing consultant and has been engaged in telecommunication network projects.  Its commodities are sourced from China, Europe, etc.  Commodities are re-exported to Southeast Asia, the Middle East, etc.  Business is under development.

The subject’s business is chiefly handled by Bhatia himself.

The history of the subject in Hong Kong is just over a year and ten months.

On the whole, since the history of the subject is short, consider it good for normal business engagements on L/C basis.

 


 

MORTGAGE OR CHARGE

(Since 2011)

 

Date

Particulars

Amount

21-06-2011

Instrument:        The Account Pledge Agreement

Property:

By way of pledge (i) all of the Company’s rights, title and interest in and to all Custody Accounts and the amount of all Investments; (ii) all of the Company’s rights, title and interest in and to all Cash Accounts, Time Deposit Accounts and Affiliate Time Deposit Accounts, including any credit or debit balances which at the date of the Charge appear or may at any time in the future appear in any currency unit sub-account; (iii) the Company’s OTC Derivatives Claims; and (iv) all other assets

Mortgagee:        J.P. Morgan International Bank Ltd.
Boulevard du Roi Albert II, Brussels 1210, Belgium.

All monies and liabilities of any kind actual or contingent

08-12-2011

Instrument:        Security Memorandum

Property:

The Company hereby assigns and agrees to assign absolutely and unconditionally to the Bank all its right, title and interest in and to each Receivable as continuing security for the payment or discharge of the Secured Liabilities.

Mortgagee:        ABN Amro Bank N.V.
10 Collyer Quay, #07-01 Ocean Financial Centre, Singapore 049315, Singapore.

All indebtedness, obligations and liabilities

26-04-2012

Instrument:        Undertaking Relating to Deposits

Property:

Distinctive         Date of  Amount Rate of  Maturity
No. of Receipt    Receipt of Deposit          Interest             Date    

2011 FD 4141    03-02-2012        USD4,775,000   3.7%     07-02-2013

Mortgagee:        Indian Overseas Bank, Hong Kong Branch.

All and any liabilities, sole or joint, actual or contingent, quantified or not, now or hereafter owing or incurred to the bank by the company or any third parth designated by the company

27-06-2012

Instrument:        Undertaking Relating to Deposits

Property:

Distinctive         Date of  Amount Rate of  Maturity
No. of Receipt    Receipt of Deposit          Interest             Date    

2012 FD 75 1     25-05-2012        USD4,351,000   2.75%   27-05-2013
2012 FD 76 1     25-05-2012        USD5,815,000   2.75%   27-05-2013
2012 FD 77 1     25-05-2012        USD8,585,000   2.75%   27-05-2013
2012 FD 84 1     29-05-2012        USD185,000      2.75%   27-11-2012

Mortgagee:        Indian Overseas Bank, Hong Kong Branch.

All and any liabilities, sole or joint, actual or contingent, quantified or not, now or hereafter owing or incurred to the bank by the company or any third parth designated by the company


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.92

UK Pound

1

Rs.85.47

Euro

1

Rs.67.15

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.