MIRA INFORM REPORT

 

 

Report Date :

18.07.2012

 

IDENTIFICATION DETAILS

 

Name :

JAYPEE (INDIA) LIMITED (w.e.f  27.03.2009)

 

 

Formerly Known As :

JAYPEE INDIA PRIVATE LIMITED

 

 

Registered Office :

11, Dr. Rajendra Prasad Sarani, Kolkata-700001, West Bengal

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

28.07.1982

 

 

Com. Reg. No.:

21-35131

 

 

Capital Investment/ Paid-up Capital:

Rs. 3.775 Millions

 

 

CIN No.:

[Company Identification No.]

U29133WB1982PLC035131

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

CALJ00899D

 

 

PAN No.:

[Permanent Account No.]

AAACJ6785C

 

 

Legal Form :

A Closely held Public Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Construction Equipments, Rebar Bending, Bar Cutting, Batch Mix, Plant Concrete Mixer, Mini Dumper, Roller, Tower Crane and  Passenger Hoist, etc.

 

 

No. of Employees:

150 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 83000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is Jaypee Group Company. It is an established company having moderate track. Profitability of the company appears to be low. However trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INFORMATION DECLINED BY

 

Name :

Mr. Micle

Designation :

Business Development Associates

Contact No.:

91-9051234444

Date :

16.07.2012

 

 

LOCATIONS

 

Registered Office :

11, Dr. Rajendra Prasad Sarani, Kolkata-700001, West Bengal, India

Tel. No.:

91-33-22423681

Mobile No.:

91-9051234444 (Mr. Aditya Mehta)

Fax No.:

91-33-22432545

E-Mail :

shreemonti@jaypee.in

agarwal_shankarassociates@yahoo.co.in

Location :

Owned

 

 

Factory Office :

National Highway No. 6, Ankur Hati, P O Salab, Kolkata, West Bengal, India

Tel. No.:

91-33-22691275

Area :

8 Acers

Location :

Owned

 

 

Corporate Office :

226/1, AJC Bose Road, Trinity, 5th Floor, Kolkata-700020, West Bengal, India

Tel. No.:

91-33-22890496

Fax No.:

91-33-22890859

Area :

1500 Sq. ft

Location :

Owned

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Jayprakash Mehta

Designation :

Director

Address :

39, Humayun Kabir Sarani, Flat 2A, Newalipore, Kolkata – 700053, West Bengal, India

Date of Birth/Age :

25.12.1960

Qualification :

B.Com

Date of Appointment :

29.09.1993

DIN No:

00164338

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U29133WB1982PLC035131

JAYPEE (INDIA) LIMITED

Director

29/09/1993

29/09/1993

-

Active

NO

2

U28991WB1994PLC065608

JAYPEE PROJECTS LIMITED

Whole-time director

24/10/1994

24/10/1994

-

Active

NO

3

U74210WB1987PLC042030

WML MACHINERY LIMITED

Director

10/12/1997

10/12/1997

-

Active

NO

4

U74200WB2001PLC093097

JAYMAC ENGINEERING LIMITED

Director

10/04/2001

10/04/2001

-

Active

NO

5

U29193WB1991PLC053110

JAYPEE MANUFACTURING COMPANY LIMITED

Director

01/02/2006

01/02/2006

-

Active

NO

6

U45200MH1999PTC119477

BYGGING INFRASTRUCTURE PRIVATE LIMITED

Director

30/05/2006

30/05/2006

03/10/2007

Active

NO

 

Name :

Mr. Dilip Kumar Ghorai

Designation :

Director

Address :

Vill Makarda, P.O Aknagaria, Midnapore – 721140, West Bengal, India

Date of Birth/Age :

09.11.1969

Qualification :

BE Civil

Date of Appointment :

01.09.2005

DIN No.:

00271174

 

 

Name :

Mr. Aditya Vikram Mehta

Designation :

Director

Address :

39, Humayun Kabir Sarani, Flat 2A, Newalipore, Kolkata – 700053, West Bengal, India

Date of Birth/Age :

29.11.1983

Qualification :

MBA

Date of Appointment :

01.01.2007

DIN No:

00481189

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29133WB1982PLC035131

JAYPEE (INDIA) LIMITED

Director

29/09/1993

29/09/1993

Active

NO

2

U29193WB1991PLC053110

JAYPEE MANUFACTURING COMPANY LIMITED

Director

17/01/2002

17/01/2002

Active

NO

3

U29240MH2003PTC143179

WINGET CONSTRUCTION EQUIPMENT PRIVATE LIMITED

Managing director

25/04/2009

18/11/2003

Active

NO

4

U28991WB1994PLC065608

JAYPEE PROJECTS LIMITED

Whole-time director

01/12/2005

01/12/2005

Active

NO

 

 

Name :

Mr. Kumar Mangalam Mehta

Designation :

Director

Address :

39, Humayun Kabir Sarani, Flat 2A, Newalipore, Kolkata – 700053, West Bengal, India

Date of Birth/Age :

05.09.1986

Date of Appointment :

01.01.2010

DIN No.:

02929136

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29133WB1982PLC035131

JAYPEE (INDIA) LIMITED

Additional director

01/01/2010

01/01/2010

Active

NO

2

U28991WB1994PLC065608

JAYPEE PROJECTS LIMITED

Additional director

01/01/2010

01/01/2010

Active

NO

 

 

Name :

Mr. Goutam Mahapatra

Designation :

Additional Director

Address :

Uttarpara – Dakshin, PO Janai Station Road, Hooghly-712304, West Bengal, India

Date of Birth/Age :

31.12.1968

Date of Appointment :

02.05.2011

DIN No.:

00724718

 

Other Directorship:

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U29246WB1994PTC062911

J E EQUIPMENTS PRIVATE LIMITED

Director

01/04/2003

01/04/2003

01/06/2011

Active

NO

2

U29133WB1982PLC035131

JAYPEE (INDIA) LIMITED

Additional director

02/05/2011

02/05/2011

-

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Micle

Designation :

Business Development Associates

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Jay Prakash Mehta

6114

Gorachand Desarkar

21

Sunita Devi Mehta

500

Aditya Vikram Mehta

500

Divya Mehta

25

Jaypee Manufacturing Company Limited, India

5900

Jaymac Engineering Limited, India

2700

Jay Prakash Mehta – HUF

1140

WML Machinery Limited, India

5400

Mehta Mangalam Kumar

50

Jaypee Equipment Private Limited, India

8400

Scaf Engineering Limited, India

7000

TOTAL

37750

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage of Holding

Bodies corporate

78.00

Directors or relatives of Directors

22.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Construction Equipments, Rebar Bending, Bar Cutting, Batch Mix, Plant Concrete Mixer, Mini Dumper, Roller, Tower Crane and  Passenger Hoist, etc.

 

 

Products :

ITC CODE

PRODUCTS

827910

Construction Equipments

947990 01

Spares

 

 

PRODUCTION STATUS (AS ON : 31.03.2011)

 

Particulars

Unit

Actual Production

Bar Bending and Straightening Machine

Nos.

382

Bar and Angle Shearing Machine

Nos.

392

Weigh Batcher Machine

Nos.

4

Concrete Cutter Machine

Nos.

1

Concrete Mixer Machine

Nos.

32

Earth Compactor

Nos.

21

Vaccum Pump (VDS)

Nos.

18

Builder Hoist

Nos.

19

Taugh Rider

Nos.

2

Vibrator Roller

Nos.

3

Cube Testing Machine

Nos.

2

Vibrator Machine

Nos.

17

Parts and Accessories for Bending

Nos.

68

Parts and Accessories for C/Mixer

Nos.

12

Parts and Accessories for VDS

Nos.

66

Parts and Accessories for Vibrator

Nos.

32

 

 

GENERAL INFORMATION

 

No. of Employees :

150 (Approximately)

 

 

Bankers :

·         Axis Bank, Corporate Banking Branch, 1, Shakespare Sarani, 3rd Floor, Kolkata-700071, West Bengal, India

·         State Bank of India

·         Bank of India

·         The Hongkong and Shanghai Banking Corporation Limited

 

 

Facilities :

Unsecured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

From Body Corporate

12.063

15.020

 

 

 

Total

12.063

15.020

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

A R Maitri and Company

Chartered Accountants

Address :

21, Old Court House Street, Kolkata- 700001, West Bengal, India

PAN No.:

AASSK3397K

 

 

Related Parties :

Jaypee Projects Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

40000

Equity Shares

Rs.100/- each

Rs. 4.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

37750

Equity Shares

Rs.100/- each

Rs. 3.775 Millions

 

 

 

 

 

 

AS ON 30.09.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

250000

Equity Shares

Rs.100/- each

Rs. 25.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

208750

Equity Shares

Rs.100/- each

Rs. 20.875 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

3.775

3.775

2.235

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

17.068

14.577

7.811

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

20.843

18.352

10.046

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

12.063

15.020

0.000

TOTAL BORROWING

12.063

15.020

0.000

DEFERRED TAX LIABILITIES

0.141

0.046

0.002

 

 

 

 

TOTAL

33.047

33.418

10.048

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

17.864

10.245

0.009

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

6.340

1.440

7.940

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

9.426
6.788

0.092

 

Sundry Debtors

31.727
16.258

4.452

 

Cash & Bank Balances

2.423
11.408

0.298

 

Other Current Assets

0.000
0.000

0.000

 

Loans & Advances

16.834
5.313

2.515

Total Current Assets

60.410

39.767

7.357

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

40.446
12.794

3.459

 

Other Current Liabilities

9.861
4.962

1.704

 

Provisions

1.293
0.322

0.122

Total Current Liabilities

51.600

18.078

5.285

Net Current Assets

8.810
21.689

2.072

 

 

 

 

MISCELLANEOUS EXPENSES

0.033

0.044

0.027

 

 

 

 

TOTAL

33.047

33.418

10.048

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

140.215

37.201

11.601

 

 

Other Income

1.429

1.071

0.112

 

 

TOTAL                                    

141.644

38.272

11.713

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Trading Expenses

13.924

9.592

9.997

 

 

Raw Material Consumed

101.519

20.629

0.000

 

 

Manufacturing Expenses

7.649

1.359

0.000

 

 

Administrative and General Expenses

14.119

5.717

1.535

 

 

TOTAL                                    

137.211

37.297

11.532

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

4.433

0.975

0.181

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

0.782

0.101

0.005

 

 

 

 

 

 

PROFIT BEFORE TAX

3.651

0.874

0.176

 

 

 

 

 

Less

TAX                                                                 

1.163

0.270

0.145

 

 

 

 

 

 

PROFIT AFTER TAX

2.488

0.604

0.031

 

 

 

 

 

Add

Income tax written of A/Y 2009-10

0.003

0.002

0.000

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

1.217

0.611

0.580

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

3.708

1.217

0.611

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Trading

1.935

0.375

0.775

 

 

Manufacturing

0.000

0.611

0.000

 

TOTAL EARNINGS

1.935

0.986

0.775

 

 

 

 

 

 

Earnings Per Share (Rs.)

65.93

23.16

1.39

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

1.76
1.57

0.26

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

2.60
2.34

1.51

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.66
1.74

2.38

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.18
0.04

0.01

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

3.06
1.80

0.52

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

1.17
2.19

1.39

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1.       Year of Establishment

Yes

2.       Locality of the firm

Yes

3.       Constructions of the firm

Yes

4.       Premises details

No

5.       Type of Business

Yes

6.       Line of Business

Yes

7.       Promoter’s background

Yes

8.       No. of Employees

Yes

9.       Name of person contacted

Yes

10.   Designation of contact person

Yes

11.   Turnover of firm for last three years

Yes

12.   Profitability for last three years

Yes

13.   Reasons for variation <> 20%

------

14.   Estimation for coming financial year

No

15.   Capital in the business

Yes

16.   Details of sister concerns

Yes

17.   Major suppliers

No

18.   Major customers

No

19.   Payments terms

No

20.   Export / Import details

Yes

21.   Market information

------

22.   Litigations that the firm / promoter involved

------

23.   Banking Details

Yes

24.   Banking facility details

Yes

25.   Conduct of the banking account

------

26.   Buyer visit details

------

27.   Financials, if provided

Yes

28.   Incorporation details, if applicable

Yes

29.   Last accounts filed at ROC

Yes

30.   Major Shareholders, if available

Yes

 

 

FINANCIAL RESULTS

 

The result disclose a Profit of Rs. 3.650 Millions before Tax after charging depreciation of Rs. 0.782 million which when reduced by Deferred Tax Liabilities Rs. 0.094 million and provision for taxation Rs. 1.067 Millions and added to income tax for earlier year Rs. 3.708 millions which the Directors propose to carry forward to next year.

 

 

FORM 8

 

Corporate identity number of the company

U29133WB1982PLC035131

Name of the company

JAYPEE (INDIA)  LIMITED

Address of the registered office or of the principal place of  business in India of the company

11, Dr. Rajendra Prasad Sarani, Kolkata-700001, West Bengal, India

 

This form is for

Creation of charge

Type of charge

·         Immovable property

·         Book debts

·         Movable property (not being pledge)

·         Others

Particular of charge holder

Axis Bank, Corporate Banking Branch, 1, Shakespare Sarani, 3rd Floor, Kolkata-700071, West Bengal, India

Nature of instrument creating charge

1. Composite Hypothecation deed (Current Assets, Movables, Plant and Machinery)

Date of instrument Creating the charge

20.10.2011

Amount secured by the charge

Rs. 40.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

CC Rs 30.000 Millions LC Rs 10.000 Millions (Inland/Import) with Rs 10.000 Millions as buyers credit as sublimit of LC and LER Rs 1.000 Million as sub limit of CC. ROI for CC, Axis Bank Base rate + 3.50% presently at 13.50% p.a.

 

Terms of repayment

CC is payable on Demand

 

Margin

Stock - 25% Book Debts (Up to 120 days) - 40%

 

15% to be collected up front and kept in TDR with Bank's lien noted thereon. Under collateral security can be used for the purpose of LC margin.

 

Extent and operation of the charge

Hypothecation of all the current assets and movable properties of the Company including stock in trade both present and future.

 

Other

1. Equitable Mortgage by Deposit of Title Deeds.

 

2. Description of Entire Immovable Properties.

Short particulars of the property charged (Including location of the property)

Hypothecation of all the current assets and movable properties of the Company including stock in trade both present and future.

 

List of Title Deeds Deposited –

1.       Original Deed of Conveyance Dated 11.07.2007 registered at the office of the Additional District Sub- Registrar, Domjur under Deed No. 646 for the year 2008.

 

2.       Original Deed of Conveyance Dated 27.02.2007 registered at the office of the Additional District Sub- Registrar, Domjur under Deed No. 980 for the year 2008.

 

3.       Original Deed of Conveyance Dated 04.06.2007 registered at the office of the Additional District Sub- Registrar, Domjur under Deed No. 786 for the year 2008.

 

4.       Original Deed of Conveyance Dated 12.05.2010 registered at the office of the Additional District Sub- Registrar, Domjur under Deed No. 2348 for the year 2010.

 

5.       Copy of Conversion Certificate.

 

Description of Entire Immovable Properties - All that Factory Land measuring about 69 decimals in R.S. Dag No 3200, L.R. Dag No 3187, 18 Decimals in R.S. Dag No 3201, L.R. Dag No 3188,4 Decimals in R.S. Dag No. 3202, L.R. Dag No 3189 and 20 decimals in R.S. Dag No 3204, L.R. Dag No. 3191 and 7 decimals in R.S. Dag No.3205, L.R. Dag No. 3192 aggregating 118 decimals under L.R. Khatian No 3018 at

 

Mouza - Ankurhati, J.L No. 30, Touji No 146, P.S Domjur within the Jurisdiction of the Mohiary No 2

 

Gram Panchayat in the district of Howrah in the name of Jaypee (India) Limited. (Previously Jaypee (India) Private Limited.

 

 

FIXED ASSETS

 

·         Typewriter

·         Office Equipments

·         Furniture and Fixtures

·         Motor Cycle

·         Bi-Cycle

·         Air Conditioner

·         Computer

·         Franking Machine

·         Plant and Machinery

 

 

WEBSITE DETAILS:

 

PROFILE:

 

Subject is a one point solution provider for construction engineering industry. With over 28 years of expertise, we understand the challenges in the manufacturing process and the opportunities to improve Productivity. They have achieved great success by empowering every user in the enterprise with the tools to benchmark, automate and improve performance of their manufacturing tasks.


Shri JAY MEHTA, the founder and the present Chairman of the Subject laid the foundation stone of the company in the year 1982. The tradition of success and supremacy is now being carried well into the new millennium by his illustrious sons, Mr. Aditya Mehta, and Mr. Kumar Mehta. The Group reached the magical heights of honor with major expansions in business.


Since its inception in 1982 Subject has constantly upgraded its portfolio with diverse offerings, challenging projects and impressive clients. Their reputation is built on technical expertise, professional approach and commercial integrity. With a dedicated team of dynamic, qualified professionals they provide optimal engineering solutions meeting client requirements. They build long term, successful partnerships with their clients based on mutual trust and respect.


Subject believes sky is the limit for success but trust of its consumers is the ladder to that success, and thus it has always created a bond of trust with the clients.


The company has manufacturing units in Kolkata and in Taloja, Navi Mumbai where they have a dedicated R and D wing to facilitate the technological changes, and modifications, using state of the art equipment.


Today, Subject wide range of Products includes Bar Bending Machines, Bar Cutting Machines, Bar Shearing Machines, Bar Straightening Machines, Batch Mix Plants, Concrete Mixers, Mini Dumpers, Walk behind Vibratory Rollers, Tower Cranes, Passenger Hoists, etc. They are also a leading OEM service provider with ISO certifications. With the consistent efforts of their advanced R and D unit, they have introduced several new models, innovative designs, and improvisations in their range of Construction equipment.

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 55.14

UK Pound

1

Rs. 86.29

Euro

1

Rs. 67.72

 

 

INFORMATION DETAILS

 

Information Gathered by :

SBA

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.