MIRA INFORM REPORT

 

 

Report Date :

18.07.2012

 

IDENTIFICATION DETAILS

 

Name :

S.M. CASTLE FOOD INDUSTRY LTD.

 

 

Registered Office :

P.O. Box 1019, Mash'had (1696700) 5 Hayotzer Street Ziporit Industrial Zone

Nazareth Ilit  1789089    

 

 

Country :

Israel

 

 

Date of Incorporation :

02.03.2011

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

A filtered water filling plant.

 

 

No. of Employees :

18

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name and address

 

S.M. CASTLE FOOD INDUSTRY LTD.

Telephone    972 4 651 95 94

Fax              972 4 600 04 54

P.O. Box 1019, Mash'had (1696700)

5 Hayotzer Street

Ziporit Industrial Zone

NAZARETH ILIT    1789089  ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-458455-6 on the 2.03.2011.

 

Subject's activities began in 2000 as a department in sister company ALMASHADAWE TRADING AND MARKETING CO. LTD. (established 1995), and following the recommendation of its CPA, decided to separate the manufacturing activities from the marketing.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 10,000.00, divided into -

                 10,000 ordinary shares of NIS 1.00 each,

fully issued.

 

 

SHAREHOLDERS

 

1.    Abd Al-Majeed Salah, 50%,

2.    Hassan Salah, 50%.

 

 

DIRECTORS & JOINT GENERAL MANAGERS

 

1.    Abd Al-Majeed Salah.

2.    Hassan Salah.

 

 

BUSINESS

 

A filtered water filling plant.

Also manufacturers of flavored syrups.

 

Among clientele: KING STORE chain (affiliated company)

 

Operating from premises, owned by shareholders, on an area of 10,000 sq. meters in 5 Hayotzer Street, Ziporit Industrial Zone, Nazareth Ilit (Upper Nazareth).

 

Having 18 employees in subject.

There are over a hundred employees in the ALMASHADAWE Group (including KING STORE).

 

 

MEANS

 

Financial data not forthcoming.

 

There is 1 charge for an unlimited amount registered on the company's assets (financial assets), in favor of Mercantile Discount Bank Ltd. (charge placed in April 2012).

 

 

REVENUES

 

2011 sales claimed to be NIS 12,000,000.

 

 

OTHER COMPANIES

 

ALMASHADAWE TRADING AND MARKETING CO. LTD., sister company, importers, manufactures and marketers of foodstuffs, e.g. canned goods, syrups, etc. Having 40 employees.

ALMASHADAWE KING STORE LTD., affiliated company, operating a retail chain store of 6 stores.

 

 

BANKERS

 

Mercantile Discount Bank Ltd., Kfar Kana Branch (No. 631), Kfar Kana.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject's officials refused to disclose financial data besides sales figures.

 

ALMASHADAWE TRADING is known in their fields and considered strong.

The Salah family has been involved in the foodstuffs area for years prior ro establishing subject.

 

The local market for food & beverages grew by 11.4% from 2008 to 2011, summing up to NIS 35.15 billion, around 4.5% increase (in money terms) in 2011 from 2010.

 

According to the Industrialists' Association, 2008 revenues by the local food industries reached NIS 56 billion, of which NIS 53 billion were to the local market, the rest for export. In real terms, revenues fell by 1.5% from 2007. Some NIS 43 billion of sales came from sales of food products. Local food industries marked a decrease in 2009 due to the slow-down in local economy and global economic crisis, although decrease was relatively mild, mainly as the economic climate ameliorated in the 2nd half of 2009.

 

According to Central Bureau of Statistics (CBS) data, investments in machinery & equipment from import for the food industry in 2011 summed up to NIS 929.5 million, 47.7% rise from 2010 (after 15.4% increase in 2010), while investments in machinery & equipment from import for the beverage & tobacco industries rose by 2% to NIS 379.7 million (rose 9.7% in 2010).

 

CBS data shows that import of raw food products to Israel in 2011 summed up to US$ 2,062.6 million, 23% increase from 2010 (a similar growth trend to 2010 from 2009, a year which witnessed a 20% decrease from 2008). Over 50% of import is from the EU.

 

According to the CBS, the total household expenditure for private consumption in 2011 on food, beverage and tobacco rose 3.7% from 2010, after 4% rise in 2010 from 2009, reflecting an improvement trend in the loacl market after the general slow-down in economy in 2009.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.15

UK Pound

1

Rs.86.30

Euro

1

Rs.67.73

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.