MIRA INFORM REPORT

 

 

Report Date :

18.07.2012

 

IDENTIFICATION DETAILS

 

Name :

TERAOKA SEIKO CO LTD

 

 

Registered Office :

5-13-12 Kugahara Ohtaku Tokyo 146-8580

 

 

Country :

Japan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

July 1947

 

 

Com. Reg. No.:

0108-01-007647 (Tokyo-Ohtaku)

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Manufacturer of electronic gauge meters, automatic packaging machines

 

 

No. of Employees :

1,076

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

--

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name and address

 

TERAOKA SEIKO CO LTD

REGD NAME:    KK Teraoka Seiko

MAIN OFFICE:  5-13-12 Kugahara Ohtaku Tokyo 146-8580 JAPAN

Tel: 03-3752-9427    

 

URL:                 http//:www.teraokaseiko.com

E-mail:             info@teraokaseiko.com 

 

 

ACTIVITIES

 

Mfg of electronic gauge meters, automatic packaging machines

 

BRANCHES   

 

Nationwide from Hokkaido to Kyushu (Tot 43)

 

FACTORIES  

 

Iwate, Singapore, Shanghai

 

 

OFFICER(S)

 

KAZUHARU TERAOKA, PRES   Kimiyuki Takano, s/mgn dir

Makoto Ikeda, mgn dir                Takashi Katayama, dir               

Yoshinobu Miyake, dir                Hirosuke Yamamoto, dir

 

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY    

 

FINANCES        FAIR                 A/SALES          Yen 40,073 M

PAYMENTS      REGULAR         CAPITAL           Yen 100 M

TREND SLOW              WORTH            Yen 13,851 M

STARTED         1947                 EMPLOYES      1,076

 

COMMENT

 

MFR OF ELECTRONIC GAUGE METERS, PACKAGING MACHINES, ETC. 

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR CRDIT ENGAGEMENTS: US$200,000 / O/A 30 DAYS

 

 

HIGHLIGHTS

           

            The subject company was established by Toyoharu Teraoka in order to make most of his experience in the subject line of business.  Kazuharu is his grandson.  This is a specialized mfr of electronic gauge meters, automatic packaging machines, POS systems, other.   Has mfg base in Singapore and China.  Noted for non-use of polystyrene foam trays.  Exports to over 100 overseas markets.

 

 

FINANCIAL INFORMATION

 

            The sales volume for Dec/2011 fiscal term amounted to Yen 40,073 million, a 3% down from Yen 41,483 million in the previous term.  High Yen against US Dollars and Euro reduced earnings & profits in Yen terms.  The recurring profit was posted at Yen 2,189 million and the net profit at Yen 1,181 million, respectively, compared with Yen 1,907 million recurring profit and Yen 1,133 million net profit, respectively, a year ago.  .

 

For the current term ending Dec 2012 the recurring profit is projected at Yen 2,200 million and the net profit at Yen 1,200 million, respectively, on a 4% rise in turnover, to Yen 41,500 million. 

           

            The financial situation is considered FAIR and good for ORDINARY business engagements. The proposed amount is considered well within the firm’s financial capacities. 

 

 

REGISTRATION

 

Date Registered:  Jul 1947

Regd No.:        0108-01-007647 (Tokyo-Ohtaku)

Legal Status:    Limited Company (Kabushiki Kaisha)

Authorized:       3.9 million shares

Issued:              979,000 shares

Sum:                 Yen 480 million

Major shareholders (%): Teraoka Holding Co (12.9), Kazuharu Teraoka (3.8)

No. of shareholders: 50

 

Nothing detrimental is known as to the commercial morality of executives.

 

 


OPERATION

 

Activities: Manufactures electronic gauge meters, automatic packaging machines, POS systems, others (100%).

Supplying to: mfg industries (5%), distribution industries (80%), others (15%)

Exports (9%).

 

Clients: [Mfrs, wholesalers, agent dealers] Teraoka Co, Teraoka System, Kyushu Teraoka, Chubu Teraoka, Ito-Yokado Co, Aeon group firms, other

No. of accounts: 500

Domestic areas of activities: Nationwide

Suppliers: [Mfr, wholesalers] Digi I’s Corp, Anritsu Industrial Solutions, Yashima Denki Co, Ricoh Co, Shindengen Electric Mfg Co, Shinko Shoji Co, Daisho Denshi Co, other

 

Payment record: Regular

 

Location: Business area in Tokyo.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

Mizuho Bank (Oomori)

MUFG (Kamata)

Relations: Satisfactory

 

 

FINANCES

(In Million Yen)

 

       Terms Ending:

31/12/2012

31/12/2011

31/12/2010

31/12/2009

Annual Sales

 

41,500

40,073

41,483

39,384

Recur. Profit

 

2,200

2,189

1,907

1,039

Net Profit

 

1,200

1,181

1,133

458

Total Assets

 

 

28,785

30,079

28,856

Current Assets

 

 

19,200

20,403

18,347

Current Liabs

 

 

11,269

13,595

14,356

Net Worth

 

 

13,851

12,912

11,870

Capital, Paid-Up

 

 

100

100

100

Div.P.Share(¥)

 

 

25.00

25.00

10.00

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

3.56

-3.40

5.33

-1.73

    Current Ratio

 

..

170.38

150.08

127.80

    N.Worth Ratio

..

48.12

42.93

41.14

    R.Profit/Sales

 

5.30

5.46

4.60

2.64

    N.Profit/Sales

2.89

2.95

2.73

1.16

       Return On Equity

..

8.53

8.77

3.86

 

Notes: Forecast (or estimated) figures for the 31/12/2012 fiscal term. 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.15

UK Pound

1

Rs.86.30

Euro

1

Rs.67.73

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.