MIRA INFORM REPORT

 

 

Report Date :

20.07.2012

 

IDENTIFICATION DETAILS

 

Name :

J.K.D. TRADING LTD.

 

 

Registered Office :

54 Bezalel Street Diamond Exchange, Yahalom Bldg. Ramat Gan 5252138

 

 

Country :

Israel

 

 

Date of Incorporation :

04.03.1996

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Processors, international traders, importers and exporters of diamonds.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name and address      

 

J.K.D. TRADING LTD.

(Also trading as: “KATAN DIAMONDS")

Telephone    972 3 575 09 39

Fax             972 3 575 29 14

54 Bezalel Street

Diamond Exchange, Yahalom Bldg.

RAMAT GAN                            5252138          ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-229450-5 on the 04.03.1996, continuing activities of a business founded many years earlier.

 

 

SHARE CAPITAL

 

Authorized share capital of NIS 29,400.00, divided into:

                   29,400 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

1.         Jacob Kattan, 99%,

2.         Ron Kattan, 1%, son of Jacob.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Jacob Kattan

 

 

BUSINESS

 

Processors, international traders, importers and exporters of diamonds.

Subject deals offers rounds, princess-cut and fancy cut diamonds from 0.50 and upwards.

 

Some 40% of sales are for export.

 

Among service suppliers: KOREN DIAMONDS, SHNITZER DIAMONDS.

 

Operating from office premises, owned by the shareholders, on an area of 70 sq. meters, in 54 Bezalel Street, Diamond Exchange, Yahalom Building (12th floor, room No. 1271/2), Ramat Gan.

Also operating from a branch in the U.S.A.

 

Having 10 employees (had 13 employees in 2009).

 

 

MEANS

 

Property (office) in the Diamond Exchange Yahalom Bldg., owned by the shareholders, was valued at US$ 700,000 in 2007.

 

Other financial data not forthcoming.

 

There no charges registered on the company's assets.

 

 

REVENUES

 

2005 sales claimed to be US$ 14,000,000, of which 80% were for export.

2006 sales claimed to be US$ 14,000,000, of which 80% were for export.

2007 sales claimed to be US$ 21,000,000, of which 70% were for export.

2008 sales claimed to be US$ 21,000,000, of which 70% were for export.

We were informed that there was a 25% decline in sales in the first 9 months of 2009. 50% of sales were for export. Whole 2009 sales not forthcoming.

2010 sales claimed to be US$ 19,000,000, of which 40% were for export.

2011 sales claimed to be US$ 27,000,000, of which 40% were for export.

 

 

OTHER COMPANIES

 

J.K. DYNAMO LTD., sister company, a real estate company.

 

 

BANKERS

 

Mizrahi Tefahot Bank Ltd., Diamond Business Center Branch (No. 466), Ramat Gan.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learnt.

 

Subject's owner and General Manager, Jacob Kattan, serves as member of the Tel Aviv Diamond Exchange Board, member of the Executive Committee of the Diamond The Israel Diamond Manufacturers Association, member of the Israel – Asia Chamber of Commerce and other organizations. He is a well-known figure in the branch and active in the promotion of Israel's diamond activities worldwide.

 

In August 2005, it was reported that the Jacob Kattan is first Israeli diamantaire to receive a special award for his role in promoting trade relations between Israel and Australia.

 

An affair of an underground bank has been shocking the local diamond branch in these days, after in late January 2012 Police raided the Diamond Exchange (after a long undercover operation, in cooperation with the Exchange officials), arrested several individuals for investigation and blocked several bank accounts (which led to a chain reaction of not respecting checks of dealers). The Police suspect that a group of people, including diamond dealers, run an illegal bank in the Diamond Exchange compound for loans, money transfer abroad and exchange in volume of NIS 1 billion for several years. The affair has already led to several of reported bankruptcies of local diamond firms, a decrease of up to 70% in transactions, frozen bank accounts, a paralysis (especially in purchase of raw diamonds) with substantial fear of the a collapse of the sector, while dealers –local and foreign- face uncertainty.

In early March 2012 the Police announced it suspends the investigation of further suspects for the time being. This move is a result of the big pressure from the diamond branch (to stop the continuing damage inflicted) and the Government (who is losing US$ hundred millions from decrease in tax collection).

 

The Supervisor of Diamonds at the Ministry of Industry, Trade & Labor published the diamond's sector import-export data for the 1st half of 2012, which reveals a 19% fall in net sale of cut diamonds, and a fear of another deep crisis in the branch. The sector recovered in 2010 and mainly in 2011 from one of the worst depressions in the global diamond sector due to the severe economic crisis in global markets that erupted in September 2008. The sector experienced almost an entire freeze and collapse in sales of about 70% in the peak of the crisis and 2009 export diamonds shrank by some 40%.

In 2011 the local diamond sector recorded US$ 7,202 million in net sales of cut diamonds, 23.5% higher than in 2010. This was thanks to the strong first 2 thirds of 2011, which were stalled in the last third, reflecting the fragile global economy and fear of another recession wave in USA and Europe. It should be noted that in karat terms, net export of cut diamonds rose only by 4% from 2010.

Net export of rough diamonds in 2011 also climbed almost 15%, reaching US$ 3,515 million (fell almost 29% in karat terms).

Net import of cut diamonds in 2011 summed up to US$ 5,682 million, representing 34.7% increase comparing to 2010 (18% rise in karat terms), while net import of rough diamonds rose by 17.5% from 2010, totaling US$ 4,413 million (11% fall in karat terms).

 

In the 1st half of 2012, export (net) of cut diamonds was US$ 3,264 million, down 18.9% from the 1st half of 2011, and rough diamonds export (net) reached
US$ 1,516 million, a 33% decrease. Import of rough diamonds (net) in the 1st half of 2012 were down 19.3% to US$ 1,993 million compared with the parallel period in 2011, while import of polished diamonds (net) saw 21.7% fall reaching
US$ 2,201 million.

 

In terms of target export (polished diamonds) countries, in 2011 the USA continued to be the main destination, with 47% of total export (39% in 2011). This comes after in early 2010, for the first time Far East markets became Israel’s diamond industry’s main target (traditionally sales to the USA comprised some 60%-65% of total export). Hong Kong is the 2nd largest target country, comprising 29% of sales in 2011 (26% in 2010). Other main target countries included Belgium (7%), Switzerland (6%), UK (2%) and the rest of the World (9%).

 

According to the President of the Israeli Diamonds Association, in 2010 the trade in the local diamond sector rolls annual turnover of US$ 25 billion while total debt to the banks stands on US$ 1.5 billion, down from US$ 2.4 billion in the eve of the crisis. The Ministry for Industry & Trade also assisted the local diamond exporters by providing bank guarantees in total scope of NIS 1 billion.

Local diamond sector employs some 20,000 persons.

In February 2009, Israel was ranked as the world’s largest exporter of cut diamonds, followed by India, Belgium and South Africa.

 

 

SUMMARY

 

Good for trade engagements.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.38

UK Pound

1

Rs.86.75

Euro

1

Rs.68.06

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.