MIRA INFORM REPORT

 

 

Report Date :

23.07.2012

 

IDENTIFICATION DETAILS

 

Name :

BENT ON DESIGN CC

 

 

Registered Office :

12 Gossamer Lane Cedar Lake Fourways 2191

 

 

Country :

South Africa

 

 

Date of Incorporation :

19.03.2002

 

 

Com. Reg. No.:

B2002/022410/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Trade and Manufacture of curtail rails and fittings

 

 

No. of Employees :

3

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Summary

 

Subject Name

BENT ON DESIGN CC

Country

SOUTH AFRICA

Subject Contact person

GAYNOR FABRY – Owner

 

 

Assessment

 

 

 

 

 

 

On investigation we made contact with the owner MRS. GAYNOR FABRY who assisted with the information for the subject.

This appears to be an established business dating back to 2002 with a good reference from their available trade reference.

Please note the lack of banking information and financial information.

Please see the available information  for the subject below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

BENT ON DESIGN CC

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

B2002/022410/23

Registration Date

2002-03-19

Date Commenced Trading

2002-03-19

Age of Business

10 Years 4 Months

History of Business

The subject was established as a new business in 2002.

History of Principals

The is currently 1 active principal

Shareholders and  % holding

100 % - GAYNOR FABRY

Authorised Share Capital

R 100

Issued Share Capital

R 100

Status

In Business

Operations Assessment

Trade and Manufacture of curtail rails and fittings

Industry/ Customers

General Trade

Public Market

Export

None

Major Industry Code / SICC

3112

62399

Definition of Code

Finishing of textiles

Retail Trade by specialist Stores

Head Office Physical Address

 

 

12 GOSSAMER LANE

CEDAR LAKE

FOURWAYS

2191

Head Office Postal Address

 

P O BOX 3528

KEMPTON PARK

1620

Current Tel Number

011 2620011

Cell number

082 5553401

Current Fax Number

011 2620023

Current Email Address

info@bentondesign.co.za

Web Site Address

www.bentondesign.co.za

 

 

Auditors Information

 

Company Registered Name

PA QVIST

Trading Name

SIMPLEX CONSULTING

Registration Number

Unavailable

Physical Address

46 Doringham

KEMPTON PARK

EXT 4

1620

Postal Address

P O BOX 3528

KEMPTON PARK

1620

Contact Person

MIKE

Contact Number

011 9757455

Email

mike.qvist@vodamail.co.za

Principals

1

Judgements Against Subject

Unavailable

Judgements Against Principals

Unavailable

Subject Verified as Client

Yes

Profession Number

005596

VAT Number

Unavailable

Tax Number

Unavailable

BEE Status

Unavailable

Financial Year End

Unavailable

Years With Auditors

7 Years

Website

None

 

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

None

 

 

 


 

Tax Information

 

Vat Number

4320199492

Status

ACTIVE

Vat Liable Date

2002-05-01

Tax Number

9075529140

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

None

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

None

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

The Company Is Deemed To Small

Compliance Certified

 

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

3

1.       Salaried employees

3

2.       Permanent employees

3

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

3 Vehicles

1.       Cars

1

 

 

 

2.       Light Delivery Vehicles

1

 

 

 

3.       Trucks

1

 

 

 

 

Offices

 


Head Office Owned/ Rented

Owned

Owned by

MR. FABRY

Bond

SA HOMELOANS

Bank

Unavailable

Type of Premises

Showroom / Workshop

 

 

Branches Names

Country

Province

None

 

 

 


Branches Owned/ Rented

None

Type of Premises

 

           

Management Overview

 

Organisation chart

Level

Position

Name

1

Director

GAYNOR FABRY

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

100 %

BENT ON DESIGN CC

None

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

Declined

 

 

 

Trade Reference nr

Supplier

Contact

1

M SQUARE

MIKE SNR – 012 6531643

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

4 Years

Open

R 55 000

30 Days

R 30 000 – R 35 000

30 Days

Very Good Account

 

Adverse Information on Subject

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

Declined

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 


Deeds Information

Property Interests for Company

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

Financial Estimates

CURRENT ASSETS

Declined

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

1

Average Age of Active Principals

43

 

Active Principals

Principal 1 of 1: GAYNOR FABRY

Surname

FABRY

First Name

GAYNOR

Other Names

D

Marital Status

Married

ID Number

6910240898084

Verified ID Number

No

Current Age

43

Designation

Director

Status

Active

Appointment Date

2002-03-19

Physical Address (at time of Appointment)

12 LAKE GOSSAMER LANE

CEDAR LAKE

FOURWAYS

2191

Postal Address

POSTNET SUITE 509

POSTNET PRIVATE BAG X153

BRYANSTON

2021

Current Tel Number

011 2620011 / 011 7086111

Cell number

082 4516763

Current Fax Number

086 6817806

Current Email Address

fabry@uiplay.com

Shareholding

100 %

 

Adverse Information for: GAYNOR FABRY

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: GAYNOR FABRY

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

BENT ON DESIGN CC

B2002/022410/23

In Business

10 Years 4 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

13 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

BENROMIKE PROPERTIES CC

1990/027535/23

Deregistration Final

21 Years 11 Months

0

No

INGUDUDO SAFARIS CC

2002/013037/23

Deregistration Process

10 Years 5 Month

0

No

HOLOGRAPHIX PROPERTIES

461 CC

2002/073478/23

Deregistration Final

9 Years 10 Months

0

No

P E P I FUSEGEAR CC

2002/092214/23

Deregistration Final

9 Years 9 Months

0

No

 

Deeds Information

 

Property Interests for: GAYNOR FABRY

Title Deed No.

T128382/2004

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

6 LAKE GOSSAMER

CEDAR LAKES

JOHANNESBURG

Property Type

Freehold / Ervin

Extent / Size

596.0SQM

Purchase Date

2004-06-07

Purchase price

R 1 450 000,00

% Ownership

0 %

Bond Holder

STANDARD BANK OF SOUTH AFRICA LTD

Bond Number

B1142312004

Bond Amount

R 1 305 000,00

 

Title Deed No.

T42744/2007

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

WITKOPPEN SANDTON

Property Type

Freehold / Ervin

Extent / Size

273.0SQM

Purchase Date

2006-10-18

Purchase price

R 1 231 000,00

% Ownership

0.0000

Bond Holder

ABSA BANK LTD

Bond Number

B541012007

Bond Amount

R 1 231 000,00

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.15

UK Pound

1

Rs.86.57

Euro

1

Rs.67.60

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.