MIRA INFORM REPORT

 

 

Report Date :

25.07.2012

 

IDENTIFICATION DETAILS

 

Name :

CLP POWER INDIA PRIVATE LIMITED

 

 

Registered Office :

6th Floor, Chanakya, Off Ashram Road, Ahmedabad - 380009, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

26.09.1995

 

 

Com. Reg. No.:

04-042939

 

 

Capital Investment/ Paid-up Capital:

Rs. 1394.231 Millions

 

 

CIN No.:

[Company Identification No.]

U40100GJ1995PTC042939

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

AHMC01485B

 

 

PAN No.:

[Permanent Account No.]

AAACP6900B

 

 

Legal Form :

Private Limited Liability Company.

 

 

Line of Business :

Operation and Maintenance of Power Projects.

 

 

No. of Employees :

100 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (26)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Maximum Credit Limit :

USD 970000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears huge accumulated losses recorded by the company. Profitability of the company is under pressure. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Ajay

Designation :

Account Assistant

Contact No.:

91-22-67588888

Date :

24.07.2012

 

 

 

LOCATIONS

 

Registered Office :

6th Floor, Chanakya, Off Ashram Road, Ahmedabad-380009, Gujarat, India

Tel. No.:

91-79-26585969

Fax No.:

91-79-26583254

E-Mail :

jayant.patil@clipindia.in

ankit.popat@clpindia.in

info@clipindia.in

Website :

http://www.clpindia.in

Location :

Owned

 

 

Corporate Office :

15th Floor, Oberoi Commerz International Business Park, Goregaon (East), Mumbai – 400063, Maharashtra, India

Tel. No.:

91-22-67588800

Fax No.:

91-22-67588811 / 8833

 

 

DIRECTORS

 

As on 30.09.2010

 

Name :

Mr. Rajiv Ranjan Mishra

Designation :

Managing Director

Address :

Flat No. 301, EVITA, Hiranandani Gardens, Powai, Mumbai - 400076, Maharashtra, India

Date of Birth/Age :

01.01.1966

Date of Appointment :

22.03.2005

DIN No.:

00131207

 

 

Name :

Mr. Naveen Munjal

Designation :

Director

Address :

1313-15, B-Wing, Samartha Aangan, Phase-III, Off New Link Road, Oshiwara, Andheri (West), Mumbai - 400053, Maharashtra, India

Date of Birth/Age :

05.12.1965

Date of Appointment :

18.09.2003

DIN No.:

00230313

 

 

Name :

Mr. Samir Ashta

Designation :

Additional Director

Address :

85, Siddhartha Enclave, Jangpura, New Delhi-110014, India

Date of Birth/Age :

26.06.1964

Date of Appointment :

07.12.2007

DIN No.:

01957618

 

 

KEY EXECUTIVES

 

Name :

Mr. Jayant Manohar Patil

Designation :

Secretary

Address :

B-15, GPEC Township, Village Paguthan, Bharuch Palej Road, Paguthan, Bharuch-392015, Gujarat, India

Date of Birth/Age :

30.01.1971

Date of Appointment :

08.04.2008

 

 

Name :

Mr. Ajay

Designation :

Account Assistant

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2010

 

Names of Shareholders

 

No. of Shares

CLP Power (GPEC) Limited, Mauritius

 

139423038

CLP Power International Projects Limited, British Virgin Islands

 

20

Total

 

139423058

 

Equity Share Breakup (Percentage of Total Equity)

As on 30.09.2010

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Operation and Maintenance of Power Projects.

 

 

Terms :

 

Selling :

Depends

 

 

Purchasing :

Depends

 

 

GENERAL INFORMATION

 

Customers :

Corporate 

 

 

No. of Employees :

100 (Approximately)

 

 

Bankers :

·         HSBC Bank

·         HDFC Bank, Mumbai, Maharashtra, India 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

V Nijhwan Price Waterhouse

Chartered Accountants

Address :

Building 8, 7th and 8th Floor, Tower-B, Cyber City, Gurgaon-122002, Haryana, India

PAN No.:

AACPN5592L

 

 

Ultimate Holding Company:

CLP Holdings Limited, Hong Kong

 

 

Fellow Subsidiaries:

·         CLP Power (GPEC) Limited, Mauritius (w.e.f. 31.03.2011)

·         CLP Wind Farms (Khandke) Private Limited

·         CLP Wind Farms (India) Private Limited

·         CLP Wind Farms (Theni-Project II) Private Limited

·         CLP Wind Farms (Theni- Project III) Private Limited

·         CLP Wind Farms (Theni- IV) Private Limited

·         CLP Power Projects, II Mauritius

 

 

Holding Company :

Gujarat Paguthan Energy Corporation Private Limited

U40100GJ1992PTC018284

 

 

Subsidiaries :

Jhajjar Power Limited

CIN NO. - U40104HR2008SGC037809

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1200000000

Equity Shares

Rs. 10/- each

Rs. 12000.000 Millions

700000000

Redeemable Preference Shares

Rs. 10/- each

Rs. 7000.000 Millions

 

Total

 

Rs. 19000.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

139423058

Equity Shares

Rs. 10/- each

Rs. 1394.231 Millions

 

 

 

 

 

Notes:

 

Of the above 139423038 (Previous year 139423038) Equity share are held by Gujarat Paguthan Energy Corporation Private Limited, the Holding Company (Previous year 139423038 Equity shares held by CLP Power (GPEC) Limited, the holding company Limited) and 20 (Previous year 20) Equity Shares are held by Mr. Rajiv Mishra, Nominee of Gujarat Paguthan Energy Corporation Private Limited, which is subsidiary of CLP Holdings Limited, Hong Kong, the Ultimate Holding Company.


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

1394.231

1394.231

1200.887

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(1152.841)

(1051.147)

(928.795)

NETWORTH

241.390

343.084

272.092

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.000

0.000

0.000

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

241.390

343.084

272.092

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

44.704

53.361

27.435

Capital work-in-progress

1.667

0.000

0.138

 

 

 

 

INVESTMENT

200.000

200.000

91.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

0.000

10.507

10.123

 

Cash & Bank Balances

17.588

51.009

132.347

 

Other Current Assets

0.000

0.017

0.063

 

Loans & Advances

79.946

69.123

34.990

Total Current Assets

97.534

130.656

177.523

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

82.353

28.186

16.765

 

Other Current Liabilities

8.592

5.479

3.564

 

Provisions

11.570

7.268

3.675

Total Current Liabilities

102.515

40.933

24.004

Net Current Assets

(4.981)

89.723

153.519

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

241.390

343.084

272.092

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Operations and Maintenance Fees

136.377

122.959

118.980

 

 

Other Income

0.070

1.667

12.795

 

 

TOTAL                                    

136.447

124.626

131.775

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Personnel Expenses

144.705

124.913

73.205

 

 

Administrative and other Expenses

81.336

112.375

68.376

 

 

TOTAL                                    

226.041

237.288

141.581

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

(89.594)

(112.662)

(9.806)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

12.100

9.690

7.012

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX

(101.694)

(122.352)

(16.818)

 

 

 

 

 

Less

TAX                                                                 

0.000

0.000

(1.827)

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX

(101.694)

(122.352)

(14.991)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(1051.147)

(928.795)

(913.804)

 

 

 

 

 

 

BALANCE / (LOSS) CARRIED TO THE B/S

(1152.841)

(1051.147)

(928.795)

 

 

 

 

 

 

Earnings Per Share (Rs.)

(0.73)

(0.98)

(0.12)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

(74.53)

(98.18)

(11.38)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(74.57)

(99.51)

(14.14)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(71.50)

(66.49)

(8.21)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.42)

(0.36)

(0.06)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.42

0.12

7.40

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.95

3.19

7.40

 

LOCAL AGENCY FURTHER INFORMATION

 

DETAILS OF SUNDRY CREDITORS

Rs. In Millions

Particular

31.03.2011

31.03.2010

31.03.2009

Total outstanding dues of creditors other than micro and small enterprises

82.353

28.186

16.765

Total

82.353

28.186

46.765

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

(Yes)

2]

Locality of the firm

(Yes)

3]

Constitutions of the firm

(Yes)

4]

Premises details

(No)

5]

Type of Business

(Yes)

6]

Line of Business

(Yes)

7]

Promoter's background

(Yes)

8]

No. of employees

(Yes)

9]

Name of person contacted

(Yes)

10]

Designation of contact person

(Yes)

11]

Turnover of firm for last three years

(Yes)

12]

Profitability for last three years

(Yes)

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

(No)

15]

Capital in the business

(Yes)

16]

Details of sister concerns

(Yes)

17]

Major suppliers

(No)

18]

Major customers

(No)

19]

Payments terms

(Yes)

20]

Export / Import details (if applicable)

(No)

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

(Yes)

24]

Banking facility details

(No)

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

(Yes)

28]

Incorporation details, if applicable

(Yes)

29]

Last accounts filed at ROC

(Yes)

30]

Major Shareholders, if available

(Yes)

31]

PAN of Proprietor/Partner/Director, if available

(No)

32]

Passport No of Proprietor/Partner/Director, if available

(No)

33]

Voter ID No of Proprietor/Partner/Director, if available

(No)

 

OPERATIONS:

 

The total revenue during the year ended on March 31, 2011 was Rs. 136.447 Millions. The profits earned during the year stand at Rs. (101.694 Millions) (after provision of tax)

 

CONTINGENT LIABILITIES (As on 31.03.2011)

 

a)       Bank guarantee aggregating Rs. 495.750 Millions (Previous year Rs. 495.750 Millions) issued by the bank on behalf of the company in favour of Uttar Haryana Bijli Vitran Nigam Limited and Rs. 495.750 Millions) issued by the bank on behalf of the company in favour of Dakshin Haryana Bijli Vitran Nigam Limited for setting up the power station of capacity of 1320 MW at Matenhall, District Jhajjar, Haryana for supply of power there from on the long term basis.

b)       Disputed income tax demands Rs. 28.661 Millions (Previous year Rs. 23.142 Millions) against which the company has preferred appeals.

 

FIXED ASSETS:

 

·         Leasehold Improvements

·         Tools and Equipments

·         Office Equipments

·         Computers

·         Vehicles

 

 

As per Website

 

Press Release

 

CLP Encourages ‘Lowcarbon Leaders’ with its Young Power Programme 2011

 

Ahmedabad, May 23, 2011: CLP launched its Young Power Programme 2011 (YPP) in a power packed and educational ceremony at the Gujarat Science City today, once again demonstrating its ability to successfully engage with students to embrace sustainability. The programme is CLP's on going commitment to groom the next generation to build a greener and more energy efficient world. Launched in 1999 in Hong Kong and later expanded to India and the Chinese Mainland, YPP is one of CLP's signature youth leadership programmes to promote environmental awareness and social responsibility among the younger generation. This year will be the third consecutive year for this programme to take place in India.

 

The theme for this year is “KISS the world”, where “KISS” stands for Keep It Sustainable and Strong. The programme presents a unique opportunity for students, encouraging them to come up with sustainable solutions to keep the world strong by leading the community to a lowcarbon life.  At the ceremony today, 8 shortlisted teams, which were chosen from 20 participating teams from 8 schools in Gujarat based on their proposals, were invited to attend the activitybased learning programme under the guidance of CLP mentors.  

 

The selected teams in India, Hong Kong and Chinese Mainland, will enter a fourweek activitybased learning programme with an array of activities such as workshops, visitations and job shadowing. The activities are designed such that the students are prepared to become future leaders of India. With a focus on team work, leadership skills and social and environmental responsibilities, the key of YPP is to also pave the way for the students’ future success. During the four weeks of the activity based learning programme on the power industry, environmental issues and social responsibility, the students will develop novel sustainable ideas to combat climate change at societal, organisational and governmental level. Towards the end of the four weeks, the shortlisted teams will have to translate their learning into real work by designing creative projects and showcasing them for the ‘Young Power Award’ competition. The champions from the three locations will then participate in a 10day cultural exchange programme in Hong Kong and the Chinese Mainland. The exchange programme has now gone beyond traditional classroom learning and also includes visits to CLP's renewable energy facilities, engagements in voluntary service, participation in business simulation games etc.  

 

Mr Rajiv Mishra, Managing Director, CLP India, said, “The ‘Lowcarbon Leaders’ realize their full potential through the YPP programme and provide valuable contribution to their local communities. The students lead by example in developing sustainable solutions to combat climate change and, have already begun creating a wave and making a positive impact in their communities and beyond.”

 

“It is heartening to see this young talent ready to get empowered and engage with larger communities.  The commitment and enthusiasm they are blessed with is indeed very encouraging, not only for us but also for the future generations. This is where the change begins – the youth of today will take the efforts towards the issue of climate change several notches higher. We, at CLP, Since it’s launch in 1999, over 1,200 students from 138 schools have participated in this programme and over 90,000 fellow schoolmates were reached through inschool project presentations and web based activities. In 2009, YPP reached out across the Asia Pacific region to Gujarat in India and Guangxi in the Chinese Mainland to nurture more local youth leaders and enable them to influence the society, the economy and the environment they live in.

 

About CLP Young Power Programme (YPP)

CLP has been organising the YPP every summer since 1999. In 2009, the programme was extended from its Hong Kong base to India and the Chinese Mainland to nurture local young leaders. The leadership development programme provides a unique exposure for high school students to gain handson experience in the power industry and to understand the importance of sustainable development.

 

About CLP India

CLP India is a wholly owned subsidiary of the CLP Group, a Hong Konglisted company and one of the largest investorowned power businesses in Asia. CLP India is one of the largest foreign investors in the Indian power sector and is responsible for developing CLP's presence in the Indian market. It has a diversified and climate friendly generation portfolio that covers renewable energy, supercritical coal fired, and gas fired generation, amounting to approximately 2,614 MW.

 

CLP India owns and operates a 655MW gasfired IPP in Gujarat. It is the largest wind power developer in the country with approximately 640MW of committed wind projects at different stages of implementation. The total committed investment by CLP India is in excess of INR97 billion including the 1320MW coalfired Jhajjar Power Plant in Haryana.  

 

In line with the CLP Group's commitment to develop 30% of generating capacity from non carbon emitting energy sources such as renewable energy and nuclear power by 2020, CLP is investing in renewable energy projects in Asia Pacific, focusing on wind, small hydro and biomass, with an emphasis on India, China and Australia.

 

 

CLP India expands its wind portfolio by 152.8MW with two new wind farms

 

·         CLP reinforces its leadership position as the largest wind energy developer in India with a total wind power portfolio of 638.8MW 

·         Significant step towards fulfilling CLP India’s commitment to growing its Renewables portfolio

·         Endorses and boosts the CLP Group’s commitment to developing 30% of its generation capacity from non-emitting sources by 2020, of which 20% is from renewable energy sources

 

CLP India, one of the largest foreign private power players in India, today announced that it will develop two new wind farms – one in Rajasthan and the other in Andhra Pradesh. The 102.4MW Sipla Wind Farm will be located at Jaisalmer District in the state of Rajasthan, and the 50.4MW Narmada Wind Farm will be located at Nallakonda, Anantapura District in Andhra Pradesh. CLP India has entered into agreements with major wind turbine manufacturer, Enercon India Limited to develop these greenfield projects.

 

The Sipla and Narmada Wind Farms will use 128 and 63 Enercon Gearless E53 800kW wind turbines respectively. Both projects will be developed and constructed under a comprehensive EPC arrangement and will be commercially operational by March 2012. 

 

With these two projects, CLP’s wind portfolio has grown to 638.8MW – reinforcing its position as the largest wind energy developer in India. These projects have also grown CLP’s geographical presence in India to two new states – Rajasthan and Andhra Pradesh – in addition to Gujarat, Maharashtra, Tamil Nadu and Karnataka. 

 

CLP is committed to growing its Renewables portfolio in India and adding a substantial 152.8MW to its existing wind portfolio of 486MW is a significant stride in this direction.

 

Commenting on this occasion, Mr Rajiv Mishra, Managing Director, CLP India, said, “CLP is proud to be a contributor to the Indian power sector, with one of the most well balanced portfolios of conventional and renewables sources. Amongst the renewables sources, wind will continue to dominate, as it has over the past few years, with around 70 per cent of the country’s total grid connected renewable power capacity from wind projects. We are committed to growing our presence in the renewables space, especially with wind power projects. The Sipla and Narmada projects reinforce this commitment”. 

 

“We are pleased with the Government’s growing attention to the renewable energy industry.  2010 was a defining year in this direction with the finalization of Generation Based Incentive mechanism and implementation of Renewable Energy Certificates scheme across various states in India.  These pragmatic measures reinforce CLP’s commitment to strengthen  its Indian presence and contribute meaningfully to adding more green power to the Indian grid,” said Mr Mahesh Makhija, Director – Business Development (Renewables), CLP India.

 

“The Sipla and Narmada deals have set a milestone in our relationship with Enercon by taking it to 500MW, which in itself is a benchmark in the Indian market”, Mr Makhija added.

 

“We are delighted that CLP India has selected Enercon as their wind energy solution provider for the Sipla and Narmada Wind Farm Projects. We have worked on five projects for CLP India and this new partnership further strengthens our successful, long standing relationship,” said Mr Yogesh Mehra, Managing Director - Enercon India Limited.

 

In addition to its renewable energy portfolio, CLP India owns and operates a modern 655MW combined cycle gas power plant in Village Paguthan near Bharuch in Gujarat and is also building a 1,320MW supercritical coal-fired power project at Jhajjar in the northern state of Haryana – a project CLP India won through international competitive bidding in July 2008.

 

CLP's Manifesto on Climate Change has set an ambitious target of reducing the carbon intensity by 75% by 2050 across the Group's power generation portfolio in the region. To achieve this, renewable energy will play a key role in meeting the intermediate goal of having 30% of its generation capacity from non-emitting sources by 2020, which include nuclear, wind, hydro, biomass and other renewable sources.

 

 

 


CMT REPORT (Corruption, Money Laundering & T9errorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.02

UK Pound

1

Rs.86.89

Euro

1

Rs.67.84

 

 

INFORMATION DETAILS

 

Information Gathered by :

SBA

 

 

Report Prepared by :

NTH

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

2

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

26

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.