MIRA INFORM
REPORT
|
Report Date : |
25.07.2012 |
IDENTIFICATION DETAILS
|
Name : |
TALBOT TEXTILE & UPHOLSTERY SUPPLY CO. LIMITED |
|
|
|
|
Registered Office : |
|
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|
|
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Country : |
|
|
|
|
|
Financials (as on) : |
31.07.2011 |
|
|
|
|
Date of Incorporation : |
10.07.1964 |
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|
|
|
Com. Reg. No.: |
NI006049 |
|
|
|
|
Legal Form : |
Private Limited with Share Capital |
|
|
|
|
Line of Business : |
Wholesale of Textiles |
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|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
|
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
REGISTERED NAME & COMPANY
SUMMARY
|
TALBOT TEXTILE & UPHOLSTERY
SUPPLY CO. LIMITED |
|
Company Name |
TALBOT TEXTILE & UPHOLSTERY SUPPLY CO. LIMITED |
Company Number |
NI006049 |
|
|
|
|
|
|
Registered
Address |
|
Trading Address |
|
|
|
DUNCRUE INDUSTRIAL ESTATE |
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|
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|
BT3 9JP |
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Website Address |
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Telephone Number
|
02890781521 |
Fax Number |
|
|
TPS |
No |
FPS |
No |
|
Incorporation
Date |
10/07/1964 |
Company Status |
Active - Accounts Filed |
|
Previous Name |
|
Type |
Private limited with Share Capital |
|
Date of Change |
- |
Filing Date of
Accounts |
27/04/2012 |
|
|
|
Share Capital |
£6,000 |
|
SIC03 |
5141 |
Currency |
GBP |
|
SIC03
Description |
WHOLESALE OF TEXTILES |
||
|
SIC07 |
46410 |
||
|
SIC07
Description |
WHOLESALE OF TEXTILES |
||
|
Principal
Activity |
Wholesale distribution textiles. |
||
DIRECTORS/MANAGEMENT
Current Directors
|
Name |
Date of Birth |
02/01/1949 |
|
|
Officers Title |
Mr |
Nationality |
Irish |
|
Present
Appointments |
29 |
Function |
Director |
|
Appointment Date |
10/07/1964 |
|
|
|
Address |
3 Piney Park, Piney Hills, |
||
Current Company Secretary
|
Name |
Date of Birth |
- |
|
|
Officers Title |
Mrs |
Nationality |
|
|
Present
Appointments |
1 |
Function |
Company Secretary |
|
Appointment Date |
10/07/1964 |
|
|
|
Address |
31 Mayfield Village, |
||
Previous Director/Company
Secretaries
|
Name |
Current
Directorships |
Previous
Directorships |
|
0 |
1 |
|
|
0 |
1 |
NEGATIVE INFORMATION
CCJ
|
Total Number of
Exact CCJs - |
Total Value of
Exact CCJs - |
||
|
Total Number of
Possible CCJs - |
Total Value of
Possible CCJs - |
||
|
Total Number of
Satisfied CCJs - |
Total Value of
Satisfied CCJs - |
||
|
Total Number of
Writs - |
- |
|
|
Exact CCJ Details
There are no exact CCJ details
Possible CCJ Details
There are no possible CCJ details
Writ Details
There are no writ details
Mortgage Summary
Mortgage Details
|
Mortgage Type: |
MORTGAGE OR CHARGE |
||
|
Date Charge
Created: |
12/06/08 |
|
|
|
Date Charge
Registered: |
11/11/08 |
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|
|
Date Charge
Satisfied: |
- |
|
|
|
Status: |
OUTSTANDING |
|
|
|
Person(s)
Entitled: |
AIB GROUP ( |
||
|
Amount Secured: |
N/A |
||
|
Details: |
ALL MONIES MORTGAGE ALL THAT THE LEASEHOLD
PROPERTY KNOWN AS |
||
|
Mortgage Type: |
MORTGAGE OR CHARGE |
||
|
Date Charge
Created: |
26/02/93 |
|
|
|
Date Charge
Registered: |
16/03/93 |
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|
|
Date Charge
Satisfied: |
- |
|
|
|
Status: |
OUTSTANDING |
|
|
|
Person(s)
Entitled: |
ALLIED IRISH BANKS |
||
|
Amount Secured: |
N/A |
||
|
Details: |
ALL MONIES STANDARD SECURITY THE PROPERTY
KNOWN AS |
||
|
Mortgage Type: |
MORTGAGE OR CHARGE |
||
|
Date Charge
Created: |
04/01/84 |
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|
|
Date Charge
Registered: |
06/01/84 |
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|
|
Date Charge
Satisfied: |
16/03/93 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s)
Entitled: |
AIB GROUP ( |
||
|
Amount Secured: |
ALL SUMS OF MONEY WHICH HAVE BEEN OR ARE NOW
OR MAY HEREAFTER AT ANY TIME OR FROM TIME TO TIME BE AD VANCED TO THE COMPANY
BY THE BANK, ALL OTHER INDEBTEDNESS AND/OR LIABILITIES WHATSOEVER OF THE
COMPA NY TO THE BANK PRESENT, FUTURE, ACTUAL AND/OR CONTINGENT AND WHETHER ON
ANY BANKING OR OTHER ACCOUNT OR OTHERWISE IN ANY MANNER WHATSOEVER INCLUDING
SUCH INDEBTEDNESS AND/OR LIABILITIES DUE UNDER THE TERM HEREOF (WHETHER ALONE
OF JOINTLY OR SEVERALLY WITH ANY PERSON AND IN WHATEVER STYLE, NAME OR FO RM
AND WHETHER AS PRINCIPAL OR SURETY), (ON A FULL INDEMNITY BASIS) ALL COSTS
AND EXPENSES INCURRED BY THE BANK AND/OR ANY RECEIVER (INCLUDING ANY
RECEIVER"S REMUNERATION) IN RELATION TO THIS MORTGAGE /CHARGE AND/OR ANY
SUCH ADVANCES INDEBTEDNESS AND/OR A LIABILITIES ON A FULL INDEMNITY BASIS
(SUCH C OSTS, CHARGES AND EXPENSES SHALL FOR THE AVOIDANCE OF DOUBT INCLUDE
ALL AMOUNTS WHICH THE BANK MAY R EQUIRE FROM TIME TO TIME TO COMPENSATE IT
FOR ITS INTERNAL MANAGEMENT AND ADMINISTRATIVE COSTS AND E XPENSES INCURRED
IN CONNECTION WITH THE ENFORCEMENT OF THE MORTGAGE/CHARGE AND THE RECOVERY OF
THE L IABILITIES SECURED BY IT) THE AMOUNT OF ANY ACCEPTANCE OR OTHER CREDITS
AND ANY CHEQUES, NOTES OR BI LLS FROM TIME TO TIME GIVEN OR ASSUMED BY THE
BANK AND ALL COMMISSION DISCOUNT AND BANKING CHARGES ; AND INTEREST AND
CHARGES UPON OR RELATING TO ALL SUCH ADVANCES, INDEBTEDNESS, LIABILITIES,
UNPAID I NTEREST, COSTS AND EXPENSES, ACCEPTANCE CREDITS, CHEQUES, NOTES,
BILLS, COMMISSION, DISCOUNT AND BAN KING CHARGES UNTIL DEMAND AT THE AGREED
RATE OF INTEREST (AS DEFINED IN THE MORTGAGE/CHARGE) OR IN D EFAULT OF ANY
AGREED RATE OF INTEREST AT THE SPECIFIED RATE OF INTEREST (AS DEFINED IN THE
MORTGAGE/ CHARGE) AND FROM AND AFTER DEMAND UNTIL FULL DISCHARGE (AS WELL
AFTER AS BEFORE JUDGMENT) AT THE SPE CIFIED RATE OF INTEREST OR THE AGREED
RATE OF INTEREST (WHICHEVER IS HIGHER) AND SUCH INTEREST SHALL BE COMPOUNDED
QUARTERLY IN THE EVEN OF IT NOT BEING PUNCTUALLY PAID BUT WITHOUT PREJ |
||
|
Details: |
ALL MONIES MORTGAGE FIXED CHARGE BY WAY OF
LEGAL MORTGAGEON THE FOLLOWING PROPERTY OF THE COMPANY: - ALL AND SINGULAR
THE LANDS AND PREMISES SITUATE ON THE NORTH SIDE OF DARGAN CRESCENT IN THE
TOWNLAND OF SKEGONIEL PARISH OF SHANKILL BARONY OF UPPER BELFAST AND COUNTY
OF THE CITY OR COUNTY BOROUGH OF BELFAST TOGETHER WITH ALL BUILDINGS AND
ERECTIONS NOW OR HEREAFTER TO BE EREC TED AND BUILT THEREON. HELD UNDER
INDENTURE OF LEASE DATED THE FIRST DAY OF DECEMBER 1983MA DE BETWEEN BELFAST
CITY COUNCIL OF THE ONE PART AND THE COMPANY OF THE OTHERPART FOR THE TERM OF
ONE HUNDRED ANDTWENTY FIVE YEARS FROM FIRST DAY OF MAY 1983 SUBJECT TO THE
PAYMENT OF THEYEARL Y RENT OF ;5,000 (SUBJECT TO RENT REVIEW) THEREBY
RESERVED AND TO THEPERFORMANCE AND OBSER VANCE OF THE COVENANTS ON THE PART
OF THE COMPANY AND CONDITIONS IN SAID LEASE CONTAINED. |
||
|
Mortgage Type: |
MORTGAGE OR CHARGE |
||
|
Date Charge
Created: |
04/01/84 |
|
|
|
Date Charge
Registered: |
06/01/84 |
|
|
|
Date Charge
Satisfied: |
16/03/93 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s)
Entitled: |
INVESTORS IN |
||
|
Amount Secured: |
N/A |
||
|
Details: |
ALL MONIES DEBENTURE SEE DOC 35 FOR
DETAILS. |
||
|
Mortgage Type: |
MORTGAGE OR CHARGE |
||
|
Date Charge
Created: |
17/06/76 |
|
|
|
Date Charge
Registered: |
22/06/76 |
|
|
|
Date Charge
Satisfied: |
- |
|
|
|
Status: |
OUTSTANDING |
|
|
|
Person(s)
Entitled: |
ALLIED IRISH BANK |
||
|
Amount Secured: |
N/A |
||
|
Details: |
ALL MONIES EQUITABLE MORTGAGE PREMISES AND
GROUND SITUATE AT |
||
SHARE & SHARE CAPITAL INFORMATION
|
Share Capital |
£6,000 |
|
Currency |
GBP |
Top 20 Shareholders
|
Name |
Individual Share
Value |
|
MR RONALD KELLY |
6,000 ORDINARY GBP 1.00 |
PAYMENT INFORMATION
Payment Information Summary
|
Days Beyond Terms |
Trend Indicator |
||||
|
Steady Improving Worsening |
GROUP STRUCTURE & AFFILIATED
COMPANIES
|
Summary
|
Group structure
|
Company Name |
Registered
Number |
Latest Key
Financials |
Consol. Accounts |
Turnover |
|
|
NI006049 |
31.07.2011 |
N |
|
|
|
NI015551 |
31.07.2011 |
N |
|
TALBOT
TEXTILE & UPHOLSTERY SU... FINANCIAL INFORMATION
Key Financials
|
Ye ar to Date |
Turnover |
Pre Tax Profit |
Shareholder
Funds |
Employees |
|
31/07/2011 |
- |
- |
£1,283,345 |
- |
|
31/07/2010 |
- |
- |
£1,411,886 |
- |
|
31/07/2009 |
- |
- |
£1,487,364 |
- |
Profit & Loss
|
Date Of Accounts |
31/07/11 |
(%) |
31/07/10 |
(%) |
31/07/09 |
(%) |
31/07/08 |
(%) |
31/07/07 |
|
Weeks |
52 |
(%) |
52 |
(%) |
52 |
(%) |
52 |
(%) |
52 |
|
Currency |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
|
Consolidated A/cs |
N |
(%) |
N |
(%) |
N |
(%) |
N |
(%) |
N |
|
Turnover |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Export |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Cost of Sales |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Gross Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Wages & Salaries |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Directors Emoluments |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Operating Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Depreciation |
£19,339 |
17.6% |
£16,444 |
-1.5% |
£16,688 |
-64.6% |
£47,185 |
-7.9% |
£51,245 |
|
Audit Fees |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Interest Payments |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Pre Tax Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Taxation |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Profit After Tax |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Dividends Payable |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Retained Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Balance Sheet
|
Date Of Accounts |
31/07/11 |
(%) |
31/07/10 |
(%) |
31/07/09 |
(%) |
31/07/08 |
(%) |
31/07/07 |
|
Tangible Assets |
£734,418 |
-0.1% |
£735,396 |
-1.9% |
£749,919 |
-65.3% |
£2,161,956 |
-8.2% |
£2,356,140 |
|
Intangible Assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Fixed Assets |
£734,418 |
-0.1% |
£735,396 |
-1.9% |
£749,919 |
-65.3% |
£2,161,956 |
-8.2% |
£2,356,140 |
|
Stock |
£123,700 |
41.4% |
£87,500 |
38.4% |
£63,217 |
-7.9% |
£68,674 |
-39% |
£112,565 |
|
Trade Debtors |
£181,706 |
-19.2% |
£224,861 |
2.5% |
£219,364 |
-60.6% |
£556,513 |
303.7% |
£137,849 |
|
Cash |
£365,386 |
6.7% |
£342,510 |
-21.7% |
£437,527 |
287.8% |
£112,837 |
-90.7% |
£1,217,972 |
|
Other Debtors |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Miscellaneous Current Assets |
£493,858 |
-12.1% |
£562,013 |
-5.7% |
£596,234 |
20.5% |
£494,872 |
153.9% |
£194,872 |
|
Total Current Assets |
£1,164,650 |
-4.3% |
£1,216,884 |
-7.6% |
£1,316,342 |
6.8% |
£1,232,896 |
-25.9% |
£1,663,258 |
|
Trade Creditors |
£363,644 |
18.7% |
£306,340 |
-15.4% |
£362,216 |
5% |
£345,117 |
-32.3% |
£510,064 |
|
Bank Loans & Overdrafts |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Other Short Term Finance |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Miscellaneous Current Liabilities |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Current Liabilities |
£363,644 |
18.7% |
£306,340 |
-15.4% |
£362,216 |
5% |
£345,117 |
-32.3% |
£510,064 |
|
Bank Loans & Overdrafts and LTL |
£252,079 |
7.7% |
£234,054 |
8% |
£216,681 |
-83.3% |
£1,300,597 |
-22.6% |
£1,679,760 |
|
Other Long Term Finance |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Long Term Liabilities |
£252,079 |
7.7% |
£234,054 |
8% |
£216,681 |
-83.3% |
£1,300,597 |
-22.6% |
£1,679,760 |
Capital & Reserves
|
Date Of Accounts |
31/07/11 |
(%) |
31/07/10 |
(%) |
31/07/09 |
(%) |
31/07/08 |
(%) |
31/07/07 |
|
Called Up Share Capital |
£6,000 |
- |
£6,000 |
- |
£6,000 |
- |
£6,000 |
- |
£6,000 |
|
P & L Account Reserve |
£1,277,345 |
-9.1% |
£1,405,886 |
-5.1% |
£1,481,364 |
-15% |
£1,743,138 |
-4.4% |
£1,823,574 |
|
Revaluation Reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Sundry Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Shareholder Funds |
£1,283,345 |
-9.1% |
£1,411,886 |
-5.1% |
£1,487,364 |
-15% |
£1,749,138 |
-4.4% |
£1,829,574 |
Other Financial Items
|
Date Of Accounts |
31/07/11 |
(%) |
31/07/10 |
(%) |
31/07/09 |
(%) |
31/07/08 |
(%) |
31/07/07 |
|
Net Worth |
£1,283,345 |
-9.1% |
£1,411,886 |
-5.1% |
£1,487,364 |
-15% |
£1,749,138 |
-4.4% |
£1,829,574 |
|
Working Capital |
£801,006 |
-12% |
£910,544 |
-4.6% |
£954,126 |
7.5% |
£887,779 |
-23% |
£1,153,194 |
|
Total Assets |
£1,899,068 |
-2.7% |
£1,952,280 |
-5.5% |
£2,066,261 |
-39.1% |
£3,394,852 |
-15.5% |
£4,019,398 |
|
Total Liabilities |
£615,723 |
13.9% |
£540,394 |
-6.7% |
£578,897 |
-64.8% |
£1,645,714 |
-24.8% |
£2,189,824 |
|
Net Assets |
£1,283,345 |
-9.1% |
£1,411,886 |
-5.1% |
£1,487,364 |
-15% |
£1,749,138 |
-4.4% |
£1,829,574 |
Miscellaneous
|
Date Of Accounts |
31/07/11 |
(%) |
31/07/10 |
(%) |
31/07/09 |
(%) |
31/07/08 |
(%) |
31/07/07 |
|
Contingent Liability |
NO |
- |
NO |
- |
NO |
- |
NO |
- |
NO |
|
Capital Employed |
£1,535,424 |
-6.7% |
£1,645,940 |
-3.4% |
£1,704,045 |
-44.1% |
£3,049,735 |
-13.1% |
£3,509,334 |
|
Number of Employees |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Ratios
|
Date Of Accounts |
31/07/11 |
31/07/10 |
31/07/09 |
31/07/08 |
31/07/07 |
|
Pre-tax profit margin % |
- |
- |
- |
- |
- |
|
Current ratio |
3.20 |
3.97 |
3.63 |
3.57 |
3.26 |
|
Sales/Net Working Capital |
- |
- |
- |
- |
- |
|
Gearing % |
19.60 |
16.60 |
14.60 |
74.40 |
91.80 |
|
Equity in % |
67.60 |
72.30 |
72 |
51.50 |
45.50 |
|
Creditor Days |
- |
- |
- |
- |
- |
|
Debtor Days |
- |
- |
- |
- |
- |
|
Liquidity/Acid Test |
2.86 |
3.68 |
3.45 |
3.37 |
3.04 |
|
Return On Capital Employed % |
- |
- |
- |
- |
- |
|
Return On Total Assets Employed % |
- |
- |
- |
- |
- |
|
Current Debt Ratio |
0.28 |
0.21 |
0.24 |
0.19 |
0.27 |
|
Total Debt Ratio |
0.47 |
0.38 |
0.38 |
0.94 |
1.19 |
|
Stock Turnover Ratio % |
- |
- |
- |
- |
- |
|
Return on Net Assets Employed % |
- |
- |
- |
- |
- |
FOREIGN EXCHANGE RATES
Na
ADDITIONAL INFORMATION
|
Incorporation
Date |
10/07/1964 |
Company Status |
Active - Accounts Filed |
|
Previous Name |
|
Type |
Private limited with Share Capital |
|
Date of Change |
- |
Filing Date of
Accounts |
27/04/2012 |
|
SIC03 |
5141 |
|
SIC03
Description |
WHOLESALE OF TEXTILES |
|
SIC07 |
46410 |
|
SIC07
Description |
WHOLESALE OF TEXTILES |
|
Principal
Activity |
Wholesale distribution textiles. |
|
Auditors |
|
|
Auditor Comments |
The company is exempt from audit |
|
Bankers |
|
|
Bank Branch Code |
|
Status History
|
Date |
Description |
|
03/12/2010 |
Compulsory strike off cancelled |
|
23/08/2010 |
Suspension of striking off letter |
|
03/08/2010 |
Dissolution (First Gazt) |
Event History
|
Date |
Description |
|
09/05/2012 |
New Accounts Filed |
|
03/02/2012 |
Annual Returns |
|
02/02/2012 |
Mrs M.T. Kelly has left the board |
|
07/05/2011 |
New Accounts Filed |
|
28/02/2011 |
New Board Member Mr R. Kelly appointed |
|
15/02/2011 |
Annual Returns |
|
04/12/2010 |
New Accounts Filed |
|
20/02/2010 |
Annual Returns |
|
09/10/2009 |
New Board Member Mr R. Kelly appointed |
|
09/10/2009 |
New Board Member Ms M.T. Kelly appointed |
|
09/10/2009 |
New Company Secretary Mrs M. McStravick appointed |
|
09/08/2009 |
New Accounts Filed |
|
11/03/2009 |
Annual Returns |
|
14/10/2008 |
New Accounts Filed |
|
29/10/2007 |
Change of Name |
Previous Company Names
|
No Previous Names found |
NOTES & COMMENTS
Na
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.56.01 |
|
|
1 |
Rs.86.89 |
|
Euro |
1 |
Rs.67.83 |
INFORMATION DETAILS
|
Report
Prepared by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.