MIRA INFORM REPORT

 

 

Report Date :           

26.07.2012

 

IDENTIFICATION DETAILS

 

Name :

K.D. FISHER & CO. PTY. LTD.

 

 

Registered Office :

18 Benjamin Street, St Marys, South Australia, Zip code 5042

 

 

Country :

Australia

 

 

Date of Incorporation :

03.10.1978

 

 

Com. Reg. No.:

007879647

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and distribution of gas detection equipment, safety equipment, electronic components, power and switch gear

 

 

No. of Employees :

30 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :              K.D. FISHER & CO. PTY. LTD.

 

Business address :        18 Benjamin Street

Town :                           St Marys

Province :                      South Australia

Zip/postal code :            5042

Country :                       Australia

Tel :                              +61 8 82773288

Fax :                             +61 8 82764024

Email :                          kdf@kdfisher.com.au

Website :                      www.kdfisher.com.au

 

Registered address :      18 Benjamin Street

Town :                           St Marys

Province :                      South Australia

Zip/postal code :            5042

Country :                       Australia

 

 

Summary details

 

Executive Summary

Date founded or registered :        03/10/1978

Legal form :                               Australian Proprietary Company

Chief executive :                        Kenneth Paul Fisher

Issued & paid up capital :           AUD 5,000

Sales turnover :              AUD 5,000,000 (Estimated Non-consolidated 12 months, 30/06/2011)

Line of business             Import and distribution of gas detection equipment, safety equipment, electronic

components, power and switch gear.

Staff employed :                         30 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is fair

Organization structure :              Organizational structure is stable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

 

Statutory details

 

Registry Data

Registration date :          03/10/1978

Legal form :                   Australian Proprietary Company

Registration no              Australian Company number: 007879647

Registered authority :     Australian Securities and Investments Commission

Fiscal/ Tax no :              Australian Business Number: 27007879647

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

 

Management / directors

 

Key Management

Name :              Kenneth Paul Fisher

Designation :     Managing Director

 

 

Board of directors / other appointments

 

Appointments

Name :                          Stephen Edward Fisher

Designation :                 Director

Appointment date :         12/05/82

Address :                      29 Richmond Road

Westbourne Park, SA 5041

Australia

Biography :                    Born on 28-12-1949 in Adelaide, South Australia, Australia.

 

Name :                          Kenneth Paul Fisher

Designation :                 Director and Company Secretary

Appointment date :         12/05/82

Address :                      7 Tennant Street

Torrens Park, SA 5062

Australia

Biography :                    Born on 01-04-1952 in Adelaide, South Australia, Australia.

 

Name :                          Ivy Ethel Fisher

Designation :                 Director and Company Secretary

Appointment date :         03/10/78

Address :                      13 Broadway

Colonel Light Gardens, SA 5041

Australia

Biography :                    Born on 21-09-1927 in Adelaide, South Australia, Australia.


Name :                          Kevin Dominic Fisher

Designation :                 Director

Appointment date :         03/10/78

Address :                      13 Broadway

Colonel Light Gardens, SA 5041

Australia

Biography :                    Born on 16-11-1924 in Adelaide, South Australia, Australia.

Staff employed :             30 employees

 

 

Share capital

 

Composition

Authorized Capital :                    AUD 5,000

No of shares :                            4,996 A Class Shares / 4 Ordinary Shares

Share par value :                        AUD 1

Issued capital :                          AUD 5,000

Paid up capital :                         AUD 5,000

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :        Ivy Ethel Fisher

Address :                      13 Broadway

Colonel Light Gardens, SA 5041

Australia

No. of shares :               1,249 A Class Shares / 1 Ordinary Share

% of shares :                 25%

 

Shareholder name :        Kenneth Paul Fisher

Address :                      7 Tennant Street

Torrens Park, SA 5062

Australia

No. of shares :               1,249 A Class Shares / 1 Ordinary Share

% of shares :                 25%

 

Shareholder name :        Kevin Dominic Fisher

Address :                      13 Broadway

Colonel Light Gardens, SA 5041

Australia

No. of shares :               1,249 A Class Shares / 1 Ordinary Share

% of shares :                 25%


Shareholder name :        Stephen Edward Fisher

Address :                      29 Richmond Road

Westbourne Park, SA 5041

Australia

No. of shares :               1,249 A Class Shares / 1 Ordinary Share

% of shares :                 25%

 

 

Related companies & corporate Affiliations

 

Structure

Related companies and corporate affiliations comments                : None reported.

 

 

Bank & mortgages

 

Bank Details

Name of bank :              National Australia Bank

Address :                      Australia

Account details :            Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

financial data

 

Description

Source of financial statement :    External Sources

Financial statement date :          30/06/11

Type of accounts :                     Estimated key figures

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 0.98 as of 24-07-2012


Summarized Financial Information

Consolidation type :                   Non Consolidated

Currency :                                 Australia Dollar (AUD)

Denomination :                          (x1) One

Date of financial year end :          30/06/11

Length of accounts :                   12 months

Sale turnover / Income : 5,000,000

 

Comments :                  The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

 

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

 

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

Operation details

 

Main activities :              The Subject engages in import and distribution of gas detection equipment,

safety equipment, electronic components, power and switch gear.

 

Product & services :

 

Products:

 

Electronic components:              Capacitors, switches, batteries, diodes, resistors, power and switchgear products

 

Safety & Security Products:        Breathing apparatus, harnesses and lifelines, gas detection equipment, thermal

imaging cameras, access/time and attendance and security control systems.

 

Power & Switchgear Products:    UPS batteries, power supplies and inverters

 

Services:

Training and consultancy on Occupational Health & Safety

 

Purchases

International :                 Europe, Asia, United States

 

Sales

Local :                          Yes

International :                 Oceania


Property & Assets

Premises :                    The Subject operates from premises located at the verified heading address consisting of

an administrative office, training centre and warehouse.

 

Branches :                    In addition, the Subject operates from branch offices located at:

 

Unit 13, 640-680 Geelong Road

Brooklyn, VIC 3012

Australia

Tel: +61 3 9315 2688

Unit 20, 22 Northumberland Road

Caringbah, NSW 2229

Australia

Tel: +61 2 9540 2511

 

 

Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 43.879 billion

Gross domestic product – GDP               :   US$ 1.586 trillion

 

GPP (Purchasing power parity)               :   954.296 billion of International dollars

 

GDP per capita - current prices               :   US$ 68,916

 

GDP - composition by sector                  :   agriculture: 4.0% industry: 25.6% services: 70.4%

 

Inflation :                                              

2009: 1.8%

2010: 2.8%

2011: 3.4%

 

Unemployment rate                               

2009: 5.6 %

2010: 5.2  %

2011: 5.1%

 

Public debt

(General Government gross

debt as a % GDP)                                 

2009:  16.9%

2010:    20.4 %

2011:    22.9 %

 

 

Government bond ratings                        Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 1.258 trillion

 

Largest companies in the country         :   Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports                                         US$210.7 billion

 

Exports commodities                             coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                         US$187.2 billion

 

Imports commodities                             machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                           Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                           China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows :                                          2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

 

FDI Outflows :                                        2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

 

 

Best countries for doing business           :   10 out of 183 countries

Global competitiveness ranking               :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                    : 22.23 million

Total area                                             : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population     : 76.00%

 


Payment history

 

Purchase Term

International :                 Prepayment, Telegraphic transfer, D/P, Credit 30-120 days

 

Sales Term

Local :                          Prepayment, Bank transfer, D/P, Credit 30-120 days

International :                 Prepayment, Telegraphic transfer, D/P, Credit 30-120 days

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


 

 FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.38

UK Pound

1

Rs.87.44

Euro

1

Rs.68.05

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.