MIRA INFORM REPORT

 

 

Report Date :

01.06.2012

 

IDENTIFICATION DETAILS

 

Name :

SAKSHAM POLYTEC PRIVATE LIMITED

 

 

Registered Office :

Survey No.410 and 411, Magdoompally Village Road, Bibinagar, District Nalgonda-508126, Andhra Pradesh

 

 

Country :

India

 

 

Financials (as on) :

31.03.2009

 

 

Date of Incorporation :

26.05.2008

 

 

Com. Reg. No.:

01-059341

 

 

Capital Investment / Paid-up Capital :

Rs. 0.100 Million

 

 

CIN No.:

[Company Identification No.]

U24130AP2008PTC059341

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Packaging Material

 

 

No. of Employees :

50 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (26)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. The company has not filed its financial with the government department since year 2009. However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some cautions.

 

Profit and loss account is not available.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Tumul Rathi

Designation :

Director

Contact No.:

91-957309969

Date :

29.05.2012

 

 

LOCATIONS

 

Registered Office / Factory:

Survey No.410 and 411, Magdoompally Village Road, Bibinagar, District Nalgonda-508126, Andhra Pradesh, India

Tel. No.:

Not Available

Mobile No.:

91-957309969 (Mr. Tumul Rathi)

Fax No.:

Not Available

E-Mail :

sakshampolytec@gmail.com

polytec@saksham.co

tumul.rathi@gmail.com 

Website :

www.saksham.com

Area :

3 acers

Location :

Owned

 

 

Sales Office :

BANGALORE

209, Gitanjali Pride-II, 5th Main, 5th Cross, MAllesh Palya-560075, Bengaluru, India 

 

GUJARAT

206, C, Saakar Co-Operative Housing Society, Near Ghatkoper Sweets, Chharwada Road, Vapi-396195, District Valsad, Gujarat, India  

 

 

DIRECTORS

 

AS ON 31.03.2009

 

Name :

Mr. Tumul Rathi

Designation :

Director

Address :

6-3-347/11, Flat No.502, Lalithanjali Sai Baba Temple Road, Dwarakapuri Colony, Punjagutta, Hyderabad-500082, Andhra Pradesh, India

Date of Birth/Age :

01.05.1980

Date of Appointment :

26.05.2008

DIN No.:

00108352

 

 

Name :

Mr. Shashikanth Agarwal

Designation :

Director

Address :

201, 2nd Floor, Sona Bhan Residency, Nallagutta, M G Road, Secendrabad-500003, Andhra Pradesh, India

Date of Birth/Age :

04.01.1969

Date of Appointment :

26.05.2008

DIN No.:

02156031

 

 

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 19.05.2008

 

Names of Shareholders

No. of Shares

Achal Rathi

3000

Tumul Rathi

2000

Shashikanth Agarwal

2000

Kiran Agarwal

3000

TOTAL

10000

 

 

AS ON 17.08.2010

 

Names of Allottee

No. of Shares

Achal Rathi

452000

Tumul Rathi

294000

Shashikanth Agarwal

346300

Kiran Agarwal

377700

TOTAL

1470000

 

 

AS ON 19.05.2008

 

Equity Shares Break Up

Percentage

Directors or relatives of Directors

100.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of packaging Material

 

 

Exports :

 

Products :

Packaging Material

Countries :

Srilanka

 

 

Imports :

 

Products :

Raw Material

Countries :

China

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

 

 

GENERAL INFORMATION

 

Suppliers :

·         Chemicoat Industries

 

 

Customers :

OEM’s, and B2B

 

·         Bambino Agro Industries

 

 

No. of Employees :

50 (Approximately)

 

 

Bankers :

Canara Bank, Adarsh Nagar Branch, Hyderabad-500027, Andhra Pradesh, India

 

 

Facilities :

Unsecured Loan

 

Rs. In Millions

31.03.2009

Unsecured Loans

3.336

 

 

Total

3.336

 

Canara Bank Cash Credit Limit Rs. 75.000 Millions. 

 

 

 

Banking Relations :

--

 

 

Financial Institution :

The Andhra Pradesh State Financial Corporation, 5-9-194, Chirag Ali Lane, Hyderabad-500001, Andhra Pradesh, India

 

 

Auditors :

 

Name :

N. P. Asawa and Associates

Chartered Accountant

Address :

4-1-969 and 970, Shop No.17, 1st Floor, Surabhi Shardha, Abids, Hyderabad-500001, Andhra Pradesh, India 

Tel. No.:

91-40-24768185 / 24750137

Pan No.:

AAFFN2008J

 

 

Related Party :

Saksham Impex

 

 

Sister Concern :

Vedhat Chemicals Industries, Secyndarabad, Andhra Pradesh, India

Line of Business : Trader of Chemicals 

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2009

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

 

 

 

 

 

 

 

AS ON 30.09.2009

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

2500000

Equity Shares

Rs.10/- each

Rs. 25.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

1480000

Equity Shares

Rs.10/- each

Rs. 14.800 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

 

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

0.100

2] Share Application Money

 

 

0.147

3] Reserves & Surplus

 

 

0.000

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

0.247

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

0.000

2] Unsecured Loans

 

 

3.336

TOTAL BORROWING

 

 

3.336

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

3.583

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

2.640

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

0.000

DEFERREX TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

0.000

 

Sundry Debtors

 

 

0.000

 

Cash & Bank Balances

 

 

0.016

 

Other Current Assets

 

 

0.000

 

Loans & Advances

 

 

0.001

Total Current Assets

 

 

0.017

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

0.000

 

Other Current Liabilities

 

 

0.000

 

Provisions

 

 

0.000

Total Current Liabilities

 

 

0.000

Net Current Assets

 

 

0.017

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.926

 

 

 

 

TOTAL

 

 

3.583


 

 

Particulars

 

 

31.03.2012

31.03.2011

Sales Turnover (Approximately)

 

75.000

5.600

 

 

 

 

 

Expected Sales (2012-2013) : Rs. 90.000 Millions

 

The above information has been parted by Mr. Tumul.

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

 

31.03.2009

Debt Equity Ratio

(Total Liability/Networth)

 

 

 

13.51

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

 

0.00

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1.       Year of Establishment

Yes

2.       Locality of the firm

Yes

3.       Constructions of the firm

Yes

4.       Premises details

Yes

5.       Type of Business

Yes

6.       Line of Business

Yes

7.       Promoter’s background

Yes

8.       No. of Employees

Yes

9.       Name of person contacted

Yes

10.   Designation of contact person

Yes

11.   Turnover of firm for last two years

Yes

12.   Profitability for last three years

No

13.   Reasons for variation <> 20%

------

14.   Estimation for coming financial year

Yes

15.   Capital in the business

Yes

16.   Details of sister concerns

Yes

17.   Major suppliers

Yes

18.   Major customers

Yes

19.   Payments terms

Yes

20.   Export / Import details

Yes

21.   Market information

------

22.   Litigations that the firm / promoter involved

------

23.   Banking Details

Yes

24.   Banking facility details

Yes

25.   Conduct of the banking account

------

26.   Buyer visit details

------

27.   Financials, if provided

Yes

28.   Incorporation details, if applicable

Yes

29.   Last accounts filed at ROC

Yes

30.   Major Shareholders, if available

No 

 

 

NOTE

 

Registered office has been shifted from 1st Floor, Plot No.46, Sai Enclave, Near SBH Habsiguda, Hyderabad-500007, Andhra Pradesh, India  to the present address

 

 

FINANCIAL RESULTS

 

 

No commercial activity was carried on during the year. The company is negotiating with banks and financial institutions for financial closure of terms loans for purchase of the plant and machinery.

 

The company has however identified the land and the same has been registered in the name of the company. the company proposes to set up a 3 Layer Company Extruded Polythene Films. The Company has already commenced the processing of leveling the land. The directors of the company have after a detailed survey identified the vendors for supply of the required plant and machinery. The Company is now in the process of negotiating the prices with the vendors of plant and machinery. Once the same are freezed the company proposes to approach banks and financial institutions for a financial closure.

 

 

FORM 8

 

Corporate identity number of the company

U24130AP2008PTC059341

Name of the company

SAKSHAM POLYTEC PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

1st Floor, Plot No.46, Sai Enclave, Near SBH Habsiguda, Hyderabad-500007, Andhra Pradesh, India 

This form is for

Creation of charge

Type of charge

Book debts

Particular of charge holder

Canara Bank, Adarsh Nagar Branch, Hyderabad-500027, Andhra Pradesh, India

Nature of instrument creating charge

Common Hypothecation Agreement

Date of instrument Creating the charge

01.10.2010

Amount secured by the charge

Rs. 20.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

On Cash Credit 5% Above Ongoing Base Rate With a minimum of 13.50% P.A.

 

Terms of repayment

As Stated In The Agreement

 

Margin

25% On Stocks

40% On Book Debts

 

Extent and operation of the charge

As Stated In The Agreement

Short particulars of the property charged (Including location of the property)

Primary: Hypothecation of Stocks And Book Debts

 

Collateral: Land Admeasuring Ac 3.00 Guntas In Sy No 410/411/E Situated At Bibinagar Village, Nalgonda District And Buildings Constructed To Be Constructed Thereon. First Charge With Apsfc Plant and Machinery Acquired From Term Loan Availed From APSFC. First Charge With APSFC

 

Residential Flat No J-1, 03rd Floor, Block J "Executive Park" Adm 1800 Sq. ft In Sy No 45 and 46 Situated At Peerancheruvu Village, Rajendranagar Mandal, RR District In Name of Tumul Rathi and Sashikant Agarwal- First Charge With APSFC

 

Personal Guarantee of Tumul Rathi, Shashikanth Agarwal, Aanchal Rathi, Kiran Agarwal Directors of The Company

 

 

TRADE REFERENCES

 

·         Bambino Agro Industries

·         Chemicoat Industries

 

 

FIXED ASSETS

 

·         Land

·         Factory Building

·         Electrical Fittings

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 56.42

UK Pound

1

Rs. 87.37

Euro

1

Rs. 69.95

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

26

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.