MIRA INFORM REPORT

 

 

Report Date :

02.06.2012

 

IDENTIFICATION DETAILS

 

Name :

PARK DAN S.A.

 

 

Registered Office :

Avda. Las Tranqueras 224 - Las Condes  Santiago  XIII Region Metropolitana

 

 

Country :

Chile

 

 

Date of Incorporation :

25.09.2008

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Import and sale of quality control of cosmetics and clothes in general.

 

 

No. of Employees :

7

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

IDENTIFICATION                            

PARK DAN S.A.

Avda. Las Tranqueras 224 - Las Condes
Santiago
XIII Region Metropolitana
CHILE

Telephone    : 56-2-2015175

E_Mail              : pilar.campos@parkrosegroup.com, luisa.jara@parkrosegroup.com
Web Site           : www.parkrosegroup.com
Postal Code      : 7560283


SUMMARY

Started                          : 2008
Total Employees              : 7
Payments                                 : Prompt
Capital                          : 000's$         30.000.-

Sic(s) : 8748 - 8999

Line of Business: Representation and quality control for cosmetics and clothes.


Credit Recommendation

                                                000's Pesos   000's US$ dollars   000's Euros
Conservative value :                    5.850                  11                   9

If additional information is received or present information is rectified, this
recommendation may be modified.

Payment Scoring = [ 100 ]

Financial indicators

Financial statements could not be obtained, thus financial analysis can not be
carried out

COMMERCIAL INFORMATION

Commercial Bulletin      : As at 30/05/2012 subject does not register protested
                           checks, bank drafts nor promissory notes in the
                           commercial information bulletin

Labor Bulletin           : As at 30/05/2012 does not register labor infringements

Previsional Bulletin     : As at 30/05/2012 does not register pension fund's
                           infringements

Consolidated delinquency : As at 30/05/2012, subject does not register any
                           delinquent bill

TRADE REFERENCES


Do not trade with domestic suppliers

During the last 6 months, the account holder credit history shows 8 credit
review inquiries requested by telecommunications companies, consulting and
insurance companies, bank.

The account holder credit report reflects no delinquent payment history, no

protests, and no social security and/or work infringements as of the date of

this report.

AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.


BANKS

Subject operates with the following bank:

-  Banco de Chile, branch Apoquindo - Santiago

 


OPERATIONS

Line of Business : Import and sale of quality control of cosmetics and clothes
                   in general.

Classification according to commercial activity:

Sic: 8748-0000 Business consulting
Sic: 8999-0000 Services, not elsewhere classified

Subject is considered as a small company in this line of business, strong
competition

Sales

Sales are steady throughout the year

100% wholesalers

National sales territory

Products are sold

National: 100%.

Sales conditions: Credit with invoices

Customers

Main customers are: Retail,  laboratories.

The 4 most important customers are:

Laboratorios Prater S.A.,  Laboratorios Davis S.A.,  S.A.C.I. Falabella,
Cencosud Retail S.A.

Purchases

Places orders with multiple suppliers

International: 100%

Purchase conditions: Letter of credit

Imports from China, Taiwan and Thailand.

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
China                                   89,32     99,99
Taiwan                                  10,48      0,00
Thailand                                 0,20      0,00

Historical registries

Total       2011 = 000's$ 58.608               Accumulated 2012 = 000's$ 14.018
Total       2009 = 000's$ 69.109


Employees: 7 employees

Location

-  Management offices at Avda. Las Tranqueras 224 Las Condes Santiago, Chile,
   commercial area, main avenue of normal traffic, construction in good
   conditions

Branches

Subject does not have any branch


RELATED COMPANIES

Subject is related to the following companies:

-  Sociedad de Inversiones Solinvest Ltda.
-  Global Parkrose S.A. T A X 76043426-4 (Import of clothing and administration
   services)

FIXED ASSETS

Real estates
Subject does not register real estates

Vehicles
Subject has no vehicles

Machinery & Instalations

Subject owns the following

-  Office installations .

INSURANCES
Insurance Company:

-RSA Seguros Chile S.A.

Risks            : Fire.
Objetive         : Property.


ADMINISTRATION

General Manager          : Luis Alberto Akel Valech TAX:7013568-K
Adm. & Finances Manager  : Cristóbal Valech
Accountant               : Luisa Jara
Finances'assistant       : Pilar Campos


CURRICULUM

Luis Alberto Akel Valech

T A X               : 7013568-K
Titled as           : Businessman.
Position            : General Manager

Jazmín Akel Valech

Titled as           : Businessman.
Position            : Partner

Daniela Patricia Reti Lacquaniti

Titled as           : Commercial Engineer.
Position            : Partner


LEGAL INFORMATION

Legal Structure      : Private Stock Company
Constitution date    : 25/09/2008
Notary                    : José Musalem Saffie, Santiago
Term of duration     : Indefinite
Legal Address        : Santiago - Chile
Published in         : Official Gazette dated 01/10/2008 page Nº 33

Current Social Capital: 000's$ 30.000.-Divided to 30.000.- registered shares
                        unique series
Social Initial Capital: 000's$ 30.000.-

Shareholder : 3

- Jazmín Akel Valech
- Daniela Patricia Reti Lacquaniti
- 96935300-8 Parkrose Chile S.A.

Administration is held by General Manager.


INFORMATION SOURCES

On 31/05/2012 Miss. Pilar Campos, Finances'assistant,  declined financial
figures,  however, submitted the data shown in this report.

-Other outside information sources.

Exchange rate

-As at 01/06/2012 $519,69 Per US$

INTERPRETATION OF RISK LEVEL AND CREDIT RECOMMENDATION



 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.92

UK Pound

1

Rs.86.03

Euro

1

Rs.69.13

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.