MIRA
INFORM REPORT
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Report Date : |
02.06.2012 |
IDENTIFICATION DETAILS
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Name : |
R P BASMATI RICE LIMITED |
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Registered Office : |
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Country : |
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Financials (as on) : |
31.03.2011 |
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Date of Incorporation : |
31.08.2001 |
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Com. Reg. No.: |
05-034739 |
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Capital Investment / Paid-up Capital : |
Rs.24.558 Millions |
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CIN No.: [Company
Identification No.] |
U15312HR2001PLC034739 |
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Legal Form : |
A Closely Held Public Limited Liability Company |
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Line of Business : |
Manufacturer and Exporter of rice, spices, pickles, pulses, guar gum
etc. |
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No. of Employees : |
200 (approximately) |
RATING & COMMENTS
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MIRA’s Rating : |
Ba ( 45) |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 1922640 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having satisfactory track. Trade
relations are reported as fair. Payments are reported to be usually correct
and as per commitments. The company can be considered normal for business dealings at usual trade
terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
India |
A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
INFORMATION DECLINED BY
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Name : |
Mr. Bharat Singhal |
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Designation : |
Director |
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Contact No. : |
91-184-2002257 |
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Date : |
11.05.2012 |
LOCATIONS
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Registered Office / Head Office : |
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Tel. No.: |
91-184-2220236 / 7/6033661/6034661 |
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Fax No.: |
91-184-2220235 |
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E-Mail : |
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Website : |
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Factory : |
Near to N.H. 1, Karnal, |
DIRECTORS
As On 30.09.2011
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Name : |
Mrs. Sumitra Singhal |
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Designation : |
Director |
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Address : |
361, Dewan Colony, Karnal-132001, |
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Date of Birth/Age : |
60 Years |
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Date of Appointment : |
31.08.2001 |
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DIN No.: |
00737655 |
Other Directorship
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|
Name : |
Mr. Bharat Singhal |
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Designation : |
Director |
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Address : |
361, Dewan Colony, Karnal-132001, |
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Date of Birth/Age : |
38 Years |
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Date of Appointment : |
31.08.2001 |
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DIN No.: |
00737759 |
Other Directorship:
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Name : |
Mr. Raj Pal Singhal |
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Designation : |
Director |
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Address : |
361, Dewan Colony, Karnal-132001, |
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Date of Birth/Age : |
64 Years |
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Date of Appointment : |
31.08.2001 |
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DIN No.: |
00737740 |
Other Directorship:
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Name : |
Mr. Anuj Singhal |
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Designation : |
Director |
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Address : |
361, Dewan Colony, Karnal-132001, |
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Date of Birth/Age : |
39 Years |
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Date of Appointment : |
31.08.2001 |
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DIN No.: |
00737684 |
Other Directorship
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MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As On 30.09.2011
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Names of Shareholders |
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No. of Shares |
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Raj Pal Singhal |
|
591500 |
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Bharat Singhal |
|
153500 |
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Anuj Singhal |
|
187500 |
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Sumitra |
|
446000 |
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Mamta |
|
264000 |
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Monika |
|
292130 |
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Rajiv Singhal |
|
2500 |
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Nidhi Singhla |
|
2000 |
|
Bharat Hospitals Limited, Karnal |
|
516750 |
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Total |
|
2455880 |
As On 30.09.2011
|
Category |
Percentage |
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Directors or relatives of Directors |
100.00 |
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Total |
100.00 |
List of Allotees as on 06.02.2012
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Names of Allotees |
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No. of Shares |
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Bharat Hospitals Limited, Delhi |
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200000 |
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Sumitra Singhal |
|
400 |
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Total |
|
200400 |
BUSINESS DETAILS
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Line of Business : |
Manufacturer and Exporter of rice, spices, pickles, pulses, guar gum
etc. |
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Products : |
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Brand Names : |
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PRODUCTION STATUS (As on 31.03.2011)
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Particulars |
Unit |
Licensed
Capacity |
Installed
Capacity |
Actual
Production In Qtls. |
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Rice |
M.T. |
NA |
16 Ton Per Hour |
676469.69 |
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Spice |
Kgs. |
NA |
200 Kg. Per Hour
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Nil |
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GENERAL INFORMATION
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Employees : |
200 (approximately) |
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Bankers : |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
Viney Goel and Associates Chartered Accountant |
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Address : |
B-2, |
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Pan No.: |
AACFV7215L |
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Associates/Subsidiaries
: |
·
Sheeba International, Haryana ·
Ask Electronics, Haryana ·
Baaz Overseas, Haryana ·
Ask Technology ·
Raj Pal Bharat Kumar |
CAPITAL STRUCTURE
As on 31.03.2011
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
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|
3000000 |
Equity Shares |
Rs.10/- each |
Rs.30.000 Millions |
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Issued, Subscribed & Paid-up Capital :
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No. of Shares |
Type |
Value |
Amount |
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2,455,880 |
Equity Shares |
Rs.10/- each |
Rs.24.558
Millions |
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
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SOURCES OF FUNDS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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SHAREHOLDERS FUNDS |
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1] Share Capital |
24.559 |
21.221 |
19.391 |
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2] Share Application Money |
0.000 |
0.000 |
1.025 |
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3] Reserves & Surplus |
456.101 |
297.097 |
181.589 |
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4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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NETWORTH |
480.660 |
318.318 |
202.005 |
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LOAN FUNDS |
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1] Secured Loans |
893.669 |
724.503 |
510.047 |
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2] Unsecured Loans |
131.269 |
130.434 |
69.157 |
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TOTAL BORROWING |
1024.938 |
854.937 |
579.204 |
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DEFERRED TAX LIABILITIES |
5.953 |
4.636 |
3.697 |
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TOTAL |
1511.551 |
1177.891 |
784.906 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
253.751 |
164.051 |
87.056 |
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Capital work-in-progress |
5.554 |
0.000 |
0.000 |
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INVESTMENT |
0.000 |
0.000 |
1.600 |
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DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
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Inventories |
1202.140
|
880.010
|
615.447
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Sundry Debtors |
327.781
|
386.076
|
145.272
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Cash & Bank Balances |
15.443
|
15.860
|
9.364
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Other Current Assets |
0.000
|
0.000
|
0.000
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Loans & Advances |
28.602
|
22.089
|
24.497
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Total
Current Assets |
1573.966
|
1304.035
|
794.580 |
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Less : CURRENT
LIABILITIES & PROVISIONS |
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Sundry Creditors |
267.030
|
226.349
|
76.057
|
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Other Current Liabilities |
54.690
|
0.000
|
0.000
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Provisions |
0.000
|
63.846
|
22.273
|
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Total
Current Liabilities |
321.720
|
290.195
|
98.330
|
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Net Current Assets |
1252.246
|
1013.840
|
696.250
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MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
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TOTAL |
1511.551 |
1177.891 |
784.906 |
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PROFIT & LOSS
ACCOUNT
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PARTICULARS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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SALES |
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Income |
2748.646 |
2134.986 |
1076.777 |
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Other Income |
13.938 |
9.220 |
3.529 |
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TOTAL
(A) |
2762.584 |
2144.206 |
1080.306 |
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Less |
EXPENSES |
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|
467.031 |
361.403 |
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Purchases of Finished Goods |
|
1429.710 |
660.741 |
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Other manufacturing / Direct Expenses |
2605.698 |
115.170 |
68.842 |
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Payment to Employee |
|
7.012 |
3.825 |
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Selling, Distributor and Administrative
Expenses |
|
277.934 |
189.936 |
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Cost of goods services |
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Accretion / Depletion in stock |
|
(267.556) |
(290.097) |
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TOTAL (B) |
2605.698 |
2029.301 |
994.650 |
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Less |
PROFIT
BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
156.886 |
114.905 |
85.656 |
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Less |
FINANCIAL
EXPENSES (D) |
94.497 |
67.712 |
58.496 |
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PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
62.389 |
47.193 |
27.160 |
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Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
19.004 |
12.486 |
7.840 |
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PROFIT BEFORE
TAX (E-F) (G) |
43.385 |
34.707 |
19.320 |
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Less |
TAX (I) |
14.555 |
8.869 |
5.031 |
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PROFIT AFTER TAX
(G-I) (J) |
28.830 |
25.838 |
14.289 |
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Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
-- |
0.000 |
0.000 |
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BALANCE CARRIED
TO THE B/S |
-- |
25.838 |
14.289 |
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Earnings Per
Share (Rs.) |
-- |
13.36 |
NA |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
1.04
|
1.21
|
1.32
|
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Net Profit Margin (PBT/Sales) |
(%) |
1.55
|
1.63
|
1.79
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Return on Total Assets (PBT/Total Assets} |
(%) |
2.37
|
2.36
|
2.19
|
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Return on Investment (ROI) (PBT/Networth) |
|
0.09
|
0.11
|
0.10
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Debt Equity Ratio (Total Liability/Networth) |
|
2.80
|
3.28
|
3.35
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Current Ratio (Current Asset/Current Liability) |
|
4.89
|
4.49
|
8.08
|
LOCAL AGENCY FURTHER INFORMATION
FORM 8:
|
Corporate
identity number of the company |
U15312HR2001PLC034739 |
|
Name of the
company |
R P BASMATI RICE
LIMITED |
|
Address of the
registered office or of the principal place of business in |
Village |
|
This form is for |
Creation of
charge |
|
Type of charge |
Immovable property Any interest in immovable property Book debts Movable property (not being pledge) Floating Charge Forward Contract |
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Particular of
charge holder |
State Bank of E-mail: sbi.04047@sbi.co.in |
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Nature of
instrument creating charge |
Letter regarding the
grant of individual limits within the overall limits Sanction Letter |
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Date of
instrument Creating the charge |
28.01.2011 |
|
Amount secured by
the charge |
Rs. 20.000
Millions |
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Brief of the principal
terms an conditions and extent and operation of the charge |
Terms of
Repayment - on demand Extent and
Operation of the charge Forward Contract:
20.000 Millions |
|
Short particulars
of the property charged |
1st Pari Passu charge
on entire current assets of the company including socks, receivables etc
(both present and future) 2nd Pari Passu
charge on entire fixed assets of the company both present and future
including Equitable Mortgage of properties detailed below: 1) Land and Building measuring 4 Bighas 14
Biswas bearing Khewat No. 178/142, Khatoni No. 243, Khasra No. 5 situated at
Vill. Kambopura, Karnal 2) Land and Building measuring 10 Bighas 7
Biswas bearing Khewat No. 190, min/183, Khatoni No. 249, Part of Khasra No.
6,7,9,12 and Part of Khasra No. 6,7,9,18 situated at Vill. Kambopura, Karnal |
|
Corporate identity number of the company |
U15312HR2001PLC034739 |
|
Name of the company |
R P BASMATI RICE LIMITED |
|
Address of the registered office or of the
principal place of business in |
Village |
|
This form is for |
Creation of charge |
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Type of charge |
Immovable property Any interest in immovable property Book debts Movable property (not being pledge) Floating Charge |
|
Particular of charge holder |
Oriental Bank of
Commerce, M P Chowk, Karnal – 132001, Haryana, India bm0664@obc.co.in |
|
Nature of instrument creating charge |
Agreement of hypothecation of Assets. |
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Date of instrument Creating the charge |
19.03.2012 |
|
Amount secured by the charge |
Rs. 250.000 Millions |
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Brief of the principal terms an conditions
and extent and operation of the charge |
Rate of Interest CC:3% above base rate i.e. 13.75% p.a. on
monthly rests. EPC: as per bank's / RBI's guidelines. Terms of Repayment on demand Margin Stock 25% BOOK BEBTS 50% EPC 20% Extent and Operation of the charge Total Limit: 250.000 millions CC Hyp. : 250.000 millions EPC : 175.000 millions (within CC Hyp.
Limit) FDBP/FUDBP : 250.000 millions(within CC
Hyp. Limit) Forward Purchase Contract Limit :250.000
millions (within CC Hyp. Limit) Others -- |
|
Short particulars of the property charged |
1st Pari Passu charge on entire current
assets of the company including stocks , receivables etc (both present and
future) 2nd Pari Passu charge on entire fixed
assets of the company both present and future including Equitable Mortgage of
properties detailed below: 1)
Land
& Building measuring 4 Bighas 14 Biswas bearing Khewat No. 178/142,
Khatoni No. 243, Khasra No. 5 situated at Village Kambopura, Karnal 2)
Land
& Building measuring 10 Bighas 7 Biswas bearing Khewat No. 190/183,
Khatoni No. 249, Part of Khasra No. 6,7,9,12 and Part of Khasra No. 6,7,9,18
situated at Village Kambopura, Karnal 3)
Land
& Building measuring 16 Bighas 5 Biswas bearing Khewat No. 190 min/183,
Khatoni No. 232,248, Khasra No. 54(4-0), 45(4-0), 46(4-0) situated at Village
Kambopura, Karnal |
Fixed Assets:
·
Land
·
Machinery
·
Building
·
Furniture and Fixtures
·
Scooter
·
Mosturo Teeter
·
Weighing Machine
·
Car
·
Motor Cycle
·
Computer
·
Tirpal
·
Timber Carat
·
Lab Equipments
·
Photostate Machine
·
Effluent Treatment
·
Office Equipment
·
Fire Fighting System
·
Air Conditioner
·
Sewing Machine
·
Telephone Equipments
·
Gen Set
·
Tractor
·
Tubewell
·
Electric Equipments
·
Cycle
·
Electric panal
·
Tata ace
·
Transformer
|
Check
List by Info Agents |
Available
in Report (Yes / No) |
|
1)
Year of Establishment |
Yes |
|
2)
Locality of the firm |
Yes |
|
3)
Constitutions of the firm |
Yes |
|
4)
Premises details |
No |
|
5)
Type of Business |
Yes |
|
6)
Line of Business |
Yes |
|
7)
Promoter's background |
Yes |
|
8)
No. of employees |
Yes |
|
9)
Name of person contacted |
Yes |
|
10)
Designation of contact person |
Yes |
|
11)
Turnover of firm for last three years |
Yes |
|
12)
Profitability for last three years |
Yes |
|
13)
Reasons for variation <> 20% |
-- |
|
14)
Estimation for coming financial year |
No |
|
15)
Capital in the business |
Yes |
|
16)
Details of sister concerns |
Yes |
|
17)
Major suppliers |
No |
|
18)
Major customers |
No |
|
19)
Payments terms |
No |
|
20)
Export / Import details (if applicable) |
-- |
|
21)
Market information |
-- |
|
22)
Litigations that the firm / promoter involved in |
-- |
|
23)
Banking Details |
Yes |
|
24)
Banking facility details |
Yes |
|
25)
Conduct of the banking account |
-- |
|
26)
Buyer visit details |
-- |
|
27)
Financials, if provided |
Yes |
|
28)
Incorporation details, if applicable |
Yes |
|
29)
Last accounts filed at ROC |
Yes |
|
30)
Major Shareholders, if available |
Yes
|
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.91 |
|
|
1 |
Rs.86.03 |
|
Euro |
1 |
Rs.69.12 |
INFORMATION DETAILS
|
Information
Gathered by : |
SVA |
|
|
|
|
Report Prepared
by : |
NLM |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
46 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.