MIRA INFORM REPORT

 

 

Report Date :

02.06.2012

 

IDENTIFICATION DETAILS

 

Name :

SHRI BALAJI ROLLINGS PRIVATE LIMITED

 

 

Registered Office :

M/14-15-16, Cuncolim Industrial Estate, Cuncolim Salcette, Goa – 403 703

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

17.06.1994

 

 

Com. Reg. No.:

24-001610

 

 

Capital Investment / Paid-up Capital :

Rs.47.000 millions

 

 

CIN No.:

[Company Identification No.]

U27108GA1994PTC001610

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BLRS18764E

 

 

PAN No.:

[Permanent Account No.]

AAECS7890A

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of M.S. Ingots.

 

 

No. of Employees :

50 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 283000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Profitability appears to be slow. However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some cautions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INFORMATION PARTED BY

 

Name :

Ms. Smita

Designation :

Office Executive

Contact No.:

91-832-2764590

Date :

01.06.2012

 

 

LOCATIONS

 

Registered Office/ Factory :

M/14-15-16, Cuncolim Industrial Estate, Cuncolim Salcette, Goa – 403 703, India

Tel. No.:

91-832-2764590/ 6483275/ 2764494/ 2866513

Fax No.:

91-832-2866513

E-Mail :

sbr6300@yahoo.co.in

asheeshjainfca@yahoo.co.in

Location :

Owned

 

 

DIRECTORS

 

As on 13.09.2010

 

Name :

Mr. Sumit Rajender Prasad Singla

Designation :

Director

Address :

235/I, Pulvado, Karle River Ville, Benaulim, Margoa – 403 716, Goa, India

Date of Birth/Age :

16.01.1986

Date of Appointment :

14.12.2004

DIN No.:

01363005

 

 

Name :

Mr. Rajender Prasad Singla

Designation :

Director

Address :

235/I, Pulvado, Karle River Ville, Benaulim, Margoa – 403 716, Goa, India

Date of Birth/Age :

15.08.1956

Date of Appointment :

19.08.1996

DIN No.:

01474550

 

 

KEY EXECUTIVES

 

Name :

Ms. Smita

Designation :

Office Executive

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 13.09.2010

 

Names of Shareholders

 

 

No. of Shares

Rajender Prasad Singla

 

1137910

Bohti Devi

 

3000

Kumar Devender Singla

 

2500

Singla Sham Lal HUF

 

24000

Sumit Singla

 

1055590

Amit Singla

 

940400

Kailash Singla

 

1336600

Status Distributors Private Limited, India

 

200000

Total

 

4700000

 

As on 13.09.2010

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

96.00

Other top fifty shareholders

 

4.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of M.S. Ingots.

 

 

Imports :

 

Products :

v      Raw Materials

Countries :

v      London

v      Dubai

v      UK

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit 

 

PRODUCTION STATUS (AS ON 31.03.2010)

 

Particulars

 

2009-10

 

M.S. Ingots

Licensed capacity

28800 MTs

Installed capacity

28800 MTs

 

 

Particulars

Actual Production

Qty. (MTs)

M.S. Ingots

22810.820

Runner and Risers

505.180

 

 

GENERAL INFORMATION

 

Suppliers :

v      Shraddha Ispat (Private) Limited 

 

 

Customers :

Wholesalers and Retailers

 

v      Shirdi Steel Re-Rollers Private Limited

 

 

No. of Employees :

50 (Approximately)

 

 

Bankers :

v      Punjab National Bank, Calisto Mansion, Panaji – 403 001, Goa, India

v      ICICI Bank Limited

v      HDFC Bank Limited

v      State Bank of India

 

 

Facilities :

Cash Credit – Rs.60.000 millions (Punjab National Bank)

 

Secured Loans

31.03.2010

Rs. In Millions

31.03.2009

Rs. In Millions

Term Loan from Punjab National Bank (107)

0.000

7.098

Term Loan from Punjab National Bank (213)

(Secured against all movable and immovable assets of the company and personal guarantee of the directors)

18.725

0.000

Cash Credit from Punjab National Bank

(Secured against stock and book debts)

47.143

47.894

Vehicle loan from Punjab National Bank

(Secured against Hypothecation of lnnova Vehicle)

0.507

0.743

Vehicle loan from ICICI Bank

(Secured against Hypothecation of Tata Indica Car)

0.000

0.146

Vehicle loan from ICICI Bank

(Secured against Hypothecation of Mercedes Vehicle)

0.000

0.735

Total

66.375

56.616

 

Unsecured Loans

31.03.2010

Rs. In Millions

31.03.2009

Rs. In Millions

Rajendra Prasad Singla

0.526

0.000

Total

0.526

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Shrinivas Nayak and Company

Chartered Accountants

Address :

201-B, Mathias Plaza, 18th June Road, Panaji – 403 001, Goa, India

Tel. No.:

91-832-2420139

Fax No.:

91-832-2420163

E-Mail :

shrinivas_ca@rediffmail.com

Income-tax PAN of auditor or auditor's firm :

ABNPN1739Q

 

 

Associates/Subsidiaries :

Shivam Ispat (Private) Limited

 

 

Group Companies :

v      Nilanjan Iron Private Limited

v      Arya Steels Rollings (India) Limited

 

 

CAPITAL STRUCTURE

 

As on 13.09.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

5000000

Equity Shares

Rs.10/- each

Rs.50.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

4700000

Equity Shares

Rs.10/- each

Rs.47.000 millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

47.000

15.000

15.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

23.652

22.308

11.774

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

70.652

37.308

26.774

LOAN FUNDS

 

 

 

1] Secured Loans

66.375

56.616

55.055

2] Unsecured Loans

0.526

0.000

0.000

TOTAL BORROWING

66.901

56.616

55.055

DEFERRED TAX LIABILITIES

1.739

0.316

0.000

 

 

 

 

TOTAL

139.292

94.240

81.829

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

50.660

54.740

58.164

Capital work-in-progress

27.085

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERRED TAX ASSETS

0.000

0.000

3.027

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

76.831

54.008

54.416

 

Sundry Debtors

9.116

3.183

0.009

 

Cash & Bank Balances

20.471

0.809

11.788

 

Other Current Assets

0.000

0.000

0.000

 

Loans, Advances & Deposits

40.448

30.427

26.942

Total Current Assets

146.866

88.427

93.155

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

69.678

14.041

46.982

 

Other Current Liabilities

1.603

20.000

15.291

 

Provisions

14.038

14.886

10.244

Total Current Liabilities

85.319

48.927

72.517

Net Current Assets

61.547

39.500

20.638

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

139.292

94.240

81.829

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2010

31.03.2009

31.03.2008

 

GROSS TURNOVER

564.511

583.029

527.726

 

 

 

 

 

 

TOTAL EXPENDITURE

NA

NA

NA

 

 

 

 

 

 

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

13.185

26.012

23.383

 

 

 

 

 

 

INTEREST                               

6.658

6.189

12.374

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

6.526

19.822

11.010

 

 

 

 

 

 

DEPRECIATION/ AMORTISATION                    

3.773

3.770

3.792

 

 

 

 

 

 

PROFIT BEFORE TAX

2.753

16.052

7.218

 

 

 

 

 

 

TAX                                                                 

1.422

5.485

3.331

 

 

 

 

 

 

PROFIT AFTER TAX                

1.331

10.566

3.886

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.28

7.04

2.59

 

 

Particulars

 

 

 

31.03.2012

Sales Turnover (Approximately)

 

 

903.200

 

 

 

 

 

Expected Sales (2012-2013): Rs.920.000 millions

 

The above information has been parted by Ms. Smita (Office Executive).

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

Return on Total Assets

(PBT/Total Assets}

(%)

1.39

11.21

4.77

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.04

0.43

0.27

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.15

2.83

4.76

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.72

1.81

1.28

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Details of Sundry Creditors:

 

Particulars

 

31.03.2010

(Rs. in millions)

31.03.2009

(Rs. in millions)

31.03.2008

(Rs. in millions)

Sundry Creditors

 

 

 

Creditors for Capital Goods

0.000

2.021

1.569

Trade Creditors

12.756

12.020

1.561

L.C. Creditors

56.922

0.000

43.852

Total

69.678

14.041

46.982

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes 

4) Premises details

No

5) Type of Business

Yes

6) Line of Business

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

Yes

18) Major customers

Yes

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

--

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

No

30) Major Shareholders, if available

Yes

 

CONTINGENT LIABILITIES:

 

Contingent Liabilities not provided in respect of:

31.03.2010

(Rs. in millions)

Letter of Credit

56.922

Bank Guarantees

4.750

Claims against the Company not acknowledged as debts

18.401

 

Bankers Charges Report as per Registry

 

Corporate identity number of the company

U27108GA1994PTC001610

Name of the company

SHRI BALAJI ROLLINGS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

M/14-15-16, Cuncolim Industrial Estate, Cuncolim Salcette, Goa – 403 703, India

E-Mail: asheeshjainfca@yahoo.co.in

This form is for

Modification of charge

Charge identification number of the modified 

80011339

Type of charge

Immovable Property

Book Debts

Movable Property (not being pledge)

Floating Charge

Particular of charge holder

Punjab National Bank, Calisto Mansion, Panaji – 403 001, Goa, India

E-Mail: pnb_panjim@yahoo.com

Nature of description of the instrument creating or modifying the charge

Supplementary Agreement

Date of instrument Creating the charge

05.06.2011

Amount secured by the charge

Rs.180.000 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

As per existing terms.

 

Terms of Repayment:

As per existing terms.

 

Margin:

As per existing terms.

 

Extent and Operation of the charge:

As per existing terms.

Short particulars of the property charged

Goods/ assets represented by documents drawn/ covered under the letter of credit

 

Hypothecation of stocks of raw materials i.e. scrap, sponge iron, stores and finished goods of billets etc.  and book debts

 

Mortgage / hypothecation of plant and machinery and other moveable assets present and future

Date of latest modification prior to the present modification

07.11.2009

Particulars of the present modification 

The lender bank agreed to further enhance the credit limit sanctioned to the extent of Rs.10.000 millions. The total credit limits sanctioned to the borrower by the lender bank stands at Rs.180.000 millions.

 

TRADE REFERENCES:

 

v      Shirdi Steel Re-Rollers Private Limited

v      Shraddha Ispat (Private) Limited

 

FIXED ASSETS:

 

v      Land and Land Development

v      Factory Building

v      Plant and Machinery

v      Electrical Installations

v      Auxiliary Equipments

v      Lab Equipments

v      Computer

v      Office Equipments

v      Furniture and Fixture

v      Vehicle

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.92

UK Pound

1

Rs.86.03

Euro

1

Rs.69.13

 

 

INFORMATION DETAILS

 

Information Gathered by :

PJA

 

 

Report Prepared by :

SMN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

2

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.