MIRA INFORM REPORT

 

 

Report Date :

04.06.2012

 

IDENTIFICATION DETAILS

 

Correct Name :

L & Z PTE. LTD.

 

 

Formerly Known As :

L & Z TRADING & INVESTMENT PTE LTD

 

 

Registered Office :

6 Eu Tong Sen Street #10-06 The Central Singapore 059817

 

 

Country :

Singapore

 

 

Date of Incorporation :

22.10.2001

 

 

Com. Reg. No.:

200106905E

 

 

Legal Form :

Private Limited Exempt Company

 

 

Line of Business :

Trade of agricultural products

 

 

No. of Employees :

About 10 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Contact Points

 

Company Name:

L & Z PTE. LTD.

Supplied Name:

L & Z

Trading Address:

6 Eu Tong Sen Street #10-06 The Central Singapore 059817

Supplied Address:

6 Eu Tong Sen St#10-06 The Central Singapore 059817

Telephone Number:

+65-63233265

Fax Number:

+65-63233620

E-mail:

colin@lnz.com.sg

 

Note:

The supplied name and address are incomplete, and the exact name and address are as above.

 

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

 

Company Identification Details

 

Registered Name:

L & Z PTE. LTD.

Registered Address:

6 Eu Tong Sen Street #10-06 The Central Singapore 059817

Date of Registration::

2001-10-22

Registered Number:

200106905E

Country of Incorporation:

Singapore

Registered Capital:

SGD1,000,000.00 (USD 773,222)

(As of 2012.06, 1 SGD = 0.77322 USD)

Paid-up Capital:

SGD1,000,000.00 (USD 773,222) = 1,000,000 Shares@1 SGD

Legal Form:

Private Limited Exempt Company

Principal Activities:

Trade of agricultural products.

Staff:

About 10 Employees

Status:

Live Company

Listed at Stock Exchange:

No.

Date of Last Annual Return:

24-05-2011

 

History

 

Subject was incorporated on 2001-10-22 with registered number 200106905E as Private Limited Exempt Company in Singapore.

 

Change of Name:

Date

Change

2001-10-22

L & Z TRADING & INVESTMENT PTE LTD

2005-8-11

L & Z PTE. LTD.

 

Shareholders

Unit: SGD

Name

Subscription Amount

Proportion of Investment (%)

SOE NAING

1,000,000

100%

Total

1,000,000

100%

 

 

Major Shareholder Information:

Name:

SOE NAING

ID Number:

S2752813I

Address:

95 Grange Road #06-12 Grange Residences Singapore 249616

Nationality:

Singapore P.R.

 

 

Subsidiaries & Branches

 

Parent Company

Name

Diamond Star Group

Address

Myanmar

From other sources, we found that subject is a subsidiary of Diamond Star Group, but the staff of subject declined to confirm the information above.

 

Manage Information

 

Core Management

Detailed Information of Management:

1

Name:

WONG KIAH PENG

Position:

Secretary

ID Number:

S0091677C

Address:

71A LORONG GAMBIR

Singapore 536619

Nationality:

Singapore Citizen

Date of Appointment:

2009-6-15

2

Name:

SOE NAING

Position:

Director

ID Number:

S2752813I

Address:

95 Grange Road #06-12 Grange Residences Singapore 249616

Nationality:

Singapore P.R.

Date of Appointment:

2001-10-22

 

Personnel Structure

Total Employees

About 10 Employees

 

 

Operation Information

 

Offices & Factories

 

Office

Address:

6 Eu Tong Sen Street #10-06 The Central Singapore 059817

 

Production Information

l         Subject is a trader of agricultural products without any production activities

 

 

Purchase

l         The productions are mostly imported from Myanmar.

 

Sales Information

l         Subject is mainly engaged in trading of agricultural products and the related products.

l         Subject introduced that its major products include Rice, Wheat, Wheat Floor, Beans and Pulses, Maize, Marine products, Rubber, Pharmaceutical products, Bakery Ingredients, Fertilizers, Yeast, Machinery and parts, Steel products, consumer products, etc.

l         Subject introduced that the products are mainly imported from Myanmar.

l         Subject’s selling territory mainly covers Asia.

l         Subject’s staff declined to disclose more details about subject.

 

 

Settlements

 

Subject declined to disclose the settlements information, and from other sources, we couldn’t obtain the information, either.

 

 

Financial Information

 

In Singapore, Limited Exempt Private Companies are not obligated to submit their financial statements to the local registry. The subject also declined to disclose such information due to the confidentiality reason.

The latest financial information is not available from the subject or other sources.

 

 

Bankers

 

Open Account Bank

The bankers’ information is not available from the subject or other sources.

 

 

Auditors

 

Name:

WONG,LEE & ASSOCIATES

 


Public

 

Charges

 

Charge 1

Charge Number:

C200404635

Date of Registration:

2004-9-17

Name:

UNITED OVERSEAS BANK LIMITED

Amount Secured:

All Monies

Charge 2

Charge Number:

C200605835

Date of Registration:

2006-8-30

Name:

UNITED OVERSEAS BANK LIMITED

Amount Secured:

All Monies

Charge 3

Charge Number:

C200701791

Date of Registration:

07-03-2007

Name:

Oversea-Chinese Banking Corporation Limited

Amount Secured:

All Monies

Charge 4

Charge Number:

C200701804

Date of Registration:

2007-3-7

Name:

Oversea-Chinese Banking Corporation Limited

Amount Secured:

All Monies

Charge 5

Charge Number:

C201002429

Date of Registration:

2010-3-22

Name:

Indian Bank

Amount Secured:

All Monies

 

 


Interview Details

 

Name:

N/A

Department:

Sale Department

 

Note:

The staff declined to disclose her name.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.92

UK Pound

1

Rs.86.03

Euro

1

Rs.69.13

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.