MIRA INFORM REPORT

 

 

Report Date :

05.06.2012

 

IDENTIFICATION DETAILS

 

Name :

BNC INDUSTRIAL SERVICES CC

 

 

Registered Office :

83a Venter Place, Prosvection, Durban, 4133

 

 

Country :

South Africa

 

 

Date of Incorporation :

11.12.2008

 

 

Com. Reg. No.:

B2008/258816/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Manufacturer of sugar, including golden syrup and castor sugar

 

 

No. of Employees :

05

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Subject Name

BNC INDUSTRIAL SERVICES CC

Country

SOUTH AFRICA

Subject Contact person

PRIYA-031 9023777

 

 

 

Assessment

 

 

 

This is well established company

 

We could not obtain Trade References

 

A bank code revealed that the subject would be considered as equal to R 1 000 000 over 30 days

 

Trade References to follow if available.

 

 

 

 

 

 

 

Company Information

 

Registered Name

BNC INDUSTRIAL SERVICES CC

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

B2008/258816/23

Registration Date

2008-12-11

Date Commenced Trading

2008-12-11

Age of Business

3 Years 5 Months

History of Business

Unavailable

History of Principals

Unavailable

Shareholders/Members/Partners of subject and  % holding

100% - SUNTHOSH BALCHUND

Authorised Share Capital

R 1000

Issued Share Capital/Members Contribution

R 100

Status

This Business is Active

Operations Assessment

Sugar Manufacturing

Industry/ Customers

Sugar packagers such as ILLOVO

Export

Yes – Throughout AFRICA

Major Industry Code / SICC

30420

Definition of Code

Manufacturer of sugar, including golden syrup and castor sugar.

Head Office Physical Address

 

 

83A Venter Place

Prosvection

DURBAN

4133

Head Office Postal Address

PO Box 40188

REHILL

4071

Current Tel Number

031 9026244/031 9023777

Cell number

073 7773554

Current Fax Number

 

Current Email Address

finance@bncprojects.co.za

Web Site Address

www.bncindustrial.co.za

 


Auditors Information

 

Company Registered Name

PKF (DURBAN)

Trading Name

PKF DAVID STRACHAN AND TAYLER

Registration Number

2001/006100/21

Physical Address

2ND FLOOR 12 ON PALM

BOULEVARD

GATEWAY

4319

Postal Address

P O BOX 1858

DURBAN

4000

Contact Person

AVISHKAR HARRIPAR

Contact Number

031 573 5000

Email

info.dbn@pkf.co.za

Principals

Unavailable

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

SAICA number

906352E

VAT Number

4450223450

Tax Number

9049294144

BEE Status

Unavailable

Financial Year End

February

Years With Auditors

1 Year

Website

www.pkf.co.za

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

NINOW AND ASSOCIATES

 

Unknown

 

 

Tax Information

 

Vat Number

4490258250

Status

Active

Vat Liable Date

2008-12-11

Tax Number

9254391171

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

Yes

Score

Level 5

Expire Date

Unavailable

BEE Certificate Available

Yes

 

 

ISO Status

 

Type of ISO Grade

None

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

None

Compliance Certified

None

 

 

Company Structure

 

Subsidiaries

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

5

1.       Salaried employees

5

2.       Permanent employees

5

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

3

Owned

 

 

The Fleet is made up of

3 Vehicles

1.       Light Delivery Vehicles

3

Owned

 

 

 

Offices

Offices / Warehouse


Head Office Owned/ Rented

Owned

Owned by

SUNTHOSH BALCHUD

Value

Unavailable

Bond

Unavailable

Bank

Unavailable

Type of Premises

Offices and Warehouses

 


 

Branches Names

Country

Province

None

 

 

 


Branches Owned/ Rented

None

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

Management Overview

 

Organisation chart

Level

Position

Name

1

DIRECTOR

SUNTHOSH BACHUND

 

Company Structure (Ownership)

 

Note: One level up and all levels down

                        Holding

Company

Sub

100%

SUNTHOSH BACHUND

None

 

 

Trade References

 

Key deals signed within the past 12 months.

Company

Value

Contact

None

 

 

 

AWAITING TRADE REFERENCES

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

 

 

 

 

        2 

 

 

 

 

3

 

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

 

 

 

 

 

 

 

2

 

 

 

 

 

 

 

3

 

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

FNB

Branch

BRAYDEN

Bank Account Number

62232865339

Type of Account

CURRENT

Account Name

BNC INDUSTRIAL SERVICES CC

Overdraft Facilities

Yes

Bank Code

C for R 1 000 000.00

Bank Comment

 

The subject’s bankers consider them good for all business normal engagements.

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

 

Financial Estimates

CURRENT ASSETS

Deemed Confidential

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

 

Current Turnover per month

 

Current Turnover per annum

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

1

Average Age of Active Principals

41

 

Active Principals

 

Principal 1 of 1: SUNTHOSH BALCHUND

Surname

BULCHAND

First Name

SUNTHOSH

Other Names

None

Marital Status

Married

ID Number

7110125171082

Verified ID Number

Yes

Current Age

41

Designation

Director

Status

Active

Appointment Date

2008-12-11

Physical Address (at time of Appointment)

5 Panchoo Garden

323 AVACA ROAD

AVOCA

4051

Postal Address

PO Box 40188

REDHILL

4071

Current Tel Number

031 5638565

Cell number

073 7773554

Current Fax Number

Unavailable

Current Email Address

finance@bncprojects.co.za

Shareholding

0.0000

 

Adverse Information for: SUNTHOSH BALCHUND

 

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: SUNTHOSH BALCHUND

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

BEAM JOINT VENTURE STRUCTURE (PTY) LTD

2008/025743/07

In Business

3 Years

7 Months

0

No

BNC PROJECTS (PTY) LTD

2001/008291/07

In Business

11 Years

1 Months

 

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor: SUNTHOSH BALCHUND

Title Deed No.

ST33836/2004

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

323 AVOCA DURBAN NORTH

Property Type

Sectional Title / Unit

Extent / Size

83.0SQM

Purchase Date

2004-03-12

Purchase price

R 212 000.00

% Ownership

0.0000

Bond Holder

HINDOO WORSHIPPER

OF

SHREE LUT

Bond Number

K11051996S

Bond Amount

R 0.00

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.52

UK Pound

1

Rs.85.29

Euro

1

Rs.68.86

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.