MIRA INFORM REPORT

 

 

Report Date :

05.06.2012

 

IDENTIFICATION DETAILS

 

Name :

HITECH NON WOVEN PRIVATE LIMITED

 

 

Registered Office :

G-283, Near Plot No.77, Sector – 2, DSIDC Estate, Bawana, Delhi – 110039

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

13.10.2008

 

 

Com. Reg. No.:

55-184210

 

 

Capital Investment / Paid-up Capital :

Rs.0.260 Million

 

 

CIN No.:

[Company Identification No.]

U17226DL2008PTC184210

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

DELH07880F

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Trader of Non Woven.

 

 

No. of Employees :

40 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca (16)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears some accumulated losses recorded by the company. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings on a secured trade terms and conditions.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

 

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY

 

Name :

Mr. Suresh Kumar Goyal

Designation :

Director

Contact No.:

91-9212043302

Date :

11.05.2012

 

 

LOCATIONS

 

Registered Office :

G-283, Near Plot No.77, Sector – 2, DSIDC Estate, Bawana, Delhi – 110039, India

Tel. No.:

91-11-65027492

Mobile No.:

91-9212043302 (Mr. Suresh Kumar Goyal)

Fax No.:

Not Available

E-Mail :

srudyo966@yahoo.co.in

hitechnonwoven@gmail.com

Area :

150 sq. mtr.

Location :

Owned

 

 

Factory :

Sampla, Haryana, India

Location :

Owned

 

 

DIRECTORS

 

(AS ON 30.09.2011)

 

Name :

Mr. Suresh Kumar Goyal 

Designation :

Director

Address :

B-301, Sai Baba Apartment, Sector – 9, Rohini, Delhi – 110085, India

Date of Birth/Age :

16.01.1966

Qualification :

Graduate

Date of Appointment :

13.10.2008

DIN No.:

02353803

 

 

Name :

Mrs. Raj Rani Goyal

Designation :

Director

Address :

206, L Model Town, Rohtak – 124001, Haryana, India

Date of Birth/Age :

01.02.1958

Qualification :

Graduate

Date of Appointment :

13.10.2008

DIN No.:

02317492

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

(AS ON 30.09.2011)

 

Names of Shareholders

 

 

No. of Shares

 

 

 

Suresh Kumar Goyal 

 

5000

Raj Rani Goyal

 

21000

 

 

 

Total

 

 

26000

 

 

(AS ON 30.09.2011)

Equity Shares Break – up

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

 

Total

 

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Trader of Non Woven.

 

 

Terms :

 

Selling :

Cash

 

 

Purchasing :

Cash

 

 

GENERAL INFORMATION

 

Customers :

Wholesalers

 

 

No. of Employees :

40 (Approximately)

 

 

Bankers :

·         State Bank of Patiala

Sankhol Branch, Sankhol, Bahadurgarh, Jhajjar – 124507, Haryana, India

 

·         State Bank of Patiala

Bawana, Delhi, India

 

 

Facilities :

Secured Loans

31.03.2011

31.03.2010

 

 

(Rs. In Millions)

 

 

 

State Bank of Patiala CC

0.597

0.781

State Bank of Patiala (Term Loan)

0.108

0.659

 

 

 

Total

 

0.705

1.440

 

 

Unsecured Loans

31.03.2011

31.03.2010

 

 

(Rs. In Millions)

 

 

 

Suresh Kumar Goel

0.750

0.750

 

 

 

Total

 

0.750

0.750

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Khatter and Associates

Chartered Accountant

Address :

XV-5352A, IInd Floor, Shora Kothi, Paharganj, New Delhi – 110055, India

Tel No.:

91-11-23562566

Mobile No.:

91-9810603740

Fax No.:

91-11-23562566

PAN No.:

AAKFK1056E

Email :

c.accountants@gmail.com

 

 

CAPITAL STRUCTURE

 

(AS ON 30.09.2011)

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs.1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

26000

Equity Shares

Rs.10/- each

Rs.0.260 Million

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.260

0.260

0.260

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(0.287)

(0.360)

(0.261)

NETWORTH

(0.027)

(0.100)

(0.001)

LOAN FUNDS

 

 

 

1] Secured Loans

0.705

1.440

1.562

2] Unsecured Loans

0.750

0.750

0.650

TOTAL BORROWING

1.455

2.190

2.212

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

1.428

2.090

2.211

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1.890

2.026

2.244

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.118

0.161

0.116

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.901

0.480

2.069

 

Sundry Debtors

1.906

2.553

0.086

 

Cash & Bank Balances

0.024

0.138

0.025

 

Other Current Assets

0.098

0.098

0.209

 

Loans & Advances

0.000

0.000

0.000

Total Current Assets

2.929

3.269

2.389

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

3.171

3.044

2.360

 

Other Current Liabilities

0.338

0.347

0.211

 

Provisions

0.000

0.000

0.000

Total Current Liabilities

3.509

3.391

2.571

Net Current Assets

(0.580)

(0.122)

(0.182)

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.025

0.033

 

 

 

 

TOTAL

1.428

2.090

2.211

 

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

 

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

TOTAL                                    

 

NA

NA

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

 

NA

NA

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

 

0.419

0.195

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

 

0.304

0.338

 

 

 

 

 

 

PROFIT BEFORE TAX

 

0.115

(0.143)

 

 

 

 

 

Less

TAX                                                                 

 

0.043

(0.044)

 

 

 

 

 

 

PROFIT AFTER TAX

 

0.072

(0.099)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

 

(0.360)

(0.261)

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

 

(0.288)

(0.360)

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

--

--

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Return on Total Assets

(PBT/Total Assets}

(%)

2.39

(2.70)

NA

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(4.26)

1.43

NA

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

(183.85)

(55.81)

(4783.00)

 

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.83

0.96

0.93

 


 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check list by info Agents

Available in Report

(Yes/ No)

 

 

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the Firm

Yes

Premises details

Yes

Type of Business

Yes

Line of Business 

Yes

Promoter’s Background 

Yes

No. of Employees

Yes

Name of Person Contacted

Yes

Designation of Contact person

Yes

Turnover of Firm for last two years

Yes

Profitability for last two years

Yes

Reasons for variation <> 20%

-----

Estimation for coming financial year

No

Capital in the business

Yes

Details of sister concerns

No

Major Suppliers

No

Major Customers

No

Payments Terms

Yes

Export/ Imports Details (If applicable)

No

Market Information

-----

Litigations that the firm/ Promoters Involved in

-----

Banking details

Yes

Banking Facility Details

Yes

Conduct of the Banking Account

-----

Buyer visit details

-----

Financials, if provided

Yes

Incorporation details is applicable

Yes

Last Accounts filed at ROC

Yes

Major Shareholders, if available

Yes

 

 

FORM 8:

 

This form is for

Creation of charge

Corporate identity number of the company

U17226DL2008PTC184210

Name of the company

HITECH NON WOVEN PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

G-283, Sector-2, DSIDC, Bawana, Delhi – 110039, India

hitechnonwoven@gmail.com

Type of charge

Immovable Property

Book Debts

Movable Property (Not being pledge)

Particular of charge holder

·         State Bank of Patiala

Sankhol Branch, Sankhol, Bahadurgarh, Jhajjar – 124507, Haryana, India

nimishdel@gmail.com

Nature of description of the instrument creating or modifying the charge

Bank's Letter

Date of instrument Creating the charge

12/07/2011

Amount secured by the charge

Rs.2.000 Millions

Brief particulars of the principal terms and conditions and extent and operation of the charge

Rate of Interest

As may be prescribed by the bank from time to time.

 

Terms of Repayment

As may be prescribed by the bank from time to time.

 

Margin

As may be prescribed by the bank from time to time.

 

Extent and Operation of the charge

100 percent.

 

Others

The said charge is to secure following credit facilities granted by the bank to the company:

1. Cash Credit (Hypo.) - Rs.1.000 Million

2. Term Loan               - Rs.1.000 Million

    Total                       - Rs.2.000 Million

Short particulars of the property charged

Primary Security: Hypothecation of all kinds of stocks, receivables and current assets of the company (both present and future)

 

Collateral Security: Equitable Mortgage of immovable properties of the company situate at Flat No. 2, Vindhyachal Apartments, Paschim Vihar, Delhi admeasuring 2000 square yards together with all land and building and structure thereat.

 

 

FIXED ASSETS:

 

·         Computer

·         Electrical Fittings

·         Furniture and Fixture

·         Office Equipment

·         Plant and Machinery

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.52

UK Pound

1

Rs.68.86

Euro

1

Rs.85.29

 

 

INFORMATION DETAILS

 

Information Gathered by :

SBA

 

 

Report Prepared by :

NIT

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

2

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

2

--LIQUIDITY

1~10

--

--LEVERAGE

1~10

2

--RESERVES

1~10

--

--CREDIT LINES

1~10

1

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

16

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

 

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.