MIRA INFORM REPORT

 

 

Report Date :

08.06.2012

 

IDENTIFICATION DETAILS

 

Name :

BUSHRA BUILDING MATERIALS TRADING CO LLC

 

 

Registered Office :

Industrial Area No. 2, P O Box 80171, Sharjah

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

20.04.2002

 

 

Com. Reg. No.:

41815, Sharjah

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesale and retail of building materials and construction supplies

 

 

No. of Employees :

09

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Arab Emirates 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                         : BUSHRA BUILDING MATERIALS TRADING CO LLC

Country of Origin                                    : Sharjah, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 20th April 2002

Commercial Registration Number            : 41815, Sharjah

Trade Licence Number                            : 514042

Chamber Membership Number                : 54036

Issued Capital                                        : UAE Dh 500,000

Paid up Capital                                      : UAE Dh 500,000

Total Workforce                                     : 9

Activities                                               : Wholesale and retail of building materials and construction supplies

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Mustafa Saif Muhsen Sourti, Director

 

 

 


COMPANY NAME

 

BUSHRA BUILDING MATERIALS TRADING CO LLC

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Industrial Area No. 2

PO Box             : 80171

Town                 : Sharjah

Country             : United Arab Emirates

Telephone         : (971-6) 5430552

Facsimile          : (971-6) 5430553

Mobile               : (971-55) 3452521

Email                : albushrabmt@yahoo.com

 

Premises

Subject operates from a small suite of offices and a warehouse that are rented and located in the Industrial Area of Sharjah.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

·       Ali Ahmed Mansouir Ali                                 Emirati                          Managing Director

·       Saif Muhsen Sourti                                        Indian                            Director

·       Mustafa Saif Muhsen Sourti                           Indian                            Director

·       Murtada Saif Muhsen Sourti                           Indian                            Director

·       Moiz Abbass                                                                -                               Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 20th April 2002

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 41815, Sharjah

 

Trade Licence No.       : 514042 (Expires 18/04/2013)

 

Chamber Member No. : 54036

 

Issued Capital              : UAE Dh 500,000

 

Paid up Capital            : UAE Dh 500,000

Name of Shareholder (s)                                              Percentage

·       Ali Ahmed Mansouir Ali                                                  51%

·       Saif Muhsen Sourti                                                         17%

·       Mustafa Saif Muhsen Sourti                                            16%

·       Murtada Saif Muhsen Sourti                                            16%

 

 

AFFILIATED COMPANIES

 

·       Al Burhan Metallic Products Plating LLC

Sharjah

Tel: (971-6) 5420101

Fax: (971-6) 5423478

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of building materials and construction supplies.

 

Import Countries: China and India

 

Brand Names: SMS

 

Operating Trend: Steady

 

Subject has a workforce of 9 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 11,350,000                   UAE Dh 12,100,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 


BANKERS

 

·       Habib Bank Ltd

PO Box: 300

Sharjah

Tel: (971-6) 5356116

Fax: (971-6) 5526473

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.15

UK Pound

1

Rs.85.22

Euro

1

Rs.69.24

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.