MIRA INFORM REPORT

 

 

Report Date :

08.06.2012

 

IDENTIFICATION DETAILS

 

Name :

SANMAR HOLDING LIMITED

 

 

Registered Office :

No. 9, Cathedral Road, Chennai – 600086, Tamil Nadu

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

02.02.1979

 

 

Com. Reg. No.:

18-007711

 

 

Capital Investment / Paid-up Capital :

Rs. 9.738 Millions

 

 

CIN No.:

[Company Identification No.]

U65993TN1979PLC007711

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Subject is engaged in Investment in shares and securities of group companies.    

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (54)

 

RATING

STATUS

PROPOSED CREDIT LINE

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Maximum Credit Limit :

USD 13000000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established and reputed company having fine track. Financial position appears to be sound. However, trade relations are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

 

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

No. 9, Cathedral Road, Chennai – 600086, Tamil Nadu, India

Tel. No.:

91-44-28128722

Fax No.:

91-44-28112627

E-Mail :

mr1@sanmrgroup.com

rs36@sanmargroup.com

Website :

http://www.sanmargroup.com

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Narayanan Sankar

Designation :

Chairman and Director

Address :

194, T T K Road, Chennai – 600018, Tamil Nadu, India

Date of Birth/Age :

19.11.1945

Date of Appointment :

06.10.1980

DIN No.:

00007843

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U65993TN1979PLC007711

SANMAR HOLDINGS LIMITED

Director

06-10-80

06-10-80

-

Active

NO

2

L26942TN1946PLC000931

THE INDIA CEMENTS LIMITED

Director

15-09-89

15-09-89

15-09-07

Active

NO

3

U65991TN1921NPL001337

CHENNAI WILLINGDON CORPORATE FOUNDATION

Director

28-04-91

28-04-91

-

Active

NO

4

U29296TN1984PLC011377

F.L.SMIDTH LIMITED

Director

10-12-97

10-12-97

21-07-06

Amalgamated

NO

5

U14299TN1996PTC034056

FLSMIDTH MINERALS PRIVATE LIMITED

Alternate director

11-12-97

11-12-97

18-03-09

Amalgamated

NO

6

U91990TN1999NPL042106

CHENNAI HERITAGE

Director

22-03-99

22-03-99

-

Active

NO

7

U73100TN2002NPL050076

SHL RESEARCH FOUNDATION

Director

24-02-03

24-02-03

-

Active

NO

8

U45202TN1991PTC021010

NS FAMILY CONSOLIDATIONS PRIVATE LIMITED

Director

02-05-03

02-05-03

-

Active

NO

9

U65991TN1991PTC021007

NS FAMILY INVESTMENTS P LTD

Director

02-05-03

02-05-03

-

Active

NO

10

U65991TN1990PLC019237

SHL SECURITIES (ALPHA) LIMITED

Additional director

31-10-11

01-04-04

-

Active

NO

11

L19201WB1931PLC007261

BATA INDIA LTD

Director

02-02-05

02-02-05

28-07-11

Active

NO

12

U65991TN1991PTC021532

N SANKAR PROPERTIES AND HOLDINGS PRIVATE LIMITED

Director

26-05-05

26-05-05

-

Active

NO

13

L99999MH1961PLC012003

NOCIL LIMITED

Director

29-07-05

29-07-05

-

Active

NO

14

U74990TN1991PTC021361

N K TRADING AND CONSULTANCY PRIVATE LIMITED

Director

06-02-06

06-02-06

-

Active

NO

15

U74999TN2005PTC057945

V S TRADING AND CONSULTANCY PRIVATE LIMITED

Director

06-02-06

06-02-06

-

Active

NO

16

U74999TN2005PTC057947

M SANKAR TRADING AND CONSULTANCY PRIVATE LIMITED

Director

06-02-06

06-02-06

-

Active

NO

17

U74999TN2005PTC057946

C SANKAR TRADING AND CONSULTANCY PRIVATE LIMITED

Director

06-02-06

06-02-06

-

Active

NO

18

U74999TN1992PTC022029

STARGATE ENTERPRISES PRIVATE LIMITED

Director

03-04-06

03-04-06

08-12-08

Active

NO

19

U26941TN2000PTC044765

FLSMIDTH PRIVATE LIMITED

Director

22-08-06

22-08-06

-

Active

NO

20

U29199TN2001PLC047307

SANMAR CONSOLIDATIONS LIMITED

Director

29-09-11

06-06-11

-

Active

NO

 

 

Name :

Mr. Vijay Sankar

Designation :

Director

Address :

194 T T K Road, Chennai – 600018, Tamil Nadu, India

Date of Birth/Age :

26.12.1972

Date of Appointment :

11.11.1991

DIN No.:

00007875

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U65993TN1979PLC007711

SANMAR HOLDINGS LIMITED

Director

11-11-91

11-11-91

-

Active

NO

2

U74140TN2000PLC044962

SILKROUTE INDCHEM LIMITED

Director

18-12-00

18-12-00

07-06-08

Active

NO

3

U29199TN2001PLC047307

SANMAR CONSOLIDATIONS LIMITED

Director

29-09-11

25-06-01

-

Active

NO

4

U73100TN2002NPL050076

SHL RESEARCH FOUNDATION

Director

24-02-03

24-02-03

-

Active

NO

5

U65991TN1991PTC021007

NS FAMILY INVESTMENTS P LTD

Director

02-05-03

02-05-03

-

Active

NO

6

U45202TN1991PTC021010

NS FAMILY CONSOLIDATIONS PRIVATE LIMITED

Director

02-05-03

02-05-03

-

Active

NO

7

U65991TN1990PLC019237

SHL SECURITIES (ALPHA) LIMITED

Additional director

31-10-11

01-04-04

-

Active

NO

8

U85320TN1999NPL041989

YOUNG PRESIDENTS ORGANISATION (CHENNAI CHAPTER)

Director

02-07-05

02-07-05

-

Active

NO

9

U24231TN2000PTC045797

POES GARDEN PROPERTIES PRIVATE LIMITED

Director

06-02-06

06-02-06

01-10-10

Active

NO

10

U74999TN2005PTC057945

V S TRADING AND CONSULTANCY PRIVATE LIMITED

Director

06-02-06

06-02-06

-

Active

NO

11

U74999TN1992PTC022029

STARGATE ENTERPRISES PRIVATE LIMITED

Director

03-04-06

03-04-06

08-12-08

Active

NO

12

L65991TN1941PLC001128

THE K C P LIMITED

Additional director

07-11-11

07-11-11

-

Active

NO

13

U91990MH2011NPL225012

YPO WPO South Asia Chapter

Director

16-12-11

16-12-11

-

Active

NO

 

 

Name :

Mr. Pappakudi Umashankar Arvind

Designation :

Director

Address :

C-1, ‘Srinivas’, New No 8, Bazullah Road, T Nagar, Chennai, tamil Nadu, India

Date of Birth/Age :

26.06.1958

Date of Appointment :

06.06.2011

DIN No.:

00009143

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U65991TN1994PLC027843

MERCURY CONSOLIDATIONS LIMITED

Director

21-04-95

21-04-95

-

Amalgamated

NO

2

U65993TN1995PTC030443

STARGATE REALTY PRIVATE LIMITED

Director

10-06-98

10-06-98

17-07-09

Active

NO

3

U32301TN1988PLC016486

INDCHEM COMMUNICATIONS LIMITED

Director

30-12-98

30-12-98

-

Active

NO

4

U22121TN1991PLC020589

KALAMKRIYA LIMITED

Director

09-05-01

09-05-01

-

Active

NO

5

U65993TN1996PLC054556

VIHANS FINANCE & HOLDINGS LIMITED

Director

24-08-01

24-08-01

-

Dissolved

NO

6

U45309TN2001PLC048137

MERCURY INFRASTRUCTURE LIMITED

Director

20-12-01

20-12-01

-

Amalgamated

NO

7

U24117TN1989PLC018211

SANMAR PERFORMANCE CHEMICALS AND RESEARCH SERVICES LIMITED

Director

18-12-03

18-12-03

-

Dissolved

NO

8

U51503TN2001PTC047841

STARGATE ADAYAR PROPERTIES PRIVATE LIMITED

Director

24-01-06

24-01-06

08-12-08

Active

NO

9

U24119TN2002PLC048677

SANMAR GROUP INTERNATIONAL LIMITED

Director

18-10-06

18-10-06

-

Active

NO

10

U45201TN1999PLC043396

SHL PROPERTY HOLDINGS LIMITED

Director

03-08-07

30-12-06

07-11-08

Active

NO

11

U51311TN2007PLC062284

SHL TRADING LIMITED

Director

03-08-07

07-02-07

-

Active

NO

12

U63090TN1994PLC028616

SANMAR SHIPPING LIMITED

Director

16-09-08

31-03-08

-

Active

NO

13

U74999TN1992PTC022029

STARGATE ENTERPRISES PRIVATE LIMITED

Additional director

08-12-08

08-12-08

20-07-09

Active

NO

14

U33112MH2009PTC198023

BANGALORE GENEI (INDIA) PRIVATE LIMITED

Additional director

22-09-09

22-09-09

11-10-09

Amalgamated

NO

15

U65991TN1990PLC019237

SHL SECURITIES (ALPHA) LIMITED

Additional director

02-04-12

15-03-11

10-04-12

Active

NO

16

U74210TN1996PLC034870

SANMAR ENGINEERING TECHNOLOGIES LIMITED

Director

26-09-11

30-04-11

-

Active

NO

17

U65993TN1979PLC007711

SANMAR HOLDINGS LIMITED

Director

30-09-11

06-06-11

-

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Pappakudi Umashankar Arvind

Designation :

Secretary

Address :

C-1, ‘Srinivas’, New No 8, Bazullah Road, T Nagar, Chennai, tamil Nadu, India

Date of Birth/Age :

26.06.1958

Date of Appointment :

06.06.2011

 

00009143

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Equity Shareholders

 

No. of Shares

SHL Securities (Alpha) Limited

 

9994

Narayanan Sankar, C/o SHL Securities (Alpha) Limited

 

1

Pappakudi Umashankar  Arvind, C/o SHL Securities (Alpha) Limited

 

1

S Subramanian, C/o SHL Securities (Alpha) Limited

 

1

M Raman, C/o SHL Securities (Alpha) Limited

 

1

S Sankaran, C/o SHL Securities (Alpha) Limited

 

1

Vijay Sankar,  C/o SHL Securities (Alpha) Limited

 

1

Total

 

10000

 

 

Names of Preference Shareholders

 

No. of Shares

Narayanan Sankar

 

2060000

Vijay Sankar

 

510000

Total

 

2570000

 

 

As on 30.09.2011

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Bodies corporate

 

100.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged in Investment in shares and securities of group companies.    

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Grindlays Bank p.l.c.

19, Rajaji Salai, Chennai – 600001, Tamil Nadu, India

 

 

Facilities :

Secured Loans

(Rs. In

Millions ) 31.03.2011

(Rs. In

Millions ) 31.03.2010

Term loan from a bank

Secured by equitable mortgage of specific land of a group company.

0.000

1500.000

Total

0.000

1500.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Price Waterhouse and Company

Chartered Accountants

Address :

32 Khader Nawaz Khan Road, Nungambakkam, Chennai – 600034, Tamil Nadu, India

PAN No.:

AAEFP3641G

 

 

Holding Company:

SHL Securities (Alpha) Limited

U65991TN1990PLC019237

 

 

Associates/Subsidiaries :

  • Chemplast Sanmar Limited

       L24230TN1985PLC011637

 

  • Indchem Communications Limited

             U32301TN1988PLC016486

 

  • Sanmar Group International Limited

             U24119TN2002PLC048677

 

  • Sanmar Speciality Chemicals Limited

      U24299TN1982PLC009443

 

  • Sanmar Overseas Investments AG

 

  • Eisenwerk erla Beteiligungsgesellschaft mBH

 

  • Eisenwerk Erla GmBh

 

  • Sanmar Ferrotech Limited

 

  • CAV-NILE AG

 

  • CAV-NILE Holdings Public Company Limited

 

  • Pharaoh international limited

 

  • Pharaoh consolidation limited

 

  • Kalamkriya Limited

 

  • Sanmar Consolidations Limited

 

  • Sanmar Group Corporate Finance

 

  • Sanmar Consultancy Limited

 

  • SHL Property Holdings Limited

 

  • Sanmaar Shipping Limited

 

  • Cabot Sanmar Limited

 

  • Sanmar Ferrotech Limited

 

 

CAPITAL STRUCTURE

 

(AS ON 31.03.2011)

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

15000

Equity Shares

Rs.100/- each

Rs. 1.500 Millions

2570000

7% Cumulative Redeemable Preference Shares

Rs.3.40/- each

Rs. 8.738 Millions

 

Total

 

Rs. 10.238 Millions

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs.100/- each

Rs. 1.000 Millions

2570000

7% Cumulative Redeemable Preference Shares

Rs.3.40/- each

Rs. 8.738 Millions

 

Total

 

Rs. 9.738 Millions

 

 

NOTE:

 

(a)  Of the above:

 

i)                     Number of Equity shares issued and allotted as fully paid up by way of bonus shares by capitalization of Reserves.

ii)                   Number of Equity shares held by SHL Securities (Allpha) Limited, the holding company and its nominees.

iii)                  Number of Preference share issued and share issued and allotted as fully paid without payment being received in cash.

 

(b)  The Preference shares are redeemable at par at any time before 31.03.2015.

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

 

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

9.738

9.738

9.738

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

3363.290

3185.488

3368.587

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

3373.028

3195.226

3378.325

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

1500.000

1500.000

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.000

1500.000

1500.000

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

3373.028

4695.226

4878.325

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

0.048

0.016

0.047

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

3134.476

4892.901

3780.644

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

0.000

0.000

0.000

 

Sundry Debtors

0.000

0.000

0.000

 

Cash & Bank Balances

65.391

19.575

1098.720

 

Other Current Assets

332.097

0.000

0.136

 

Loans & Advances

4.007

3.850

1.897

Total Current Assets

401.495

23.425

1100.753

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditor

1.446

1.008

2.001

 

Other Current Liabilities

161.545

232.186

16.568

 

Provisions

0.000

0.000

0.000

Total Current Liabilities

162.991

233.194

18.569

Net Current Assets

238.504

(209.769)

1082.184

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

12.078

15.450

 

 

 

 

TOTAL

3373.028

4695.226

4878.325

 

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

 

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income from long term Investments (non trade)

 

 

 

 

 

- Dividends

392.054

0.000

8.620

 

 

- Share of income from Partnership     firm

2.094

11.867

24.677

 

 

Interest on bank deposits

0.000

1.632

1.177

 

 

Interest on Income Tax refund

0.022

0.081

0.058

 

 

Profit on sale of fixed asset

0.000

0.000

0.003

 

 

Recovery of bad debts

0.000

0.000

0.207

 

 

Miscellaneous Income

0.000

0.000

0.481

 

 

TOTAL                                     (A)

394.170

13.580

35.223

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Administrative Expenses

0.963

0.660

2.082

 

 

TOTAL                                     (B)

0.963

0.660

2.082

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

393.207

12.920

33.141

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

213.238

195.988

129.262

 

 

 

 

 

 

PROFIT / LOSS  BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                           (E)

179.969

(183.068)

(96.121)

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

0.027

0.031

0.031

 

 

 

 

 

 

PROFIT / LOSS  BEFORE TAX (E-F)                  (G)

179.942

(183.099)

(96.152)

 

 

 

 

 

Less

TAX                                                                  (H)

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT / LOSS  AFTER TAX (G-H)                    (I)

179.942

(183.099)

(96.152)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

685.835

868.934

965.086

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to Preference Dividend

1.835

0.000

0.000

 

 

Preference Dividend paid

0.305

0.000

0.000

 

BALANCE CARRIED TO THE B/S

863.637

685.835

868.934

 

 

 

 

 

 

Earnings / loss  Per Share (Rs.)

17,780

(18,310)

(9,615)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

 

31.03.2010

31.03.2009

Net Profit Margin

(PBT/Sales)

(%)

45.65

1348.30

(272.98)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

44.81

(781.11)

(8.73)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.05

(0.04)

(0.03)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.05

0.54

0.45

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

2.46

0.10

59.28

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check list by info Agents

Available in Report (Yes/ No)

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the Firm

Yes

Premises details

No

Type of Business

Yes

Line of Business 

Yes

Promoter’s Background 

Yes

No. of Employees

No

Name of Person Contacted

No

Designation of Contact person

No

Turnover of Firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

---------

Estimation for coming financial year

No

Capital in the business

Yes

Details of sister concerns

Yes

Major Suppliers

No

Major Customers

No

Payments Terms

No

Export/ Imports Details (If applicable)

No

Market Information

------------

Litigations that the firm/ Promoters Involved in

------------

Banking details

Yes

Banking Facility Details

Yes

Conduct of the Banking Account

-------------

Buyer visit details

------------

Financials, if provided

Yes

Incorporation details is applicable

Yes

Last Accounts filed at ROC

Yes

Major Shareholders, if available

Yes

 

 

Corporate Results:

 

The operations for the year resulted in a profit of Rs. 179.942 Millions. Preference dividend of Rs. 1.835 Millions on 2570000 Preference shares for the financial years 2008-2009, 2009-2010 and 2010-2011 has been paid in March 2011. In view of the need to conserve resources for business purpose, the Directors do not recommend payment of dividend on equity share for the year 2010-2011.

 

After considering preference dividend as set out above, tax on preference dividend of Rs. 0.305 Millions and taking into account the brought forward profit of Rs. 685.835 Millions profit of Rs. 863.637 is carried to next year’s account.

 

 

Bankers Charges Report as per Registry

 

Name of the company

SANMAR HOLDINGS LIMITED

Presented By

MR T V PADMANABHAN, DIRECTOR

1) Date and description of instrument creating the change

There is no instrument creating the charge. The charge created by deposit of title deeds (Equitable mortgage) relating to the property owned by the company.

 

2) Amount secured by the charge/amount owing on the securities of charge

Rs 22.500 Millions

3) Short particular of the property charged. If the property acquired is subject to charge, date of the acquired of the property should be given

Equitable Mortgage by deposit of Title Deeds over building situated at 8, Cathedral road, Chennai – 600086

4) Gist of the terms and conditions and extent and operation of the charge.

Interest at the rate of 16.5% per annum.

5) Name and Address and description of the person entitled to the charge.

Grindlays Bank p.l.c.

19, Rajaji Salai, Madras – 600001

6) Date  and brief description of instrument modifying the charge

NA

7) Particulars of modifications specifying the terms and conditions or the extent of operations of the charge in which modification is made and the details of the modification.

NA

 

 

FIXED ASSETS:

 

  • Office Equipment
  • Computers

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 55.14

UK Pound

1

Rs. 85.22

Euro

1

Rs. 69.24

 

 

INFORMATION DETAILS

 

Report Prepared by :

ACH


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

54

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

 

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.