MIRA INFORM REPORT

 

 

Report Date :

09.06.2012

 

IDENTIFICATION DETAILS

 

Name :

TDE MACNO S.P.A.

 

 

Registered Office :

 

Dell' Oreficeria, 41

36100 – Vicenza (VI)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

15.11.1976

 

 

Com. Reg. No.:

VI116-7906

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Installation of equipment for measuring, controlling, testing, navigating and similars ( including equipment for controlling industrial processes)

 

 

No. of Employees :

36 to 50

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

Tde Macno S.p.a.

 

Dell' Oreficeria, 41

36100 – Vicenza (VI) -IT-

 

 

Summary

 

Fiscal Code

:

00516300241

Legal Form

:

Joint stock company

Foundation Date

:

15/11/1976

Equity

:

Over 2.582.254

Turnover Range

:

9.000.000/10.000.000

Number of Employees

:

from 36 to 50

 

 

Highlights

 

TDE MACNO S.p.A. is engaged in the supply of products for the motion control

 

and in the development of systems for the regulation and control of industrial

 

applications.

 

Even though the company is internationally known, it was influenced by

 

general economic crisis and in the yeras 2009/2010 it has been forced to

 

use the Benefit Unempoyment Fund for some of its employees.

 

We suggest a moderate credit limit waiting for 2011 accounts.

 

 

 

 



Activity

 

Installation of equipment for measuring, controlling, testing, navigating and similars ( including equipment for controlling industrial processes)



Legal Data

 

Legal Form : Joint stock company

Fiscal Code : 00516300241

 

Foreign Trade Reg. no. : VI045596 since 19/02/1998

 

Chamber of Commerce no. : 133867 of since 29/11/1976

 

Firms' Register : VI116-7906 of

 

V.A.T. Code : 00516300241

 

Foundation date

: 15/11/1976

Establishment date

: 15/11/1976

Legal duration

: 31/12/2050

Nominal Capital

: 516.000

 

Subscribed Capital

: 516.000

 

Paid up Capital

: 516.000

 



Members

 

Dalla Fontana

Oscar

 

 

 

Born in Vicenza

(VI)

on 26/08/1959

- Fiscal Code : DLLSCR59M26L840Y

 

 

 

Residence:

 

Pilla

, 1

- 36057

Arcugnano

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

14/05/2010

 

 

Board Chairman

14/05/2010

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

 

Dalla Fontana

Adamo

 

 

 

Born in Vicenza

(VI)

on 02/01/1955

- Fiscal Code : DLLDMA55A02L840Y

 

 

 

Residence:

 

U. Primo

, 74

- 36057

Arcugnano

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

14/05/2010

 

 

 

 

No Protests registered

 

 

Illetterati

Fabio

 

 

 

Born in Vicenza

(VI)

on 13/04/1956

- Fiscal Code : LLTFBA56D13L840Z

 

 

 

Residence:

 

Rovigo

, 18

- 36077

Altavilla Vicentina

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

14/05/2010

 

 

Managing Director

14/05/2010

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered



Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.



Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Tde Macno S.p.a.

Vicenza - IT -

00516300241

43.860 .Eur

8,50

Bdf Elettronica S.p.a.

Vicenza - IT -

02713770242

347.680 .Eur

67,38

Illetterati Fabio

Altavilla Vicentina - IT -

LLTFBA56D13L840Z

59.340 .Eur

11,50

Marcolungo Giorgio

 

MRCGRG36L12F461Z

49.690 .Eur

9,63

Gentilin Mario

 

GNTMRA66H18L551T

15.430 .Eur

3,00



Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Tde Macno S.p.a.

Vicenza - IT -

00516300241

43.860 .Eur

8,50

 

 

Active

Prosis Societa' Consortile A R.l.

Vicenza - IT -

03224060248

1.000 .Eur

7,69

 

 

Active



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Sede legale e di attivita'

 

since 09/06/1986

 

 

 

 

 

Via

Dell'Oreficeria

, 41

- 36100

- Vicenza

(VI)

- IT -

 

 

 

 

TELEFONO

: 0444565043

 

 

 

 

FAX

: 0444343509

 

 

 

 

Sito Internet

: www.tdemacno.it

 

 

 

 

Employees

: 49

 

Fittings and Equipment for a value of 110.000

Eur

 

Stocks for a value of 3.280.000

Eur

 

Trade organization: direct or by agents.

The company sells in Italy and abroad.

The company 's mainly customers are companies.

 

Financial means used for sale: bank transfers and bank orders.

Main used payment modalities are by cash orders and bank transfers.

 

 

Traded Brands / Suppliers

 

- Vedi in primo piano

 

 

Historical Information and/or Firm's Status

 

EX-MEMBERS / EX-POSITIONS:

 

 

Brunelli

Lamberto

 

 

 

Born in Soave

(VR)

on 03/04/1941

- Fiscal Code : BRNLBR41D03I775E

 

Ex-Postions

Chairman

 

 

Dalla Fontana

Adamo

 

 

 

Born in Vicenza

(VI)

on 02/01/1955

- Fiscal Code : DLLDMA55A02L840Y

 

 

 

Residence:

 

U. Primo

, 74

- 36057

Arcugnano

(VI)

- IT -

 

Ex-Postions

Managing Director

Board Chairman

 

 

Dalla Fontana

Adamo

 

 

 

Born in Vicenza

(VI)

on 02/01/1955

- Fiscal Code : DLLDMA55A02L840Y

 

 

 

Residence:

 

U. Primo

, 74

- 36057

Arcugnano

(VI)

- IT -

 

Ex-Postions

Board Chairman



Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Bankers

 

The firm operates with:

 

Bank Name

Agency Name

Address

ZIP Code

City

ABI Code

CAB Code

CARIVERONA BANCA SPA

AGENZIA DI VICENZA V.LE S.AGOSTINO

V.LE S.AGOSTINO

36100

Vicenza (VI)

6355

11810

BANCA POPOLARE DI VICENZA SCPA

AG.3

VIALE DELLE FORNACI, 2

36100

Vicenza (VI)

5728

11816

UNICREDIT BANCA SPA

 

 

 

 

2008

0

MONTE DEI PASCHI DI SIENA SPA

 

 

 

 

1030

0



Financial and Economical Analysis

 

The subject was set up many years ago and from a financial point

of view, it works in a satisfactory manner.

Concern's liquidity is adequate to allow a regular economical and

financial management.

It has a well-balanced economical-financial structure. Normally,

engagments are settled on fixed terms.

No irregularities are registered.

Commercial transactions with suppliers have proved good so far.

No claims are registered.

the financial period 2010 closed with a profit.

Upward trend as to the turnover in the last financial year (+56,01%).




Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

9.657.504

Profit (Loss) for the period

157.063

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

6.190.232

Profit (Loss) for the period

-453.332

 

 

 

Complete balance-sheet for the year

31/12/2008

(in Eur

x 1)

 

Item Type

Value

Sales

10.761.954

Profit (Loss) for the period

251.423



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2008 - 12 Mesi - Currency: - Amounts x 1

 

Years

2010

2009

2008

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

771.859

138.820

184.820

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

43.109

35.242

19.172

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

635.000

847.424

 

. . Other intangible fixed assets

34.070

 

 

. Total Intangible Fixed Assets

1.484.038

1.021.486

203.992

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

1.845.883

1.886.428

1.930.000

. . Plant and machinery

53.907

24.068

30.951

. . Industrial and commercial equipment

59.403

61.022

65.335

. . Other assets

18.305

38.081

63.919

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

1.977.498

2.009.599

2.090.205

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

69.603

132.498

170.812

. . . Equity invest. in subsidiary companies

60.326

123.366

161.818

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

9.277

9.132

8.994

. . Financial receivables

105.000

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

105.000

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

105.000

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

105.000

 

 

. . Other securities

100.000

 

 

. . Own shares

182.180

182.180

182.180

. . . Total nominal value

 

 

 

. Total financial fixed assets

456.783

314.678

352.992

Total fixed assets

3.918.319

3.345.763

2.647.189

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

1.370.120

1.171.528

1.318.165

. . Work in progress and semimanufactured

1.903.805

1.762.581

2.308.238

. . Work in progress on order

 

 

 

. . Finished goods

 

 

 

. . Advance payments

2.848

 

22.040

. Total Inventories

3.276.773

2.934.109

3.648.443

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

4.529.407

2.939.734

4.974.306

. . Beyond 12 months

36.887

11.049

591

. . Trade receivables

4.087.535

 

3.009.679

. . . . Within 12 months

4.087.535

 

3.009.679

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

11.354

 

147

. . . . Within 12 months

11.354

 

147

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

70.264

 

 

. . . . Within 12 months

70.264

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

227.784

 

134.024

. . . . Within 12 months

227.784

 

134.024

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

78.578

 

29.757

. . . . Within 12 months

56.857

 

29.166

. . . . Beyond 12 months

21.721

 

591

. . Receivables due from third parties

90.779

 

1.801.290

. . . . Within 12 months

75.613

 

1.801.290

. . . . Beyond 12 months

15.166

 

 

. Total Credits not held as fixed assets

4.566.294

2.950.783

4.974.897

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

87.724

 

59.217

. . Checks

 

 

 

. . Banknotes and coins

837

1.908

13.411

. Total Liquid funds

88.561

1.908

72.628

Total current assets

7.931.628

5.886.800

8.695.968

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

12.526

8.340

20.442

Total adjustments accounts

12.526

8.340

20.442

TOTAL ASSETS

11.862.473

9.240.903

11.363.599

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

516.000

516.000

516.000

. Additional paid-in capital

 

 

 

. Revaluation reserves

1.688.660

1.688.660

1.688.660

. Legal reserve

103.200

103.200

103.200

. Reserve for Own shares

 

182.180

182.180

. Statute reserves

182.180

 

 

. Other reserves

1.426.569

1.426.568

1.175.148

. Accumulated Profits (Losses)

-453.332

 

 

. Profit( loss) of the year

157.063

-453.332

251.423

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

3.620.340

3.463.276

3.916.611

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

11.734

15.693

12.268

. . Taxation fund, also differed

6.124

7.145

9.295

. . Other funds

40.000

35.000

30.000

Total Reserves for Risks and Charges

57.858

57.838

51.563

Employee termination indemnities

497.907

567.521

601.803

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

6.973.135

4.041.342

5.651.998

. . . . Beyond 12 months

702.294

1.104.523

1.134.793

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

3.981.732

 

3.151.299

. . . . Within 12 months

3.279.438

 

2.016.506

. . . . Beyond 12 months

702.294

 

1.134.793

. . Due to other providers of finance

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Advances from customers

3.299

 

23.540

. . . . Within 12 months

3.299

 

23.540

. . . . Beyond 12 months

 

 

 

. . Trade payables

2.916.550

 

2.300.383

. . . . Within 12 months

2.916.550

 

2.300.383

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

22.246

 

41.742

. . . . Within 12 months

22.246

 

41.742

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

51.342

 

714.324

. . . . Within 12 months

51.342

 

714.324

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

214.561

 

162.296

. . . . Within 12 months

214.561

 

162.296

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

164.393

 

180.228

. . . . Within 12 months

164.393

 

180.228

. . . . Beyond 12 months

 

 

 

. . Other payables

321.306

 

212.979

. . . . Within 12 months

321.306

 

212.979

. . . . Beyond 12 months

 

 

 

Total accounts payable

7.675.429

5.145.865

6.786.791

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

10.939

6.403

6.831

Total adjustment accounts

10.939

6.403

6.831

TOTAL LIABILITIES

11.862.473

9.240.903

11.363.599

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

9.657.504

6.190.232

10.761.954

. Changes in work in progress

141.224

-545.657

432.571

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

625.000

852.424

227.900

. Other income and revenues

225.629

6.442

93.625

. . Contributions for operating expenses

168.046

 

84.075

. . Different income and revenues

57.583

6.442

9.550

Total value of production

10.649.357

6.503.441

11.516.050

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

5.396.123

2.709.389

5.876.527

. Services received

2.093.455

1.550.131

2.257.462

. Leases and rentals

65.986

43.741

57.645

. Payroll and related costs

2.530.304

2.260.663

2.599.359

. . Wages and salaries

1.830.877

1.626.800

1.878.712

. . Social security contributions

539.308

480.458

564.499

. . Employee termination indemnities

128.638

130.826

128.732

. . Pension and similar

 

 

 

. . Other costs

31.481

22.579

27.416

. Amortization and depreciation

336.142

160.673

189.717

. . Amortization of intangible fixed assets

241.345

62.581

59.169

. . Amortization of tangible fixed assets

94.797

98.092

77.429

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

 

 

53.119

. Changes in raw materials

-198.592

146.637

-65.755

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

41.743

65.809

28.535

Total production costs

10.265.161

6.937.043

10.943.490

Diff. between value and cost of product.

384.196

-433.602

572.560

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

385

957

921

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

957

921

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

 

 

. Interest and other financial expense

-94.515

-106.666

-144.541

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

-3

-798

Total financial income and expense

-94.130

-105.709

-143.620

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

-38.452

 

. . Of equity investments

 

-38.452

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

-38.452

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

21.706

47.533

22.422

. . Gains on disposals

 

 

 

. . Other extraordinary income

21.706

47.533

22.422

. Extraordinary expense

-19.277

-13.190

-3.713

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

-19.277

-13.190

-3.713

Total extraordinary income and expense

2.429

34.343

18.709

Results before income taxes

292.495

-543.420

447.649

. Taxes on current income

135.432

-90.088

196.226

. . current taxes

129.302

-59.604

208.240

. . differed taxes(anticip.)

6.130

-30.484

-12.014

. Net income for the period

157.063

-453.332

251.423

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

157.063

-453.332

251.423

 

RATIOS

Value Type

as at 31/12/2010

as at 31/12/2009

as at 31/12/2008

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,33

0,36

0,23

0,12

Elasticity Ratio

Units

0,67

0,64

0,77

0,85

Availability of stock

Units

0,28

0,32

0,32

0,13

Total Liquidity Ratio

Units

0,39

0,32

0,44

0,64

Quick Ratio

Units

0,01

0,00

0,01

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

1,90

1,17

1,42

5,60

Self Financing Ratio

Units

0,31

0,37

0,34

0,14

Capital protection Ratio

Units

0,81

0,98

0,80

0,50

Liabilities consolidation quotient

Units

0,17

0,41

0,31

0,10

Financing

Units

2,12

1,49

1,73

5,75

Permanent Indebtedness Ratio

Units

0,41

0,56

0,50

0,26

M/L term Debts Ratio

Units

0,10

0,18

0,15

0,08

Net Financial Indebtedness Ratio

Units

1,08

n.c.

0,79

0,40

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

1,23

1,53

2,14

1,96

Current ratio

Units

1,14

1,46

1,54

1,12

Acid Test Ratio-Liquidity Ratio

Units

0,67

0,73

0,89

0,90

Structure's primary quotient

Units

0,92

1,04

1,48

1,30

Treasury's primary quotient

Units

0,01

0,00

0,01

0,04

Rate of indebtedness ( Leverage )

%

327,66

266,83

290,14

713,38

Current Capital ( net )

Value

958.493

1.845.458

3.043.970

112.184

RETURN

 

 

 

 

 

Return on Sales

%

5,11

-4,73

4,10

4,30

Return on Equity - Net- ( R.O.E. )

%

4,34

-13,09

6,42

8,44

Return on Equity - Gross - ( R.O.E. )

%

8,08

-15,69

11,43

29,86

Return on Investment ( R.O.I. )

%

3,24

-4,69

5,04

5,11

Return/ Sales

%

3,98

-7,00

5,32

5,02

Extra Management revenues/charges incid.

%

40,88

n.c.

43,91

36,52

Cash Flow

Value

493.205

-292.659

441.140

56.542

Operating Profit

Value

384.196

-433.602

572.560

91.982

Gross Operating Margin

Value

720.338

-272.929

762.277

136.494

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

152,37

n.c.

100,68

154,26

Debts to suppliers average term

Days

142,47

n.c.

134,32

134,32

Average stock waiting period

Days

122,15

170,64

122,04

41,31

Rate of capital employed return ( Turnover )

Units

0,81

0,67

0,95

1,08

Rate of stock return

Units

2,95

2,11

2,95

8,58

Labour cost incidence

%

26,20

36,52

24,15

20,16

Net financial revenues/ charges incidence

%

-0,97

-1,71

-1,33

-1,17

Labour cost on purchasing expenses

%

24,65

32,59

23,75

19,80

Short-term financing charges

%

1,23

2,07

2,13

2,12

Capital on hand

%

122,83

149,28

105,59

92,31

Sales pro employee

Value

182.217

106.728

182.406

169.642

Labour cost pro employee

Value

47.741

38.976

44.056

34.748

 





FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.36

UK Pound

1

Rs.85.64

Euro

1

Rs.69.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.