MIRA INFORM REPORT

 

 

Report Date :

12.06.2012

 

IDENTIFICATION DETAILS

 

Name :

VBH HOLDING INDIA PRIVATE LIMITED

 

 

Registered Office :

203A, Triveni Plaza, 17A/57, Wea Karol Bagh, New Delhi – 110005

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

17.08.2006

 

 

Com. Reg. No.:

55-152086

 

 

Capital Investment / Paid-up Capital :

Rs.49.843 Millions

 

 

CIN No.:

[Company Identification No.]

U20109DL2006FTC152086

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

DELV07073D

 

 

PAN No.:

[Permanent Account No.]

AACCV2990H

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader and Importer of Hardware Products.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (28)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 130000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears some accumulated losses recorded by the company. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some cautions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered Office :

203A, Triveni Plaza, 17A/57, Wea Karol Bagh, New Delhi – 110005, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

info@vbh.in

Website :

http://www.vbh.in

 

 

Corporate Office :

4-5, Ground Floor, Tower A,  Spazedge, Sector-47, Gurgaon-Sohna Road, Gurgaon-122 002, Haryana, India

Tel. No.:

91-124-4992824

Fax No.:

91-124-4992825

E-Mail :

sales@vbh.in    

 

 

DIRECTORS

 

As on 27.09.2010

 

Name :

Mr. Gaurav Gupta

Designation :

Director

Address :

1111, Sector – A, Pocket – A, Vasant Kunj, New Delhi – 110070, India

Date of Birth/Age :

22.08.1977

Date of Appointment :

30.03.2007

DIN No.:

00691071

 

 

Name :

Mr. Rainer Hribar

Designation :

Director

Address :

7, Felsenweg, Tagerwilen, Switzerland – 8274

Date of Birth/Age :

25.03.1957

Date of Appointment :

17.08.2006

DIN No.:

01392016

 

 

Name :

Mr. Andre Geffke

Designation :

Director

Address :

WHG-12, Jenaer Str.70, Erfurt, Germany, 99099

Date of Birth/Age :

30.08.1967

Date of Appointment :

29.10.2007

DIN No.:

01871004

 

 

Name :

Mr. Rajan Puri

Designation :

Managing director

Address :

F-4/25, Ground Floor, DLF City, Phase – 1, Gurgaon - 122002, Haryana, India

Date of Birth/Age :

09.12.1966

Date of Appointment :

10.01.2009

DIN No.:

02320616

 

 

Name :

Mr. David Phillip Grace

Designation :

Additional director

Address :

302, 3rd Floor, Block B-5, World Spa, Gurgaon – 122001, Haryana, India

Date of Birth/Age :

02.07.1973

Date of Appointment :

01.09.2010

DIN No.:

03226719

 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 27.09.2010

 

Names of Shareholders

 

No. of Shares

 

 

 

VBH Holding AG, Germany

 

4984215

Gaurav Gupta as nominee of the company VBH Holding AG

 

100

Total

 

4984315

 

List of Allottees

 

As on 08.05.2012

 

Names of Shareholders

 

No. of Shares

 

 

 

VBH Holding AG, Germany

 

6550000

 

 

As on 27.09.2010

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader and Importer of Hardware Products.

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

The Royal Bank of Scotland N. V.

 

Banking Relations :

--

 

 

Auditors :

 

Name :

SPMG and Company

Chartered Accountants

Address :

104A, Triveni Plaza, 17A/57, W.E.A., Karolbagh, New Delhi – 110005, India

PAN.:

AASFS1953N

 

 

Subsidiaries :

·         VBH Singapore Pte. Limited

·         VBH Deutchland GmbH

·         VBH Thailand Company Limited

·         VBH Australia Private Limited

·         VBH Middle East FZCO

·         VBH Malaysia Sdn Bhd

·         VBH Kuwait General Trading Company

·         Guangzhou VBH Construction Hardware

 

 

CAPITAL STRUCTURE

 

After 27.09.2010

 

Authorised Capital : Rs.120.000 Millions

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

11534315

Equity Shares

Rs.10/- each

Rs.115.343 Millions

 

 

 

 

 

As on 31.03.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

5000000

Equity Shares

Rs.10/- each

Rs.50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

4984315

Equity Shares

Rs.10/- each

Rs.49.843 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

49.843

49.843

16.154

2] Share Application Money

0.000

0.000

9.664

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(18.333)

(8.447)

(3.759)

NETWORTH

31.510

41.396

22.059

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.000

0.000

0.000

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

31.510

41.396

22.059

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

6.970

6.133

2.605

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

1.654

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

49.199

42.283

16.147

 

Sundry Debtors

11.982

7.105

1.918

 

Cash & Bank Balances

2.935

0.606

4.932

 

Other Current Assets

1.632

1.050

0.750

 

Loans & Advances

0.000

0.109

0.028

Total Current Assets

65.748

51.153

23.775

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

44.267

17.505

5.104

 

Other Current Liabilities

4.435

1.513

1.162

 

Provisions

0.558

0.549

0.041

Total Current Liabilities

49.260

19.567

6.307

Net Current Assets

16.488

31.586

17.468

 

 

 

 

MISCELLANEOUS EXPENSES

8.052

3.677

0.332

 

 

 

 

TOTAL

31.510

41.396

22.059

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

 

 

 

 

 

TURNOVER

49.578

30.840

NA

 

 

 

 

 

 

PROFIT / (LOSS)

(14.261)

(6.551)

(3.544)

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export of Goods (F.O.B. Value)

2.379

1.814

0.036

 

TOTAL EARNINGS

2.379

1.814

0.036

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

Debt Equity Ratio

(Total Liability/Networth)

 

1.56

0.47

0.29

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.33

2.61

3.77

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business•

Yes

7) Promoter’s background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

No

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

No

30) Major Shareholders, if available

Yes

 

OPERATIONS:

 

During the year the company earned a turnover of Rs.49.578 Millions as compared to previous year of Rs.30.840 Millions but due to acute competition in the market the expenditure incurred are high thus resulting a loss of Rs.14.261 Millions as compared to previous year loss of Rs.6.551 millions. The director are expected an upward growth in the future years.

 

FIXED ASSETS:

 

·         Furniture and Fixtures

·         Office Equipments

·         Weighting Machines

·         Machinery

·         Air Conditioner

·         Motor Vehicles

·         Computers and Software

 

 

WEBSITE DETAILS:

 

History

 

The road to becoming VBH GmbH

 

The Company’s origins:

1919 – the trading company Gottfried Schill KG is founded in Stuttgart.

1952 – competitors found Schippert and Stetter KG.

1975 – the two companies merge to become VBH Vereinigter Baubeschlag Handel.

 

 

Steady international expansion and conversion into a public limited company

 

1982 – the export business is launched with the first Western European branches.

1987 – within Germany VBH sells its products from its head office in Korntal-Münchingen. Sales increase six fold since the merger in 1975.

1988 – the VBH companies are integrated into a public limited company.

1989 – the Company is floated on the stock exchange.

1990 – following the reunification of Germany VBH expands its extensive sales and logistics structure to Eastern Germany and subsequently to Eastern Europe.

1993 – VBH becomes European market leader thanks to its steady international expansion. Further companies are acquired and branches established in Western and Southern Europe, as well as in Russia.

1996 – VBH employs 1,652 staff worldwide and has over 40 branches in Germany. esco Metallbaubeschläge GmbH is also integrated into the Group.

1997 – VBH opens branches in China and Singapore, enabling it to serve the Asian market. It also expands its presence in Southeast Europe.

1998 – the VBH-esco Technology Centre, which develops exclusive products for the window market together with renowned industry partners, is founded.

2000 – VBH establishes a branch in Australia.

 

The transformation from trading company to service provider

2001 – the crisis in the German construction industry forces VBH to implement restructuring measures. By contrast, sales outside of Germany grow steadily, particularly in Eastern and Southern Europe. A branch is founded in Dubai, UAE.

As of 2004, VBH turns changes from a trading company into a service provider, thus countering the market-led decline in Germany. VBH is a key partner for many customers, whom it supports with innovative services and solutions.

2008 – VBH employs around 3,000 staff worldwide, achieving sales of Euro 880 million. VBH generates around 60% of its sales outside Germany. The Company is represented by 130 branches in 40 countries.

 

 

VBH Holding India Private Limited

 

Subject, established in November 2006, is a subsidiary of VBH Holding AG Germany, Europe’s largest distributor of Door and Window hardware fittings and accessories.

 

In line with VBH’s core competencies, the operations focus was toward the emerging manufacturing sector for uPVC Windows and Doors within the country. At the point of establishing the operations, the manufacturing of uPVC Windows and Doors was just 2 years old having been launched in mid 2004 by a local manufacturer. Within a short space in time, VBH established itself as the dominant supplier of uPVC hardware and accessories to this emerging market.

 

After achieving success within the uPVC segment, the operations diversified with the introduction of an Aluminium Window Hardware range supported by its brand partner GIESSE and in combination with its own VBH branded range. In addition, the operations expanded further with the introduction of its own VBH branded Ironmongery range of hardware and fittings for the large Manufacturing and Developer segment.

 

VBH India remains dedicated and focused toward the various market segments and continues to strive toward providing the customer base with a quality range of hardware and fittings for all applications.

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.24

UK Pound

1

Rs.85.93

Euro

1

Rs.69.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

BSN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

28

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.