MIRA INFORM REPORT

 

 

Report Date :

13.06.2012

 

IDENTIFICATION DETAILS

 

Name :

ENERGY LEADER BATTERIES INDIA PRIVATE LIMITED (w.e.f. 08.02.2012)

 

 

Formerly Known As :

ENERGY LEADER BATTERIES INDIA LIMITED

 

 

Registered Office :

G2, Geethika Residency, Srinagar Colony, Near Satya Sai Nigamagamam, Hyderabad – 500073, Andhra Pradesh

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

06.02.2007

 

 

Com. Reg. No.:

01-052642

 

 

Capital Investment / Paid-up Capital :

Rs.159.024 Millions

 

 

CIN No.:

[Company Identification No.]

U74999AP2007PTC052642

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

HYDE01419F

 

 

PAN No.:

[Permanent Account No.]

AABCE7093F

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Industrial Batteries 

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 430000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears some accumulated losses recorded by the company. Profitability of the company is under pressure. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some cautions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered Office :

G2, Geethika Residency, Srinagar Colony, Near Satya Sai Nigamagamam, Hyderabad – 500073, Andhra Pradesh, India

Tel. No.:

91-40-44501234

Fax No.:

91-40-23305524

E-Mail :

psr786@gmail.com

accounts@energyleader.in

hydaccounts@energyleader.in  

Website :

http://www.energyleader.in

 

 

Corporate Office :

303, Encon Lake Melody Apartment, Rajbhavan Road, Somajiguda, Hyderabad – 500082, Andhra Pradesh, India

Tel. No.:

91-40-44501234

Fax No.:

91-40-23305524

E-Mail :

contact@energyleader.in

 

 

Factory 1 :

Suv No. 118, 135, 137 and 139 Narasimha Rao Palem (V), Veerullapadu (M), Krishna District, - 521181, Andhra Pradesh, India

Tel. No.:

91-8678-201214 / 201215

Fax No.:

91-8678-201237

E-Mail :

service@energyleader.in

 

 

DIRECTORS

 

As on 24.09.2011

 

Name :

Mr. Srinivasa Rao Paturi

Designation :

Managing director

Address :

G2, Geethika Residency, Near Satya Sai Nigamagamam, Srinagar Colony, Hyderabad- 500073,  Andhra Pradesh, India

Date of Appointment :

13.04.2007

DIN No.:

01665104

 

 

Name :

Mr. Achanta Pitcheswara Rao

Designation :

Director

Address :

2-2-11/2 (A.4) D. D. Colony, University Road, Hyderabad, 500007, Andhra Pradesh, India

Date of Birth :

16.08.1943

Qualification :

B.Com., MBA, AICWA, A.F.I.I

Date of Appointment :

06.02.2007

DIN No.:

00027847

Other Directorship:

·         SMS Pharmaceuticals Limited

·         Vision Financial Services Private Limited

·         Vijay Bhargavi Finance Limited

 

 

Name :

Mr. Venkat Vallabhaneni

Designation :

Director

Address :

B-3, Stone Vally Apartments, Road No. 4, Banjara Hills, Hyderabad 500034, Andhra Pradesh, India

Date of Appointment :

06.02.2007

DIN No.:

01726792

 

 

Name :

Mrs. Vijaya Lakshmi Paturi

Designation :

Director

Address :

G2, Geethika Residency, Near Satya Sai Nigamagamam, Srinagar Colony, Hyderabad- 500073,  Andhra Pradesh, India

Date of Birth :

26.08.1975

Date of Appointment :

06.02.2007

DIN No.:

01665162

 

 

Name :

Mr. Hanuman Chowdary Tripuraneni

Designation :

Director

Address :

Plot No. 8, P and T Colony, Karkhana, Secunderabad- 500009. Andhra Pradesh, India

Date of Birth :

18.10.1931

Qualification :

Bachelors Degree in Telecommunications

Date of Appointment :

13.04.2007

DIN No.:

00107006

Other Directorship:

·         Sify Technologies Limited

·         Softsol India Limited

·         Tera Software Limited

 

 

Name :

Mr. Krishnamurthy Kota

Designation :

Director

Address :

2-57. F, No-51 Vijaya Pratheeka Residency, Street No.1, Vani Nagar, Malkajgiri, Secunderabad -500047,  Andhra Pradesh, India

Date of Birth :

01.07.1947

Date of Appointment :

05.10.2007

DIN No.:

01901776

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 24.09.2011

 

Names of Shareholders

 

No. of Shares

 

 

 

Srinivasa Rao Paturi

 

2643700

Vijaya Lakshmi Paturi

 

531200

Achanta Pitcheswara Rao

 

482500

Venkat Vallabhaneni

 

5663530

Suparna Vallabhaneni

 

2400

T. Prasada Roa

 

297900

N. Tirupataiah

 

731400

APR Investment and Leasing Private Limited

 

200000

Shanti Sri Atluri

 

230000

Achanta Srikanth

 

149500

Uppala Kantha Roa

 

3497500

Kasivisweswara Rao

 

255200

Rajaya Lakashmi

 

29360

N. Subadhra

 

13120

Jagan Mohan Rao

 

94220

T. Sumanth Kumar

 

590900

Atluri Raghurama Brahmam

 

120000

N. Harikrishna

 

200000

N. Sulochana

 

170000

Total

 

15902430

 

List of Allottees

 

As on 28.03.2012

 

Names of Allottee

 

No. of Shares Allotted

 

 

 

EnerSys Reserve power Pte. Limited, Singapore

 

4689431

 

As on 24.09.2011

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Bodies corporate

1.26

Directors or relatives of Directors

76.74

Other top fifty shareholders

22.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Industrial Batteries 

 

 

Products :

Industrial Batteries

 

PRODUCTION STATUS

 

As on 31.03.2011

           

Particulars

 

 

Licensed Capacity (Battery Manufacturing Plant)

Not Applicable

Installed Capacity ((Battery Manufacturing Plant)

3600 lac/A.H.

Per Annum

Actual Production (Industrial Batteries)

546.21 lac A.H.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         Indian Bank, Mogalrajapuram, M. G. Road, Vijayawada - 520010, Andhra Pradesh, India

 

·         Central Bank of India, Benz circle Branch, Benz circle, Vijayawada, Andhra Pradesh, India

 

·         Saptagiri Grameena Bank, Patamata, Vijayawada, Andhra Pradesh, India

 

 

Facilities :

Secured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. in

Millions)

 

 

 

(i) Loans and Advances from Banks

 

 

(a) Term Loans from:

 

 

-          Indian Bank

158.657

138.019

-          Central Bank of India

23.988

25.244

-          Saptagiri Grameena Bank

105.873

119.171

(b) Cash Credit from:

 

 

-          Central Bank of India

91.970

70.841

-          Indian Bank

137.376

97.605

(c) Hire Purchase Loan from :

 

 

-          ICICI Bank Ltd

0.000

0.050

 

 

 

(ii) Loans and Advances From Others

 

 

-          Hire purchase Loan from Reliance Capital Limited

0.000

0.056

-          Hire purchase Loan from Tata Capital Limited

0.359

0.447

Total

518.223

451.433

 

Note:

 

1.       Loans from Indian Bank, Central Bank of India and Saptagiri Grameena Bank aggregating to

(i) working capital limits of Rs.240.000 Millions (Previous year Rs.280.000 Millions); outstanding - Rs.229.346 Millions (Previous year Rs. 168.446 Millions) and

(ii) Term loans limit of Rs.300.200 Millions (Previous year Rs.300.200 Millions); outstanding - Rs.288.518 Millions (Previous year Rs.282.433 Millions) are secured by first pari passu charge by way of hypothecation and equitable mortgage of all chargeable immovable and movable fixed assets, other than the assets acquired with Hire Purchase Loans, and all current assets including stocks of Raw materials, Stock in process, Finished goods, Stores and Spares and Book debts.

 

2.       Hire purchase loans are secured by hypothecation of the assets acquired with the loan amounts.

 

 

Unsecured Loan

As on

31.03.2011

(Rs. in

Millions)

As on

31.03.2010

(Rs. in

Millions)

 

 

 

From Directors

8.000

0.000

Total

8.000

0.000

 

 

 

Banking Relations :

--

 

 

Statutory  Auditors :

 

Name :

Sarathy and Balu

Chartered Accountants

Address :

Hyderabad, Andhra Pradesh, India

Tel No.:

91-40-23312442 / 23396336

Fax No.:

91-40-23322463

E-mail :

Jv9009@hotmail.com

 

 

Internal Auditors :

P. I. Ramana and Associates

Chartered Accountants

Address :

Vijayawada, Andhra Pradesh, India

 


 

CAPITAL STRUCTURE

 

After 24.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

25000000

Equity Shares

Rs.10/- each

Rs.250.000 Millions

 

 

 

 

 

 Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

20591861

Equity Shares

Rs.10/- each

Rs.205.919 Millions

 

 

 

 

 

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

16000000

Equity Shares

Rs.10/- each

Rs.160.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

15902430

Equity Shares

Rs.10/- each

Rs.159.024 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

159.024

147.924

134.538

2] Share Application Money

2.000

11.100

0.000

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(53.257)

(33.330)

(25.683)

NETWORTH

107.767

125.694

108.855

LOAN FUNDS

 

 

 

1] Secured Loans

518.223

451.433

304.780

2] Unsecured Loans

8.000

0.000

0.000

TOTAL BORROWING

526.223

451.433

304.780

DEFERRED TAX LIABILITIES

17.120

12.513

4.126

 

 

 

 

TOTAL

651.110

589.640

417.761

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

311.016

319.904

277.140

Capital work-in-progress

6.269

2.944

14.936

 

 

 

 

INVESTMENT

0.011

0.011

0.011

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

172.495

149.875

75.938

 

Sundry Debtors

227.770

110.436

9.015

 

Cash & Bank Balances

23.546

38.095

19.788

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

34.721

45.413

43.459

Total Current Assets

458.532

343.819

148.200

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

116.595

68.927

17.998

 

Other Current Liabilities

4.653

5.967

3.071

 

Provisions

3.470

2.144

2.337

Total Current Liabilities

124.718

77.038

23.406

Net Current Assets

333.814

266.781

124.794

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.880

 

 

 

 

TOTAL

651.110

589.640

417.761

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

469.624

296.440

20.251

 

 

Other Income

2.457

8.097

0.096

 

 

TOTAL                                     (A)

472.081

304.537

20.347

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Manufacturing Expenses

358.026

232.656

42.603

 

 

Payments and Benefits to Employees

33.382

26.999

8.116

 

 

Administration, Selling and General Expenses

36.606

18.634

11.076

 

 

Amortisation of Preliminary Expenses 

0.000

0.880

0.220

 

 

(Increase) / Decrease in stock

(19.629)

(36.034)

(37.804)

 

 

TOTAL                                     (B)

408.385

243.135

24.211

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

63.696

61.402

(3.864)

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

64.366

47.404

12.817

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

(0.670)

13.998

(16.681)

 

 

 

 

 

Less/ Add

DEPRECIATION                                                (F)

14.650

13.257

4.681

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

(15.320)

0.741

(21.362)

 

 

 

 

 

Less

TAX                                                                  (I)

4.607

8.387

4.322

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

(19.927)

(7.646)

(25.684)

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(33.330)

(25.684)

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(53.257)

(33.330)

(25.684)

 

 

 

 

 

 

Earnings Per Share (Rs.)

(1.00)

(1.00)

(2.00)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

(4.22)

(2.51)

(126.23)

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(3.26)

0.25

(105.49)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(1.99)

0.11

(5.02)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.14

0.01

(0.20)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

6.04

4.20

3.01

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

3.68

4.46

6.33

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business•

Yes

7) Promoter’s background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

CONTINGENT LIABILITIES:

 

1.       Letters of Credit (LCs) opened by Bankers on behalf of the Company and not provided for in the books, as the same are not yet crystallized, Rs.84.542 Millions (Prev. Year Rs. 108.864 Millions)

2.       Bank guarantees given by the banks on behalf the company Rs.54.887 Millions. (Prev. Year- Rs.23.000 Millions)

3.       Estimated amount of contracts remaining to be executed on capital account and not provided for Rs. 2.000 Millions (Prev. Year Rs.31.778 Millions).

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U74999AP2007PLC052642

Name of the company

ENERGY LEADER BATTERIES INDIA LIMITED

Address of the registered office or of the principal place of  business in India of the company

G2, Geethika Residency, Srinagar Colony, Near Satya Sai Nigamagamam, Hyderabad – 500073, Andhra Pradesh, India

E-Mail : psr786@gmail.com

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

10081038

Type of charge

·         Immovable property

·         Any interest in immovable property

·         Book debts

·         Movable property (not being pledge)

·         Others (stock, stores and spare parts)

Particular of charge holder

Indian Bank, Mogalrajapuram, M. G. Road, Vijayawada - 520010, Andhra Pradesh, India

E-mail : mogalrajapuram@indianbank.co.in

Nature of instrument creating charge

1. Supplemental Deed of Hypothecation dated  23.11.2011.

 

2. Supplemental Working Capital Consortium Agreement dated 23.11.2011.

 

3. Supplemental Interse Agreement dated 23.11.2011.

 

4. Memorandum of Entry (Constructive Deliver)-Mortgage by the borrower by way of deposit of tittle deeds with the lead bank-further mortgage on same Properties for additional facilities dated 23.11.2011.

Date of instrument Creating the charge

23.11.2011

Amount secured by the charge

Rs.765.300 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

Indian Bank: MTL: BR + TP (1.5%) + Spread of (2.75%) + 50% = 15.50%, OCC: BR + TP of 0.5% + spread of 3.25 = 14.50%.

Central Bank of India: MTL: Base Rate + 3.75% = 15.50%, OCC: Base Rate + 4.75% = 14.50%.

SGB: MTL = PLR (Floating) = 15%.

 

Terms of Repayment

Existing term loans of Rs. 264.200 Millions will be repayable in 19 quarterly installments commencing from December, 2011.

 

Existing term loans of Rs. 21.100 Millions will be repayable in 19 quarterly installments commencing from December, 2011.

 

Margin

Indian Bank (in short IB) - Term Loans I to IV - 34.45%; Term Loan V - 34.78%; OCC 25% on Stocks and Book Debts; ILC  and Performance Guarantee-10%

.

Central Bank of India(in short CBI) - Term Loans I to IV - 34.45% ; Term Loan V - 34.78%; OCC 25% on Stocks and Book Debts ; ILC - 25%,  and Performance Guarantee - 10%.

 

Sapthagiri Grameena Bank (in short SGB) - Term Loans I to IV - 34.45% ; Term Loan V - 34.78%.

 

Extent and Operation of the charge

In this Consortium finance, Indian Bank is the Lead Banker. First pari passu charge created by the Hypothecation and equitable mortgage on all the current assets and all immovable properties fixed assets of the company in favor of Indian Bank and Central Bank of India. First pari passu charge created by way of Hypothecation and equitable mortgage on all movable and immovable fixed assets only of the company in favor of Sapthagiri Grameena Bank

 

Others

1. Above said Charge is created in favour of Indian Bank, Mogalrajapuram Branch, Vijayawada-lead Banker for an amount of Rs.444.800 Millions (OCC-Rs.180.000 Millions, LC-Rs.60.000 Millions, BG-Rs. 48.000 Millions, TL-Rs. 156.800 Millions)

 

2. Above said Charge is created in favour of Central Bank of India, Benz circle, Vijayawada for an amount of Rs. 215.900 Millions (OCC-Rs.120.000 Millions, LC-Rs.40.000 Millions, BG-Rs.32.000 Millions, TL-Rs.23.900 Millions).

 

3.Above said Charge is created in favour of Saptagiri Grameena Bank Vijayawada for Term Loan an amount of Rs.104.600 Millions

Short particulars of the property or asset(s) charged (including complete address and location of the property)

Factory Land of Ac 20.77 cents in RS no.139/1, 139/2, 139/3, 139/4, 135/2 and 137/2 at Narasimharao Palem Village of Veerulapadu Mandal, Krishna District in the name of the company with Building thereon.

 

Plant and Machinery, Equipment, fittings, stocks and spare parts held and are to be acquired by the company.

 

Industrial Land of Ac 19.12 cents in RS no 118, 137/3, and 142/2 2 at Narasimharao Palem Village of Veerulapadu Mandal,Krishna District in the name of the company

 

Industrial Land of Ac 6.90 cents in RS no 135/4, 5 and 6 at Narasimharao Palem Village of Veerulapadu Mandal, Krishna District in the name of the company.

Date of instrument modifying the charge

11.03.2010

Particulars of the present modification

Additional Loan facility sanctioned for an amount of Rs.35.200 Millions.

 

Hence total facility Limit is increased from Rs.730.100 to 765.300 Millions.

 

Additional facility is secured by way of  Deposit of title deeds deposited by the Company, with Indian Bank (IB), Central Bank and Saptagiri Grameena Bank represented by Mr. A. B .K. Sastry, Chief Manager, IB, Mogalrajapuram Branch, Vijayawada, Lead Bank with intention to create security interest and or for the purpose of securing the repayment of credit facilities.

 

 

FIXED ASSETS:

 

·         Freehold Land

·         Buildings - Factory Buildings

·         Plant and Machinery

·         Electrical Equipment

·         Computers

·         Office Equipment

·         Furniture and Fittings

·         Vehicles


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.05

UK Pound

1

Rs.86.69

Euro

1

Rs.69.98

 

 

INFORMATION DETAILS

 

Report Prepared by :

BSN


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

2

--LIQUIDITY

1~10

2

--LEVERAGE

1~10

3

--RESERVES

1~10

2

--CREDIT LINES

1~10

4

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.