MIRA
INFORM REPORT
|
Report Date : |
14.06.2012 |
IDENTIFICATION DETAILS
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Name : |
ALFA |
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Registered Office : |
Ohmweg 8 Spijkenisse, 3208 KE |
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Country : |
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Financials (as on) : |
31.12.2010 |
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Date of Incorporation : |
18.08.1987 |
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Com. Reg. No.: |
24234179 |
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Legal Form : |
Private Subsidiary |
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Line of Business : |
Manufacture of metal structures and parts of structures |
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No. of Employees : |
30 |
RATING & COMMENTS
|
MIRAs Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Status : |
Moderate |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
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|
A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Company name and address
Alfa Laval
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Business Description
|
Alfa Laval Aalborg B.V. is primarily engaged in manufacture of
ossature in metal for construction; manufacture of industrial ossature in
metal (ossature for blast furnaces, lifting and handling equipment, etc.);
and manufacture of prefabricated buildings mainly of metal (site huts,
modular exhibition elements, etc.). |
Industry
|
Industry |
Construction - Supplies and Fixtures |
|
ANZSIC 2006: |
2229 - Other Structural Metal Product
Manufacturing |
|
NACE 2002: |
2811 - Manufacture of metal structures and
parts of structures |
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NAICS 2002: |
33231 - Plate Work and Fabricated
Structural Product Manufacturing |
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|
2811 - Manufacture of metal structures and
parts of structures |
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US SIC 1987: |
3443 - Fabricated Plate Work (Boiler
Shops) |
Key Executives
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News
|
1 - Profit &
Loss Item Exchange Rate: USD 1 = EUR 0.7550783
2 - Balance Sheet Item Exchange Rate: USD 1 = EUR 0.7454064
Corporate Overview
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Corporate Structure News
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Alfa Laval |
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Company Name |
Company Type |
Location |
Country |
Industry |
Sales |
Employees |
|
Parent |
|
|
Miscellaneous Capital Goods |
4,412.3 |
15,999 |
|
|
Subsidiary |
Tumba |
|
Miscellaneous Capital Goods |
44.4 |
5,000 |
|
|
Subsidiary |
SΓ£o Paulo , SΓ£o Paulo |
|
Engineering Consultants |
75.0 |
200 |
|
|
Subsidiary |
Fontanil Cornillon |
|
Miscellaneous Capital Goods |
55.6 |
193 |
|
|
Subsidiary |
Glinde, Schleswig-Holstein |
|
Miscellaneous Capital Goods |
94.9 |
185 |
|
|
Subsidiary |
Huntingwood, NSW |
|
Miscellaneous Capital Goods |
37.7 |
75 |
|
|
Subsidiary |
SΓΈborg |
|
Miscellaneous Capital Goods |
42.8 |
69 |
|
|
Subsidiary |
Nakskov |
|
Miscellaneous Capital Goods |
15.0 |
80 |
|
|
Subsidiary |
IshΓΈj |
|
Miscellaneous Capital Goods |
0.0 |
60 |
|
|
Subsidiary |
|
|
Water Transportation |
|
30 |
|
|
Branch |
|
|
Engineering Consultants |
2.1 |
10 |
|
|
Branch |
|
|
Construction Services |
0.4 |
2 |
|
|
Subsidiary |
Korolev |
|
Miscellaneous Fabricated Products |
26.6 |
|
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
465.9 |
2,532 |
|
|
Subsidiary |
PetrΓ³polis, RJ |
|
Miscellaneous Capital Goods |
19.8 |
300 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
12.0 |
100 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
7.3 |
78 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
10.0 |
70 |
|
|
Subsidiary |
Busan |
|
Miscellaneous Capital Goods |
|
43 |
|
|
Subsidiary |
Spijkenisse, Zuid-Holland |
|
Construction - Supplies and Fixtures |
|
30 |
|
|
Subsidiary |
Rauma |
|
Construction - Supplies and Fixtures |
39.3 |
20 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
33.8 |
640 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
|
46 |
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|
Subsidiary |
|
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Retail (Specialty) |
4.7 |
10 |
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Subsidiary |
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Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
305.6 |
1,800 |
|
|
Subsidiary |
Pune, |
|
Miscellaneous Capital Goods |
182.8 |
991 |
|
|
Subsidiary |
SΓΈborg |
|
Miscellaneous Capital Goods |
218.7 |
483 |
|
|
Subsidiary |
|
|
Miscellaneous Fabricated Products |
182.5 |
470 |
|
|
Subsidiary |
Tumba |
|
Containers and Packaging |
|
450 |
|
|
Subsidiary |
Tumba |
|
Containers and Packaging |
|
400 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
424.0 |
350 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
1.0 |
350 |
|
|
Subsidiary |
|
|
Business Services |
|
315 |
|
|
Subsidiary |
Dietlikon |
|
Miscellaneous Capital Goods |
|
280 |
|
|
Subsidiary |
|
|
Miscellaneous Fabricated Products |
80.9 |
268 |
|
|
Branch |
|
|
Miscellaneous Capital Goods |
|
125 |
|
|
UK Branch/Trading address |
Sutton Coldfield |
|
Construction - Supplies and Fixtures |
80.9 |
5 |
|
|
Branch |
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Containers and Packaging |
|
3 |
|
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Subsidiary |
Camberley |
|
Nonclassifiable Industries |
|
|
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Subsidiary |
|
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Miscellaneous Capital Goods |
100.7 |
234 |
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|
Subsidiary |
|
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Miscellaneous Capital Goods |
50.0 |
227 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
|
10 |
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Subsidiary |
|
|
Fabricated Plastic and Rubber |
22.6 |
225 |
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|
Subsidiary |
|
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Miscellaneous Capital Goods |
60.0 |
200 |
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|
Subsidiary |
|
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Scientific and Technical Instruments |
|
200 |
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Subsidiary |
|
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Miscellaneous Capital Goods |
36.5 |
185 |
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Subsidiary |
|
|
Miscellaneous Capital Goods |
27.2 |
50 |
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Subsidiary |
|
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Miscellaneous Capital Goods |
98.4 |
169 |
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Subsidiary |
|
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Scientific and Technical Instruments |
|
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Subsidiary |
|
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Miscellaneous Capital Goods |
51.6 |
153 |
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Subsidiary |
Saint-Priest |
|
Miscellaneous Capital Goods |
65.7 |
149 |
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Subsidiary |
Nevers |
|
Miscellaneous Capital Goods |
35.3 |
149 |
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Subsidiary |
Elancourt |
|
Miscellaneous Capital Goods |
29.3 |
34 |
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Subsidiary |
Ski |
|
Construction and Agriculture Machinery |
58.8 |
142 |
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Subsidiary |
|
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Miscellaneous Capital Goods |
1.0 |
120 |
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|
Subsidiary |
|
|
Containers and Packaging |
|
110 |
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|
Subsidiary |
|
|
Miscellaneous Capital Goods |
350.0 |
100 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
58.0 |
206 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
2.2 |
25 |
|
|
Subsidiary |
|
|
Miscellaneous Capital Goods |
26.9 |
100 |
|
|
Subsidiary |
|
|
Containers and Packaging |
|
100 |
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|
Branch |
|
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Paper and Paper Products |
60.8 |
150 |
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|
Branch |
|
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Miscellaneous Capital Goods |
121.4 |
140 |
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|
Branch |
|
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Paper and Paper Products |
49.1 |
132 |
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|
Branch |
|
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Containers and Packaging |
21.5 |
126 |
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|
Branch |
|
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Engineering Consultants |
24.8 |
120 |
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Subsidiary |
|
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Business Services |
|
27 |
|
|
Branch |
|
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Photography |
1.7 |
15 |
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|
Branch |
|
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Construction and Agriculture Machinery |
18.0 |
6 |
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|
Branch |
|
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Engineering Consultants |
1.0 |
5 |
|
|
Branch |
|
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Paper and Paper Products |
2.7 |
4 |
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Branch |
|
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Construction and Agriculture Machinery |
2.0 |
4 |
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Division |
|
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Business Services |
23.3 |
90 |
|
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Subsidiary |
Warminster, PA |
United States |
Business Services |
|
80 |
|
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Branch |
Lykens, PA |
United States |
Miscellaneous Capital Goods |
6.1 |
54 |
|
|
Branch |
Glen Allen, VA |
United States |
Miscellaneous Fabricated Products |
9.7 |
50 |
|
|
Subsidiary |
Kenosha, WI |
United States |
Miscellaneous Capital Goods |
|
50 |
|
|
Branch |
Chesapeake, VA |
United States |
Miscellaneous Capital Goods |
6.9 |
25 |
|
|
Branch |
Newburyport, MA |
United States |
Miscellaneous Capital Goods |
12.5 |
23 |
|
|
Subsidiary |
Houston, TX |
United States |
Miscellaneous Fabricated Products |
3.9 |
22 |
|
|
Branch |
Glenview, IL |
United States |
Miscellaneous Capital Goods |
2.2 |
8 |
|
|
Branch |
Allentown, PA |
United States |
Miscellaneous Capital Goods |
2.2 |
8 |
|
|
Branch |
Pembroke Pines, FL |
United States |
Miscellaneous Capital Goods |
1.5 |
6 |
|
|
Branch |
Lansdale, PA |
United States |
Miscellaneous Capital Goods |
1.5 |
6 |
|
|
Branch |
Fayetteville, NC |
United States |
Miscellaneous Capital Goods |
1.5 |
6 |
|
|
Branch |
Doral, FL |
United States |
Miscellaneous Capital Goods |
1.5 |
6 |
|
|
Branch |
Carter Lake, IA |
United States |
Business Services |
0.3 |
3 |
|
|
Subsidiary |
Melrose Park, IL |
United States |
Miscellaneous Capital Goods |
61.4 |
100 |
|
|
Subsidiary |
Victoria, Buenos Aires |
Argentina |
Miscellaneous Capital Goods |
3.3 |
100 |
|
|
Subsidiary |
Alcobendas, Madrid |
Spain |
Scientific and Technical Instruments |
61.1 |
92 |
|
|
Subsidiary |
Dublin |
Ireland |
Containers and Packaging |
|
90 |
|
|
Subsidiary |
Groningen, Groningen |
Netherlands |
Miscellaneous Capital Goods |
|
85 |
|
|
Subsidiary |
Isando |
South Africa |
Miscellaneous Capital Goods |
|
85 |
|
|
Subsidiary |
Tlalnepantla, Estado de MΓ©xico |
Mexico |
Miscellaneous Capital Goods |
|
75 |
|
|
Subsidiary |
Shah Alam, Selangor |
Malaysia |
Containers and Packaging |
43.4 |
60 |
|
|
Subsidiary |
Bangkok |
Thailand |
Containers and Packaging |
1.0 |
60 |
|
|
Subsidiary |
Scarborough, ON |
Canada |
Miscellaneous Capital Goods |
|
60 |
|
|
Branch |
Edmonton, AB |
Canada |
Miscellaneous Capital Goods |
2.5 |
7 |
|
|
Branch |
Brossard, QC |
Canada |
Miscellaneous Capital Goods |
3.6 |
5 |
|
|
Branch |
Calgary, AB |
Canada |
Construction Services |
0.5 |
2 |
|
|
Branch |
Vancouver, BC |
Canada |
Miscellaneous Capital Goods |
0.7 |
1 |
|
|
Subsidiary |
Warszawa |
Poland |
Miscellaneous Capital Goods |
|
54 |
|
|
Subsidiary |
Singapore |
Singapore |
Containers and Packaging |
18.0 |
50 |
|
|
Subsidiary |
Lodz |
Poland |
Containers and Packaging |
|
50 |
|
|
Subsidiary |
Kaliningrad |
Russian Federation |
Containers and Packaging |
|
50 |
|
|
Subsidiary |
Sandvika |
Norway |
Oil Well Services and Equipment |
51.1 |
45 |
|
|
Subsidiary |
Korolev |
Russian Federation |
Miscellaneous Capital Goods |
|
45 |
|
|
Subsidiary |
Athens, Koropi |
Greece |
Miscellaneous Capital Goods |
|
35 |
|
|
Subsidiary |
Madrid |
Spain |
Containers and Packaging |
|
35 |
|
|
Subsidiary |
Taipei |
Taiwan |
Containers and Packaging |
12.0 |
33 |
|
|
Subsidiary |
Istanbul |
Turkey |
Containers and Packaging |
|
33 |
|
|
Subsidiary |
Istanbul |
Turkey |
Miscellaneous Capital Goods |
|
33 |
|
|
Subsidiary |
Jakarta |
Indonesia |
Engineering Consultants |
1.0 |
30 |
|
|
Subsidiary |
Vienna |
Austria |
Construction - Supplies and Fixtures |
16.6 |
25 |
|
|
Subsidiary |
Parma, Parma |
Italy |
Miscellaneous Capital Goods |
8.6 |
25 |
|
|
Subsidiary |
Hamilton |
New Zealand |
Containers and Packaging |
2.9 |
25 |
|
|
Subsidiary |
Bogota |
Colombia |
Miscellaneous Capital Goods |
2.0 |
25 |
|
|
Subsidiary |
Santiago |
Chile |
Miscellaneous Capital Goods |
|
25 |
|
|
Subsidiary |
Riga |
Latvia |
Containers and Packaging |
|
24 |
|
|
Subsidiary |
Tehran |
Iran |
Containers and Packaging |
|
20 |
|
|
Subsidiary |
Hong Kong |
Hong Kong |
Containers and Packaging |
|
20 |
|
|
Subsidiary |
Budapest |
Hungary |
Miscellaneous Capital Goods |
|
20 |
|
|
Subsidiary |
Bucharest |
Romania |
Miscellaneous Capital Goods |
|
15 |
|
|
Subsidiary |
Makati, Metro Manila |
Philippines |
Containers and Packaging |
|
15 |
|
|
Subsidiary |
Carnaxide, Oeiras |
Portugal |
Containers and Packaging |
6.9 |
14 |
|
|
Subsidiary |
Sofia |
Bulgaria |
Containers and Packaging |
|
14 |
|
|
Subsidiary |
Caracas |
Venezuela |
Containers and Packaging |
|
12 |
|
|
Subsidiary |
Bratislava |
Slovakia |
Miscellaneous Capital Goods |
4.0 |
11 |
|
|
Subsidiary |
Bratislava |
Slovakia |
Containers and Packaging |
|
10 |
|
|
Subsidiary |
New Berlin, WI |
United States |
Miscellaneous Capital Goods |
|
4 |
|
|
Subsidiary |
Vilnius |
Lithuania |
Containers and Packaging |
|
3 |
|
|
Subsidiary |
Seoul |
Korea, Republic of |
Miscellaneous Capital Goods |
57.5 |
|
|
|
Subsidiary |
Masan |
Korea, Republic of |
Software and Programming |
17.9 |
|
|
|
Subsidiary |
Camberley |
United Kingdom |
Commercial Banks |
|
|
|
|
Subsidiary |
Eastbourne |
United Kingdom |
Miscellaneous Capital Goods |
|
128 |
|
|
Subsidiary |
Wakefield |
United Kingdom |
Miscellaneous Fabricated Products |
1.9 |
16 |
|
|
Subsidiary |
Camberley |
United Kingdom |
Business Services |
|
|
|
|
Subsidiary |
Breda, Noord-Brabant |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Monza, MI |
Italy |
Miscellaneous Capital Goods |
235.4 |
552 |
|
|
Branch |
Genova |
Italy |
Miscellaneous Capital Goods |
75.0 |
100 |
|
|
Subsidiary |
Monza, Monza E Brianza |
Italy |
Miscellaneous Capital Goods |
2.2 |
11 |
|
|
Subsidiary |
Glinde, Schleswig-Holstein |
Germany |
Commercial Banks |
|
30 |
|
|
Subsidiary |
Artern/Unstrut, ThΓΌringen |
Germany |
Miscellaneous Capital Goods |
|
60 |
|
|
Subsidiary |
Schopfheim, Baden-WΓΌrttemberg |
Germany |
Miscellaneous Capital Goods |
|
40 |
|
|
Subsidiary |
Hildesheim, Niedersachsen |
Germany |
Miscellaneous Capital Goods |
|
19 |
|
|
Subsidiary |
Dortmund, Nordrhein-Westfalen |
Germany |
Miscellaneous Fabricated Products |
1.9 |
10 |
|
|
Subsidiary |
Saint-Priest |
France |
Miscellaneous Capital Goods |
0.4 |
7 |
|
|
Subsidiary |
Guny |
France |
Fabricated Plastic and Rubber |
15.4 |
73 |
|
|
Subsidiary |
Lentilly |
France |
Miscellaneous Fabricated Products |
9.9 |
34 |
|
|
Subsidiary |
Seoul |
Korea, Republic of |
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
Geumcheon-Gu |
Korea, Republic of |
Miscellaneous Capital Goods |
|
|
|
|
Subsidiary |
Breda, Noord-Brabant |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Espoo |
Finland |
Miscellaneous Capital Goods |
42.3 |
62 |
|
|
Subsidiary |
Bruxelles |
Belgium |
Containers and Packaging |
0.0 |
47 |
|
|
Subsidiary |
Breda, Noord-Brabant |
Netherlands |
Miscellaneous Financial Services |
98.5 |
|
|
|
Subsidiary |
Groningen, Groningen |
Netherlands |
Miscellaneous Financial Services |
|
|
|
|
Subsidiary |
Sabah |
Malaysia |
Chemical Manufacturing |
|
|
Executives Report
|
Annual Profit & Loss
|
|
31-Dec-2010 |
31-Dec-2009 |
31-Dec-2008 |
|
Period Length |
12 Months |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate
(Period Average) |
0.755078 |
0.719047 |
0.683679 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Gross profit |
5.5 |
6.4 |
9.1 |
|
Total payroll costs |
2.4 |
2.6 |
3.1 |
|
Change in value of fixed assets arising from revaluation |
0.0 |
0.1 |
0.1 |
|
Other operating costs |
1.6 |
1.8 |
2.0 |
|
Net operating income |
1.3 |
1.8 |
3.9 |
|
Total financial income |
0.1 |
0.1 |
0.1 |
|
Total expenses |
0.0 |
0.0 |
0.0 |
|
Profit before tax |
1.4 |
1.9 |
3.9 |
|
Profit on ordinary activities after tax |
1.1 |
1.4 |
2.9 |
|
Extraordinary income |
- |
- |
0.0 |
|
Extraordinary result |
- |
- |
0.0 |
|
Profit after extraordinary items and before tax |
- |
- |
0.0 |
|
Total taxation |
0.3 |
0.5 |
1.0 |
|
Profit after tax |
1.1 |
1.4 |
2.9 |
|
Net profit |
1.1 |
1.4 |
2.9 |
|
|
|
Annual Balance
Sheet |
|
Financials in:
USD (mil) |
|
|
|
|
|
31-Dec-2010 |
31-Dec-2009 |
31-Dec-2008 |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate |
0.745406 |
0.696986 |
0.719399 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Other reserves |
3.4 |
2.2 |
1.1 |
|
Profit brought forward from previous year(s) |
1.1 |
1.4 |
2.8 |
|
Total stockholders equity |
4.6 |
3.7 |
4.1 |
|
Provisions and allowances |
0.2 |
0.3 |
0.4 |
|
Total long-term liabilities |
0.1 |
0.1 |
0.1 |
|
Trade creditors |
1.5 |
2.1 |
3.6 |
|
Total current liabilities |
7.1 |
8.4 |
10.0 |
|
Total liabilities (including net worth) |
12.0 |
12.6 |
14.7 |
|
Total tangible fixed assets |
0.5 |
0.4 |
0.4 |
|
Total asset investment |
0.0 |
0.0 |
- |
|
Total non-current assets |
0.5 |
0.4 |
0.4 |
|
Net stocks and work in progress |
2.8 |
5.3 |
5.9 |
|
Trade debtors |
1.3 |
3.7 |
5.1 |
|
Other receivables |
2.3 |
1.5 |
1.4 |
|
Total receivables |
3.6 |
5.3 |
6.5 |
|
Cash and liquid assets |
5.1 |
1.6 |
1.9 |
|
Total current assets |
11.5 |
12.2 |
14.2 |
|
Total assets |
12.0 |
12.6 |
14.7 |
|
|
|
Annual Ratios |
|
Financials in:
USD (mil) |
|
|
|
|
|
31-Dec-2010 |
31-Dec-2009 |
31-Dec-2008 |
|
Period Length |
12 Months |
12 Months |
12 Months |
|
Filed Currency |
EUR |
EUR |
EUR |
|
Exchange Rate |
0.745406 |
0.696986 |
0.719399 |
|
Consolidated |
No |
No |
No |
|
|
|
|
|
|
Current ratio |
1.60 |
1.40 |
1.40 |
|
Acid test ratio |
1.20 |
0.80 |
0.80 |
|
Current liabilities to net worth |
1.55% |
2.25% |
2.46% |
|
Fixed assets to net worth |
0.11% |
0.11% |
0.11% |
|
Return on assets |
0.12% |
0.15% |
0.25% |
|
Shareholders' return |
0.31% |
0.52% |
0.91% |
|
Profit per employee |
26.28 |
28.02 |
57.93 |
|
Return on capital |
0.28% |
0.46% |
0.80% |
|
Average wage per employee |
45.95 |
39.60 |
46.37 |
|
Net worth |
4.6 |
3.7 |
4.1 |
|
Number of employees |
40 |
48 |
46 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.85 |
|
|
1 |
Rs.86.88 |
|
Euro |
1 |
Rs.69.88 |
INFORMATION DETAILS
|
Report Prepared
by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SCs credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.