MIRA INFORM REPORT

 

 

Report Date :

14.06.2012

 

IDENTIFICATION DETAILS

 

Name :

CROME  HK  LTD.

 

 

Formerly Known As :

Superfine Overseas Ltd

 

 

Registered Office :

c/o Marco Solutions Ltd., Flat G, 7/F., Block 1, Royal Peninsula, 8 Hung Lai Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

31.01.2011

 

 

Com. Reg. No.:

53708940

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Manufacturer, Importer and Exporter of all kinds of knitted products, fabrics, garments, etc.

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name

 

CROME  HK  LTD.

 

Company ADDRESS

 

c/o Marco Solutions Ltd.

Flat G, 7/F., Block 1, Royal Peninsula, 8 Hung Lai Road, Kowloon, Hong Kong.

 

PHONE:                        6603 8340

FAX:                             3909 3390

 

 

MANAGEMENT

 

Managing Director:  Mr. Vivek Lakra

 

 

SUMMARY

 

Incorporated on:             31st January, 2011.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$1.00

 

Business Category:        Manufacturer, Importer and Exporter.

 

Employees:                   Nil.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Too early to comment.


Company ADDREsS

 

Registered Head Office:-

c/o Marco Solutions Ltd.

Flat G, 7/F., Block 1, Royal Peninsula, 8 Hung Lai Road, Kowloon, Hong Kong.

 

Affiliated Companies:-

Bison London, India.

Superfine Knitters Ltd.

269, Industrial Area-A, Ludhiana-141003, Punjab, India.

[Tel: 91-161-4689900;  Fax: 91-161-2221360]

 

 

BUSINESS REGISTRATION NUMBER

 

53708940

 

 

COMPANY FILE NUMBER

 

1557946

 

 

MANAGEMENT

 

Managing Director:  Mr. Vivek Lakra

 

 

CAPITAL

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1.00

 


SHAREHOLDER  

(As per registry dated 31-01-2012)

 

Name

 

No. of share

Vivek LAKRA

 

1

=

 

 

DIRECTOR    

(As per registry dated 31-01-2012)

 

Name

(Nationality)

 

Address

Vivek LAKRA

Superfine Knitters Ltd., 269, Industrial Area “A”, Ludhiana-141003, India.

 

 

SECRETARY

(As per registry dated 31-01-2012)

 

Name

Address

Co. No.

Macro Solutions Ltd.

Flat G, 7/F., Block 1, Royal Peninsula, 8 Hung Lai Road, Kowloon, Hong Kong.

1216317

 

 

HISTORY

 

The subject was incorporated on 31st January, 2011 as a private limited liability company under the Hong Kong Companies Ordinance.

Originally the subject was registered under the name of Superfine Overseas Ltd., name changed to the present style on 28th July, 2011.

Formerly the subject was located at Flat C, 19/F., Block 3, Royal Peninsula, 8 Hung Lai Road, Kowloon, Hong Kong, moved to the present address in late 2011.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 


OPERATIONS

 

Activities:                      Manufacturer, Importer and Exporter.

 

Lines:                           All kinds of knitted products, fabrics, garments, etc.

 

Employees:                   Nil.

 

Commodities Imported:   India, other Asian countries, etc.

 

Markets:                       China, Japan, other Asian countries, etc.

 

Annual Turnover:            Not reported.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1.00

 

Profit or Loss:                Too early to offer an opinion.

 

Condition:                      Business is under development.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:  Too early to comment.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                       Small.

 

 

GENERAL

Formerly known as Superfine Overseas Ltd., Crome HK Ltd. is wholly-owned by Mr. Vivek Lakra who is an Indian.  The subject has just issued one ordinary share of HK$1.00 which is owned by Lakra.  Lakra is an India passport holder and does not have the right to reside in Hong Kong permanently.  He is also the only director of the subject.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Flat G, 7/F., Block 1, Royal Peninsula, 8 Hung Lai Road, Kowloon, Hong Kong known as Marco Solutions Ltd. which is handling its correspondences and documents.  Operated by an India, Marco Solutions Ltd. is also the corporate secretary of the subject.  This firm is in a residential building.  The subject has no employees in Hong Kong.

To our knowledge, the subject has had an affiliated company in India known as Superfine Knitters Ltd. [Superfine Knitters].

Lakra is also the director of Superfine Knitters.

Superfine Knitters is trading in all kinds of knitted products such as knitted garments and knitted fabrics.  It was a small fabric knitting firm which commenced business in 1980 and now it has become a large export firm exporting knitted fabrics and garments (such as T-shirts) in India.

Superfine Knitters is supposed to be owned by the Lakra family in India.  It is headed by Mr. Ajit Lakra, M.Sc.(Chemistry), having 30 years of experience in knitted fabrics.

It is likely that Superfine Knitters deals with foreign parties under the name of the subject and let foreign firms correspond with the subject’s registered address in Hong Kong.  Superfine Knitters also exports commodities to foreign markets under the name of the subject and its registered address in Hong Kong.

The subject’s business in Hong Kong is not very active.  History in Hong Kong is just about a year and four months.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on secured basis.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.85

UK Pound

1

Rs.86.88

Euro

1

Rs.69.88

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.