MIRA INFORM REPORT

 

 

Report Date :

14.06.2012

 

IDENTIFICATION DETAILS

 

Name :

J.K.N.  INTERNATIONAL  LTD.

 

 

Formerly Known As :

J. K. N. International Ltd

 

 

Registered Office :

Flat C-6, 16/F., Hankow Centre, 1C Middle Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

04.12.1981

 

 

Com. Reg. No.:

07581811

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter & Wholesaler; Investment Company of Textiles raw material such as 100% cotton doubled yarn (knitting & weaving), CVC yarn, T/C yarn, dyed yarn and 100% cotton twill grey fabric; & Apparels & accessories, foodstuff, household products, light industrial products, tableware, cutlery & flatware, baby utensils, baby toys, babies’ wear, stationery & office equipment, consumer electronics, batteries, furniture, bedding, mattress, cushions, carpets, floor coverings, plastic products, sundry goods, etc.

 

 

No. of Employees :

07

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name

 

J.K.N.  INTERNATIONAL  LTD.

 

 

Company ADDRESS    

 

Flat C-6, 16/F., Hankow Centre, 1C Middle Road, Tsimshatsui, Kowloon, Hong Kong.

PHONE:            2243 0801, 2923 5300

FAX:                 2243 1230

E-MAIL:            jkn@jkn.com.hk

 

 

MANAGEMENT

 

Director & Chief Executive Officer:  Mr. Javed Iqbal

 

 

SUMMARY

 

Incorporated on:             4th December, 1981.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$500,000.00

Issued:              HK$500,000.00

 

Business Category:        General Importer & Exporter.

 

Annual Turnover:            HK$100-150 million.

 

Employees:                   7.

 

Main Dealing Banker:     Hang Seng Bank Ltd., Hong Kong.

 

Banking Relation:           Good.


Company ADDRESS

 

Registered Head Office:-

Flat C-6, 16/F., Hankow Centre, 1C Middle Road, Tsimshatsui, Kowloon, Hong Kong.

 

China Office:- (Operated by affiliate)

Room 1608, Guangzhou Exchange Square, No. 268 Dongfeng Road, Guangzhou, Guangdong 510030, China.

[Phone: (20) 8336 5271;  Fax: (20) 8336 7774]

 

Affiliated Companies:-

Icotton Ltd., Hong Kong.

Icotton Import & Export Trading Ltd., Guangzhou, China..

Khalid Persian Carpets House, India.

Microweb Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

07581811

 

 

COMPANY FILE NUMBER

 

0106315

 

 

MANAGEMENT

 

Director & Chief Executive Officer:  Mr. Javed Iqbal

 

 

CAPITAL

 

Nominal Share Capital:   HK$500,000.00 (Divided into 5,000 shares of HK$100.00 each)

 

Issued Share Capital:     HK$500,000.00

 

 

SHAREHOLDERS

(As per registry dated 04-12-2011)

 

            Name

 

No. of shares

The Late Sharif Mohammad (Deceased)

 

50

Mrs. Saleem BIBI

 

4,940

Javed IQBAL

 

10

 

 

–––––

 

Total:

5,000

====

 

 

DIRECTORS

(As per registry dated 04-12-2011)

 

         Name

   (Nationality)

 

Address

Javed IQBAL

Block B, 14/F., Tower 1, Dynasty Court, 23 Old Peak Road, Hong Kong.

 

Pervez IQBAL

Block A, 14/F., Tower 1, Dynasty Court, 23 Old Peak Road, Hong Kong.

 

Saleem BIBI

Block A, 14/F., Tower 1, Dynasty Court, 23 Old Peak Road, Hong Kong.

 

 

SECRETARY

(As per registry dated 04-12-2011)

 

            Name

Address

Co. No.

Dhun’s Management Services Ltd.

7/F., Man On Commercial Building, 12‑13 Jubilee Street, Central, Hong Kong.

0027006

 

 

HISTORY

 

The subject was incorporated on 4th December, 1981 as a private limited liability company under the Hong Kong Companies Ordinance.

It was originally registered under the name of J. K. N. International Ltd., name changed to J.K.N. International Ltd. on 8th November, 2004.

Apart from these, neither material change nor amendment has been ever traced and noted.


OPERATIONS

 

Activities:                      Importer, Exporter & Wholesaler; Investment Company.

 

Lines:-

Textiles raw material such as 100% cotton doubled yarn (knitting & weaving), CVC yarn, T/C yarn, dyed yarn and 100% cotton twill grey fabric; & Apparels & accessories, foodstuff, household products, light industrial products, tableware, cutlery & flatware, baby utensils, baby toys, babies’ wear, stationery & office equipment, consumer electronics, batteries, furniture, bedding, mattress, cushions, carpets, floor coverings, plastic products, sundry goods, etc.

 

Employees:                   7.

 

Commodities Imported:   Imported from India, Pakistan, China & other Asian countries, etc.

 

Markets:                       Africa, Middle East, China, Hong Kong, Taiwan, Korea, etc.

 

Annual Turnover:            HK$100-150 million.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C or as per contracted.

 

 

MEMBERSHIP

 

The Hong Kong General Chamber of Commerce, Hong Kong.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$500,000.00 (Divided into 5,000 shares of HK$100.00 each)

 

Issued Share Capital:     HK$500,000.00

 

Indebtedness:                HK$24,500,000.00 

(Total amount outstanding on all mortgages and charges as per last Annual Return dated 04-12-2011)

 

Mortgage or Charge (since 2006): (See attachment)

Date of  Mortgage:          30-05-2008

Amount:                        To secure all moneys in respect of general banking facilities

Property:                       1/720th part or share of and in Kowloon Inland Lot No. 8219 (Flat B2 on 13/F. and

Portion No. 99 of Hankow Centre, No. 47 Peking Road, No. 4A Ashley Road and No. 1C Middle Road, Kowloon, Hong Kong.)

 

Mortgagee:                    Hang Seng Bank Ltd., Hong Kong.

 

Profit & Loss:                Traded at a profitable angle.

 

Condition:                      Keeping in an active and satisfactory manner.

           

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:

·         Hang Seng Bank Ltd., Hong Kong.

CITIC Bank International Ltd., Hong Kong.

 

Standing:  Normal.

 

 

GENERAL

 

J.K.N. International Ltd. [JKN] was incorporated in Hong Kong on 4th December, 1981 as a private limited liability company.  With a nominal and issued capital of HK$500,000.00, JKN was formerly owned by the late Sharif Mohammad, holding 50%, and Mrs. Bibi Saleem, also 50%.  Since 13th September, 2007, Mrs. Bibi Saleem has become the major shareholder of JKN.  Now, she is holding 98.8% interests of the subject.

JKN is a Hong Kong based textile raw material supplier and general trader.  It has been established in Hong Kong for over 30 years and has gained good reputation.  JKN is one of the experienced companies in the textile industry.  Its product range includes everything from cotton yarn to fabrics and garment accessories as well as auxiliary products for the textiles and non-textile industries.  Main products carried include:-

·         Textiles raw material such as 100% cotton doubled yarn (knitting & weaving), CVC yarn, T/C yarn, dyed yarn and 100% cotton twill grey fabric.  These include 100% cotton carded yarn and 100% cotton combed yarn; &

·         Apparels & accessories, foodstuff, household products, light industrial products, tableware, cutlery & flatware, baby utensils, baby toys, babies’ wear, stationery & office equipment, consumer electronics, batteries, furniture, bedding, mattress, cushions, carpets, floor coverings, plastic products, sundry goods, etc.

 

Its main suppliers of textiles materials are from India, Pakistan, while its main customers are in Hong Kong, Guangzhou, Shenzhen, Taiwan and South Korea.  Other than textile materials, most of its products are sourced from China and re-exported to Africa, the Middle East, etc.

JKN maintains a China office at Guangzhou through its subsidiary, Icotton Import & Export Trading Ltd.  The subsidiary is one of the experienced companies in Guangzhou, selling Pakistani and Indian grey fabrics and grey yarns.  It is a selling agent of different kinds of grey fabrics and grey yarns products for buyers import booking.  In addition, JKN is also involved in property investment in Hong Kong.

The subject has had an associated company MicroWeb Ltd. [MicroWeb] which is a Hong Kong-registered firm located at its operating address.

MicroWeb is specialized in Web Development and Enterprise Application Development.  Its clients range from Land Developer to Political Party from trading firm to consulate.  MicroWeb was established in 1999 with professional and professors as its employees.  All are experienced in IT services.  MicroWeb is engaged in the following business scope:-

E-Commerce Consultancy, Website Design, Information Technology Engineering, General Applications/System Software Design, Information Technology Consultancy, Computer Networking, Internet Related Services, Web Hosting, Web Development, EDI Service, E-Business Solution Provider, Internet Service Provider (ISP), etc.

The contact person of MicroWeb Pervez IQBAL is one of the directors of the subject.

The business of the subject is maintained in an active and satisfactory condition.  Regular clients and foreign suppliers have been maintained.  Annual sales turnover ranges from HK$100-150 million.  Business is profitable.  History in Hong Kong is over 30 years.

On the whole, consider it good for normal business engagements.

 

REMARKS:

 

Property information of the company and the principal:-

 

1.     Property Location:       Flat B on 14/F. of Tower 1, Dynasty Court, 23 Old Peak Road,  Hong Kong.

Owner:     J.K.N. International Ltd.

Date of Purchase:  30-05-1995

Purchased Price:  HK$26,200,000 (pt.)

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

23-05-2001

-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Mortgage to secure general banking facilities

 

2.     Property Location:       Flat C6 on 16/F. & Portion No. 163 of Main Roof Hankow Centre, No. 47 Peking Road, No. 4A Ashley Road and No. 1C Middle Road, Kowloon, Hong Kong.

Owner:     Mohd Sharif

Date of Purchase:  10-11-1982

Purchased Price:  HK$940,000

Incumbrances:  No mortgage record registered against the property.


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

22-08-2011

Instrument:      Legal Charge/Mortgage

Property:

Kowloon marine Lot No.10 and of and in “STAR HOUSE” No.820 on 8/F

Mortgagee:      CITIC Bank International Ltd., Hong Kong.

All sums of money payable to the Bank by the Company under the Legal Charge/Mortgage

22-08-2011

Instrument:      Rental Assignment

Property:

All the Company’s righ, title, interest and benefit in and to the Rentals; and charges to the Lender by way of first fixed charge and assigns to the Lender absolutely by way of mortgage the Rental Account and all its rights, title, interest and benefit (both present and future) therein and thereto.

Mortgagee:      CITIC Bank International Ltd., Hong Kong.

All sums of money payable to the Lender by the Company under the Rental Assignment

22-08-2011

Instrument:      Legal Charge/Mortgage

Property:

Nos.5, 7, 7A, 9, 9A, 11, 11A, 13 and 15 Hankow Road, 41,43,45,47,49 and 51 Peking Road, 4, 4A and 4B Ashley Road and 1, 1A, 1B, 1C, 1D and 1E Middle Road, 13/F, Hankow Centre No.47 Peking Road, 4A Ashley Road and 1C Middle Road and Portion No.99 of the Main Roof.

Mortgagee:      CITIC Bank International Ltd., Hong Kong.

All sums of money payable to the Bank by the Company under the Legal Charge/Mortgage

22-08-2011

Instrument:      Rental Assignment

Property:

All the Company’s righ, title, interest and benefit in and to the Rentals; and charges to the Lender by way of first fixed charge and assigns to the Lender absolutely by way of mortgage the Rental Account and all its rights, title, interest and benefit (both present and future) therein and thereto.

Mortgagee:      CITIC Bank International Ltd., Hong Kong.

All sums of money payable to the Lender by the Company under the Rental Assignment


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.85

UK Pound

1

Rs.86.88

Euro

1

Rs.69.88

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.