MIRA INFORM REPORT

 

 

Report Date :

14.06.2012

 

IDENTIFICATION DETAILS

 

Name :

SPI CINEMAS PRIVATE LIMITED (w.e.f.30.09.1991)

 

 

Formerly Known As :

CHAYA LAKSHMI CREATIONS PRIVATE LIMITED

 

 

Registered Office :

24-2-1870, II and Floor, 3rd Cross Central Avenu Magunta Layout Nellore – 524003, Andhra Pradesh

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

30.09.1991

 

 

Com. Reg. No.:

07-013273

 

 

Capital Investment / Paid-up Capital :

Rs.37.202 Millions

 

 

CIN No.:

[Company Identification No.]

U92111AP1991PTC013273

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Screening of Movies, Gaming Zone

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (47)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 10000000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Financial position of the company appears to be sound. However, trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LOCATIONS

 

Registered Office :

24-2-1870, II and Floor, 3rd Cross Central Avenu Magunta Layout, Nellore – 524003, Andhra Pradesh, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

accounts@sathyamcinemas.com

sabesan.r@spicinemas.in

Website:

www.sathyamcinemas.com

 

 

Corporate Office :

25, Whites Road, Mamatha Complex, 5th Floor, Royapettah, Chennai – 600014, Tamilnadu, India

Tel. No.:

91-44-43920200

 

 

Theatre Location:

8, Thiru-vi-ka Road, Royapettah, Chennai – 600014, Tamilnadu, India

Tel. No.:

91-44-43920200

Fax No.:

91-44-43920333

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. P Rambhoopal

Designation :

Director

Address :

265 –H Road No.10, Jubilee Hills, Hyderabad – 500034, Andhra Pradesh, india

Date of Appointment :

22.03.2007

DIN No.:

00194814

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U92114AP2004PTC043209

GIANT SCREEN EXHIBITION COMPANY PRIVATE LIMITED

Director

7/05/2004

7/05/2004

2/09/2011

Active

NO

2

U15549AP2004PTC043593

S.S.R. FOODS AND BEVERAGES PRIVATE LIMITED

Director

6/07/2004

6/07/2004

13/07/2009

Under Process of Striking off

NO

3

U65993AP2004PTC044666

RIVERBRIDGE WEALTH ADVISORY SERVICES PRIVATE LIMITED

Director

22/11/2004

22/11/2004

-

Active

NO

4

U70102AP2005PTC047250

RIVERBRIDGE INFRA PRIVATE LIMITED

Managing director

1/10/2008

26/08/2005

-

Active

NO

5

U92111AP1991PTC013273

SPI CINEMAS PRIVATE LIMITED

Director

22/03/2007

22/03/2007

5/03/2012

Active

NO

6

U93000AP2007PTC056163

RIVERBRIDGE CAPITAL PARTNERS PRIVATE LIMITED

Director

1/11/2007

1/11/2007

-

Active

NO

7

U45200AP2004PLC043566

VISION VENTURES LIMITED

Whole-time director

1/07/2010

10/10/2008

24/01/2012

Active

NO

8

U45400AP2009PTC063920

RIVERBRIDGE VENTURES INDIA PRIVATE LIMITED

Director

8/06/2009

8/06/2009

-

Active

NO

9

U63012AP2010PTC069054

RIVERBRIDGE-PRIME MARINE (INDIA) PRIVATE LIMITED

Director

21/06/2010

21/06/2010

-

Active

NO

10

U74900TN2012PTC084013

GURU BUSINESS RESCUE STRATEGIES PRIVATE LIMITED

Additional director

18/02/2012

18/02/2012

-

Active

NO

 

 

Name :

Mr. R Krishnamurthy

Designation :

Director

Address :

No. 14, Saravana Apartments, 243 TTk Road,  Alwarpet, Chennai – 600018, Tamilnadu, India

Date of Birth/Age :

16.09.1940

Date of Appointment :

10.12.2001

DIN No.:

00062255

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U65993TN2000PTC044772

SAMAYANALLUR POWER INVESTMENTS PRIVATE LIMITED

Director

19/04/2000

19/04/2000

29/08/2011

Active

NO

2

U92111AP1991PTC013273

SPI CINEMAS PRIVATE LIMITED

Director

10/12/2001

10/12/2001

-

Active

NO

3

U65993TN2003PTC050975

SPI PROPERTIES PRIVATE LIMITED

Director

4/06/2003

4/06/2003

29/08/2011

Active

NO

4

U92114AP2004PTC043209

GIANT SCREEN EXHIBITION COMPANY PRIVATE LIMITED

Director

7/05/2004

7/05/2004

2/09/2011

Active

NO

5

U92490AP2005PTC046755

SPI MUSIC PRIVATE LIMITED

Director

5/07/2005

5/07/2005

28/03/2011

Active

NO

6

U40102TN2008PTC068220

SPI ENERGY PRIVATE LIMITED

Director

16/06/2008

16/06/2008

29/08/2011

Active

NO

7

U92490TN2008PTC068327

THINK MUSIC DIGITAL ENTERTAINMENT PRIVATE LIMITED

Director

23/06/2008

23/06/2008

-

Active

NO

 

 

Name :

Mr. K Niranjan

Designation :

Director

Address :

101/5 First Floor, Bazullah Road, T Nagar, Chennai – 600017, Tamilandu, India

Date of Birth/Age :

05.04.1955

Date of Appointment :

25.08.2008

DIN No.:

00179613

Other Directorship:

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U65993TN2000PTC044934

VENGEESH INVESTMENTS PRIVATE LIMITED

Director

12/05/2000

12/05/2000

-

Active

NO

2

U65993TN2003PTC050975

SPI PROPERTIES PRIVATE LIMITED

Director

22/11/2004

22/11/2004

29/08/2011

Active

NO

3

U92111AP1991PTC013273

SPI CINEMAS PRIVATE LIMITED

Director

29/09/2008

25/08/2008

-

Active

NO

4

U15511TN2008PTC069144

FABIO BEVERAGES PRIVATE LIMITED

Director

4/09/2008

4/09/2008

8/06/2010

Active

NO

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Shareholders

 

No. of Shares

R Krishnamurthy

 

10

P Rambhoopal

 

1000

Diadem Enterprises Private Limited, India

 

117000

Ceaser Enterprises Private Limited, India

 

38000

Pixie Enterprises Private Limited, India

 

29000

Primus Enterprises Private Limited, India

 

37000

Zainab Trading Company Private Limited, India

 

15000

Samayanallur Power Investments Private Limited, India

 

135000

Valluru Sandhya

 

2

Lashita

 

2

M Kiran Reddy

 

3

S V Swaroop Reddy

 

3

 

 

 

Total

 

372020

 

As on 31.03.2012

 

Names of Allottees

 

No. of Shares

Samayanallur Power Investments Private Limited

 

209000

SS Theatres Private Limited

 

29250

S.V Swaroop Reddy

 

82500

 

 

 

Total

 

320750

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on 30.09.2011

 

Category

Percentage

Bodies corporate

99.73

Directors or relatives of Directors

0.27

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Screening of Movies, Gaming Zone

 

PRODUCTION STATUS (As on 31.03.2011)

 

The Installed and actual capacity of windmills is follows

 

a) Installed Capacity: 1.25 MW

Produced Quantity: 24,88,860 Units

 

b) Installed Capacity: 1.50 MW

Produced Quantity: 2,520 Units

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         Indian Overseas Bank, Commercial and Institutional Credit Branch, No.98A, Dr. Radhakrishnan Salai Branch, Mylapore, Chennai – 600004, Tamilnadu, India

·         State Bank of India, Nungambakkam Branch, #110/1, Uthamar Gandhi Road, Nungambakkam, Chennai – 600034, Tamilnadu, India

·         ING Vysys Bank

·         Standard Chartered Bank, 19 Rajaji Salai, Chennai – 600001, Tamilnadu, India

 

 

Facilities :

 

(Rs. in Millions)

Secured Loan

As on

31.03.2011

 

As on

31.03.2010

 

 

A) Term Loan

 

 

From Bank

 

 

Indian Overseas Bank

(Secured by equitable mortgage of windmill land and hypothecation of windmill and first charge on unencumbered fixed assets of the company excluding lease hold buildings)

76.039

12.928

ING Vysys Bank

(Secured by hypothecation of Company’s Fixed Assets created out of bank finance and hypothecation of stock and book debts)

(Due within a ears.15.000 Millions (Previous Year Rs.62.900 Millions)

171.990

145.639

B) Hire Purchase

 

 

From Bank

28.159

12.971

From a Company

(Secured by vehicles purchased)

0.926

1.763

Total

277.114

173.301

Unsecured Loan

As on

31.03.2011

 

As on

31.03.2010

 

 

From Companies

73.512

70.558

From Share Holder

202.757

47.351

Total

276.269

117.909

 

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Brahmayya and Company

Chartered Accountant

Address :

No.48, 3rd Floor, Masilamani Road, Balaji Nagar, Royapettah, Chennai – 600014, Tamilnadu, India

PAN.:

AAAFB2481J

 

 

Associate:

·         Samaynanllur Power Investments Private Limited

·         SPI Properties Private Limited

·         Giant Screen Exhibition Private Limited

 

 

CAPITAL STRUCTURE

 

As on 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1000000

Equity Shares

Rs.100/- each

Rs.100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

692770

Equity Shares

Rs.100/- each

Rs.69.277 Millions

 

 

 

 

 

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.100/- each

Rs.50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

372020

Equity Shares

Rs.100/- each

Rs.37.202 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

37.202

37.202

37.202

2] Share Application Money

0.000

37.215

37.215

3] Reserves & Surplus

213.299

178.520

166.306

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

250.501

252.937

240.723

LOAN FUNDS

 

 

 

1] Secured Loans

277.114

173.301

117.487

2] Unsecured Loans

276.269

117.909

98.489

TOTAL BORROWING

553.383

291.210

215.976

DEFERRED TAX LIABILITIES

0.000

0.000

2.785

 

 

 

 

TOTAL

803.884

544.147

459.484

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

658.751

296.577

328.914

Capital work-in-progress

103.986

96.373

0.234

 

 

 

 

INVESTMENT

0.280

2.605

0.302

DEFERREX TAX ASSETS

16.304

1.709

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

3.882

2.765

3.481

 

Sundry Debtors

19.808

22.810

16.731

 

Cash & Bank Balances

6.012

18.550

5.858

 

Other Current Assets

80.014

69.851

58.855

 

Loans & Advances

49.054

105.601

111.233

Total Current Assets

158.770

219.577

196.158

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

87.848

37.816

20.733

 

Other Current Liabilities

33.436

29.124

31.245

 

Provisions

12.923

5.754

14.146

Total Current Liabilities

134.207

72.694

66.124

Net Current Assets

24.563

146.883

130.034

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

803.884

544.147

459.484

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

743.124

584.891

NA

 

 

Other Income

62.454

47.655

NA

 

 

TOTAL                                     (A)

805.578

632.546

NA

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Distributor Share

164.324

122.615

NA

 

 

Indian News Review Payments

0.130

0.161

NA

 

 

Food and Beverage Consumed

82.120

63.084

NA

 

 

Administrative and Other Expenses

408.968

322.624

NA

 

 

TOTAL                                     (B)

655.542

508.484

NA

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

150.036

124.062

NA

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

37.057

20.863

NA

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

112.989

103.199

NA

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

92.794

86.987

NA

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

20.185

16.212

6.598

 

 

 

 

 

Less

TAX                                                                  (I)

(14.594)

3.998

NA

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

34.779

12.214

NA

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

41.870

29.656

NA

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

76.649

41.870

29.656

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Advertising Receipts

0.000

0.000

0.279

 

TOTAL EARNINGS

 

 

 

 

 

 

 

 

 

Earnings Per Share (Rs.)

93.49

32.83

NA

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

4.32

1.93

NA

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

2.72

2.77

NA

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

12.71

7.38

3.36

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.08

0.06

0.03

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.54

0.29

0.27

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.18

3.02

2.97

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

No

5) Type of Business

Yes

6) Line of Business•

Yes

7) Promoter’s background

Yes

8) No. of employees

Yes

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three year

Yes

12) Profitability for last three years

No

13) Reasons for variation <> 20%

--

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

Yes

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

No

21) Market information

--

22) Litigations that the firm / promoter

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

--

26) Buyer visit details

--

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

Note: Registered office of the company has been shifted from 265 H, Road No. 10, Jubilee Hills Hyderabad – 500034, Andhra Pradesh, India to the present address w.e.f.02.05.2006

 

OPERATIONS:

 

The Operations during the year under Report were quite encouraging and the Gross Revenue showed a growth of 31.4% from Rs 321.277 Millions to Rs. 422.383 Millions. This should be considered in the backdrop of severe competition from new multiplexes and other low fare theatres. Further the Directors are happy to announce the commissioning of Prestigious Escape Theatres at Express Avenue and the Occupancy has been quite good. Further the Company has taken over Casino theatre and this will be shortly renovated and brought to Sathyam Standards. Sathyam enjoys a loyal clientele and the company is taking various steps to increase this base by improving various facilities and adding additional facilities in the theatre complex and embarking on opening new screens. With an eye on growth the Company has been on the look out for more Multiplexes for locating its Screens and the Company has signed an Agreement for 6 screens at Coimbatore and is in the final stage of concluding a Contract for 9 screens in Vadapalani. The other Operations are doing reasonably well. The Company has improved on all technological fields, especially in projection and sound The Company has added one more windmill to augment power source.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U92111AP1991PTC013273

Name of the company

SPI CINEMAS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

24-2-1870, II and Floor, 3rd Cross Central Avenu Magunta Layout, Nellore – 524003, Andhra Pradesh, India

 

Email: accounts@sathyamcinemas.com

This form is for

Creation of charge

Type of charge

Book debts

Movable property (not being pledge)

Particular of charge holder

State Bank of India, Nungambakkam Branch, #110/1, Uthamar Gandhi Road, Nungambakkam, Chennai – 600034, Tamilnadu, India

 

Email: mahendiran56@gmail.com

Nature of instrument creating charge

1. Agreement of Hypothecation of Goods and Assets  Form C.2.

2. Letter regarding the grant of individual limits within the overall limit.   Form C.5

Date of instrument Creating the charge

22.03.2012

Amount secured by the charge

Rs.350.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

Term Loan - I & II: 3.25%  above Base Rate (10.00%) + 0.55% Term Premium, effective rate 13.80%, as against 6.50% above Base Rate (10.00%) + 0.75% Term Premium, effective rate 17.25% p.a.

 

Terms of Repayment

T L - I : Repayable in 64 monthly installments with a moratorium period of 4 months. First 9 installments of Rs.1.488 Millions each, next 50 monthly installments of Rs.1.495 Millions each and Last monthly installment of Rs.1.858 Millions.

T L - II: Repayable in 67 monthly installments with a moratorium period of 7 months. First 6 installments of Rs.4.330 Millions each, next 48 monthly installments of Rs.4.338 Millions each, next 5 monthly installments of Rs.4.300 Millions and Last monthly installment of Rs.4.296 Millions.

 

Margin

Term Loan - I           :  37%

Term Loan - II          : 40%

Project LC                : 40%

 

Extent and Operation of the charge

As mentioned in the Agreements

 

Others

Nature of Facilities         Rs.in. Millions

Term Loan  - I                    260.000

Term Loan - II                      90.000

LC Backed by TL               (70.000)

                                        ------------

Total                                  350.000

Short particulars of the property or asset(s) charged (including complete address and location of the property)

Term Loan - I and II: Hypothecation of Equipments/IT Software, CCTV, Access Control/Interiors/ Rent Deposit to be purchased out of Bank Finance.

 

Backed up by the Corporate Guarantee of M/s Sheena Constructions private Limited and M/s Samayanallur Power Investments Private Limited

 

Fixed Assets

 

·         Land – Wind Mill

·         Plant and Machinery – Wind Mill

·         Lease Hold – Building

·         Plant and Machinery

·         Office Equipments and Computers

·         Electrical and Furniture and Fitting

·         Vehicle

 

Intangible Assets

·         Software

·         Movie Rights

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.85

UK Pound

1

Rs.86.87

Euro

1

Rs.69.87

 

 

INFORMATION DETAILS

 

Report Prepared by :

KVT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

47

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.