MIRA INFORM REPORT

 

 

Report Date :

15.06.2012

 

IDENTIFICATION DETAILS

 

Name :

EXCLUSIVE ACCESS TRADING 828 (PTY) LTD

 

 

Formerly Known As :

MAVROMAC (PTY) LTD

 

 

Registered Office :

Mavromac House 12d Kramer Road Kramerville Johannesburg

 

 

Country :

South Africa

 

 

Date of Incorporation :

19.10.2010

 

 

Com. Reg. No.:

2010/021279/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Importing and sale of furnishing fabrics, wall coverings etc:

 

 

No. of Employees :

50

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Summary

 

Subject Name

MAVROMAC (PTY) LTD

Country

SOUTH AFRICA

Requested Credit Limit

$ 150 000 000

Enquiry Terms

D/A

Account Review

Days

Subject Contact person

Inez- Bookkeeper

Assessment

 

 

 

 

This is a fairly new business meeting commitments with suppliers within terms.

Normal business dealings reach approximately R200 000 per month.

A bank code D was obtained for R1000 000.

Your figure is therefore too high.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

EXCLUSIVE ACCESS TRADING 828 (PTY) LTD

Trading as/ Division Name

MAVROMAC

THE GATE HOUSE

Previous Name

MAVROMAC (PTY) LTD

Date of Name Change

May 2011

Registration Number

2010/021279/07

Registration Date

2010-10-19

Date Commenced Trading

2010-05-23

Age of Business

1 years 8 months

History of Business

The subject was formed from operations and assets of another company namely MAVROMAC (PTY) LTD that had been trading since 1983

History of Principals

MRS MACDONALD was also a shareholder and director in  MAVROMAC (PTY) LTD.

Shareholders and  % holding

Unknown

Authorised Share Capital

R1000

Issued Share Capital

R120

Status

In Business

Operations Assessment

Importing and sale of furnishing fabrics, wall coverings etc:

Industry/ Customers

Designers, hotel groups, etc:

Export

No

Major Industry Code / SICC

61310 Wholesale Retail

Definition of Code

Wholesale trade in textiles, clothing and footwear

Head Office Physical Address

 

 

Mavromac House

12d Kramer Road

KRAMERVILLE

Johannesburg

Head Office Postal Address

 

 

P O Box 76178

WENDYWOOD

2144

Current Tel Number

011 4441584

Cell number

082 7729680

Current Fax Number

011 4441584

Current Email Address

helder@mavromac.co.za

Web Site Address

www.thegatehouse.co.za

 

 

Auditors Information

 

Company Registered Name

BDO SOUTH AFRICA INC

Trading Name

BDO

Registration Number

1995/002310/21

Physical Address

13 Wellington Road

PARKTOWN

Johannesburg

Gauteng

Postal Address

Private Bag X 60500

HOUGHTON

2041

Contact Person

Felisa Van der Merwe

Contact Number

011 488 1700

Email

fvandermerwe@bdo.co.za

Principals

43

Judgements Against Subject

No information on record

Judgements Against Principals

No information on record

Subject Verified as Client

Yes

Profession Number

905526E

VAT Number

4910148685

Tax Number

904048884

BEE Status

B-BBEE level six contributor

Financial Year End

December

Years With Auditors

11 years

Website

www.bdo.co.za

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

CAP Chartered Accountant

 

Unknown

Accuity Chartered Accountant

 

Unknown

 

 

Tax Information

 

Vat Number

4540258185

Status

Active

Vat Liable Date

Monthly

Tax Number

9459909165

Tax Clearance Expire Date

Uknown

Financial Year End

March

 

 

Black Economic Empowerment

 

Status

None

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

Unknown

ISO Certificate

Yes/No

ISO Certificate Available

Yes/No

Certified by an Accredited Agent

Yes/No

 

 

Workman’s compensation

 

Registered

Yes

Compliance Certified

Yes

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

           

Number of Employees

50

1.       Salaried employees

 

2.       Waged employees

 

3.       Permanent employees

50

4.       Casual employees

 

5.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

3

 

 

 

The Fleet is made up of

 

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

3

Owned

R300 000

None

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

 


Head Office Owned/ Rented

Rented

Rental Company

BIG BRIGHT PROPERTIES (PTY) LTD- owned by MRS M M MACDONALD

Owned by

 

Value

R12 000 000

Bond

None

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Warehouse and Showroom

 

 

Branches Names

Country

Province

CAPE TOWN

021 7974739

WESTERN CAPE

 


Branches Owned/ Rented

Cape Town

Rental Company

BIG BRIGHT PROPERTIES (PTY) LTD

Owned

Owned

Value

12 000 000

 


Branches Owned/ Rented

Durban Agent

Rental Company

Unknown


Branches Owned/ Rented

Port Elizabeth Agent

Rental Company

 

Owned

Owned

Value

R10 000 000

Bank

 

Bond

R4 000 000

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Showroom

 

Management Overview

Organisation chart

 

Level

Position

Name

1.

Managing Director

H Swart

2.

Director

J Swart

3.

Director

M Swart

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

None

 

 

 

 

 

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

None

 

 

 

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

TOLL GLOBAL FORWARDING

011 5752600

 

 

        2 

BACKS SAMPLING

011 477 4717

None

None

3

SVENMILL (CT)

021 9378600

R100 000

Insured with CGIC

None

4

MODART (CT)

021 5343587

None

None

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

10 years

Confidential

Confidential

30 days

Confidential

30 days

Very Good

2

+ 8 Years

Open

R 200 000

30 days

           R 5000

30 days

Excellent

3

8 Years

Confidential

R 100 000

60 days

R 50 000

60 days

Excellent

4

15 Years

Open

R 100 000

30 days

R 50 000

30 days

Excellent

 

History of Trade References

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

Old

Declined

Declined figures

30 days

Declined figures

30 days

Excellent

2

Unable to

Obtain

As

Phone

Remains unanswered

 

 

 

Adverse Information on Subject

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

 

Notarial Bonds

Date

Details

None

 

 

Bank Information

 

Bank

NEDBANK

Branch

BUSINESS BANKING CENTRAL JHB

Bank Account Number

1007070595

Type of Account

Current

Account Name

EXCLUSIVE ACCESS TRADING 828 (PTY) LTD t/a Mavromac

Overdraft Facilities

Yes/No

Date Opened

Unknown

Bank Code

D

Bank Comment

 

The subject’s bankers consider them good for moderate business engagements.

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

 

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

STANDARD BANK

 

MAVROMAC

UNKNOWN

1983

OLD ACCOUNT

 

 

Deeds Information

 

Property Interests for Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

Financial Estimates

 

CURRENT ASSETS

 

Stock

 

Debtors

 

FIXED ASSETS

 

Plant, Equipment, Vehicles

 

Property

 

CURRENT LIABILITIES

 

Creditors

 

Loans/ From?

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

 

Estimated Current Year Turnover

Under EXCLUSIVE ACCESS TRADING 828 (PTY) LTD- R52 000 000

Current Turnover per month

 

Current Turnover per annum

Under MAVROMAC (PTY) LTD- R 47 000 000

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

3

Average Age of Active Principals

33

 

 

Active Principals

Principal 1 of 3: MARGUERITA MACDONALD

 

Surname

MACDONALD

First Name

MARGUERITA

Other Names

MARINA

Marital Status

Married

ID Number

5609070822088

Verified ID Number

Yes

Current Age

56

Designation

Director

Status

ACTIVE

Appointment Date

2011-11-18

Physical Address (at time of Appointment)

Cloudbreak

30 Bishops Court Drive

CAPE TOWN

Postal Address

AS ABOVE

Current Tel Number

021 797 4739

Cell number

082 4535213

Current Fax Number

011 4441584

Current Email Address

info@mavromac.co.za

Shareholding

Unknown

 

 

Adverse Information for: MARGUERITA MACDONALD

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: MARGUERITA MACDONALD

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Big Bright Properties (Pty) Ltd

1995/000499/07

In Business

17 years 5 months

0

No

Camp Cottage (Pty) Ltd

1997/003167/07

In Business

15 years 3 months

0

No

Mezzogiorno  (Pty) Ltd

1998/012626/07

In Business

13 years 11 months

0

No

Quercus (Pty) Ltd

M1998/013103/07

In Business

1 Years 8 months

0

No

Mavromac (Pty) Ltd

M2010/021279/07

In Business

1 Years 8 months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for: MARGUERITA MACDONALD

 

 

Title Deed No.

T39044/2009

Erf/Site No.

 

Deeds Office

Cape Town

Physical Address

Weltevreden Valley North

Property Type

Freehold/Ervin

Extent / Size

160 sqm

Purchase Date

2009-06-24

Purchase price

R 90 000,00

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Principal 2 of 3: HANNEKE SWART

Surname

SWART

First Name

HANNEKE

Other Names

None

Marital Status

Married

ID Number

6701140415081

Verified ID Number

Yes

Current Age

45

Designation

General Manager

Status

Active

Appointment Date

2011-07-21

Physical Address (at time of Appointment)

3 Ronmar  Road

Morningside

JOHANNESBURG

2196

Postal Address

PO Box 4947

RIVONIA

2128

Current Tel Number

011 4441584

Cell number

083 3001810

Current Fax Number

011 4441541

Current Email Address

info@mavromac.co.za

Shareholding

(if the principal owns shares)

 

Adverse Information for HANNEKE SWART

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for HANNEKE SWART

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

Previous Business Interests HANNEKE SWART

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for HANNEKE SWART

 

Title Deed No.

T51081/2003

Erf/Site No.

 

Deeds Office

Pretoria

Physical Address

3 Ronmar

Morningside

 

Property Type

Freehold/Ervin

Extent / Size

1978 sqm

Purchase Date

2003-02-22

Purchase price

R 1 175 000

% Ownership

 

Bond Holder

STANDARD BANK OF SOUTH AFRICA

Bond Number

B346342003

Bond Amount

R 1 000 000

 

Principal 3 of 3: JURIE SWART

Surname

SWART

First Name

JURIE

Other Names

None

Marital Status

Married

ID Number

6506085068088

Verified ID Number

Yes

Current Age

47

Designation

Business Person

Status

Active

Appointment Date

2011-03-14

Physical Address (at time of Appointment)

3 Ronmar Road

Morningside

2196

Postal Address

93 Grayston Drive

Sandton

2196

Current Email Address

info@mavromac.co.za

Shareholding

(if the principal owns shares)

 

Adverse Information for JURIE SWART

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for JURIE SWART

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Setsing Financial Service (Pty) Ltd

1997/005496/07

In Business

 

0

No

N3 Toll Concession (Pty) Ltd

1998/020534/07

In Business

 

0

No

Aced Cookhouse South Wind Farm (Pty) Ltd

2009/006954/07

In Business

 

0

No

Bloemfoentein Correctional Contracts (Pty) Ltd

2011/107902/07

In Business

 

0

No

Zader Investments SPV 2 (Pty) Ltd

1998/004523/07

In Business

 

0

No

 

 

 

Previous Business Interests

Average Age of Previous Business Interests

9 years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Milprops 169 CC

1999/0445323/23

Deregistration Final

12 years 10 months

0

No

Oak Park Trading  8 (Pty) Ltd

2006/015942/07

In Business

6 years 1 month

0

No

 

 

Deeds Information

 

Property Interests for JURIE SWART

 

Title Deed No.

T51081/2003

Erf/Site No.

 

Deeds Office

Pretoria

Physical Address

3 Ronmar

Morningside

Sandton

Property Type

Freehold

Extent / Size

1978 sqm

Purchase Date

2003-02-22

Purchase price

R 1 175 000

% Ownership

 

Bond Holder

Standard Bank of South Africa Ltd

Bond Number

B346342003

Bond Amount

R 1 000 000

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.79

UK Pound

1

Rs.86.37

Euro

1

Rs.70.07

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.