MIRA INFORM REPORT

 

 

Report Date :

15.06.2012

 

IDENTIFICATION DETAILS

 

Name :

JAG TEXTILES (PTY) LTD

 

 

Registered Office :

1360 South Coast Mobeni Kwa-Zulu Natal 4052

 

 

Country :

South Africa

 

 

Date of Incorporation :

27.09.2011

 

 

Com. Reg. No.:

K2011/120390/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacture and import of Raw Materials and Home textiles

 

 

No. of Employees :

65

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

New Business

 

--

 

Status :

New Company

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Summary

 

Subject Name

JAG TEXTILES (PTY) LTD

Country

SOUTH AFRICA

Requested Credit Limit

$ 150 000 000

Enquiry Terms

D/A

Account Review

Every six months

Subject Contact person

ABDOOL VALODIA – DIRECTOR ( 083 490 6551)

 

Assessment

 

 

 

 

On investigation we made contact with the subject and we were referred to the Director Mr ABDOOL VALODIA.

He has assisted us with all the information required.

The subject  is meeting commitments timeously with suppliers

We have obtained a bank code F  for R 4.500 000 on the subject.

Please see available information on the subject below.

 

Company Information

 

Registered Name

JAG TEXTILES (PTY) LTD

Trading as/ Division Name

JAG TEXTILES

Previous Name

None

Date of Name Change

None

Registration Number

K2011/120390/07

Registration Date

2011/09/27

Date Commenced Trading

2011/09/27

Age of Business

9 Months

History of Business

Started as a new business in 2011 and had a change of ownership.

History of Principals

1 Active Director. He was appointed on the 2012/06/01

Shareholders and  % holding

100% - ABDOOL VALODIA

Authorised Share Capital

R 100

Issued Share Capital

R 100

Status

In Business

Operations Assessment

Manufacture and import of Raw Materials and Home textiles.

Industry/ Customers

Mr Price Sheet, Edcon.

Export

None

Major Industry Code / SICC

3111

Definition of Code

Preparation and spinning of textile fibres weaving of textiles

Head Office Physical Address

 

 

1360 South Coast

MOBENI

KWA-ZULU NATAL

4052

Head Office Postal Address

 

 

1360 South Coast

MOBENI

KWA-ZULU NATAL

4052

Current Tel Number

031 4628592

Cell number

0834906551

Current Fax Number

031 4625147

Current Email Address

abdool@jagtextiles.co.za

Web Site Address

None

 

 

Auditors Information

 

Company Registered Name

SAB&T DURBAN Chartered Accountants

Trading Name

SAB&T DURBAN Chartered Accountants

Registration Number

Partnership

Physical Address

15 Summit Drive

Sherwood

Durban

4091

Postal Address

P.O. Box 30108

Mayville

4058

Contact Person

DILIP R NATHOO

Contact Number

031 275 9400

Email

dilip@sabtdbn.co.za

Principals

2

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Profession Number

903773

VAT Number

4160255750

Tax Number

Unavailable

BEE Status

Level 1

Financial Year End

February

Years With Auditors

9 Months

Website

None

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Unavailable

 

 

 

 

Tax Information

 

Vat Number

4270259379

Status

Active

Vat Liable Date

Unavailable

Tax Number

9028171222

Tax Clearance Expire Date

2013/04/04

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

Yes

Score

Level 3

Expire Date

2013/02/13

BEE Certificate Available

Yes

 

 

ISO Status

 

Type of ISO Grade

None

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

Yes

Compliance Certified

Yes

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

65

1.       Salaried employees

6

2.       Waged employees

59

3.       Permanent employees

65

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

     None

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

 

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

 


Head Office Owned/ Rented

Rented

Rental Company

CHERRY THREE INVESTMENTS SIX (PTY)LTD

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

3 Years

Lease Expire Date

2016 January

Type of Premises

Factory, Warehouses and Offices

 

 

Branches Names

Country

Province

None

 

 

 

Management Overview

 

Organisation chart

Level

Position

Name

1

Director

ABDOOL VALODIA

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

100% - ABDOOL VALODIA

JAG TEXTILES (PTY) LTD

None

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

None

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

SUPER FOAM CC

083 817 1492

None

None

       2

SJ WHOLESALERS

031 462 8592

None

None

3

NOT SO FAST LOGISTICS

083 7792 109

None

None

4

TREDDY TEXTILES

011 787 1052

None

None

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

4 Months

Open

R 1.200 000

30 Days

R 400 000 – R 500 000

30 Days

Very Good

2

6 Months

Open

R 4 000 000

30 Days

R 3 000 000 – R 4 000 000

30 Days

Excellent

3

5 Months

R 200 000

R 200 000

30 Days

R 150 000 – R 200 000

30 Days

Good

4

6 Months

Open

R 4.500 000

60 Days

R 1.5 000 000 – R 2 000 000

60 Days

Excellent

 

Adverse Information on Subject

Judgement

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

Bank Information

 

Bank

ABSA

Branch

Lucia

Bank Account Number

4078460141

Type of Account

Current

Account Name

JAG TEXTILES (PTY) LTD

Overdraft Facilities

No

Date Opened

Unavailable

Bank Code

F

Bank Comment

 

The subject’s bankers advise that their financial position is unknown and they are unable to comment

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

Financial Estimates

 

CURRENT ASSETS

 

Stock

R 2 000 000

Debtors

R 200 000

FIXED ASSETS

Unavailable

Plant, Equipment, Vehicles

R 250 000

Property

Unavailable

CURRENT LIABILITIES

Unavailable

Creditors

Unavailable

Loans/ From?

R 3 000 000 - ABSA

LONG TERM LIABILITIES

Unavailable

Morgage Bonds

Unavailable

Previous Year Turnover

R 6 000 000

Estimated Current Year Turnover

Unavailable

Current Turnover per month

R 2.500 000

Current Turnover per annum

Unavailable

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

1

Average Age of Active Principals

47

 

Active Principals

Principal 1 of 1: ABDOOL SAMAD VALODIA

Surname

VALODIA

First Name

ABDOOL

Other Names

SAMAD

Marital Status

Married

ID Number

6505105079083

Verified ID Number

Yes

Current Age

47

Designation

Director

Status

Active

Appointment Date

2012/06/01

Physical Address (at time of Appointment)

345 West Road

Overport

DURBAN

Postal Address

PO Box 52

OVERPORT

4000

Current Tel Number

031 490 6551

Cell number

083 490 6551

Current Fax Number

031 4625147

Current Email Address

abdool@jagtextiles.co.za

Shareholding

100%

 

Adverse Information for:  ABDOOL VALODIA

Judgement

 

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for:  ABDOOL VALODIA

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

JAG TEXTILES (PTY) LTD

K2011/120390/07

In Business

9 Months

0

No

PARLOCK TRADING CC

2006/055959/23

In Business

6 Years 2 Months

0

No

WELLWORKS INVESTMENTS CC

2005/071915/23

Deregistration Process

7 Years

0

No

 

 

Previous Business Interests

Average Age of Previous Business Interests

14 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

AFRICA TRADE 2059 INVESTMENTS CC

1998/032004/23

Deregistration Final

14 Years

0

No

SUPER TRADE 2058 CC

1998/022309/23

Deregistration Final

14 Years 2 Months

0

No

 

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for: :ABDOOL VALODIA

 

Title Deed No.

T67324/2004

Erf/Site No.

 

Deeds Office

PIETERMARITZBURG

Physical Address

345 WEST SYDENHAM BEREA

Property Type

Freehold / Ervin

Extent / Size

958.0SQM

Purchase Date

2004-09-30

Purchase price

R 713 000

% Ownership

 

Bond Holder

STANDARD BANK OF SOUTH AFRICA

Bond Number

B293352003

Bond Amount

R 960 000

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.79

UK Pound

1

Rs.86.37

Euro

1

Rs.70.07

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.