MIRA INFORM REPORT

 

 

Report Date :

15.06.2012

 

IDENTIFICATION DETAILS

 

Name :

MOSON TILE AND DÉCOR (PTY) LTD

 

 

Registered Office :

262 Crown Wood Road Ormonde 2092

 

 

Country :

South Africa

 

 

Date of Incorporation :

04.12.2001

 

 

Com. Reg. No.:

2001/029062/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacture of refractory ceramic products

 

 

No. of Employees :

50

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Summary

 

Subject Name

MOSON TILE AND DECOR (PTY) LTD

Country

SOUTH AFRICA

Requested Credit Limit

US $ 150 000.00

Enquiry Terms

30 Days

Account Review

6 MONTHS

Subject Contact person

MOHAMMED PATEL-011 8350273

 

Assessment

 

 

 

Total Credit Limit Exposure: R 150 000.00

This is a well-established large company that is well connected.

Financials were declined by respondents as well as banking information.

The subject is meeting commitments timeously with suppliers up to substantial amounts.

We were unable to obtain a bank code without banking details.

 

Company Information

 

Registered Name

MOSON TILE AND DÉCOR (PTY) LTD

Trading as/ Division Name

TREND TAP AND TILE

Previous Name

None

Date of Name Change

None

Registration Number

2001/029062/07

Registration Date

2001-12-04

Date Commenced Trading

2001-12-04

Age of Business

10 Years 6 Months

History of Business

None

History of Principals

None

Shareholders/Members/Partners of subject and  % holding

Deemed Confidential

Authorised Share Capital

R 1000

Issued Share Capital/Members Contribution

R 100

Status

This Business is Active

Operations Assessment

Selling Tiles

Industry/ Customers

Public

Export

None

Major Industry Code / SICC

3422

Definition of Code

Manufacture of refractory ceramic products

Head Office Physical Address

 

 

262 Crown Wood Road

ORMONDE

2092

Head Office Postal Address

 

 

 

PO Box 2075

SOUTHDALE

2091

Current Tel Number

011 8350273

Cell number

083 4417386

Current Fax Number

011 8354228

Current Email Address

ttt@telkomsa.net

Web Site Address

None

 

 

Auditors Information

 

Company Registered Name

H POCHEE AND COMPANY(Sole Proprietor)

Trading Name

None

Registration Number

5312295151058

Physical Address

37 Kruger Avenue

VEREENIGING

1939

Postal Address

PO Box 2372

VEREENIGING

1939

Contact Person

Bilal Saley

Contact Number

016 4551436

Email

bilal@pochco.co.za

Principals

1

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

SAICA number

Unavailable

VAT Number

4130121678

Tax Number

Unavailable

BEE Status

Level1

Financial Year End

February

Years With Auditors

10 Years

Website

www.pochco.co.za

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

None

 

 

 

 

Tax Information

 

Vat Number

4120201837

Status

Active

Vat Liable Date

2001-12-04

Tax Number

9849064143

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

Unavailable

 

 

ISO Status

 

Type of ISO Grade

Unavailable

 

 

Workman’s compensation

 

Registered

Unavailable

Compliance Certified

 

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

 

Number of Employees

50

1.       Salaried employees

50

2.       Waged employees

 

3.       Permanent employees

 

4.       Casual employees

 

5.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

Unavailable

 

 

 

The Fleet is made up of

 

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

 

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

Warehouse/ Offices


Head Office Owned/ Rented

Owned

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Warehouse/ Offices

 

Branches Names

Country

Province

KIMBERLY

SOUTH AFRICA

NORTHERN CAPE

EAST LONDON

SOUTH AFRICA

EASTERN CAPE

NELSPRUIT

SOUTH AFRICA

MPUMALANGA

 


Branches Owned/ Rented

Deemed Confidential

 

Management Overview

Organisation chart

 

Level

Position

Name

1

DIRECTOR

MOHAMMED PATEL

Company Structure (Ownership)

Note: One level up and all levels down

                        Holding

Company

Sub

100%

MOHAMMED PATEL

None

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

None

 

 

 

Trade Reference nr

Supplier

Contact

1

SOLCAN TILING

011 8496651

        2 

DIRECT INTERNATIONAL

011 9464400

3

GV DEBELA

011 3923913

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

5 Years

R 150 000.00

R 80 000.00

30 Days

R 70 000.00

30 Days

Very Good

2

Do

Not

Give

Trade

Reference

 

 

3

2 Years

Open Account

R 76 000

30 Days

R 40 000.00

30 Days

Very Good

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

Deemed Confidential

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

None

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

None

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

Financial Estimates

CURRENT ASSETS

Deemed Confidential

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

1

Average Age of Active Principals

39

 

 

Active Principals

Principal 1 of 1: MOHAMMED PATEL

 

Surname

PATEL

First Name

MOHAMMED

Other Names

None

Marital Status

Married

ID Number

7307165113087

Verified ID Number

Yes

Current Age

39

Designation

Director

Status

Active

Appointment Date

2001-12-04

Physical Address (at time of Appointment)

11 Julani Street

ROSHNEE

1936

Postal Address

PO Box  2317

VEREENIGING

1930

Current Tel Number

011 8350273

Cell number

083 4417386

Current Fax Number

011 8354228

Current Email Address

mmpatel@telkomsa.net

Shareholding

(if the principal owns shares)

 

 

Adverse Information for: MOHAMMED PATEL

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for :MOHAMMED PATEL

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

MOSON TILE AND DECIR (PTY) LTD

2001/029062/07

In Business

10 Years

6 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

9 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

MOOSA PATEL FAMILY INVESTMENT (PTY) LTD

M2002/018060/07

In Business

9 Years

11 Months

0

No

 

 

Deeds Information

Property Interestsfor: MOHAMMED PATEL

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.79

UK Pound

1

Rs.86.37

Euro

1

Rs.70.07

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.