MIRA INFORM REPORT

 

 

Report Date :

19.06.2012

 

IDENTIFICATION DETAILS

 

Name :

EXPORTADORES DEL AGRO S.A.

 

 

Registered Office :

Av. Senador Jaime Guzmán Errázuriz 3180 - Renca Santiago XIII Region Metropolitana

 

 

Country :

Chile

 

 

Date of Incorporation :

17.07.1984

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Trade and export of agricultural products (dry and fresh  fruit, mushrooms, legumes, raisins, plums, honey, spices, sugar, sweet briar, and others.

 

 

No. of Employees :

500

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 


IDENTIFICATION                            

 T A X : 95.891.000-2
EXPORTADORES DEL AGRO S.A.
( AGROPRODEX INTERNACIONAL S.A. )


Av. Senador Jaime Guzmán Errázuriz 3180 - Renca
Santiago
XIII Region Metropolitana
CHILE

Telephone         : 56-2-6542800, 56-2-6542820
Fax                   : 56-2-6542890

E_Mail              : exporta@agroprodex.cl, gerencia@agroprodex.cl
Web Site           : www.agroprodex.cl
Postal Code      : 8640562


SUMMARY

Started                          : 1984
Total Employees              : 500
Payments                                 : Prompt
Capital                          : 000's$        120.000.-

Sic(s) : 0175 - 0179

Line of Business: Trade and export of agricultural products.


Credit Recommendation

                                                000's Pesos   000's US$ dollars         000's Euros
Conservative value :         487.500               1.000                 764

If additional information is received or present information is rectified, this
recommendation may be modified.

Financial indicators

Financial statements could not be obtained, thus financial analysis can not be
carried out



COMMERCIAL INFORMATION

Commercial Bulletin      : As at 13/06/2012 subject does not register protested
                                    checks, bank drafts nor promissory notes in the
                                    commercial information bulletin

Labor Bulletin                : As at 13/06/2012 does not register labor infringements

Previsional Bulletin         : As at 13/06/2012 does not register pension fund's
                                    infringements

Consolidated delinquency : As at 13/06/2012, subject does not register any
                                    delinquent bill


TRADE REFERENCES

Trade references are supplied as follows:

Detail of References

Old            : Since 2003
Last purchase  : 06-2011
Terms          : 30 days
Payment        : Slow
Notes          : invoice
Credit         : (000'sUS$) 1.000
Owes           : -
Due            : -
Paying Comments: Good
Purchase Aver. : (Monthly 000's$) 300

Detail of Former Trade References
--------------------------------------------------------------------------------
           Last                                           Credit            Owes
Old        Purch. Payment.    Notes                     (000'sUS$)        (000'sUS$)
--------------------------------------------------------------------------------
Since 2003 06-11  Slow        invoice                      1.000               -
3 years    02-06  Prompt      not specified                    -               -
5 years    02-06  Prompt      not specified                    -               -

During the last 6 months, the account holder credit history shows 38 credit
review inquiries requested by banks, workmen's compensation agencies,
telecommunications companies, and other busiensses in general.

The account holder credit report reflects no delinquent payment history, no

protests, and no social security and/or work infringements as of the date of

this report.


AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.

BANKS 

Subject operates with the following banks:

-  Banco de Chile
-  Banco Santander Chile, branch Panamericana Norte.-
-  BancoEstado
-  Corpbanca


OPERATIONS

Line of Business : Trade and export of agricultural products (dry and fresh
                   fruit, mushrooms, legumes, raisins, plums, honey, spices,
                   sugar, sweet briar, and others.

Classification according to commercial activity:

Sic: 0175-0000 Deciduous tree fruits
         -9910 Prune orchard
Sic: 0179-0000 Fruits and tree nuts, not elsewhere classified

Subject is considered as a large company in this line of business, strong
competition

Sales

Sales are steady throughout the year

100% wholesalers

National and international sales territory

Products are sold

National: 40%.

International: 60%.

Sales conditions: Letter of credit and collection.

Exports to Germany, Algeria, Australia, Brazil, Colombia, South Korea, Costa
Rica, Ecuador, El Salvador, United Arab Emirates, Spain, Estonia, Georgia,
Guatemala, India, Jordania, Latvia, Mexico, Panama, Peru, Poland, Czech
Republic, Romania, Russia, Taiwan, Trinidad & Tobago, Tunisia, Turkey, United
States, Ukraine, Uruguay and Venezuela.

of Exports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Colombia                                14,74     23,33
Germany                                 13,20      8,53
Poland                                  12,16     19,85
United Arab Emirates                     7,55      0,00
Russia                                   7,00      3,71
Ecuador                                  6,46      6,39
Turkey                                   5,21      3,74
Venezuela                                4,57      0,00
Costa Rica                               3,53      6,85
Taiwan                                   3,49      0,00
Spain                                    2,62      0,00
Latvia                                   2,58      0,00
Peru                                     2,39      0,00
Australia                                2,20      7,94
Panama                                   2,09      0,00
United States                            1,82     12,17
Algeria                                  1,39      0,00
Jordania                                 1,36      0,00
Ukraine                                  1,14      3,71
Georgia                                  0,57      0,00
Tunisia                                  0,54      0,00
South Korea                              0,53      0,00
Mexico                                   0,53      0,00
El Salvador                              0,47      0,00
Czech Republic                           0,43      3,72
Brazil                                   0,42      0,00
Trinidad & Tobago                        0,28      0,00
Estonia                                  0,25      0,00
Romania                                  0,23      0,00
India                                    0,12      0,00
Guatemala                                0,07      0,00
Uruguay                                  0,05      0,00



Historical registries

Total       2011 = 000's$ 9.308.337                       Accumulated 2012 = 000's$ 594.066
Total       2010 = 000's$ 9.119.708
Total       2009 = 000's$ 7.975.281
Total       2008 = 000's$ 12.900.339
Total       2007 = 000's$ 7.442.606
Total       2006 = 000's$ 6.963.740
Total       2004 = 000's$ 6.098.671


Customers

Main customers are: Supermarkets.

The 3 most important customers are:

Walmart Chile S.A,  Hipermac S.A.,  Cencosud Retail S.A.

Purchases

Places orders with multiple suppliers

National: 80%

Purchase conditions: Cash and term payments to 30 days.

International: 20%

Purchase conditions: Letter of credit.

Imports from Argentina, Belgium, Brazil, Canada, Chile, China, India, Iran, Sri
Lanka, Thailand, Turkey, United States and Uruguay.

Records of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
Argentina                               39,74     48,34
Canada                                  36,66     39,59
Thailand                                 9,85      0,00
Brazil                                   3,95      0,00
Sri Lanka                                3,75     11,60
Uruguay                                  2,81      0,00
Chile                                    0,99      0,00
India                                    0,84      0,00
Turkey                                   0,73      0,00
China                                    0,43      0,00
United States                            0,21      0,45
Belgium                                  0,04      0,00
Iran                                     0,00      0,00

Historical registries

Total       2011 = 000's$ 2.978.755                       Accumulated 2012 = 000's$ 415.088
Total       2010 = 000's$ 3.251.202
Total       2009 = 000's$ 2.910.225
Total       2008 = 000's$ 5.438.622
Total       2007 = 000's$ 3.254.219
Total       2006 = 000's$ 2.386.733
Total       2004 = 000's$ 1.803.734


Main suppliers

- Basf Chile S.A.
- Bayer S.A.
- Distribuidora Papeles Industriales S.A.
- Empresa Nacional de Energia Enex S.A.

Employees: 500 permanent employees

Location

-  Administration located at Av. Senador Jaime Guzmán Errázuriz 3180 Renca
   Santiago, Chile, commercial area, secondary avenue of normal traffic,
   construction in good conditions

Branches

-  Plant at Ruta 5 Sur, Km. 42 Paine Chile
-  Plant at Carretera General San Martín, Km. 14 San Felipe Chile
-  Plant at Longitudinal Sur Km. 300 Linares Chile
-  Plant at Panamericana Sur, Km. 402, 1955 Chillán Chile


RELATED COMPANIES

Subject is related with the following company:

-  Conal Ltda.


FIXED ASSETS

Real estates
Subject registers real estates

-  Industry, Av. Senador Jaime Guzmán 3280 Renca Santiago-Chile, Fiscal value of
   000's$ 121.166.-, rol Nº 356-32
-  Branch, Panamericana Sur, Km. 402, 1955 Chillán-Chile, Fiscal value of 000's$
   342.218.-, rol Nº 14.209-27
-  Premises, Manuel Antonio Matta 3180 Renca Santiago-Chile, Fiscal value of
   000's$ 250.165.-, rol Nº 356-16
-  Industry, Longitudinal Sur Km. 511 Los Angeles-Chile, Fiscal value of 000's$
   66.745.-, rol Nº 1.535-394
-  Farming exploitation, Parcela 4 Lotes 3-2 Proyecto Curimón en San
   Felipe-Chile, Fiscal value of 000's$ 7.684.-, rol Nº 405-29
-  Home, A. Pepper 1967 Renca Santiago-Chile, Fiscal value of 000's$ 9.922.-,
   rol Nº 356-175
-  Parking lots, Huérfanos 645 Box 559 Santiago-Chile, Fiscal value of 000's$
   6.149.-, rol Nº 121-791

Total fiscal value : $ 804.050.275.-

Vehicles 

Owns vehicle for the company's use

14 trucks .

Machinery & Instalations

Own equipment

-  Dehydrators , conveyor belts , selecting machines , fruits' measurer , etc.

INSURANCES 

Insurance Company:

-Chilena Consolidada Seguros Generales S.A.

Due              : Unspecified due dates
In force         : Annual
Risks            : Various risks.
Objetive         : Inventory, equipment.


BOARD OF DIRECTORS

President                : Jorge Batarce Zerené


ADMINISTRATION

General manager &        : Alejandro Rafael Batarce Mufdi TAX:8457414-7
Admin.& finances Mgr
Production Manager       : Roberto Patricio Batarce Mufdi TAX:8543855-7
Export Manager             : Marcelo Eugenio Batarce Mufdi TAX:7918024-6
Sales Manager              : Santiago Kejevich
Controller                      : Mario Fuentes


CURRICULUM

Alejandro Rafael Batarce Mufdi

T A X               : 8457414-7
Position            : General manager & Admin.& finances Mgr

Roberto Patricio Batarce Mufdi

T A X               : 8543855-7
Position            : Production Manager

Marcelo Eugenio Batarce Mufdi

T A X               : 7918024-6
Position            : Export Manager

LEGAL INFORMATION 

Legal Structure              : Private Stock Company
Constitution date            : 17/07/1984. Registered on leaf 10.075 N° 5.550 Santiago
                                    Trade Registry year 1984.-
Notary                                       : Gastón Santibáñez Soto, Santiago
Term of duration             : Indefinite
Legal Address               : Santiago - Chile
Published in                    : Official Gazette dated 23/07/1984 page Nº 10

Current Social Capital: 000's$ 120.000.-Divided to 234.406.- registered shares
                        unique series
Social Initial Capital: 000's$ 40.000.-

Administration is held by General Manager.

Legal changes

Public Deed dated 28/08/1985, notary Víctor Manuel Correa Valenzuela, Santiago,
published in the Official Gazette dated 24/09/1985 page N° 7, statutes were
modified: a new rewritten text of statutes was registered indicating  a capital
of $ 40.000.000 divided into 100.000 no par value shares, completed as follows:
Jorge Batarce Zerené 12.500 shares, Ema Mufdi Cizmar 75.000 shares, Alejandro
Rafael Batarce Mufdi 6.250 shares, Roberto Patricio Batarce Mufdi 6.250 shares.-

Public Deed dated 25/03/1988, notary Víctor Manuel Correa Valenzuela, Santiago,
published in the Official Gazette dated 26/03/1988 page N° 6, capital was
increased: from $ 43.179.041 (duly revalued) to $ 120.000.000 divided into
234.406 no par value shares.-

Public Deed dated 15/11/2001, notary Eduardo Avello Concha, Santiago, published
in the Official Gazette dated 27/12/2001 page N° 14, board of directors was
modified: , which remaines formed by 3 members who shall be in their positions
for 3 years.-

*** Shareholders' listing was not available.

INFORMATION SOURCES

On 11/04/2012 Mr. Mario Fuentes, Controller,  declined financial figures,
however, submitted the data shown in this report.

-Other outside information sources.

Exchange rate

-As at 12/04/2012 $487,37 Per US$


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.59

UK Pound

1

Rs.87.34

Euro

1

Rs.70.66

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.