MIRA INFORM REPORT

 

 

Report Date :

20.06.2012

 

IDENTIFICATION DETAILS

 

Name :

ALLTO SPORT SPOtKA Z O.O.

 

 

Registered Office :

28 Czerwca 1956 R. Nr.390, Zip Code 61-441

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

26.01.2004

 

 

Com. Reg. No.:

639614285

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Agents specializing in the sale of particular products or ranges of products ..

 

 

No. of Employees :

07

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Poland

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

Company summary

 

NAME AND ADDRESS

 

 

 

NAME:

ALLTO SPORT SPOtKA Z O.O.

 

 

STREET:

28 CZERWCA 1956 R. NR.390

ZIP CODE: 61-441

TOWN:

POZNAN

 

CONTACT DETAILS

 

 

 

 

 

 

 

 

TELEPHONE:

61/8300737,8300762

 

 

FAX:

61/8300763

WEBSITE:

www.alltosport.com.pl

 

 

OTHER INFORMATION

 

REGON/Statistical No.

639614285

V.A.T.: 782-21-16-844

FOUNDED:

2004/01/26

 

Legal form

LIMITED LIABILITY COMPANY

 

NACE codes:

51.18

Agents specializing in the sale of particular products or ranges of products ...

 

51.79.98

Import - Netherlands

 

51.79.98

Import - Pakistan

 

51.79.98

Import - China

 

51.47

Wholesale of other household goods

HSCN codes:

950699--

Articles and equipment for sport and outdoor games n.e.s; swimming and

 

 

EMPLOYMENT (for last available 3 years)

 

FROM DATE

TO DATE

TOTAL (MIN-MAX)

PRODUCTIVE (MIN-

UNPRODUCTIVE (MIN-

 

 

 

MAX)

MAX)

2010/01/01

2010/12/31

7 - 7

-

-

2009/01/01

2009/12/31

7 - 7

-

-

2008/01/01

2008/12/31

8 - 8

-

-

 

 

TURNOVER and NET SALES (for last available 3 years

FROM DATE     TO DATE          TURNOVER      NET SALES      EXPORT           IMPORT

2010/01/01        2010/12/31        4.919.535,28     4.826.971,15    

2009/01/01        2009/12/31        5.052.114,01     4.926.927,66    

2008/01/01        2008/12/31        5.009.944,44     4.952.477,43    

 

TOTAL ASSETS (for last available 3 years)

YEAR 1                         YEAR 2                         YEAR 3

DATE:               31/12/2010                    31/12/2009                    31/12/2008

TOTAL ASSETS                                   4.353.310,96                 3.994.502,94                 3.926.993,70

 

 

NET PROFIT/LOSS (for last available 3 years)

YEAR 1                         YEAR 2                         YEAR 3

DATE:                                                   31/12/2010                    31/12/2009                    31/12/2008

Net profit (loss) for the year:                669.787,05                    600.516,14                    769.763,57

 

 

company NAME AND ADDRESS DATA

 

NAME:

ALLTO SPORT SPOtKA Z O.O.

SHORT NAME:

ALLTO SPORT SP. Z O.O., POZNAN

STREET:

28 CZERWCA 1956 R. NR.390

ZIP CODE:

61-441

TOWN:

POZNAN

TELEPHONE:

61/8300737,8300762

FAX:

61/8300763

WEBSITE:

www.alltosport.com.pl

EMAIL:

office@alltosport.pl

 

BASIC DATA

 

REGON/Statistical No.

639614285

V.A.T.:

782-21-16-844

Nationwide Court Register

KRS 0000188870

Legal form

LIMITED LIABILITY COMPANY

Status

ACTIVE

Start of Activity

2004/01/26

Registering agency

COURT OF COMMERCE

Register type

NATIONAL COURT REGISTER

Date of registration

26/01/2004

Date of the statute

/ /

NACE codes:         

 51.18        Agents specializing in the sale of particular products or ranges of products ...

51.79.98    Import - Netherlands

51.79.98    Import - Pakistan

51.79.98    Import - China

51.47         Wholesale of other household goods

HSCN codes:         

 950699--    Articles and equipment for sport and outdoor games n.e.s; swimming and

 

 

ORGANISATIONAL AND LEGAL DATA

 

 

 

REGISTER CAPITAL:

 

VALUE:

50.000,00 PLN

NUMBER OF SHARES:

100

 

 

SHAREHOLDERS

 

 

 

NAME:

HARMANNUS

SECOND NAME:

JAN-WILLEM

SURNAME:

HILLEBRANDT

CITIZENSHIP:

Netherlands

COUNTRY:

Netherlands

VALUE:

15.000,00 PLN

NUMBER OF SHARES:

30

 

NAME:

PAWEt

SECOND NAME:

KAZIMIERZ

SURNAME:

WIECZOREK

PESEL:

61030103219

CITIZENSHIP:

Poland

COUNTRY:

Poland

VALUE:

15.000,00 PLN

NUMBER OF SHARES:

30

 

 

 

NAME:

BERNARDUS

SECOND NAME:

JAN

SURNAME:

LUCAS

CITIZENSHIP:

Netherlands

COUNTRY:

Netherlands

VALUE:

3.500,00 PLN

NUMBER OF SHARES:

7

 

FOREIGN COMPANY NAME:

KINSON GOLD-CUP SPORTING GOODS HOLLAND BV

ADDRESS:

DE STEIGER 96 1351AH ALMERE

COUNTRY:

Netherlands

VALUE:

16.500,00 PLN

NUMBER OF SHARES:

33

 

 

MANAGERS

 

 

TYPE:

PRESIDENT OF THE BOARD

REPRESENTATION:

SOLE SIGNATURE

NAME:

PAWEt

SECOND NAME:

KAZIMIERZ

SURNAME:

WIECZOREK

PESEL:

61030103219

CITIZENSHIP:

Poland

COUNTRY:

Poland

 

 

SHARES IN OTHER COMPANIES

 

Official Not Available 

 

 

Employment

 

TOTAL (MIN-MAX)

PRODUCTIVE (MIN-

UNPRODUCTIVE (MIN-

FROM DATE

TO DATE

 

MAX)

MAX)

 

 

7 - 7

-

-

2010/01/01

2010/12/31

7 - 7

-

-

2009/01/01

2009/12/31

8 - 8

-

-

2008/01/01

2008/12/31

 

 

real estate

 

RENTED

Officially not available

 

KIND OF REAL

ESTATE                        AREA FROM     AREA TO          VALUE: CURRENCY      MORTGAGEE                                                                                                               REGISTER NUMBER

OFFICE ROOMS

7. SALES

 

Sales

 

FROM DATE

TO DATE

TURNOVER

NET SALES

EXPORT IMPORT

2010/01/01

2010/12/31

4.919.535,28

4.826.971,15

 

2009/01/01

2009/12/31

5.052.114,01

4.926.927,66

 

2008/01/01

2008/12/31

5.009.944,44

4.952.477,43

 

2007/01/01

2007/12/31

5.974.904,23

5.861.619,54

 

2006/01/01

2006/12/31

5.114.861,22

5.035.225,37

 

 

Financial data

 

 

Year 1

Year 2

Year 3

DATE:

31.12.2010

31.12.2009

31.12.2008

A. Total non-current assets

61.295,16

80.924,33

102.337,97

I.Intangible assets:

0,00

0,00

0,00

1.Costs of development activities:

0,00

0,00

0,00

2.Goodwill:

0,00

0,00

0,00

3.0ther intangible fixed assets:

0,00

0,00

0,00

4.Prepayments for intangible assets:

0,00

0,00

0,00

II.Fixed assets:

61.295,16

80.924,33

102.337,97

l.tangible fixed assets:

61.295,16

80.924,33

102.337,97

a)land:

0,00

0,00

0,00

b)buildings:

0,00

0,00

0,00

c)machinery and equipment:

35.072,28

42.832,45

51.298,09

d)vehicles:

0,00

0,00

0,00

e)other tangible fixed assets:

26.222,88

38.091,88

51.039,88

2.Investments in progress:

0,00

0,00

0,00

3.Investments in progress paid on accounts:

0,00

0,00

0,00

III.Long-term receivables:

0,00

0,00

0,00

I.From related companies:

0,00

0,00

0,00

2.From other companies:

0,00

0,00

0,00

IV.Long-term investments:

0,00

0,00

0,00

I.Real-estate property:

0,00

0,00

0,00

2.Intangible assets:

0,00

0,00

0,00

3.Long-term financial assets:

0,00

0,00

0,00

a) in related companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other long-term financial assets:

0,00

0,00

0,00

b) in other companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other long-term financial assets:

0,00

0,00

0,00

4.0ther long-term investments:

0,00

0,00

0,00

V.Long-term interperiod settlements:

0,00

0,00

0,00

1.Assets from deffered income tax:

0,00

0,00

0,00

2.0thers:

0,00

0,00

0,00

B. Current assets:

4.292.015,80

3.913.578,61

3.824.655,73

I. Inventory

2.369.437,56

2.258.592,55

1.950.594,11

1.Materials:

0,00

0,00

0,00

2.Semi-products and work in progress:

0,00

0,00

0,00

3.Finished goods:

0,00

0,00

0,00

4.Products:

2.060.391,90

1.873.726,88

1.879.953,61

5.Advance payment for delivery:

309.045,66

384.865,67

70.640,50

II.Accounts receivable:

1.179.307,73

926.076,98

1.126.728,85

1.From related companies:

0,00

0,00

0,00

a)trade receivables:

0,00

0,00

0,00

- within 12 months:

0,00

0,00

0,00

- more than 12 months:

0,00

0,00

0,00

b)others:

0,00

0,00

0,00

2.From other companies:

1.179.307,73

926.076,98

1.126.728,85

a)trade receivables:

1.089.102,92

865.330,95

1.036.919,38

- within 12 months:

1.089.102,92

865.330,95

1.036.919,38

- more than 12 months:

0,00

0,00

0,00

b)tax and social receivables:

24.951,69

0,00

28.581,28

c)other receivables:

65.253,12

60.746,03

61.228,19

d)accounts receiv. result. from disputable claims:

0,00

0,00

0,00

III.Short-term investments:

743.270,51

728.909,08

747.332,77

1.Short-term financial assets:

743.270,51

728.909,08

747.332,77

a) in related companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other short-term financial assets:

0,00

0,00

0,00

b) in other companies:

0,00

0,00

0,00

- shares:

0,00

0,00

0,00

- other commercial papers:

0,00

0,00

0,00

- provided loans:

0,00

0,00

0,00

- other short-term financial assets:

0,00

0,00

0,00

c)cash and other cash assets:

743.270,51

728.909,08

747.332,77

- cash in hand and at bank:

743.270,51

728.909,08

747.332,77

- other cash means:

0,00

0,00

0,00

- other cash assets:

0,00

0,00

0,00

2.0ther short-term investments:

0,00

0,00

0,00

IV.Short-term interperiod settlements:

0,00

0,00

0,00

Total assets (A+B):

4.353.310,96

3.994.502,94

3.926.993,70

LIABILITIES |

 

 

A. Net worth:

 

3.839.509,57

3.569.722,52

3.469.206,38

I.Issued capital:

 

50.000,00

50.000,00

50.000,00

II.Outstanding but unpaid contribution

 

0,00

0,00

0,00

III.Entity's own capital (negative):

 

0,00

0,00

0,00

IV.Reserve capital:

 

3.119.722,52

2.919.206,38

2.649.442,81

V.Revaluation reserve:

 

0,00

0,00

0,00

VI.Other reserve capitals:

 

0,00

0,00

0,00

VII.Profit/loss brutto forward:

 

0,00

0,00

0,00

VIII.Net financial result for the year:

 

669.787,05

600.516,14

769.763,57

IX.Write-offs from net profit:

 

0,00

0,00

0,00

B.Liabilities & reserves:

 

513.801,39

424.780,42

457.787,32

I.Reserve for liabilities:

 

0,00

0,00

0,00

1.Reserves for deffered income tax:

 

0,00

0,00

0,00

2.Reserves for retirement and similar:

 

0,00

0,00

0,00

- long-term:

 

0,00

0,00

0,00

- short-term:

 

0,00

0,00

0,00

3.0ther reserves:

 

0,00

0,00

0,00

- long-term:

 

0,00

0,00

0,00

- short-term:

 

0,00

0,00

0,00

II.Long-term liabilities:

 

0,00

0,00

0,00

1.To related companies:

 

0,00

0,00

0,00

2.To other companies:

 

0,00

0,00

0,00

a)credits and loans:

 

0,00

0,00

0,00

b)commercial papers:

 

0,00

0,00

0,00

c)other financial liabilities:

 

0,00

0,00

0,00

d)other long-term liabilities:

 

0,00

0,00

0,00

III.Short-term liabilities:

 

513.801,39

424.780,42

457.787,32

1.To related companies:

 

0,00

0,00

0,00

a)trade payable:

 

0,00

0,00

0,00

- within 12 months:

 

0,00

0,00

0,00

- more than 12 months:

 

0,00

0,00

0,00

b)other:

 

0,00

0,00

0,00

2.To other companies:

 

513.801,39

424.780,42

457.787,32

a)bank loans:

 

0,00

0,00

0,00

b)commercial papers:

 

0,00

0,00

0,00

c)other financial liabilities:

 

0,00

0,00

0,00

d)trade payables:

 

457.604,63

353.250,88

439.146,85

- within 12 months:

 

457.604,63

353.250,88

439.146,85

- more than 12 months:

 

0,00

0,00

0,00

e)supplies paid on account:

 

0,00

0,00

0,00

f)notes payable:

 

0,00

0,00

0,00

g)tax & social securities:

 

31.739,02

47.012,74

18.640,47

h)payroll payable:

 

24.457,74

24.516,80

0,00

i)other short-term liabilities:

 

0,00

0,00

0,00

3. Special funds:

 

0,00

0,00

0,00

IV. Accrued liabilities:

 

0,00

0,00

0,00

1. Negative goodwill

 

0,00

0,00

0,00

2. Other

 

0,00

0,00

0,00

- long-term:

 

0,00

0,00

0,00

- short-term:

 

0,00

0,00

0,00

Total liabilities (A+B):

 

4.353.310,96

3.994.502,94

3.926.993,70

 

Profit and Loss account (comp)

|          YEAR 1

YEAR 2

YEAR 3

 

FROM DATE:

01/01/2010

01/01/2009

01/01/2008

 

TO DATE:

31/12/2010

31/12/2009

31/12/2008

A. Net sales of goods and products:

 

4.826.971,15

4.926.927,66

4.952.477,43

- including to related companies

 

0,00

0,00

0,00

I. Net sales of products

 

4.826.971,15

4.926.927,66

4.952.477,43

II. Change of products

 

0,00

0,00

0,00

III.Costs of production

 

0,00

0,00

0,00

IV.Net sale of goods and materials

 

0,00

0,00

0,00

B. Operation expenses:

 

4.008.729,80

4.110.912,91

3.955.319,36

I. Depreciation:

 

19.629,17

24.829,84

21.900,98

II. Costs of materials and energy

 

57.648,99

62.930,11

101.239,58

III. Outside services

 

657.789,69

671.515,68

641.551,80

IV.Taxes :

 

11.504,24

2.929,77

1.345,86

- including excise taxes:

 

0,00

0,00

0,00

V. Salaries

 

490.829,03

545.657,40

471.649,90

VI. Social taxes & related

 

81.715,05

73.150,57

77.109,08

VII. Other

 

81.764,56

108.911,00

168.712,91

VIII. Goods and materials sold

 

2.607.849,07

2.620.988,54

2.471.809,25

C. Profit (loss) on sale (A-B)

 

818.241,35

816.014,75

997.158,07

D. Other operation incomes

 

6.745,96

18.240,07

4.372,78

I. Profit from sale of tangible assets

 

0,00

0,00

0,00

 

II. Grants & subsidies

0,00

0,00

0,00

III. Other

6.745,96

18.240,07

4.372,78

E. Other operating costs

23.499,22

25.308,62

30.896,43

I. Loss from sale of tangible assets

0,00

0,00

0,00

II. Revaluation of non-financial assets

0,00

0,00

0,00

III. Other operating costs

23.499,22

25.308,62

30.896,43

F. Profit (loss) from operating activity (C+D-E)

801.488,09

808.946,20

970.634,42

G. Financial income

85.818,17

106.946,28

53.094,23

I. Dividends

0,00

0,00

0,00

- from subsidiaries and affiliates

0,00

0,00

0,00

II. Interest receivable

13.795,51

18.701,45

5.928,40

- from subsidiaries and affiliates

0,00

0,00

0,00

III. Profits from investment transferred

0,00

0,00

0,00

IV. Revaluation of investments

0,00

0,00

0,00

V. Other

72.022,66

88.244,83

47.165,83

H. Financial costs

59.586,21

171.092,34

72.540,08

I. Interest payable including:

0,00

0,00

0,00

- including to related companies

0,00

0,00

0,00

II. Loss from investments transferred

0,00

0,00

0,00

III. Revaluation of investments

0,00

0,00

0,00

IV. Other

59.586,21

171.092,34

72.540,08

I. Profit (loss) from economic activity (F+G-H)

827.720,05

744.800,14

951.188,57

J. Extraordinary items (J.I - J.II)

0,00

0,00

0,00

I. Extraordinary incomes

0,00

0,00

0,00

II.Extraordinary losses

0,00

0,00

0,00

K. Brutto profit (loss) for the year (I+/-J):

827.720,05

744.800,14

951.188,57

L. Corporate income tax

157.933,00

144.284,00

181.425,00

M. Other obligatory charges

0,00

0,00

0,00

N. Net profit (loss) for the year (K-L-M):

669.787,05

600.516,14

769.763,57

 

INDEX analysis

 

INDEX

31/12/2010

31/12/2009

31/12/2008

CURRENT RATIO (CR)

Current assets/Current liabilities

8,35

9,21

8,35

QUICK RATIO (QR)

Current Assets-Inventory/Current liabilities

3,74

3,90

4,09

CASH RATIO (SQR)

Cash/Current liabilities

1,45

1,72

1,63

STOCK TURNOVER/DAY'S SUPPLY IN INVENTORY

Inventory/Turnover x 365 days

179,17

167,32

143,76

CREDITORS DAYS/DAY'S SALES IN RECEIVABLES

Current receivables/Turnover x 365 days

89,18

68,.61

83,04

DEBTORS DAYS/DAY'S PURCHASE IN PAYABLES

Current liabilities/Turnover x 365 days

38,85

31,47

33,74

TOTAL INDEBTNESS/DEBT RATIO

Outside capital/Equity capital x 100%

11,80

10,63

11,66

LONG TERM INDEBTNESS I/LONG TERM DEBT RATIO I

Longterm liabilities/Equity capital

0,00

0,00

0,00

LONG TERM INDEBTNESS II/LONG TERM DEBT RATIO II

Longterm liab./Equity cap.+Longterm liab. x 100%

0,00

0,00

0,00

RETURN ON SALES (ROS)

Net profit/Turnover x 100%

13,88

12,19

15,54

RETURN ON ASSETS (ROA)

Net profit/Total assets x 100%

15,39

15,03

19,60

RETURN ON EQUITY (ROE)

Net profit/Equity capital x 100%

17,44

16,82

22,19

LONG TERM LIABILITIES IN OUTSIDE CAPITAL

Longterm liabilities/Outside capital x 100%

0,00

0,00

0,00

WORKING CAPITAL

Current assets-Current liabilities

3.778.214,41

3.488.798,19

3.366.86841

WORKING CAPITAL RATIO

Current assets-Current liabilities/Turnover x 100%

78,27

70,81

67,98

 

SECTOR AVERAGE VALUES

(for last available 3 years)      

 

 

 

 

 

 

NACE:51.18 (Agents specializing in the sale of particular products or ranges of products ...)

 

INDEX ANALYSIS

31/12/2011

31/12/2010

31/12/2009

CURRENT RATIO (CR)
Current assets/Current liabilities

1,71

2,84

 

QUICK RATIO (QR)
Current Assets-Inventory/Current liabilities

0,89

1,89

3,02

RETURN ON SALES (ROS)
Net profit/Turnover x 100%

1,31

3,03

1,97

RETURN ON ASSETS (ROA)
Net profit/Total assets x 100%

1,55

6,58

3,71

RETURN ON EQUITY (ROE)
Net profit/Equity capital x 100%

4,25

7,75

7,66

EMPLOYMENT

 

Employment TOTAL

26.65

26.65

26.83

Employment PRODUCTIVE

24.38

22.38

23.80

Employment UNPRODUCTIVE

43.91

42.38

45.38

TURNOVER / NET SALES

 

TURNOVER

21.836.362,71

108.112.810,07

102.117.138,14

NET SALES

241.843.645,24

68.153.883,13

92.431.796,52

TOTAL ASSETS

 

TOTAL ASSETS

192.117.576,96

47.280.352,05

64.191.157,86

 

 

 

 

 

 

NACE:51.37 (Wholesale of coffee, tea, cocoa and spices)

 

INDEX ANALYSIS

31/12/2011

31/12/2010

31/12/2009

CURRENT RATIO (CR)
Current assets/Current liabilities

 

3,65

3,18

QUICK RATIO (QR)
Current Assets-Inventory/Current liabilities

 

2,08

1,77

RETURN ON SALES (ROS)
Net profit/Turnover x 100%

 

6,10

6,29

RETURN ON ASSETS (ROA)
Net profit/Total assets x 100%

 

10,52

4,67

RETURN ON EQUITY (ROE)
Net profit/Equity capital x 100%

 

31,20

-48,44

EMPLOYMENT

 

Employment TOTAL

46.97

46.97

47.25

Employment PRODUCTIVE

91.60

91.60

90.60

Employment UNPRODUCTIVE

553.50

553.50

554.33

TURNOVER / NET SALES

 

TURNOVER

 

291.519.900

175.965.715,07

NET SALES

 

267.656.868,57

162.361.732,06

TOTAL ASSETS

 

TOTAL ASSETS

 

101.897.699,97

93.895.992,02

 

 

 

HISTORICAL DATA

 

Addresses (History)

Validity period: 2004/01/26 - 2008/01/08

NAME:                          ALLTO SPORT SP. Z O.O.

SHORT NAME:              ALLTO SPORT SP. Z O.O., POZNAŃ

STREET:                       OBODRZYCKA 67

ZIP CODE:                    61-249

TOWN:                         POZNAŃ

TELEPHONE:                061/8791017

FAX:                             061/6531730

WEBSITE:                    www.alltosport.com.pl

 

 

PAYMENTS

 

Overdue payments There aren't of debt collection action by available resources of

Overdue payments KRD (National Debt Register Economic Information Bureau www.krd.pl )

Overdue payments against this Company at 2012.06.13

 

TRADE PARTNERS

 

Officially not available

 

RELATED FIRMS

 

Officially not available

 

PROCEDURES

 

Officially not available

 

ADDITIONAL INFORMATION

 

Officially not available

BANKS

 

Officially not available

 

CUSTOMERS / SUPPLIERS

 

SUPPLIERS

 

 

 

FOREIGN COMPANY NAME:

ACCELL FITNESS DIVISION BV

ADDRESS:

PURMERWEG 1 1311 XE ALMERE

COUNTRY:

Netherlands

 

FOREIGN COMPANY NAME:

TUNTURI FITNESS BV

ADDRESS:

1320 AA ALMERE

COUNTRY:

Netherlands

 

COMPANY INDEX

 

COMPANY INDEX:

All figure quoted in PLN

 

FOREIGN EXCHANGE RATES

 

Currency
Unit

Indian Rupees

US Dollar

1

Rs.56.01

UK Pound

1

Rs.87.85

Euro

1

Rs.70.54

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.